A required reserve ratio of 12 percent gives rise to a simple deposit multiplier of Oa. 83.33. O b. 8.33. Ос. 6.67. Od. 12

Answers

Answer 1

A required reserve ratio of 12 percent gives rise to simple deposit multiplier of 12.

What is a required reserve ratio?

The necessary reserve ratio is the proportion of deposits that banks must hold in reserves in order to comply with Fed regulations. You may calculate the reserve ratio and learn how much of each dollar of deposits must be kept in reserves by dividing the percentage of deposits that must be held in reserves into a fraction. The reserve ratio is a key tool for monetary policy in an economy since it regulates the quantity of money in circulation. The central bank can increase the amount of money in the economy by reducing the reserve ratio. The Federal Reserve mandates that banks and other depository institutions keep a minimum amount of reserves against their liabilities.

Required reserve ratio= 12/1= 12

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Related Questions

list and explain 3 non price factors affecting demand market of iPhone.
list and explain 3 non price factors affecting supply market of iPhone

Answers

Non price factor affecting demand market of iPhone:

Product design and featuresBrand reputationAdvertising and marketing

Three non-price factors that can affect the supply of iPhones include:

Production costsGovernment regulationsAvailability of components

Non price factor affecting demand market of iPhoneProduct design and features: The design and features of the iPhone, such as its camera quality, screen size, and overall aesthetic, can greatly affect consumer demand. For example, if a new iPhone model is released with improved camera capabilities, this may increase demand for the product.Brand reputation: The reputation of the iPhone brand can also affect demand. Apple has a strong reputation for producing high-quality, innovative products, which can drive consumer demand for the iPhone.Advertising and marketing: The way that the iPhone is marketed and advertised can also affect demand. If Apple launches a successful advertising campaign for a new iPhone model, this may increase demand for the product.Three non-price factors that can affect the supply of iPhones include:

Production costs: The costs associated with producing iPhones can affect the supply of the product. If production costs increase, the supply of iPhones may decrease.Government regulations: Government regulations can also affect the supply of iPhones. For example, if a government imposes tariffs on imported electronics, this may increase the cost of producing iPhones and decrease the supply of the product.Availability of components: The availability of components used in the production of iPhones can also affect supply. If a key component becomes scarce or unavailable, this may affect the ability of manufacturers to produce iPhones, and thus affect the supply of the product.

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Deborah is writing a proposal to solicit business from a potential client. She should expect to spend the most time on ________.

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Deborah is writing a proposal to solicit business from a potential client. She should expect to spend the most time on Audience oriented.

In order to actively solicit business or employment from a client, one must either start providing the services themselves, advertise their availability, or promote conversation about their offerings. In order to solicit business, one must approach potential clients.

The phrase often refers to asking prospective customers directly to buy products or services rather than through marketing. Other independent company entrepreneurs, including freelancers, frequently participate in solicitation to find new clients.

To request (anything, such as cash or assistance) from individuals, businesses, etc. Donations are being sought by the center to aid earthquake victims. The business is seeking proposals from several businesses. The group is looking for new subscribers and members.

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Which of the following is not listed as a way to encourage ethical behavior at the organizational level?
A. Social responsibility audits
B. Shareholder analysis
C. Analysis of mission and goal statements
D. Ethics training

Answers

B). Shareholder analysis is not listed as a way to encourage ethical behavior at the organizational level.

Shareholder analysis refers to the financial analysis of a company's stock performance. This analysis is typically done to evaluate the company's financial health and does not have anything to do with encouraging ethical behavior.

Social responsibility audits, analyzing mission and goal statements, and ethics training are all viable ways to encourage ethical behavior in an organization. Therefore the correct answer is option b which is Shareholder analysis.

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Garcia Company had the following selected transactions during the year. Jan. 1 The company paid $6,200 cash for 12 months of insurance coverage beginning immediately. Aug 1 The company received $2,700 cash in advance for 6 months of contracted services beginning on August 1 and ending on January 31. Dec. 31 The company prepared any necessary year-end adjusting entries related to insurance coverage and services performed. A. Record journal entries for these transactions assuming Garcia follows the usual practice of recording a prepayment of an expense in an asset account and recording a prepayment of revenue received in a liability account

Answers

1st January

Debit Cash 6,200

Insurance of prepaid credits 6,200

1st August

Debit Cash 2,700

Unearned Service Revenue 2,700

31st of December

Debit prepaid insurance 2,200

Loan insurance costs 2,200

Debit Unearned Service Revenue 2,700

Loan servicing revenue 2,700

Garcia Company follows the usual practice of recording the advance for the expense to an asset account and recording the advance for the revenue received to the liability account. This means that when a company pays for services or insurance coverage in advance, the amount is recorded as an asset or liability on the balance sheet. After services are rendered, the amount of unearned service revenue is adjusted to the amount of service revenue.

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The HR department at Clearwater Electronic received a report of a work-related injury on the production line that reulted in the employee miing everal day of work. Suppoedly, the employee hurt hi back while lifting a box of component. However, another employee reported that the employee wa not really hurt and jut wanted ome day off. It i the reponibility of the HR department to proce worker’ compenation claim and make ure the claim i not fraudulent. Which tatement give the bet reaon for HR to enure that the claim i legitimate?

Answers

Organizations that respond snappily and efficiently to the external terrain frequently have a competitive edge over their challengers. Companies need to be sensitive to how layoffs affect workers and plan druthers.

Because the HR director in the organizations is responsible for the establishment's gift operation, it's important to work with top operations to ensure the recruiting strategy meets the establishment's overall requirements and attracts top gifts.  

The reclamation and selection process at associations is finding and hiring stylish campaigners for job openings. This process has a  channel structure. Imagine you're seeking a new hire for a  part – your current hand decided to pursue another occasion. You need to find relief.

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A hotel will use a job order cost system for which of the following expenses?
a. Room service
b. Soap and shampoo expenses
c. Maid services
d. Swimming pool expenses

Answers

a. Room service. A hotel service known as room service or in-room dining lets customers order food and beverages to be delivered to their rooms where they may consume them.

A hotel concierge is capable of more than just providing travel arrangements, restaurant reservations, and local knowledge. Give your visitors assistance that goes above and beyond their expectations. For further emphasis, these services may be developed to focus on your hotel's key selling characteristics. In Sorrento, Italy, the Grand Hotel Excelsior Vittoria is widely recognised for its very customised presents. A group of American children received customised jerseys from the property once. Whether tourists just require transportation to your location or a trip about town, The Otesaga Resort in Cooperstown, NY, surprises them by setting your hotel distinct from your competition.

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Assume there are 20.45 million unemployed people and 396.78 million employed people in a country. What is the unemployment rate

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The unemployment rate and labor force participation rate = 58.9%

By the conclusion of this quarter, analysts and Trading Economics' global macro models predict that India's unemployment rate would be 8.30 percent. Our econometric models predict that the India Unemployment Level will generally trend around 7.50 percent in 2024.

The jobless rate for any area is calculated by dividing the number of people in the area who are unemployed and actively seeking for work by the overall number of people in the region who are employed.

From 2012 to 2022, India's employment rate averaged 44.21 percent, with record highs of 50.80 percent in December 2012 and 36.40 % in the 2nd period of 2020.

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The minimum possible short-run average costs are equal to long-run average costs when a. Production is at any point on the LAC curve. b. the plant is producing at its short-run minimum point. c. the long-run curve is at a minimum point. d. short-run and long-run costs are declining. e. Production is at any point on the SAC curve.

Answers

When the long-run curve reaches a minimum point, the lowest short-run average costs are equal to long-run average costs.

What is the typical cost ?

Average cost, also referred to as average total cost, is the price per unit of output (ATC). We can determine the average cost by dividing the entire cost by the total volume of output.

Businesses produce and supply a wide variety of items at different price points in different market settings. For them to maximize their market profit, the production expenses must also be taken into account. To better comprehend how firms calculate their cost functions and arrive at their production plans, we must carefully explore the two main cost categories, marginal cost and average cost.

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Under which tab and group can you find the control to add a section to a presentation?
a. Insert tab, Slides group
b. Home tab, Slides group
c. Design tab, Designer group
d. Home tab, Paragraph group

Answers

Answer: the answer is B

Answer: Home tab, Slides group

Explanation:

Despite working in different sectors of the economy, interest groups including the American Federation of Labor and Congress of Industrial Organizations (AFL-CIO), as well as the American Federation of State, County and Municipal Employees, have in common the fact that they are

Answers

Labor Organizations or Unions are what all interest groups have in common, albeit operating in various economic areas.

What are the various economic sectors?

The primary, secondary, and tertiary sectors are the three main pillars of the economy. The primary sector of the economy is in charge of resource extraction; the secondary sector is in charge of manufacturing; and the tertiary sector is in charge of providing services.

Economic pursuits are human actions that generate income. Primary, secondary, and tertiary economic activity are the three main groups. Within tertiary activities, higher services are separated into quaternary and quinary activities.

Let's first grasp the distinctions between the various economic sectors in order to better understand why primary, secondary, and tertiary sector industries are situated in diverse regions of the world (including India).

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Jamie is 22 years old and works for a company that matches her 401(k) contribution up to 3%. The interest rate for her 401(k) is 8%. If she puts away 9.5% of her $41,000 salary every year, how much would she have saved in 10 years

Answers

Jamie being 22 years old and working for a company that matches her 401(k) contribution up to 3%. The amount she would  have saved in ten years is $74,243.63.

Total annual amount of Jamie is (0.095 41000) plus (0.03 41000), which is how much money is saved. Jamie's total annual contribution is equal to his 3895 plus his 1230, or $5125. Savings after ten years: FV = [P(1+r)n - 1] / r where n = 10 and P = $5125 annually 8% is the interest rate (r). Let's enter the formula. FV = [5125(1 + 0.08)^10 - 1 ] / 0.08 FV = [5125(1.08)^10 - 1 ]/ 0.08 FV= $74,243.63 In conclusion, she would have saved $74,243.63 over ten years.

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Suppose that a family wants to start a college fund for their child. If they can get a rate of 5.5% , compounded monthly, and want the fund to have a value of $35,450 after 20 years, how much should they deposit monthly

Answers

They must make a monthly deposit of $81.38 for the annuity's future worth.

How is an annuity's future value determined?

The future value of an ordinary annuity is calculated using the formula F = P * ([1 + I]N - 1)/I, where P is the payout amount. It has the same interest (discount) rate as I. There have been N payments (the "" denotes that N is an exponent). F represents the future value of the annuity.

Having said that,

F = P * ([1 + I]^N - 1)/I,

where,

Annuity FV = $35,450

P = a recurring payment,

r = annual interest rate of 5.5%

35,450 = p/ [(1+0.055/12) ^240-1]/(0.055/12)

N = number; timeframe: 20 years; months: 240

Considering every value,

As a result, they need to deposit $81.38 every month.

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Suppose you buy a share of stock today for $5,000 and sell it for $9,000 at the end of four years. What interest rate will you have earned on your investment

Answers

The interest rate that we will earned in our stock investment is equal to 0.1553 or 15.53%.

Assuming that your investment is free of any additional fees and costs, we will have earned an 80% return on our investment over the course of four years.

This can be expressed as an annualized rate of return of 15.53%. This is calculated by taking the difference between the final and initial value of the investment, dividing by the initial value, and then converting to an annualized rate by raising the result to the power of 1/4.

In this case,

(9000-5000)/5000 = 0.8 and [tex]0.8^{1/4}[/tex] = 0.1553, or 15.53%.

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Russet Inc., an American stainless steel manufacturer, sources iron ore from Australia for the manufacture of steel. It saves on raw material costs as iron ore is cheaper in Australia. This scenario best illustrates

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Russett Incorporation, an American stainless steel manufacturer, sources iron ore from Australia for the manufacture of steel. It saves on raw material costs as iron ore is cheaper in Australia. This scenario best illustrates globalization of production.

A global brand is one that generates significant amounts of revenue and is known even outside of its country of origin.Economic globalization involves trade, capital flows and the movement of workers, and an important element in that process is the globalization of production. With the gradual dismantling of trade barriers, and capital flows becoming easier, globalization of production has flourished.

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How do long term goals differ from short-term goals principles of financial planning?

Answers

Setting short-term financial objectives include doing everything you can to enhance your financial situation in the interim.

What exactly is short-term lending?

Business finance from short-term, typically less than a year, sources is referred to as short-term financing. The same assists the organization in generating cash for expenditures, which are often less in scale.

What is short-term Investment ?

Toutes droits réservés. referring to anything lasting a year or less, including investments, financial plans, and other things. Financial plans and investments for the short term typically include less uncertainty than those for the long term.

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An offering by an organization that provides tangible or intangible customer satisfaction is the definition of a:

Answers

A business strategy is defined as an offering made by an organization that gives physical or intangible client pleasure. Thus, the business strategy is the correct answer.

What exactly is the significance of a business strategy?

A business strategy refers to all of the decisions and activities are done by a company in order to achieve the wider goal. Understanding what business strategy is and how to implement it correctly may help organizations become market leaders in their field.

When leaders develop a plan, they gain a better understanding of their own strengths and shortcomings. This allows them to capitalize on their strengths while improving on their weaknesses. It guarantees that every part of a company's operations is planned. This implies more efficiency and more successful planning.

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Over the business cycle, investment spending ______ consumption spending.
A) is inversely correlated with
B) is more volatile than
C) has about the same volatility as
D) is less volatile than

Answers

It is inversely related to consumption spending, which is more erratic than investment spending over the course of the business cycle.

What do you precisely mean when you say "invest"?

Investments are things one buys or puts money into with the goal of increasing wealth and distributing income from salaries or capital gains. The main goal of an investment is to boost earnings or produce a profit over a defined time frame. An asset formed with the goal of allowing money to grow is essentially what makes up an investment. The wealth produced can be used for a variety of things, such making up for income gaps, investing for retirement, or taking care of particular commitments like debt repayment and educational expenses.

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A researcher conducts an experiment
to find out how many people experience "brain freeze" after eating a cold dessert.
One group of people is given ice cream cones to eat, and the other group is given pie to eat.
Which group is the experimental group?
• people who are given Ice cream tO eat
O people who are given pie LO eat
• both groups are experimental groups

Answers

Answer:

Both groups are experimental groups

Explanation:

The researcher is giving food and testing both groups to see how many people Experience a brain freeze.

As the clinical director of 24 employees, you have been asked to explain to staff members why they are not getting a raise this year, even though they have been working short-handed for many months and patient satisfaction scores have never been higher. Because you believe yourself to be a transformational leader, you will approach this problem by:

Answers

The transformational leader can approach the problem by showing the budget and taking inputs.

In order to achieve a goal that everyone will find desirable, transformational leadership entails involving people being led and also inspiring a shared vision. This in general entails encouraging and empowering people to think that their contributions and efforts will be helpful in problem-solving.

As the clinical director of 24 employees in the aforementioned situation, the person is required to explain to its staff members why they won't be receiving raises this year. The clinical director might explain the situation by presenting the budget to the staff and soliciting suggestions on how to reduce expenses to make rises in the future conceivable.

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A person has $50,000 in taxable income for a year and pays a 10 percent income tax rate, equal to $5,000. Which action would reduce the amount the person paid in taxes to $1,000?

A.
Receiving a $4,000 tax deduction

B.
Receiving a $4,000 tax credit

C.
Receiving a $49,000 tax deduction

D.
Receiving a $49,000 tax credit

Answers

Taxable income is the term used to describe the basis of an income tax system and the correct option in the given situation is (B) receiving a $4,000 tax credit.

What is taxable income?

The base of an income tax system is referred to as taxable income.

In other words, the amount of revenue that was subject to taxation.

In general, it comprises all or a portion of the items of income and is lessened by costs and other deductions.

Depending on the nation or system, different amounts are included as income, costs, and other deductions.

Many systems stipulate that some expenses cannot be deducted when calculating taxable income and that certain types of income are not taxable (often referred to as non-assessable income).

So, in the given situation where:

$50,000 is the taxable income

10% is the income tax rate which is $5000.

The amount paid in taxes would be $1000.

Then, the action required would be: Receiving a $4,000 tax credit


Therefore, taxable income is the term used to describe the basis of an income tax system and the correct option in the given situation is (B) receiving a $4,000 tax credit.

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Which of the following account balances is carried forward to the next accounting period?
a. accumulated depreciation
b. depreciation expense
c. dividends
d. sales revenue

Answers

Accumulated depreciation is  account balances is carried forward to the next accounting period.

Option A is correct.

Accumulated depreciation:

The total amount an asset has depreciated up to a single point is its accumulated depreciation. The beginning accumulated depreciation balance is increased by the depreciation expense recorded in that period.

How does accumulated depreciation relate to an asset?

The total amount of a given asset's depreciation expense since it was put to use is called accumulated depreciation. It is a contra-asset account, which means it is a negative asset account that has a higher balance than the asset account it usually goes with.

In the balance sheet, what is accumulated depreciation?

The running total of depreciation that has been expensed against an asset's value is known as accumulated depreciation. On the balance sheet, fixed assets are shown as a debit, while accumulated depreciation is shown as a credit—offsetting the asset.

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Burkhardt Corp. pays a constant $14.30 dividend on its stock. The company will maintain this dividend for the next 7 years and will then cease paying dividends forever. If the required return on this stock is 11 percent, what is the current share price

Answers

Answer:

TOTAL CURRENT PRICE OF SHARE:  $67.38

Amount:          year           pvf at 11%              PV

   $14.30         year 1         0.90090            $12.88

   $14.30          year 2        0.81162             $11.61

   $14.30          year 3        0.73119              $10.46

   $14.30           year 4       0.65873             $9.42

    $14.30           year 5       0.59345           $8.49

     $14.30          year 6      0.53464             $7.65

    $14.30           year 7       0.48166             $6.89

       TOTAL CURRENT PRICE OF SHARE:  $67.38

Explanation:

A stock price is the price of one of a company's many shares available for sale. Simply put, the stock price is the highest price someone is willing to pay for the stock or the lowest price at which it can be purchased. Analysts use the random walk approach to explain the movement of asset prices, especially stock market stock prices, in economic and financial theory. This methodology is based on the premise that investors are neutral and unbiased and always assess the value of assets based on future expectations. In such circumstances, prices are subject to all available information and are subject to change only when new information is released.

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which of the following describes how the company plans to meet its marketing objectives?

Answers

A marketing plan outlines how a company will carry out a specific objective or aim. Which marketing, content, and channels are included in this

What are specific objectives examples

Do you frequently make ambitious intentions just to abandon them after they fail? This happens frequently. Fortunately, there is a clear, simple answer available. It comes with a thorough system of quantifiable objectives and goals that puts you on the road to success. The examples will show you how important measurable goals and objectives are for tracking advancement in any circumstance, whether it is for job, education, or personal growth.

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The basis for recording direct and indirect labor costs incurred is a summary of the period's
a. clock cards.
b. time tickets.
c. job order cost sheets.
d. employees' earnings records.

Answers

The basis for recording direct and indirect labor costs incurred is a summary of the period's employees' earnings records.

What is labor cost?

The total of all wages paid to employees, plus the cost of any employee perks and any payroll taxes paid by the employer, is the cost of labour. Direct and indirect (overhead) labour costs are divided into two categories. Indirect costs are related to support labour, such as those who look after industrial equipment, whereas direct costs are related to the wages of those who manufacture a product, such as those who work on an assembly line. A manufacturer considers the expenses of labour, materials, and overhead when determining the sales price of a product. The total costs incurred must be included in the sales price; if any costs are excluded from the computation of the sales price, the amount of profit is less than anticipated.

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Which of the following must always be true as the quantity of output increases? a. Marginal cost must rise. b. Average total cost must rise. c. Average variable cost must rise. d. Average fixed cost must fall.

Answers

If the marginal cost increases as production increases, this may indicate that the greater input resources utilised to achieve the higher output were not used as effectively.

Input-output resources: what are they?

Management resources are the inputs that go into business management. They consist of assets, investments, information, and people. Sales, profitability, market share, and other measures are examples of the outcomes of effective business management. These measures and their variations are used to assess management performance. The foundation for I-O analysis is provided by input-output tables. All economic sectors' supply chains are quantified in these tables' rows and columns of data. The headers of each row and column list the industries. Each column's data shows the number of inputs that were utilised.

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When a corporation is making a limited time offer to buy its own securities or the securities of another company at a price that is above the current market price, this is known as a:

Answers

This is known as a tender offer. A tender offer is a public offer made by a company or a third party to purchase a substantial portion or all of the outstanding shares of a publicly traded company at a premium over the current market price.

The tender offer is usually made for a limited time and the shareholders can choose to accept or reject the offer. Tender offers can be used for a variety of reasons, such as acquiring control of a company or acquiring a significant stake in a company.

A tender offer is a public offer made by a company or a third party to purchase a substantial portion or all of the outstanding shares of a publicly traded company.

The offer is usually made at a premium over the current market price, meaning that the price offered to shareholders is higher than what the shares are currently trading for on the stock market.

This can be a good opportunity for shareholders to sell their shares at a higher price than they would receive if they sold them on the stock market.

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Hume is famous for his experiment with radical doubt, which cast suspicion on everything we think we know.

Answers

The statement above is true Hume's theory said that passions are impressions rather than ideas and Hume's theory that support about  experiment with radical doubt.

Hume's view or also known as Hume's theory in general can be defined as David Hume's simple ideas which are effectively a mold of simple perception: “All our simple ideas in first appearance originate from simple impressions, which correspond to them, and which they properly represent”. David Hume is famous for his radical empiricism, for his naturalistic theory of mind, for the elegance of his prose,  for his skepticism of religion, for his critical account of causation.

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Mona is an authorized user on Mike's credit card. Mona makes payments in full on any purchases she makes. Mona
experiences some financial difficulties and defaults on her car payment. Which statement is correct?

Answers

Mike will be liable for Mona's charges on the credit card and her car loan statement is correct.

What does payment mean?

Payment is the transaction of cash, commodities, or labor for a pre-agreed quantity of respectable services and goods from all parties. Along with cash, cheques, wire transfers, personal loans, debit cards, and cryptocurrencies, the exchange of services can be utilized as payment.

When should I ask for payment?

The first thing you should do when properly asking for money is send a courteous email reminder. The initial stage is calling the person or notifying them through email or regular mail that the invoices are past due. Your clients will then have the option to discuss the circumstances around the past-due invoice.

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The complete question is -

Mona is an authorized user on Mike's credit card. Mona makes payments in full on any purchases she makes. Mona experiences some financial difficulties and defaults on her car payment. Which statement is correct?

A. Mike will not be liable for Mona's charges on the credit card.

B. Mike will be liable for Mona's car loan.

C. Mike will not be liable for Mona's car loan.

D. Mike will be liable for Mona's charges on the credit card and her car loan.

Economies of scale may arise from all but one of the following. Which one is it? O spreading the fixed-costs of administration over more customers holds average costs O down government economic subsidies protect firms from competition to avoid losses. O having a larger retail space can expand sales more than proportionately O doubling promotional expenses to expand sale more than proportionately

Answers

Economies of scale may arise from all down government economic subsidies protect firms from competition to avoid losses

Option B is correct.

What are economies of scale?

Economies of scale are the cost advantages a company can achieve when production becomes efficient. Businesses can achieve economies of scale by increasing production and reducing costs. This happens because the costs are spread over more products. Costs can be both fixed and variable costs.

What types of economies of scale are there?

Economies of scale are of two types: Internal and external economies of scale. Internal economies of scale are firm-specific or internally created, while external economies of scale arise from larger changes outside the firm. Both lead to a lower marginal cost of production, but the net effect is the same.

What are the main advantages of economies of scale?

Higher Profits – Economies of scale lead to higher profits, generate higher returns on investment, and provide a growth platform for businesses. A larger company – The larger the company, the more robust it becomes and the less vulnerable it is to external threats. B. Hostile Takeovers.

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How to calculate monthly payment on a loan Formula?

Answers

Theoretically, figuring out your loan payment is easy. Your principle is calculated by dividing the entire amount you borrowed by the number of months you agreed to repay the loan (known as the term).

When interest charges are taken into account, it becomes challenging. Despite the fact that the majority of people make payments on a monthly basis, interest is calculated as an annual percentage rate, or APR.

Algebra can be challenging enough without adding to the complexity of loans. If you don't want to do the math yourself, you can quickly determine your monthly payment as well as the total amount of interest you'll have to pay by using a loan payment cost calculator.

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In the chapter where Mo and Dale though they saw a stranger outside,The Colonel was asleep on the sofa with a white clown-looking face.True or False (Three Times Lucky) a word derived from a verb that has different grammatical functions How do you make an XY graph in Excel? What is the main theme of Once? pls help i need it like rn HELP PLSSSSSSSS I'M LOST PLSSSSSSSSSSSSSSSSSS Andrew plans to retire in 32 years. He plans to invest part of his retirement funds in stocks, so he seeks out information on past returns. He learns that over the entire 20th century, the real (that is, adjusted for inflation) annual returns on U.S. common stocks had mean 8.7% and standard deviation 20.2%. The distribution of annual returns on common stocks is roughly symmetric, so the mean return over even a moderate number of years is close to Normal.(a) What is the probability (assuming that the past pattern of variation continues) that the mean annual return on common stocks over the next 40 years will exceed 13%?(b) What is the probability that the mean return will be less than 8%? Describe the Civil Rights movement in one to two sentences. What is the function of the interdigital membranes in frogs? Do all frogs posses them? Explain. A student gathered two boxes of the same size made of different materials: glass and clear plastic. She placed them on a windowsill in the sun for an hour, and then measured the temperature of the air in each box. What is the temperature of the air in this experiment Find the area of the figure. Was the construction of the Great Wall of China a good or bad decision for China? Support your answer with details. Find the surface area of this box in square inches.Use the formula : SA= 2lw + 2lh + 2wL = 18 inw = 20 inh = 16 in Find the surface area of the box. Use the Formula: SA=2lw+2lh+2whL= 10.5 inW= 15.5 inH= 20 in Do you agree that a relationship can be meaningful if based on sincerity and acceptance? Why? Why not? Share a brief narrative about this situation as it happens in your life. 35 POINTS PLZ HELP! ESSAY: TWENTY THOUSAND LEAGUES UNDER THE SEAWhen writing on literature, there are always a number of issues and events to explore. Responses to literature include interpretation, analysis, and evaluation.Here is your goal for this assignment:Write a short response to an element of the novelChoose one of the following topics and write an essay of at least 200 words.1. Where does the crisis that changes Aronnax's evaluation of Captian Nemo occur?Describe the event(s) that led up to it.2. How did Captain Nemo change through the course of the novel?3. Take an example of a static character, Conseil, and explain why you think he did not change.4. Take the last paragraph of the novel and discuss it in Christian terms.5. Read Luke 18:10-14 for examples of a static character (a character who does not change during the course of the story) and a dynamic character (a character that does change throughout the course of the story). Explain which character is static and why, and which character is dynamic and why.6. You have been taking notes on characters in the novel. Write a short essay sketching the character of Captain Nemo and one other character.Hint: Discuss Captain Nemo's physical attributes, outlook on life, education, manners, and so on. Then compare Captain Nemo and the other character you choose.You will be graded on the following criteria:1. Clearly state your answer and support it with evidence from the text. Use specific quotes.2. Make sure each paragraph contains one main idea and support. Use complete sentences including compound and complex sentences.3. Include an introductory paragraph, proper transitions, and an appropriate conclusion.4. Make sure your essay contains no errors in conventions such as spelling and grammar errors, and is at least 200 words long. When the Romans left Britain, who took over the land?the Angles, Saxons, Jutes, Picts, and Celtsthe Normans and the Danesthe Vikings Kala needs to buy some pencils. Brand A has a pack of 28 pencils for $4.19. Brand B has a pack of 72 pencils for $9.12.Find the unit price for each brand. Then state which brand is the better buy based on the unit price.Round your answers to the nearest cent. Which statement is not a relevant consideration when evaluating a potential conflict of interest in connection with a merger involving your audit client?1> Whether your firms policies prohibit such engagements.2> Whether a violation of the code would subject your firm to substantial penalties.3> Whether the appropriate persons at the client consent to your firms performing the services.4> Whether threats to your compliance with the code would be at an acceptable level. List four considerations teachers should consider when looking to partner with a potential community member or organization. 3. Mia has read 27 pages out of an 80 page book. What percent of the pages has she read?