Create a Portfolio
Now it's time to help Marc and Julian allocate the investments for their portfolio. This
section is worth 28 points.
1. Marc and Julian have $30,000 they would like to invest. Based on all you know
about their investment priorities, interests, and tolerance for risk, assign each type of
investment a percentage of the $30,000. Your allocations should add up to 100%. (16
points)

Average annual rate of Recommended allocation
Type of investment return
(percentage)
Cash (includes savings
accounts and CDs) 0.5%
3%
High-risk stocks and bonds 8 - 10%
32%
Low-risk stocks and bonds 3 - 4%
9%
Mutual funds
5 - 7%
17%
Real estate
6 - 8%
24%
Retirement
4 - 6%
15%

2. Write a paragraph (three to five sentences) to explain how your allocation of Marc
and Julian's portfolio matches their investment goals and priorities. (12 points)|

Based on Marc and Jean's investment priorities and risk tolerance, we will assign most of their portfolio to High-risk stocks and real estate.

Marc and Jean will be assumed to be young which likely means that they have a high risk tolerance, and prioritize growth overtime.

We will therefore apportion 32% to High-risk stocks and bonds and 24% to real estate. This is because these are risky investments that can bring in high returns overtime.

We will also apportion 17% to Mutual funds and 15% to retirement for diversification purposes.

Cash will be apportioned 3% and low risk stocks and bonds will get 9%. This safety net ensures that the portfolio will have less risk in total but is small enough that they don't interefere with the general goals of the portfolio.

Find out more on portfolio allocation at https://brainly.com/question/26489528.

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Explanations


Mary veterinarians use the condition of a dog's fur as an indicator of the dog's overall health. A researcher is investigating the healthiness of the coats of fur for dogs from a certain population. The


healthiness of a dog's fur is evaluated using a quantitative description analysis (QDA), where a veterinarian uses a standard process to rate the fur from 0 to 10, with higher values indicating


healthier furs. From previous studies, the population distribution of the QDA scores for the fur of dogs is roughly uniform with mean y 5. 4 and standard deviation o = 2. 5

Identify who was bolívars intended audience

AP Modern World History Chapter 124 Multiple Choice questions 4-6

AP english help
This battle with Mr. Covey was the turning-point in my career as a slave. It rekindled the few expiring embers of freedom, and revived within me a sense of my own manhood. It recalled the departed self-confidence, and inspired me again with a determination to be free. The gratification afforded by the triumph was a full compensation for whatever else might follow, even death itself. He only can understand the deep satisfaction which I experienced, who has himself repelled by force the bloody arm of slavery. I felt as I never felt before. It was a glorious resurrection, from the tomb of slavery, to the heaven of freedom. My long-crushed spirit rose, cowardice departed, bold defiance took its place; and
I now resolved that, however long I might remain a slave in form, the day had passed forever when I could be a slave in fact. I did not hesitate to let it be known of me, that the white man who expected to succeed in whipping, must also succeed in killing me. From this time I was never again what might be called fairly whipped, though I remained a slave four years afterwards. I had several fights, but was never whipped. It was for a long time a matter of surprise to me why Mr. Covey did not immediately have me taken by the constable to the whipping-post, and there regularly whipped for the crime of raising my hand against a white man in defence of myself. And the only explanation I can now think of does not entirely satisfy me; but such as it is, I will give it. Mr. Covey enjoyed the most unbounded reputation for being a first-rate overseer and negro-breaker. It was of considerable importance to him. That reputation was at stake; and had he sent me--a boy about sixteen years old--to the public whipping-post, his reputation would have been lost; so, to save his reputation, he suffered me to go unpunished.
Frederick Douglass, Narrative of the Life of Frederick Douglass, An American Slave written by Himself.
1. This portion of Douglass’s autobiography is probably:
(a) the exposition.
(b) the rising action.
(c) the climax.
(d) the falling action.
(e) the conclusion.
2. The tone of the passage can best be described as:
(a) melodramatic.
(b) earnest.
(c) ironic.
(d) informal.
(e) lyrical.
3. The phrase, "who has himself repelled by force the bloody arm of slavery":
(a) personifies slavery.
(b) uses metaphor.
(c) uses simile.
(d) draws an analogy.
(e) uses onomatopoeia.
4. Mr. Covey functions as:
(a) the protagonist.
(b) the good guy.
(c) the antagonist.
(d) a neutral character.
(e) an anti-hero.
5. What argument is Douglass making in the first paragraph?
(a) After battling Mr. Covey, he should have been freed.
(b) Douglass is braver than Mr. Covey.
(c) After battling Mr. Covey, Douglass was no longer a slave in spirit.
(d) Slavery should be outlawed.
(e) The mind can’t be free if the body is enslaved.
6. Which of the following values does the author emphasize in his account?
(a) The importance of fighting for freedom
(b) The value of passive resistance
(c) The value of upholding one’s reputation
(d) The importance of equal opportunity for all races
(e) The value of competition
7. This account of slavery is:
(a) a scholar’s interpretation.
(b) a secondary account.
(c) a historical transition essay.
(d) a fictional account.
(e) a primary account.
8. In the second paragraph, Douglass suggests that Mr. Covey never has him whipped again because:
(a) Mr. Covey is afraid of Douglass.
(b) Mr. Covey is a fair master.
(c) Mr. Covey is concerned about his other slaves.
(d) Mr. Covey is worried about how others will see him.
(e) Mr. Covey is about to set Douglass free.
9. In the first paragraph, Douglass alludes to:
(a) the Bible.
(b) romantic literature.
(c) the Declaration of Independence.
(d) the Emancipation Proclamation.
(e) other slave narratives.

Read the following poem carefully before you choose your answers.



A Whippoorwill in the Woods


Night after night, it was very nearly enough,
they said, to drive you crazy: a whippoorwill
in the woods repeating itself like the stuck groove
of an LP with a defect, and no way possible
(5) of turning the thing off.


And night after night, they said, in the insomniac
small hours the whipsawing voice of obsession
would have come in closer, the way a sick
thing does when it's done for—or maybe the reason
(10) was nothing more melodramatic


than a night-flying congregation of moths, lured in
in their turn by house-glow, the strange heat
of it—imagine the nebular dangerousness, if one
were a moth, the dark pockmarked with beaks, the great
(15) dim shapes, the bright extinction—


if moths are indeed, after all, what a whippoorwill
favors. Who knows? Anyhow, from one point of view
insects are to be seen as an ailment, moths above all:
the filmed-over, innumerable nodes of spun-out tissue
(20) untidying the trees, the larval


spew of such hairy hordes, one wonders what use
they can be other than as a guarantee no bird
goes hungry. We're like that. The webbiness,
the gregariousness of the many are what we can't abide.
(25) We single out for notice


above all what's disjunct, the way birds are,
with their unhooked-up, cheekily anarchic
dartings and flashings,their uncalled-for color—
the indelible look of the rose-breasted grosbeak
(30) an aunt of mine, a noticer


of such things before the noticing had or needed
a name, drew my five-year-old attention up to, in
the green deeps of a maple. She never married,
believed her cat had learned to leave birds alone,
(35) and for years, node after node,


by lingering degrees she made way within for
what wasn't so much a thing as it was a system,
a webwork of error that throve until it killed her.
What is health? We must all die sometime.
(40) Whatever it is out there


in the woods, that begins to seem like
a species of madness, we survive as we can:
the hooked-up, the humdrum, the brief, tragic
wonder of being at all. The whippoorwill out in
(45) the woods, for me, brought back


as by a relay, from a place at such a distance
no recollection now in place could reach so far,
the memory of a memory she told me of once:
of how her father, my grandfather, by whatever
(50) now unfathomable happenstance,


carried her (she might have been five) into the breathing night.
"Listen!" she said he'd said. “Did you hear it?
That was a whippoorwill.” And she (and I) never forgot.

From Westward by Amy Clampitt.
Copyright © 1990 by Any Clampitt.
Reprinted by permission of Alfred A. Knopf, Inc.

The whippoorwill is most probably called a "voice of obsession" (line 7) because it


has a shrill cry

has a shrill cry

repeats itself

repeats itself

is invisible

is invisible

constantly tries to come nearer

constantly tries to come nearer

is probably sick

Alice is shopping with her daughter when she hears the word "mom. " Alice answers, only to realize

that the sales clerk said "ma'am" to a customer. This inaccurate perception can be attributed to

Juan has been doing some research on countries in Europe and Africa. Juan has observed that European countries are wealthier and that they have a higher percentage of workers who are college educated. Therefore, Juan concludes that sending more Africans to college will increase economic growth and wealth in Africa. Discuss the validity of this conclusion

The ebook says, "Many people are reluctant to take medication to begin with, and this

reluctance increases dramatically when they believe they may have to take a

medication for the rest of their lives. "

1. Why do you think people may be more reluctant to take medication when it comes

to mental health treatment specifically (compared to other physical ailments)?


2. What factors do you think might increase or decrease this reluctance? Why do you

think the length of time for taking the medication (e. G. , "for the rest of their lives")

would increase reluctance?


3. How could therapists who believe that medication would be beneficial for their

clients work to overcome reluctance to taking medication?

NEED HELP ASAP!!!! Please

For 12 points

Explain ONE development in the late twentieth or early twenty-first centuries that would undermine the author’s argument that developing countries are unable ""to secure basic human rights"" due to ongoing economic and political problems

PLEASE HELP THIS IS EXTREMELY URGENT

im working on an ap world practice test and need help with a SAQ!!!

"The ‘luxury’ of having a human rights standard is to be expected in the advanced industrial democracies of the world because these countries are currently experiencing economic stability, flourishing agriculture, and reasonably stable populations. But in the developing world, the situation is more often reversed. Poverty in India, hunger in the Sahel [sub-Saharan West Africa], population pressures in China, or war and terrorism in Somalia all speak of continuing difficulties in trying to secure basic human rights for all people around the world. The so-called North-South dichotomy is a real one—part economic, part ideological, part ecological. In 1992, the [United Nations] Human Development report noted that ‘developing countries enter the global market as unequal partners and leave with unequal rewards. Furthermore, by 1990, the richest 20% of countries had national incomes 60 times greater than those of the poorest 20% of countries. ’ And, on the level of personal income the richest 20% of the world’s people get at least 150 times more than the poorest 20%. It is important to acknowledge these issues while at the same time attempting to move the international system toward a greater global human rights standard. "


Louis Menand III, United States political scientist, "Human Rights as Global Imperative," article in Conceptualizing Global History, published in 1993


a) Describe the author’s main argument about efforts to establish a global "human rights standard. "


b) Identify ONE historical development in the twentieth century that provides a context for the emergence of the universal human rights movement.


c) Explain ONE development in the late twentieth or early twenty-first centuries that would undermine the author’s argument that developing countries are unable "to secure basic human rights" due to ongoing economic and political problems.


PLEASE HELP THANK YOU!

Just testing something out!

I just need the main concepts, I'll write the rest:

Develop an argument that explains whether a two-party system or multiparty systems best enhance the democratization process.

Use one or more of the following course concepts in your response:

Accountability
Legitimacy
Stability

opportunity cost is:
a) another term for supply and demand
b) the paradox of value
c) the price of good and services
d) the cost in money, time, or other value when one makes a choice

HELP ME!!! MY ASSIGNMENT IS DUE TOMORROW AND I JUST NEED THIS QUESTION!! :((

Plastics can take thousands of years to naturally break down in the environment. Scientists have discovered an enzyme (a special type of protein) that naturally breaks down

plastic. If scientists were to genetically modify a bacteria to make this enzyme what impact would the enzyme most likely have on the environment?

O

The bacteria could be used to clean up plastic pollution

O

The bacteria could breed with native bacteria and cause more pollution

The bacteria would start destroying native wildlife and have a negative impact on biodiversity

o

The bacteria would not be able break down plastic in nature having no impact on the environment

Worth 100 points, no links, please!

Why does the narrator (Nick) lie to Henry C. Gatz and claim that Gatsby and the narrator (Nick) himself were close?

A.) Because the narrator wants to steal Gatsby's money
B.) Because of the narrator's need to feel important
C.) Because the narrator wishes to comfort Gatsby's father
D.) Because the narrator wants to avoid emotional entanglements
E.) Because the narrator understands Daisy's state of mind

From a biological perspective, a low level of the neurotransmitter serotonin is associated with depression. Repetitive physical exercise can increase a person's level of serotonin. What conclusion can be drawn from this information? Exercise is a healthy addition to treatment for depression. Unconscious drives influence neurotransmitter levels. If an athlete feels depressed, he isn't practicing enough. Physically fit people are not at risk for depression. People can treat depression themselves and never need professional help.

PLEASE HELP! WILL GIVE BRAINLIEST!!!

Describe psychology’s interest in people’s sense of self, and discuss the benefits and liabilities of self-esteem and self-serving pride

!!WORTH 50 POINTS!!

In Cisneros's "Mango Says Goodbye Sometimes," the narrator states that the "ghost" aches less when she writes about the house on Mango Street. Who or what is the ghost, and why would it help the ghost when the narrator writes about her old house?

Select the correct answer.

Frank helps his son Joe, and supports him during a trying time in Joe's life. What function of marriage is Frank fulfilling?

w

A emotional support

В.

economic support

C socialization

D. Common residence

Which influence does Alvarez write about in this passage?

Which statement about families is FALSE?
a. Family members are irreplaceable.
b. Family membership is subject to termination at any point.
c. All families create and socialize new members.
d. Families are influenced by their community.

1. List three consequences of the global economic crisis that began in 2008.
a. Financial
b.
C.
2. The rapid spread of thecurrent economic crisis is directly related to the

People are sometimes likely to help others, and other times are less likely. Explain the factors involved in the concept of helping others by discussing altruism, the bystander effect, the social exchange theory, the reciprocity norm, and the social responsibility norm

ONLY 130 AND HIGH IQ CAN SOLVE
In 1990,a person is 15 years old
In 1990,that same person is 10 years old
How can this be??

​

which consumer protection policy helps protect consumers from having their shopping habits sold to other companies
A. product liability
B. price discrimination
C.potential hazards
D. customer privacy

Which of the following words should be placed at the beginning of sentence 16 (reproduced below) in order to demonstrate a connection to the previous sentence?
Mayfies impact the economies of humans who live near healthy rivers and lakes-both tourists and locals spend money to enjoy activities in and near the water,
A.However,
B.Regardless,
C.Thus,
D.Nonetheless,
E.Conversely,

What is the significance of the threefold
. holy?

HELP PLS

Lake Erie is one of the Great Lakes of the United States. It is also the shallowest and warmest of the five lakes. The drainage basin that

surrounds Lake Erle contains urban areas, as well as agricultural and industrial areas. Because of the amount of nutrients, primarily

phosphates, being transported into Lake Erie from surrounding areas, Lake Erle experienced cultural eutrophication. The surface of the lake developed large blooms of algae, which blocked out the sunlight to the depths of the lake and caused the lake to become anoxic.

In 1972, the Great Lakes Water Quality Agreement was signed between the United States and Canada to reduce phosphate pollution. This was

the beginning of the recovery of Lake Erie. Phosphate-containing detergents have been eliminated from surrounding areas and native species have returned, but the lake is still subjected to pollution, including sewage, which results in beach closures, and invasive species, which drive out native species and change the biome.


1. Identify the source of pollution in Lake Erle. Was it a point source or non-point source of pollution? Explain your reasoning.


2. Describe two human activities that have impacted the health of Lake Erle.


3. Organophosphates are a common endocrine disruptor in many pesticides today and part of agricultural runoff. Describe the

effects an endocrine disruptor could have on human populations surrounding Lake Erle.


4. Explain the environmental effects the excessive use of detergents had on Lake Erle.


5. The Clean Water Act and subsequent legislation mandated that Industries stop dumping wastes directly into bodies of water by

building sewage treatment facilities to clean sewage water before it discharged into lakes and rivers. An average wastewater reclamation plant treats 55 million gallons a day. Calculate the amount of pollution-free water it could release into Lake Erle in a

year.

When designing an experiment to see if Big Foot likes apples which house would be your control group?