Business loans available from commercial banks with terms generally five to twelve years and secured or unsecured are called _____ loans.

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Answer 1

Business loans available from commercial banks with terms generally five to twelve years and secured or unsecured are called term loans.

What is term loan?

Term loans are short-term loans offered to businesses for capital expenditure and expansion, among others.

Term loan enable borrowers with a lump sum of cash upfront in exchange for specific borrowing terms.

Hence, business loans available from commercial banks with terms generally five to twelve years and secured or unsecured are called term loans.

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Related Questions

Even as a new employee, Dewayne was not content to be just one of the workers. His boss noticed that he often coached his coworkers about ways to improve their work, even when it wasn't his job. Dewayne probably has a

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Given that Dewayne would want to coach his fellows and was not ok with being just a worker, it can be said that he probably has a high need for power.

Why would Dewayne have a need for power?

This is due to the fact that he may belong to the class of people that are not okay with receiving instructions.

These people often time would prefer to be the ones that are at the helm of affairs, giving instructions to others.

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A company has Total Assets of $135,000 including $29,000 in Accounts Receivable, and Net Sales of $380,000. Days' sales uncollected is ____ days.

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Based on the total assets, the amount of accounts receivables and the net sales, the days sales uncollected is 27.4 days.

What is the Days' sales uncollected?

This can be found by the formula:

= Accounts receivable / Net sales x 365 days

Solving gives:

= 29,000 / 380,000 x 365

= 27.9 days

In conclusion, the day's sales uncollected is 27.9 days.

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You are asked to give a presentation for a local university business class. What should you focus on first when preparing for your oral presentation

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When giving an oral presentation, the focus of the presentation should be on:

What you are saying (Verbal)How you are saying it (Vocal); andEverything the audience can see about you. (Visual)

What is an oral presentation?

An oral presentation is a speech being delivered in person to an audience verbally and in person.

As indicated above, the key components of the oral presentation are:

The verbal elementsThe Vocal elements; and the Visual Elements.

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inflation deflation where it fits best

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Answer

i was gonna help but im not really sure what you are asking

Explanation:

Suppose the owners of the bank borrow $100 to supplement their existing reserves. This would increase the reserves account and:.

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When the owners of the bank borrow $100 to supplement their existing reserves, it'll increase the reserves account and debt account.

What is a reserve account?

It should be noted that a reserve account simply means the accumulation of funds that are used for future purpose.

In this case, when the owners of the bank borrow $100 to supplement their existing reserves, it'll increase the reserves account and debt account.

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Quincy listed his assets and liabilities. cash rent stocks jewelry student loan utilities which are quincy’s assets? select three choices. cash rent stocks jewelry student loan

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The three choices that are declared as Quincy's assets are cash, stocks, and jewelry.

What are assets?

Assets are items or properties that you own, and that is valuable to you. Liabilities are things that you have to pay for as a result of you using something.

So, having that in mind, Quincy's liabilities are rent, student loans, and utilities, whereas his assets are cash, stocks, and jewelry.

He gets cash when he finishes his work, he gets money from stocks, and he has the jewelry that he either bought or got as a gift that he can sell for money.

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Answer:

Quincy's assets are cash, jewelry, and stocks as they are the properties that she can sell when she is in need of funds while student loan and utilities are her liabilities.

What are Assets?

The monetary resources that provide benefits in the upcoming years are called Assets. It can be acquired for a shorter term, known as current assets, or for a longer term known as non-current assets.

Analysis of assets and liabilities as follows:

Cash is a current asset that is used to acquire all the fixed assets.Jewelry and stocks are assets that can be exchanged for cash by disposing of them.A student loan is a non-current liability as it has to be paid by her after a period of more than a year.Utilities are a current liability as it has to be reimbursed by her within a period of one year.

Therefore, the cash, stocks, and jewelry are considered to be the assets of Quincy out of the provided assets and liabilities,

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A _____ system produces finished-goods inventory in advance of customer demand using a forecast of sales.

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A push system produces finished-goods inventory in advance of customer demand using a forecast of sales.

What is a push system?

Push systems is a system whereby the business orders products with the aim of selling.

Therere, in push system, business pushes its existing stock on the consumers so as to make gains.

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The ____ phase in the business cycle is a period when the level of business activity declines and gdp falls.

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The trough phase in the business cycle is a period when the level of business activity declines and gdp falls.

Trough

The trough is the fourth phase of the business cycle. The declining GDP begins to decrease its rate of negative change, eventually turning positive again. The economy begins a transition from the contraction phase to the expansion phase.

Therefore, the phase in the business cycle wherein the level of business activity declines and GDP falls is trough.

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Last year Shady McShade had a $1,750 favorable total materials variance and a $1,000 favorable materials quantity variance. What was the materials price variance last year

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The materials price variance last year for Shady McShade is $750 favorable.

What is materials price variance?

The materials price variance is the difference between the standard cost and the actual cost per unit multiplied by the actual units used in production.

The materials price variance can be computed as the budgeted price per unit minus the actual price per unit and multiplied by the actual quantity of direct material used.

Data and Calculations:

Total materials variance = $1,750 favorable

Materials quantity variance = $1,000 favorable

Materials price variance = $750 favorable ($1,750 - $1,000)

Thus, the materials price variance last year for Shady McShade is $750 favorable.

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Which area is particularly challenging when recruiting workers for small businesses?.

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The area that is particularly challenging when recruiting workers for small businesses is compensation.

What is compensation?

It should be noted that compensation simply means how much they workers will be paid as how to motivate them.

In this case, the area that is particularly challenging when recruiting workers for small businesses is compensation.

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Help on this question please

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Hello!

The answer is:
-A credit card can be used to pay for services, and the user agrees to pay these charges at a later time.

I hope this helped you!

The legal capital per share of stock that is assigned when the corporation is first established is referred to as.

Answers

Answer:

par value

Explanation:

Fixed costs are $900000 and the variable costs are 60% of the unit selling price. What is the break-even point in dollars

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Based on the fixed cost and the variable cost percentage, the break-even point in dollars is $2,250,000.

What is the breakeven point when given the variable cost percentage?

When you have the fixed cost and the variable cost percentage, the break-even point in dollars is:

= Fixed cost / Contribution margin ratio

= Fixed cost / (1 - Variable cost percentage)

Solving gives:

= 900,000 / ( 1 - 60%)

= $2,250,000

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Improvements in the productivity of labor will tend to:.

Answers

Answer:

Increase output

Explanation:

Increasing productivity of labor will result to greater MPP (Marginal Physical Product) per unit of labor (or worker). That means greater output.

Consider this scenario. during the early 2000s, the midwestern united states experienced a drought, or lack of rainfall. this ruined large amounts of the corn crop. tortillas, which are made from corn, became more expensive to make. what would tortilla manufacturers have needed to do in order to make the same profit? increase the price of tortillas decrease the price of tortillas decrease the supply of tortillas and keep the price the same decrease the supply of tortillas and decrease the price

Answers

Increasing the price of tortillas results in increased profit for the manufacturers.

What exactly is profit?

Profit is defined as a monetary gain that can be calculated by subtracting the purchase price from the selling price.

Increasing the price of the tortilla means increasing the gain or profit. This is due to the fact that the above product will cost more money to purchase.

Therefore, option a describes the statement.

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Answer:

a. increase the price of tortiallas

Explanation:

edge 22

If the demand for a life-saving drug was perfectly inelastic and the price doubled, the quantity demanded would

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The quantity demanded would remain constant

Which standards organization functions as a clearinghouse for many types of standards development in the U.S.

Answers

Answer:   ANSI

Explanation:

Alison needs to evaluate the performance of her employees. She uses a rating scale that ranges from 1 to 10, with 10 being the best, to rate 50 employees. She gives a score of three to 39 out of the 50 employees. In doing so, she commits a __________ error.

Answers

The evaluation process by which Alison gives a score of 3 to 39 candidates out of 50 shows that she committed a strictness error

What is a strictness error?

Strictness error is a typical management error in which a supervisor is overly severe in evaluating staff performance, resulting in decreased motivation and performance in the employee's work.

Strictness error demonstrates the propensity to rank everyone on the bottom end of the scale and to be unduly critical of the performance.

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The __________ proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.

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The Delors commission proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.

What is Delors Commission?

Delors Commission was an admistration by Delors, he was the eight president of the Europeans.

He was the one who set the single market and also established the community of the Europeans the act was commissioned in 1967.

Therefore, The Delors commission proposed that all impediments to the formation of a single market (the EC) be eliminated by December 31, 1992, resulting in the Single European Act.

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How long does it take for tax return to be deposited?.

Answers

Answer:

about six to eight weeks

Explanation:

If you file a complete and accurate paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. If you file your return electronically, your refund should be issued in less than three weeks, even faster when you choose direct deposit.

Why do I have eight brainiest but it still won't progress me to above ambitious it says I still need 5.

Answers

Answer:

because you might have had it before you made this role

Explanation:

In the context of partnerships, _____ are funds distributed directly from the business. They are usually in the form of a cash dispersion in advance of salary, bonus, and expected year-end distribution.

Answers

In the context of partnerships, drawings are funds distributed directly from the business.

What are partnership drawings?

Partnership drawings are funds distributed from the business to partners.

They are usually in the form of a cash dispersion in advance of salary, bonus, and expected year-end distribution.

Thus, in the context of partnerships, drawings are funds distributed directly from the business.

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Unit price times quantity sold is ______. Multiple choice question. the break-even point total variable cost total profit total revenue

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It should be noted that the Unit price of goods times quantity of goods sold is total revenue.

What is Total revenue?

Total revenue serve as the overall amount of total sales of goods and services.

The total revenue can be calculated by multiplying the total amount of goods and services sold with the price of the goods .

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The financial statement that is most likely to be used to determine if a business is able to meet its short-term obligations within the next month would be.

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The financial statement most likely to be used to determine if a business can meet its short-term obligations within the next month is the "Statement of Cash Flows."

This statement provides a detailed account of a company's cash inflows and outflows, including operating, investing, and financing activities. By analyzing cash flow patterns, stakeholders can assess the company's ability to generate sufficient cash to pay off its short-term liabilities due within the next month.

Additionally, it helps identify potential liquidity issues and allows for proactive measures to ensure the business can meet its immediate financial obligations.

The financial statement most likely to be used to determine if a business can meet its short-term obligations within the next month is the "Statement of Cash Flows."

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The exchange rate of the Guatemalan quetzal to the U.S. dollar is 10 quetzal per dollar. If the exchange rate changes to 5 quetzal per dollar, what happened to the value of the quetzal and what happens to Guatemala's exports

Answers

In this situation, we can say that the Guatemalan quetzal appreciated against the U.S. dollars from 10 to 5, and its exports will decrease.

What is an exchange rate?

An exchange rate is the value of a country's currency against another trading country.

The exchange rate forms the basis for trading and conducting other business exchanges between one country and another.

The exchange rate shows the purchasing power or value of a currency vis-a-vis another country's currency.

Thus, we can conclude that the Guatemalan quetzal appreciated against the U.S. dollars from 10 to 5, and its exports will decrease.

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Why are so many social policies delivered via complicated, indirect pathways, such as delivering benefits through the tax code

Answers

These social policies are delivered through these ways in order gto ensure that the recipients are people that contribute their quota to the society.

What is the tax code?

This is a general document that provides the rules on the guidelines and the rules that people and businesses have to follow to ensure they pay their taxes adequately.

It governs taxation in a given jusrisdiction. Those that pay their taxes are the people that are meant to benefit from government programs.

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According to the path-goal theory, the participative style is recommended when group members are performing repetitive tasks.
a. True
b. False

Answers

Answer:

B. False

Explanation:

According to the path-goal theory, the participative style is recommended when group members are performing repetitive tasks is False.

When an employee checks the company intranet for other job opportunities with their current employer this is an example of ___________.

Answers

When an employee checks the company intranet for other job opportunities with their current employer this is an example of an internal job-posting system.

Hope that helps!

Transactions and events that affect net income such as the production and purchase of inventory, the sale of goods and services to customers, and the expenditures to run a business are classified as:

Answers

The classification of transactions that affect net income and the expenditures to run a business are classified as operating activities.

What is Inventory?

This refers to the record-keeping of the number of goods available in a warehouse for easy financial accounting.

Hence, we can see that based on the classification of net income based on events that affect net income and the expenditures to run a business are classified as operating activities.

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In a ________, two or more companies at the same channel level join together to develop a new marketing opportunity.

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Horizontal marketing is when two or more companies at the same channel level join together to develop a new marketing opportunity.

What is horizontal marketing?

Horizontal marketing system refers to the act where two or more companies unrelated to one another standing at the same level come together .

It is to be noted that horizontal marketing lay emphasis on increasing exposure and demand within a broader and more diverse market view.

Hence, horizontal marketing is when two or more companies at the same channel level join together to develop a new marketing opportunity.

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Which element of mariachi music reflects the influence of Mexicos Jalisco region? based on your observation, do you think any of the samples are the same type? Discus the realtionship between Liberty and Equality in relation to decision making what personal ownership do u take to protect the freedoms u have HURRRRRYYYYY 100pts Speech on findimg pister (WILL MARK BRAINLIST)Use the function f(x) = x2 2x + 8 and the graph of g(x) to determine the difference between the maximum value of g(x) and the minimum value of f(2. The following data shows the number of stage shows 20 students of a class watched in a month:1 7 4 4 3 2 7 8 1 19 20 22 20 19 16 16 19 13 1 13Which histogram represents this data? A histogram titled Number of Stage Shows Students Watch is shown. The horizontal axis is labeled Number of Stage Shows Watched with bins 0 to 5, 6 to 11, 12 to 17, and 18 to 23. The vertical axis labeled Number of Students with values from 0 to 10 at intervals of 1. 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The vertical axis labeled Number of Students with values from 0 to 10 at intervals of 1. The first bin goes to 3, the second goes to 7, the third goes to 6, and the last goes to 4. How do i Solve this? Which is not one of the four cs of gemstone grading?. Find the missing angle using the diagram below. The figure is a parallelogram.(5x + 5)1352818090145 Read the scenario. Then determine whether the person should use library orinternet research, and why.Tamir needs to write a five-page research paper about the causes ofthe Civil War. He needs to cite four sources, and he has a month towrite the paper HELP ASAP Carl Sandburg often drew inspiration from perils of the industrial revolution in his work. Manyargued that industrialization, or the process of turning an agricultural society into one dependentof the manufacturing of good and services by machines, was responsible for the loss of rural valuesand the employment of individuals for manual labor. In what ways is this poem commenting onindustrialization? 1. Which of the following is a real creature living on Earthtoday?Loch Ness MonsterO BigfootKomodo dragonSiberian unicorn What does the speaker observe in "London's Summer Morning"?a peaceful morning in a park in Londonthe work of a shop owner in Londona busy morning in a London marketthe rising of the sun over an empty London What is the product? startfraction 2 y over y minus 3 endfraction divided by startfraction 4 y minus 12 over 2 y 6 endfraction two-thirds ten-ninths startfraction 4 y over y minus 3 endfraction startfraction 4 y over y 3 endfraction what is the digit 9 in this number 195,487 Read the excerpts from "Wrongful Convictions by John R. Firman and Just Mercy by Bryan Stevenson. "Wrongful Convictions [In addition, we need to look at] post-arrest case review. . . . The team will sit down and say, "Let us go back and look for any potential red flags, where we can say that even though weve hung our hat on this case and we think this is the right person, this is the right offender, then the bottom line is, lets go back, lets stop, lets just stop everything, get the checklist outjust like pilots do, just like doctors doand say, What do we have here? What does this case really look like?Just MercyAn absence of compassion can corrupt the decency of a community, a state, a nation. Fear and anger can make us vindictive and abusive, unjust and unfair, until we all suffer from the absence of mercy and we condemn ourselves as much as we victimize others.How is tone related to both authors ideas in these excerpts?Both authors share an emotional tone; however, Firman is highlighting the mistakes in the justice system, while Stevenson is asking for changes in the future.Both authors share a cautious tone; however, Firman is arguing for specific checklists, while Stevenson is asking for broader change.While Firmans tone is methodical and Stevensons tone is passionate, both excerpts seek measured fairness in the application of justice.While Firmans tone is conversational and Stevensons tone is formal, both excerpts ask that the justice sector be more like the health and safety sectors.v The ______ perspective on the balanced scorecard approach focuses on the analysis of different types of customers, their level of satisfaction, and the processes used to deliver products and services to customers. What German city was blockaded by the Soviet Union to force the west to change their minds about creating a unified West Germany Fashionable young men of the 1920s were likely to have _______ in their wardrobes.a. Oxford bagsb. polo coatsc. raccoon coatsd. all of the above