The company that digitally routes prescription information from the pharmacy management software to the third-party payor for payment is a Pharmacy Benefit Manager (PBM)
The company you are describing is commonly known as a Pharmacy Benefit Manager (PBM). PBMs act as intermediaries between pharmacies, health insurance companies, and drug manufacturers. They handle prescription drug claims processing and adjudication, including routing prescription information from the pharmacy management software to the third-party payor for payment.
PBMs also negotiate drug pricing with manufacturers, manage formularies, and provide other services related to the management of prescription drug benefits. Some examples of PBMs include Express Scripts, CVS Caremark, and OptumRx.
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on july 1, 2024, a company sells $2,000 of gift cards to customers. the gift cards expire one year from the date of sale. by december 31, 2024, $1,600 of the gift cards have been redeemed. what is the ending balance in the deferred revenue account on december 31, 2024?
The ending balance in the deferred revenue account on December 31, 2024 is $400.
Gift cards sold = $2,000 Gift cards redeemed = $1,600Remaining balance of gift cards = $2,000 - $1,600 = $400
The remaining balance of gift cards represents the deferred revenue. Since the gift cards expire one year from the date of sale, any unredeemed amount by the expiration date will be recognized as revenue.
Sold gift cards equal $2,000 Redeemed gift cards equal $1,600.Gift card balance remaining = $2,000 - $1,600 = $400The deferred income is represented by the remaining amount on gift cards. Any amount left on the gift cards after they expire, which is one year from the date of purchase, will be counted as revenue.
Therefore, the ending balance in the deferred revenue account on December 31, 2024, is $400.
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how does the governance of a closely held corporation compare to the statutory model of corporate governance? they are very similar, with directors having the most influence in both models. they are very similar, with shareholders having the most influence on the corporate governance in both models. they are very different, with shareholders having less influence than directors in a closely held corporation and more influence in the statutory model. they are very different, with shareholders having more influence in a closely held corporation than in the statutory model.
The governance of a closely held corporation compare to the statutory model of corporate governance is option (d) They are very different, with shareholders having more influence in a closely held corporation than in the statutory model.
Closely held corporations are usually owned by a small number of shareholders, often family members or a small group of investors. In these corporations, the shareholders usually have more direct control over the management and decision-making processes of the company compared to the statutory model, where the governance is defined by legal regulations and corporate laws.
In the statutory model, shareholders have the right to vote on important decisions but the board of directors is responsible for making most of the major decisions and overseeing the company's operations. In a closely held corporation, however, the shareholders often have more influence over the board of directors and may even serve as directors themselves.
Additionally, closely held corporations often have more flexibility in terms of corporate governance, allowing shareholders to negotiate and customize the management structure to better suit their needs.
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The given question is incomplete, the complete question is:
How does the governance of a closely held corporation compare to the statutory model of corporate governance? a) They are very different, with shareholders having less influence than directors in a closely held corporation and more influence in the statutory model. b) They are very similar, with directors having the most influence in both models. c) They are very similar, with shareholders having the most influence on the corporate governance in both models. d)They are very different, with shareholders having more influence in a closely held corporation than in the statutory model.
accrual-basis accounting involves recording revenues at the time goods and services are provided to customers and recording expenses at the time costs are used in running the company. group startstrue or false true, unselected false, unselected
The given statement is true because accrual-basis accounting involves recording revenues at the time goods and services are provided to customers and recording expenses at the time costs are used in running the company.
Accrual-basis accounting, as the name implies, revolves around the concept of accruals, which is the inclusion of financial transactions or events when they occur, and not when the money or payment has been exchanged. It includes prepaid expenses and accounts receivables as well. it involves the comprehensive recording of all of the financial transactions that happen in a business.
The accrual accounting technique recognizes revenues when a service or product is delivered to a customer, regardless of whether the payment has been received or not. It records the expenses when they are incurred, regardless of whether the payment has been made or not. This method is commonly used in businesses, where sales are made on credit.
In a nutshell, accrual accounting involves matching revenue with expenses, providing a more detailed view of a company's financial performance.
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danny needs to determine the present value of an annuity of $1 that is payable at the beginning of each period. the annuity will be 10% for a total of 8 periods. danny has access to a present value table showing the present value of an annuity of $1 payable at the end of each period. in order to compute present value, how long should the present value factor in the 10% column be used?
To compute the present value of Danny's annuity, you should use the present value factor in the 10% column for 8 periods.
1. Identify the annuity payment, interest rate, and number of periods: $1 payment, 10% interest rate, and 8 periods.
2. Access the present value table showing the present value of an annuity of $1 payable at the end of each period.
3. Locate the 10% column in the table.
4. Find the present value factor corresponding to 8 periods in the 10% column.
5. Multiply the annuity payment ($1) by the present value factor to get the present value of the annuity.
By following these steps, you'll be able to compute the present value of Danny's annuity using the present value factor for 8 periods in the 10% column.
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which of the following is least likely to help a firm protect itself against suits claiming discriminatory disciplinary actions? group of answer choices training managers how to avoid bias claims developing written policies barring unfair treatment disciplining in the presence of coworkers basing decisions solely on performance
The least probable method for a company to defend itself from lawsuits alleging discriminatory disciplinary measures is to base judgments purely on performance. Option 4 is correct.
Performance reviews are used by businesses to evaluate accomplishments, identify top performers, and decide which employees have contributed the most to the company's success. Despite the fact that there are many other types of performance evaluations, the top-down review, in which a management evaluates their direct report, is the most typical.
Making decisions involves choosing the best course of action from a range of options in order to accomplish a certain goal. Making decisions is a crucial duty for management since they have a significant impact on how well a company performs. Option 4 is correct.
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Correct Question:
which of the following is least likely to help a firm protect itself against suits claiming discriminatory disciplinary actions? group of answer choices
1. training managers how to avoid bias claims.
2. developing written policies barring unfair treatment
3. disciplining in the presence of coworkers
4. basing decisions solely on performance
you want to create a company culture free of sexual harassment. what must you consider regarding the workplace culture beyond just addressing harassing conduct?
When trying to create a company culture free of sexual harassment, there are various factors to be considered regarding workplace culture beyond just addressing harassing conduct like management roles, company culture, etc.
These factors are as follows:
Management roles: Leaders and managers must show zero tolerance for any kind of harassment in the workplace. They should encourage employees to speak up if they feel harassed and assure them that it will be addressed swiftly.
Policies and procedures: Workplace policies should make it clear that harassment of any kind will not be tolerated. Employees must be trained on these policies and procedures to promote a healthy work environment.
Employee training: It is essential to train employees on identifying and preventing sexual harassment. Training should cover topics such as the consequences of sexual harassment, how to report an incident, and the proper protocol to follow when a complaint is made.
Company culture: Company culture must support a harassment-free environment. Employees should feel comfortable coming forward to report any incident of harassment.
Moreover, a positive company culture helps create a workplace that fosters respect and understanding between employees, which helps prevent harassment.
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during the period of globalization 1.0, the mode of entry into foreign markets primarily involved multiple choice exporting goods. licensing production and distribution. making foreign institutional investments. making foreign direct investments.
During the period of globalization 1.0, the mode of entry into foreign markets primarily involved: exporting goods, option A.
The spread of the flow of financial products, goods, technology, information, and jobs across national borders and cultural boundaries is referred to as globalization. In terms of economics, it refers to a global interconnectedness facilitated by free trade.
Globalization gives businesses a competitive edge across the board. Manufacturing overseas allows them to save operational expenses, lower or eliminated tariffs allow them to purchase raw materials more affordably, and most importantly, they have access to millions of new customers.
Social contact between distinct communities increases as a result.Cultural interchange across civilizations is exemplified by globalisation in terms of ideas, values, and creative expression.Another tendency associated with globalisation is the emergence of a unified global culture.In terms of politics, globalisation has focused emphasis on intergovernmental bodies such as the World Trade Organization and the United Nations (WTO).Globalization has changed how international law is developed and applied from a legal perspective.Learn more about Globalization:
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art bought 25/50/100 liability with a $250 deductible on collision and $250 deductible on comprehensive coverage. if the base premiums are $220, $375, $185, and $102, respectively, how much is his total base premium? responses $595 $595 $780 $780 $882 $882 $923 $923
We must add the rates for each type of coverage in order to determine the overall base premium for Art's insurance plan.
Art purchased 25/50/100 liability coverage, which means the policy will pay up to $25,000 for one-person injuries or fatalities, $50,000 for multiple-person injuries or fatalities, and $100,000 for property damage. The liability insurance basic premium is $220.
A $250 deductible on Art's collision insurance means that he is responsible for the first $250 of any claims. With collision insurance, the starting price is $375.
A $250 deductible is also included in Art's comprehensive coverage, which also includes a $185 basic cost.
The total of the base premiums for each type of coverage is:
$220 (liability) + $375 (collision) + $185 (comprehensive) = $780
Art's total base premium as a result is $780. $780 is the closest estimate.
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a recession is always associated with group of answer choices the end of a war. slowly growing real gdp. rising inflation. declining real gdp
A recession is always associated with a declining real GDP.
An economic recession is characterized by a significant decline in economic activity that lasts for a long period of time. A recession is typically caused by a decline in the country's gross domestic product (GDP) or a reduction in its growth rate, and it can affect the economy's production, consumption, and distribution of wealth.
A recession is always associated with declining real GDP. Real GDP, which is the country's total economic output, is calculated by adjusting for inflation. When the economy's real GDP falls for two consecutive quarters, a recession is said to have occurred. During a recession, there is a general decrease in economic activity, with fewer jobs and a reduction in the production of goods and services. This situation typically leads to a decrease in consumer spending, which further exacerbates the problem by reducing the demand for goods and services.
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april is planning to petition for bankruptcy, so she sells her gold jewelry worth $10,000 to a friend for $1,000. the friend agrees that in the future she will sell the jewelry back to april for the same amount. this is both a fraudulent transfer and one the trustee can undo. group of answer choices true false
The correct answer is option A. True. This is a fraudulent transfer because April is not receiving a fair market value for her jewellery. She is selling it for a significantly reduced amount, which is against the law.
Since April is in need of money and is inclined to accept any offer for her jewellery, the buddy is also taking advantage of her predicament.
This transfer can be reversed by the trustee because it was an invalid transaction. The trustee can cancel the transfer, seize the jewellery or the funds, and give them back to April. This is done to make sure creditors are fully repaid and to safeguard the estate's assets. The buddy, who knowingly took part in a fraudulent transaction, might also be sued by the trustee.
Complete Question:
April is planning to petition for bankruptcy, so she sells her gold jewellery worth $10,000 to a friend for $1,000. The friend agrees that in the future she will sell the jewellery back to April for the same amount. This is both a fraudulent transfer and one the trustee can undo.
Group of answer choices
A. True
B. False
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how much money is created by a bank with $20 million in assets if it lends out half of its assets with a required reserve ratio of 10%.
The amount of money created by a bank with $20 million in assets and if it lends out half of assets with required-reserve-ratio as 10% is (a) $100,000,000.
The amount of money that can be created by a bank through lending is determined by the "required-reserve-ratio", which is the percentage of deposits that banks are required to hold in reserve by law.
In this case, the bank has $20 million in assets, and
The bank lends out half-assets = $20/2 = $10 million.
The required reserve ratio is = 10%.
This means that the bank must hold 10% of its total deposits as reserves, while it can lend out the remaining 90%.
To calculate the amount of money that can be created by the bank through lending, we use the formula :
⇒ Money created = (Amount lent out/Reserve requirement) × (1/Reserve requirement),
⇒ Money created = ($10,000,000/0.10) × (1/0.10),
⇒ Money created = $100,000,000.
Therefore, the amount of money that can be created is $100,000,000, the correct option is (a).
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The given question is incomplete, the complete question is
How much money is created by a bank with $20 million in assets if it lends out half of its assets with a required reserve ratio of 10%.
(a) $100,000,000
(b) $1,000,000,000
(c) $10,000
(d) $50,000,000
c corporation has the following capital gains and capital losses for years 1 and 2: capital gains capital losses year 1 $250,000 $300,000 year 2 425,000 350,000 if the c corporation had no capital gains or losses prior to year 1, what is the minimum net capital gain that can be reported for year 2?
The minimum net capital gain that can be reported for year 2 is $25,000.
To calculate the minimum net capital gain that can be reported for year 2 for the C Corporation, we need to follow these steps:
1. Calculate the net capital gain/loss for each year:
Year 1: $250,000 (capital gains) - $300,000 (capital losses) = -$50,000 (net capital loss)
Year 2: $425,000 (capital gains) - $350,000 (capital losses) = $75,000 (net capital gain)
2. Apply the net capital loss carryforward from year 1 to year 2:
Since the C Corporation had no capital gains or losses prior to year 1, we only need to consider the -$50,000 net capital loss from year 1. We can carry this forward to offset the net capital gain in year 2.
3. Calculate the minimum net capital gain for year 2:
$75,000 (net capital gain in year 2) - $50,000 (net capital loss carryforward from year 1) = $25,000
The minimum net capital gain that can be reported for year 2 for the C Corporation is $25,000.
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you have your choice of two investment accounts. investment a is a 13-year annuity that features end-of-month $1,100 payments and has an apr of 6.7 percent compounded monthly. investment b is a 6.2 percent continuously compounded lump sum investment, also good for 13 years. how much money would you need to invest in investment b today for it to be worth as much as investment a 13 years from now? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The amount of money needed to invest in Investment B today for it to be worth as much as investment A in 13 years is $97,083.76.
To solve this problem, we need to calculate the future value of Investment A and then determine the present value of Investment B that would be equivalent to that future value.
First, let's calculate the future value of Investment A. Since it's an annuity, we'll use the formula
FV = PMT×[tex]\frac{[(1 + \frac{r}{n} )^{nt} - 1] }{\frac{r}{n} }[/tex]
where PMT is the payment amount, r is the annual interest rate, n is the number of compounding periods per year, and t is the number of years.
In this case, PMT = $1,100, r = 0.067/12 (monthly interest rate), n = 12 (monthly compounding), and t = 13. Plugging these values into the formula, we get
FV = $1,100×[tex]\frac{[(1 + \frac{0.067}{12} )^{12*13} - 1] }{\frac{0.067}{12} }[/tex]
Next, we need to determine the present value of Investment B that would be equivalent to $260,423.79 in 13 years. Since Investment B is a continuously compounded lump sum investment, we'll use the formula
PV = FV / e^(rt)
where FV is the future value, r is the annual interest rate, t is the number of years, and e is the mathematical constant e (approximately 2.71828).
In this case, FV = $260,423.79, r = 0.062 (annual interest rate), and t = 13. Plugging these values into the formula, we get
PV = [tex]\frac{260,423.79}{e^{0.062*13}}[/tex] = $97,083.76
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which method is used for remeasuring a foreign subsidiary's financial statements? group of answer choices historical rate method. current rate method. working capital method. translation. temporal method.
Temporal method will be used for remeasuring a foreign subsidiary's financial statements. Option E is correct.
The Temporal Method is a method of foreign currency translation that is used to translate the financial statements of a foreign subsidiary into the reporting currency of the parent company. This method is used when the functional currency of the foreign subsidiary is different from the reporting currency of the parent company.
Under the Temporal Method, monetary assets and liabilities (such as cash, accounts receivable, and accounts payable) are translated using the current exchange rate, while non-monetary assets and liabilities (such as inventory, property, and equipment) are translated using historical exchange rates. Income and expenses are also translated using the exchange rate that existed at the time they were incurred.
Hence, E. is the correct option.
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--The given question is incomplete, the complete question is
"Which method is used for remeasuring a foreign subsidiary's financial statements? group of answer choices A) historical rate method. B) current rate method. C) working capital method. D) translation. E) temporal method."--
there is a bond that has a quoted price of 106.875 and a par value of $2,000. the coupon rate is 6.93 percent and the bond matures in 23 years. if the bond makes semiannual coupon payments, what is the ytm of the bond?
The YTM of the bond that makes semiannual coupon payments is 6.96%.
YTM is the yield to maturity. It is the total return anticipated on a bond if the bond is held until it matures. Yield to maturity is considered a long-term bond yield, but it is expressed as an annual rate. In other words, it is the internal rate of return of an investment in a bond if the investor holds the bond until maturity and is repaid all interest and principal due.
The formula to calculate the YTM of the bond is as follows:
PV = C [ ( 1 - 1 / (1 + r)^n ) / r ] + F / (1 + r)^n
where PV = the price of the bond; C = the semiannual coupon payment; F = the par value of the bond; r = the yield to maturity (YTM); and n = the number of semiannual periods.
Using the given information, we can calculate the YTM of the bond as follows:
PV = 106.875% × $2,000 = $2,137.50C = 6.93% × $2,000 / 2 = $69.30
F = $2,000
n = 23 × 2 = 46
Substituting these values into the formula above:
2,137.50 = $69.30 [ ( 1 - 1 / (1 + r)^46 ) / r ] + $2,000 / (1 + r)^46
Solving this equation for r using a financial calculator or an excel formula gives r = 6.96%. Therefore, the YTM of the bond is 6.96%.
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most banks today go way beyond just offering checking and savings accounts. many offer investment services and financial advisors. true false
The given statement "most banks today go way beyond just offering checking and savings accounts. many offer investment services and financial advisors" is true because many banks have expanded their range of financial products and services in recent years to include investment options and financial advisory services.
Many banks today offer a wide range of financial products and services beyond traditional checking and savings accounts. These may include investment services such as stocks, bonds, and mutual funds, retirement accounts, insurance products, and financial planning and advisory services. This is often done to provide customers with a comprehensive financial solution that meets all their needs and preferences, and to stay competitive in a rapidly evolving financial industry.
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according to corporate strategy researcher michael porter, firms that have experienced intense domestic competition are group of answer choices unlikely to have the time or resources to compete abroad. more likely to demand protection from their governments. most likely to design strategies aimed primarily at the domestic market. more likely to design strategies that will allow them to successfully compete abroad.
According to corporate strategy researcher Michael porter, firms that have experienced intense domestic competition are most likely to design strategies aimed primarily at the domestic market. So the option C is correct.
This is because they have already devoted a significant amount of resources and energy to competing in their home market, and may not have the resources or capacity to expand their operations overseas.
Additionally, these firms may be more likely to demand protection from their governments in order to protect their domestic market share, as well as design strategies that are focused primarily on the domestic market. On the other hand, firms that have not experienced intense domestic competition may be more likely to design strategies that will allow them to successfully compete abroad, as they have more resources and capacity to do so. So the option C is correct.
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The complete question is:
According to corporate strategy researcher Michael porter, firms that have experienced intense domestic competition are:
Group of answer choices
A. unlikely to have the time or resources to compete abroad.
B. more likely to demand protection from their governments.
C. most likely to design strategies aimed primarily at the domestic market.
D. more likely to design strategies that will allow them to successfully compete abroad.
5. ajax company purchased a four-year certificate of deposit for its building fund in the amount of $270,000. how much should the certificate of deposit be worth at the end of four years if interest is compounded at an annual rate of 9%?
The value of the certificate of deposit at the end of four years will be $391,132.80.
The formula for compound interest is: A = P(1 + r/n)^(nt), where A is the final amount, P is the principal amount, r is the annual interest rate, n is the number of times the interest is compounded per year, and t is the time in years.
In this case, P = $270,000, r = 0.09, n = 1 (compounded annually), and t = 4. Plugging these values into the formula, we get:
A = $270,000(1 + 0.09/1)^(14)
A = $270,000(1.09)^4
A = $391,132.80
Therefore, the value of the certificate of deposit at the end of four years will be $391,132.80.
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which of the following will cause the long-run aggregate supply curve to shift? i. changes in the amount of capital ii. changes in the price level iii. changes in the money supply i only i, ii, and iii only i and ii ii only
Changes in the amount of capital will cause the long-run aggregate supply curve to shift. The correct option is only i.
A change in the long-run aggregate supply curve may be caused by any of the following factors: Changes in the quantity of labor or capital, as well as changes in technology or productivity, might cause a shift in the long-run aggregate supply curve.
Because production and technology play such an essential role in the long-run, shifts in aggregate supply are mostly caused by technological innovation or an increase in capital, such as more modern equipment or the implementation of new operational strategies that increase efficiency.
Additionally, such technological advancements may improve the productive capacity of an economy, allowing it to create and produce more goods and services than before.
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a house cleaning service agency offers a basic house cleaning and mopping service at $50 per hour. for an additional $20 per hour, they will also provide services such as dusting the cabinets and folding clothes. this is an example of
The given scenario is an example of bundling pricing strategy.
Bundling is when a company offers multiple products or services as a package deal, often at a lower price than if the products or services were purchased separately. In this case, the cleaning agency is bundling their basic cleaning and mopping service with additional services like dusting and folding clothes at a slightly higher price.
This allows the agency to offer more value to customers and potentially increase their revenue by encouraging customers to purchase more services. By bundling, the agency can also simplify their pricing structure and make it easier for customers to understand the services they are receiving and the total cost of those services.
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write a short (1- to 2-paragraph) description of the business process you want to address in the project. include a discussion of the existing subsystems you will use and the subsystems you will create.
We aim to streamline the e-commerce order fulfillment process by integrating a new subsystem for efficient picking, packing, and shipping.
The business cycle that we need to address in this task is the request satisfaction process for an online business stage. The current subsystems that we will utilize incorporate the request the executives framework, stock administration framework, and transportation the board framework. We will make another subsystem for the most common way of picking, pressing, and delivery the orders.
This new subsystem will incorporate a standardized tag filtering framework to guarantee exact and proficient request picking, a pressing station to bundle the things, and a delivery mark age framework to create transporting names for the orders. The new subsystem will be coordinated with the current subsystems to make a smoothed out and proficient request satisfaction process for the online business stage, further developing consumer loyalty and lessening mistakes and postpones in the request satisfaction process.
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japan imposed a limit on auto exports to the united states as a result of pressure by the u.s. government. what instrument of trade policy does this represent?
The limit on auto exports imposed by Japan as a result of pressure by the U.S. government represents a type of trade policy instrument called an export quota.
A country's ability to export a certain amount of goods to another country is limited by an export quota. In this instance, Japan set a cap on the quantity of cars it could export to the United States. This export cap was put in place to limit the number of Japanese cars that were sold in the country and defend the domestic auto industry.
A type of trade restriction that can be used to limit imports and defend domestic industries is the use of export quotas. They can be utilized in place of tariffs or other trade regulations that tax imported goods.
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what two things give economics its reputation as the most powerful social science, according to thaler?
According to thaler, the 2017 recipient of the Nobel Memorial Prize in Economic Sciences for his contributions to behavioural economics, there are two factors that give economics its status as the most potent social science.
An early proponent of the area of behavioural economics, which applies psychological research insights to economic decision-making, is the American economist Richard H. Thaler.
Richard Thaler has studied economic decision-making using psychological insights since the 1980s. Three psychological traits, including the propensity to act less than fully logically, ideas of fairness and reasonableness, and a lack of self-control, have received particular attention from him.
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a consultant with a background in behavioral sciences who works as a catalyst in helping organizations deal with old problems in new ways is called a(n) .
A consultant with a foundation in social sciences who functions as an impetus in assisting associations with managing old issues in new ways is called Change Agent.
A change agent is an expert with a foundation in social sciences who can be an impetus in assisting associations with managing old issues in new ways. Change specialists will be experts who are gifted at directing people, gatherings, or whole organizations through massive changes in processes, authority, culture, or systems.
A change agent should have superb relational correspondence capacities, including undivided attention and critical thinking. They ought to likewise have major areas of strength for of conduct sciences, like brain research and social science, and we know all about the organization's way of life, tasks, and goals.
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This question is not complete, Here I am attaching the complete question:
A consultant with a background in behavioral sciences who works as a catalyst in helping organizations deal with old problems in new ways is called a(n) ______.
(A) Change Agent
(B) influencing others
(C) management process
what was the relationship between the federal government and economic growth in the aftermath of world war ii? question 1 options: economic growth resulted from less federal spending economic stagnation resulted from less federal spending federal spending created more economic growth federal spending slowed economic growth
The relationship between the federal government and economic growth in the aftermath of World War II was that federal spending created more economic growth.
After World War II, the United States experienced an economic expansion, which was facilitated by government spending on military equipment and infrastructure. The federal government's significant investments in infrastructure and education also aided in economic growth.
The Marshall Plan was a U.S. initiative to assist Western Europe's rebuilding efforts, which included providing financial assistance to Europe's countries. It generated demand for American products and jobs, helping to build up the American economy.
The GI Bill, which provided education and housing assistance to veterans, also contributed to economic growth. By increasing consumer demand, government spending helped to promote the economy's development.
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if jillian deposits, into an account paying 6% interest, $5500 each year for 8 years, what is the present value of those deposits?
The present value of Jillian's deposits is $37,821.16.
We can use the formula for the present value of an annuity to calculate the present value of Jillian's deposits:
PV = PMT x [1 - (1 + r)^(-n)] / r
where:
PV is the present value
PMT is the amount of each payment (deposit)
r is the interest rate per period
n is the total number of periods
In this case, Jillian deposits $5500 each year for 8 years, and the interest rate is 6% per year. Since the deposits are
made annually, the interest rate per period is 6% / 1 = 6%. The total number of periods is 8.
Substituting these values into the formula, we get:
PV = 5500 x [1 - (1 + 0.06)^(-8)] / 0.06
Using a calculator, we get:
PV = $37,821.16
Therefore, the present value of Jillian's deposits is $37,821.16.
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all of the following are true regarding a qualified annuity except a at distribution, all amounts received by the employee are tax-free. b employer contributions are not counted as income to the employee while the plan is in force. c funds accumulate on a tax-deferred basis. d employer contributions are tax deductible as ordinary business expense.
Regarding a qualified annuity, all of the following are true except that at distribution, all amounts received by the employee are tax-free.
Annuity
An annuity is a financial product that is sold by financial institutions and insurance firms. An annuity is an investment in which an individual pays a lump sum or a series of payments, and the institution pays the individual back over time, with interest. It is a contract between an insurance company and an individual in which the insurer pays a lump sum or a series of payments to the insured, which is typically used as a means of earning a steady income.
Qualified annuity
A qualified annuity is a tax-deferred investment that is typically offered by employers as part of a retirement savings plan. Contributions to a qualified annuity are made before taxes are taken out, lowering the contributor's taxable income. The employer contribution is tax-deductible as an ordinary business expense. The funds that accumulate in a qualified annuity grow tax-deferred until the funds are withdrawn.
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hi hun. i have some bad news. jamie lee jamie lee:oh no, what happened? ross ross:i got into a car accident. i lost control of my car, hit a parked car, and damaged a storefront. jamie lee jamie lee:oh no! make sure to call the police to report the accident and then tell our insurance agent. what should jamie lee and ross have done before the crash as a precaution?
Before the crash, as a precaution, Jamie Lee and Ross should have ensured that they followed all traffic rules and regulations to prevent accidents.
Jamie Lee and Ross also should have taken the following precautions:
Ensure their vehicle is well-maintained and functioning properly.Always wear seatbelts when driving or riding in a vehicle.Follow traffic rules and obey speed limits.Stay focused and avoid distractions while driving, such as texting or eating.Adjust driving behavior according to weather and road conditions.Keep a safe distance from other vehicles to allow for ample reaction time.Regularly review and practice defensive driving techniques.They could have minimized the risk of a crash and ensured a safer driving experience these precautions. Additionally, they should have ensured that their car was in good condition and had regular maintenance. They should have also avoided distracted driving, such as using a phone while driving or engaging in other activities that could divert their attention from the road.
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in addition to telling the truth and taking responsibility for your actions, which of the following is also an example of workplace ethics? question 2 options: a) being well prepared for a presentation b) copying leadership on all email c) imagining the impact of your actions on others d) enlightening a customer on a potentially harmful decision they might be making hip role e) taking credit for the success of a group assignment when you had a leaders
Option d: Enlightening a customer on a potentially harmful decision they might be making is also an example of workplace ethics.
A work ethic is a collection of values, moral principles and standards that both employers and employees must follow in the workplace. This is a set of rules and regulations that all employees must follow at work.
These ethics are enforced by employers to foster both employee-employer and employee-customer relationships. Organizations can choose to write these ethics or not, but they must follow them.
There are some general ethical behaviors in the workplace that employers don't have to define, but they are general ethical behaviors that employees must demonstrate. Similarly, some organization-specific ethical rules may need to be defined in company manuals.
Work ethics are the moral principles, values and standards that guide the behavior of workers and employers within an organization. Workplace ethics can also relate to the way an organization serves its customers and treats its employees, as well as how it is perceived by the public and competitors.
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why might economists be quite concerned if the annual interest payments on the debt sharply increased as a percentage (%) of gdp?
Because of an overpriced burden, higher interest will undermine an economy and diminish the likelihood that the debt can be repaid. Hence, substantial increases in the annual interest payment on the public debt as a proportion of GDP are of more concern to economists.
The GDP, or gross domestic product, is one of the most widely used It is frequently quoted in reports by governments, central banks, and the business community as well as in newspapers, on television news, and in publications. It is frequently used days as a benchmark for assess the state of both regional and world economies. The standard measurement of the value added produced via the production of goods and services in a nation over a specific time period is the gross domestic product (GDP). As a consequence, it also includes the money made from that manufacturing, or the sum of money spent on finished goods and services (less imports). GDP refers to the amount of any and all value added produced inside an economy.
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