One reason a student may seek a federal student loan instead of a private student loan is that
O private loans carry a higher interest rate than federal loans.
O federal loans are obtained by banks, while private loans are backed by the government.
O federal loans must be paid back more quickly than private loans.
O private loans are only available to parents, while federal loans may be issued to the student.

Answers

Answer 1

Answer:

They are available to any student who meets lending standards, regardless of financial need

Explanation:

Federal student loan is funded by tax payer's money. it's usually available to all students who were born in United States as long as they can provide proof for their citizenships.

Compared to private student loan, Federal student loan does not impose a strict deadline for the students who want to take it. This means that they can pay it back when they obtain job and salary after they graduate.

Answer 2

Answer:

A

Explanation:

edge 2021


Related Questions

What is the W-4 form used for?
filing taxes with the federal government
determining the amount of money an employee has paid out in taxes
calculating how much tax should be withheld from a person's paycheck
calculating how much income was paid in the previous year

Answers

Answer:

C. calculating how much tax should be withheld from a person's paycheck

Explanation:

In order to ensure that, all employees pay taxes on the income earned throughout the year, the internal revenue service (IRS) has made it compulsory and mandatory for all employers to make available a W-4 Form to all their employees, so as to enable these employees fill out how much income tax is to be withheld from their respective paycheck in relation to their filing status.

Hence, a W-4 form is used for calculating how much tax should be withheld from a person's paycheck and submitted to the internal revenue service (IRS).

Additionally, any employee who defaults in the payment of his or her income tax would be faced with stiff penalties such as failure-to-file, paying a fine etc.

Answer:

its c

Explanation:

just took the unit test on edge

A production facility employs 10 workers on the day shift, 8 workers on the swing shift, and 6 workers on the graveyard shift. A quality control consultant is to select 4 of these workers for in-depth interviews. Suppose the selection is made in such a way that any particular group of 4 workers has the same chance of being selected as does any other group (drawing 4 slips without replacement from among 24).

Answers

Answer:

The answer is below

Explanation:

A What is the probability that all 4 selected workers will be the day shift?

B What is the probability that all 4 selected workers will be the same shift?

C What is the probability that at least two different shifts will be represented among the selected workers.

A)

The total number of workers = 10 + 8 + 6 = 24

The probability that all 4 selected workers will be the day shift is given as:

[tex]P_a=\frac{C(10,4)}{C(24,4)}= \frac{210}{10626}=0.0198[/tex]

[tex]C(n,r)=\frac{n!}{(n-r)!r!}[/tex]

B) The probability that all 4 selected workers will be the same shift ([tex]P_B[/tex]) = probability that all 4 selected workers will be the day shift + probability that all 4 selected workers will be the swing shift + probability that all 4 selected workers will be the graveyard shift.

Hence:

[tex]P_B=\frac{C(10,4)}{C(24,4)}+\frac{C(8,4)}{C(24,4)}+\frac{C(6,4)}{C(24,4)}=0.0198+0.0066+0.0014=0.0278[/tex]

C) The probability that at least two different shifts will be represented among the selected workers ([tex]P_C[/tex])= 1 - the probability that all 4 selected workers will be the same shift([tex]P_B[/tex])

[tex]P_C=1-P_B\\\\P_C=1-0.0278\\\\P_C=0.972[/tex]

It’s important to use an appropriate e-mail address as a professional contact.


True

False

Answers

Answer:

True

Explanation:

2. Describe the relationship of profession and education. ​

Answers

In order to have a profession you need to get an education first. You will learn many things that will help you in your profession, no matter what it is. Even an internship is an education. If you start out working along side someone, that someone is giving you an education in how to do the job you want to do.

If you are planning a profession such as a doctor or lawyer, prepare yourself for a LOT of education. You need at least a basic education in order to prepare you for ANY profession. Add, subtract, multiply, divide, read, write and other things so you won’t get cheated out of pay at the least.

Without an education of some kind, you will not be able to do anything. Even if you are a king or queen that you inherited by birth, you still need to know how to decide things. Everything else can be done for you. But there are very few openings for kings and queens these days.

5 steps in developing a research instrument

Answers

Answer:

Explanation:

Step 1 – Locating and Defining Issues or Problems. ...

Step 2 – Designing the Research Project. ...

Step 3 – Collecting Data. ...

Step 4 – Interpreting Research Data. ...

Step 5 – Report Research Findings.

Answer:Step 1: locatingOr defining issues problems problems

Step 2: designing the research project

Step 3: collecting data

Step 4: interpreting research data

Step 5: Report research findings

Explanation: it is there as soon a u look it up ! Hope that helps

Why does the money in a savings account grow? HELP ASAP PLS!!

A. It earns interest, plus it earns interest on the interest.
B. A bank manager invests the money in the stock market.
C. The federal government matches your deposit.
D. You don't pay taxes on it.​

Answers

Answer:

A the answere is A. I am almost certain

Anne’s marginal income tax rate is 32 percent. She purchases a corporate bond for $19,500 and the maturity, or face value, of the bond is $19,500. If the bond pays 8.8 percent per year before taxes, what is Anne’s annual after-tax rate of return from the bond if the bond matures in one year? What is her annual after-tax rate of return if the bond matures in 10 years? (Round your answers to 1 decimal place.)

Answers

Answer:

6.0%

Explanation:

Given that :

Marginal income tax rate = 32%

Interest rate before taxes = 8.8%

Annual after-tax rate of return if bond matures in 10 years will be the same as the annual after tax rate of return since the annual rate is constant.

Hence,

Annual after tax rate of return = Interest rate × (1 - tax rate)

Annual after tax rate = 8.8% × (1 - 32%)

Annual after tax rate = 0.088 × (1 - 0.32)

Annual after tax rate = 0.088 × 0.68

Annual after tax rate = 0.05984

= 0.05984 × 100%

= 5.984% = 6.0%

What is one example of a planned economy?

laissez-faire economy

free enterprise economy

socialist economy

market economy

Answers

Answer:

socialist economy

Explanation:

A planned economy is a system where the government or the central authority makes all major economic decisions. The government decides on the type and quantities of goods to produce and for whom to produce. In the planned economy, factors of production belong to the government. Manufacture of goods and services is motivated by service to the community, not profits.

A socialist economy is a good example of a planned economy. Just like in a planned economy, a socialist economy is characterized by heavy government involvement. The state controls the factors of production. Public service is the reason for economic production, while consumers do not have the liberty to choose products.

Why is a U.S. savings bond considered a safe form of saving?

Answers

Explanation:

U.S. savings bonds are considered one of the safest investments because they are backed by the full faith and credit of the U.S. government. ... They are sold at face value, so you'll pay $50 for a $50 bond. The bond is worth its full value upon redemption. The interest is issued electronically to your designated account.

"in year 1, costello company performed $14,000 of services for a customer who paid immediately. it also incurred $6,000 of wage expenses but did not pay employees until year 2. if costello uses the accrual-basis of accounting, then costello will report"

Answers

Answer: revenue of $14,000 and expense of $6,000 in Year 1.

Explanation:

In accrual accounting, it should be noted that for this accounting method, the revenue or expenses that are made by the individual or company will be recorded as at the time that the transaction took place and not when the payment for the transaction was gotten.

Since Costello company performed $14,000 of services and also incurred $6,000 of wage expenses, then Costello will report revenue of $14,000 and expense of $6,000 in Year 1.

What type of advertising is the slogan "Friends Don't Let Friends Drive Drunk"?
А.
product advertising
B.
corporate advertising
C.
retail advertising
D.
ublic service advertising

Answers

D. Public service announcement

what is qbasic program​

Answers

Answer:

structured programming language :)

Explanation:

Answer:

structured

Explanation:

The advertising industry was worth how much money in 1920

Answers

Answer:

nearly 3 billon

Explanation:

Total advertising volume in the United States grew from about $200 million in 1880 to nearly $3 billion in 1920.

In which countries do people prefer discussing business during meals?​

Answers

Hehs donee estable menudo

Please help me answer this!! Thanks!
If a company reported total sales of $59,919, cost of goods sold of $21,112, gross income of $38,807, operating expenses of $18,005 and a gross profit ratio of 65%, what was the company's operating income? (Round to the nearest dollar)


a) -$18,005

b) $20,802

c) $25,225

d) $38,807

Answers

Answer:

$20, 802

Explanation:

Operating income is the income after deducting the operating expenses. It is gross profit minus operating expenses.

Operating income is also known as operating income. It is also called earnings before interest and Taxes EBIT because it is operating income less operating expenses, excluding taxes and interest.

Operating income is calculated using the formula.

Gross profit -operating expenses = operating income

i.e,. Total sales- COGS -operating expenses = operating income

operating income =$59,919 - $21,112, -$18,005

Operating income = $20, 802

What economic system is “prices by the government”?

Answers

“Command economies”is prices by the government or “market economies”

3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?

Answers

Answer:

$156

Explanation:

he old price per basket is $0.50 per basket

the new supplier has a price of $0.40 per basket

Savings per basket is $0.10 ($.50- $0.40)

The average sales per month are 130 baskets.

The average savings per months will be

=$0.10 x 130

=$13

yearly savings will be

=$13 x 12 months

=$156

A rookie quarterback is negotiating his first nfl contract. his opportunity cost is 10%. he has been offered three possible 4-year contracts. payments are guaranteed, and they would be made at the end of each year. terms of each contract are as follows:

Answers

Answer:

He should accept contract 2 because it has a higher present value.

 Explanation:

The numbers are missing, so I looked for a similar question:

year 1 2 3 4

Contract 1 $3,000,000 $3,000,000 $3,000,000 $3,000,000

Contract 2 $2,000,000 $3,000,000 $4,000,000 $5,000,000

Contract 3 $7,000,000 $1,000,000 $1,000,000 $1,000,000

As his advisor, which contract would you recommend that he accept?

we need to find the present value of each contract:

Contract 1 = $3,000,000/1.1 + $3,000,000/1.1² + $3,000,000/1.1³ + $3,000,000/1.1⁴  = $2,727,273 + $2,479,339 + $2,253,944 + $2,049,040 = $9,509,596

Contract 2 $2,000,000/1.1 + $3,000,000/1.1² $4,000,000/1.1³ + $5,000,000 /1.1⁴  = $1,818,182 + $2,479,339 + $3,005,259 + $3,415,067 = $10,717,847

Contract 3 $7,000,000/1.1 + $1,000,000/1.1² + $1,000,000/1.1³ + $1,000,000/1.1⁴  = $6,363,636 + $826,446 + $751,315 + $683,013 = $8,624,410

Given the information for Whelan, Inc., in Problems 10 and 11, suppose you also know that the firm’s net capital spending for 2019 was $745,000 and that the firm reduced its net working capital investment by $94,300. What was the firm’s 2019 operating cash flow, or OCF? Ross, Stephen. Essentials of Corporate Finance (p. 44). McGraw-Hill Higher Education. Kindle Edition.

Answers

Answer:

$94,300

Explanation:

Note: Problem 10 and 11 is attached as picture

Information that falls under the 3 Cash flows is indicated below as this question is concerned

Operating Cash Flow - Reduction in Net Working Cash Flow.  

Investing Cash Flow - Capital Spend comes

Financing Cash Flow-  Interest payment, Capital surplus, Dividend payment and Debt.

The question requires the calculation of The firm's 2019 Operating cash flow.  Reduction in net cash flow increases the Operating cash flow for the company. Thus, the Operating Cash Flows = $94,300

You go to a local car lot and buy a used car as is. After you have driven only a few miles, the check-engine light flashes urgently. You pull in to your mechanic's shop. The mechanic notices that, among other problems, the car has the brake pads of one that has been driven for 50,000 miles. The odometer, however, reads 10,000 miles. You immediately go back to the dealer to return the car and get your money back. The dealer refuses. What should you do? Choose four correct answers. flag the dealer's account ask the mechanic to document their findings get a vehicle-history report online to look for evidence of odometer tampering write a letter or email to the dealer, with copies of relevant documents stand outside the dealership with a poster that says, "This dealer is a liar!" report the incident to the Better Business Bureau and your state attorney general

Answers

Answer:

ask the mechanic to document their findings

get a vehicle-history report online to look for evidence of odometer tampering

write a letter or email to the dealer, with copies of relevant documents

report the incident to the Better Business Bureau and your state attorney general

Explanation:

First of all, tampering the odometer is a federal crime. The first thing you need to do is gather evidence and go to the police. You can do this by asking your mechanic to document any alteration and looking for other evidence online also helps. E.g. if you buy a car that is 10 years old and the odometer records only 10,000 miles, you should be suspicious (plain common sense).

I doubt that writing an email works, but you could be lucky and get a favorable response from the dealer. Or more importantly, it can be used as evidence that the dealer was aware of the fraud and didn't do anything to correct it.

Reporting this incident to the Better Business Bureau can help prevent that other people are tricked by the dealer, but as soon as you have evidence of what happened you should report the crime.

Answer:

b,c,d,f

Explanation:

What are some examples of share investments?​

Answers

Answer:

Growth stocks: Shares of fast-growing, higher-risk companies.

Tech stocks: Shares of technology companies.

Small-cap, mid-cap and large-cap stocks: Stocks from small, mid-size and large companies.

Explanation:

Answer:

when you buy and sell stocks...

Explanation:

Lowell Inc. has bonds which mature in 10 years, and have a face value of $1,000. The bonds have a 10 percent quarterly coupon (i.e., the nominal coupon rate is 10 percent). The bonds may be called in five years. The bonds have a nominal yield to maturity of 8 percent and a yield to call of 7.5 percent. What is the call price on the bonds?

a. $1,048.34b. $ 379.27c. $1,025.00d. $1,136.78e. $1,036.77

Answers

Answer:

a. $1,048.34

Explanation:

approximate YTC = {coupon + [(call price - current market price)/n]} / [(call price + current market price)/2]

we must first determine the current market price using YTM:

PV of face value = $1,000 / 1.02⁴⁰ = $452.89

PV of coupon payments = $25 x 27.355 (PV annuity factor, 2%, 40 periods) = $683.88

market price = $1,136.77

I will now try options a, c and e to check which one results in a YTC of 7.5%

option a) YTC = {25 [(1,048.34 - 1,136.77)/20]} / [(1,048.34 + 1,136.77)/2] = 20.5785 / 1,092.555 = 0.018835207 x 4 (quarterly payments) = 7.5% ✓

option c) YTC = {25 [(1,025 - 1,136.77)/20]} / [(1,025 + 1,136.77)/2] = 19.4115 / 1,080.885 = 0.017958894 x 4 (quarterly payments) = 7.184% X

option e) YTC = {25 [(1,036.77 - 1,136.77)/20]} / [(1,036.77 + 1,136.77)/2] = 20 / 1,086.77 = 0.018403157 x 4 (quarterly payments) = 7.3613% X

What does it mean to have liability?

Answers

If you say that someone or something is a liability, you mean that they cause a lot of problems or embarrassment.

Choose a real or made up example of a company, and describe at least three variable costs the company has. (1-3 sentences. 1.5 points)

Answers

Answer:

A company which makes custom-fitted sweaters for cats has three variable costs. The cat sweater designer only does home visits, so for each customer, the designer will have to drive to the house to measure the cat. Each cat’s shape and measurements differ, so the yarn to make their sweaters will vary for each cat. The time spent knitting the sweaters will vary for each cat depending on the style their owner wants and the cat’s size and shape. For this company, the variable costs would be gas, the yarn, and staff wages for how much time each sweater takes.

Answer:

Dominos is a company that has many variable costs. Some examples include flour, cheese, and tomatoes.

Explanation:

What is a consumer? A. Someone who buys goods or services B. Someone who manufacture goods C. Someone who sells goods and services D. Someone who trade goods and services?

Answers

Answer: A. Someone who buys good or services.

Explanation: Consumers are those who consume the product provided by manufacturers.

Explain how most businesses are both debtors and creditors.

Answers

Answer:

The reason why most companies are both debtors and creditors is that customers can owe services to companies and they have economic commitments to pay.

Please help???/
While dusting his camera, Nathan notices that fingerprints on the lens won’t go away with mere dusting. He decides to use a cleaning fluid to clear the marks. What is the correct way for him to use the fluid?

A.

Drench the camera with the fluid.

B.

Put the fluid on a piece of cloth first

C.

Put the fluid on the lens first.

D.

He should avoid using fluids because they harm the camera.

E.

He should get the marks cleared off at a service center.

Answers

Answer:

B. Put the fluid on a cloth first

Explanation:

If put on the lens first it can ruin it.

Charles Lackey can also improve the yield by purchasing a new blender. The new blender will mean an increase in his investment. This new blender will mean an increase in his costs of ​$125 per​ month, but he will achieve the same new output​ (an increase to 2 comma 325.00​) as the change in labor hours. ​a) Current productivity for 640 work hours​ = nothing ​loaves/dollar ​(round your response to three decimal​ places).

Answers

This question is not complete

Complete Question

Charles Lackey operates a bakery in Idaho Falls, Idaho. Because of its excellent product and excellent location, demand has increased by 25% in the last year. On far too many occasions, customers have not been able to purchase the bread of their choice. Because of the size of the store, no new ovens can be added. At a staff meeting, one employee suggested ways to load the ovens differently so that more loaves of bread can be baked at one time. This new process will require that the ovens be loaded by hand, requiring additional manpower. This is the only thing to be changed. The bakery currently makes 1,800 loaves per month. The pay will be $8 per hour for employees and each employee works 160 hours per month.

Charles Lackey can also improve the yield by purchasing a new blender. The new blender will mean an increase in his investment. This new blender will mean an increase in his costs of ​$125 per​ month, but he will achieve the same new output​ (an increase to 2 comma 325.00​) as the change in labor hours.

​a) Current productivity for 640 work hours​ = nothing ​loaves/dollar ​(round your response to three decimal​ places).

Answer:

0.352 loaves/dollar

Explanation:

The formula for productivity is given as:

Output/Wages

Wages is calculated as = Cost per Employee × Number of hours Employees work per month

From the question, we are told that:

The pay will be $8 per hour for employees and each employee works 160 hours per month.

Wages = $(640 × 8)

= $5120

Output = 1,800 loaves per month.

Hence, Productivity = 1800 loaves /$5120

= 0.3515625

Approximately to 3 decimal places = 0.352 loaves per dollar

List three positive benefits and three possible negative results of using credit.

Answers

Positives:

Credit card rewards.

Fraud protection.

Travel benefits

Negatives:

Interest charges.

Late fees.

Potential for credit damage.

HURRY!!
Complete the following sentence.

Approximately 50 percent of _______ scientists work for the federal government.​

Answers

The answer is Forensic Scientists
Other Questions
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A lawsuit between Uber and Waymo, Googles self-driving car project, settled in February 2018 illustrates the fierce battle to develop driverless car technology. Many cars already employ semi-autonomous technology, such as parking assistance and lane monitoring. The National Highway Traffic Safety Administration (NHTSA) suggests that automated vehicles could promote safety on the road. According to NHTSAs Federal Automated Vehicles Policy, 94 percent of car accidents are linked to human choice or error. Automated vehicles, the NHTSA writes, could reduce the frequency of crashes by eliminating some human error on the roads. The policy indicates positive features of automated vehicles beyond safety, including potential environmental benefits and increased mobility for those otherwise unable to drive. The cutting-edge technology, however, presents ethical questions and other concerns. Some research included in this roundup indicates that the environmental effects of widespread adoption of autonomous vehicles might not be positive. Safety benefits are not so clear-cut either.Which quotation challenges the idea that automated vehicles are a welcomed commodity?A) Automated vehicles, the NHTSA writes, could reduce the frequency of crashes by eliminating some human error on the roads. B) Some research included in this roundup indicates that the environmental effects of widespread adoption of autonomous vehicles might not be positive. Safety benefits are not so clear-cut either. C) Eerie as it may seem to drive alongside a car with no one behind the wheel, autonomous vehicles are poised to hit the roads in the next few years. D) Many cars already employ semi-autonomous technology, such as parking assistance and lane monitoring. 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