document symptoms to some extent can signal out that embezzlement is taking place. which among the following usually does not point to some problem with the source documents? a. photocopied documents b. different names or addresses of payees or customers c. excessive voids or credits d. increased past-due accounts

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Answer 1

Document symptoms to some extent can signal out that embezzlement is taking place. The "photocopied documents." usually does not point to some problem with the source documents. The correct option is (a).

This is because photocopied documents are not necessarily an indicator of embezzlement taking place, especially in instances where the original documents may be damaged, lost, or being held by another party. In some cases, photocopied documents may be used as a backup in case the original documents become lost or damaged.In contrast, different names or addresses of payees or customers, excessive voids or credits, and increased past-due accounts are all possible indicators of embezzlement taking place.

Different names or addresses of payees or customers may signal that an employee is creating fake accounts to funnel money to themselves, while excessive voids or credits may indicate that an employee is voiding sales transactions and pocketing the cash. Increased past-due accounts may signal that an employee is mismanaging accounts and not following up with customers to collect payments.

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which one is not explaining the condition of higher entry barrier? group of answer choices when customer switching cost is low when there is economies of scale when capital requirement is high when brand identity is critical

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The condition that does not explain higher entry barrier is when customer switching cost is low.

What is the meaning of higher entry barriers?

Higher entry barriers are conditions that make it difficult for new competitors to enter the market. These barriers can include things like economies of scale, brand identity, and capital requirements.A company has a greater likelihood of gaining market share and increasing profits if the entry barriers are higher.

When there are high entry barriers, new competitors find it difficult to enter the market, giving established firms a competitive edge.

The condition that does not explain higher entry barrier is when customer switching cost is low. This is because customer switching cost refers to the cost that customers must bear to switch to a different product or service.

When customer switching cost is low, this does not create a barrier to entry because customers are not tied to a particular company and can easily switch to a competitor if they are not satisfied with the current product or service.

Instead, higher entry barriers can include factors such as economies of scale, which allow established firms to produce goods at a lower cost than new competitors, and brand identity, which creates customer loyalty and makes it difficult for new firms to gain market share.

High capital requirements can also create higher entry barriers because new firms may not have the funds necessary to enter the market.

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why do companies use micro-influencers? group of answer choices they are more affordable they tend to have higher engagement they are good for niche or small markets all of the above

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Compared to nano-influencers, micro-influencers have a larger audience. Between 10,000 and 250,000 people follow them. Because micro-influencers have a strong specialty audience and a higher engagement rate than influencers with broader followings, brands and marketers adore working with them.

A micro-influencer utilises their social media presence to promote things related to their interests or areas of expertise and has between 1,000 and 100,000 social media followers. Micro-influencers have between 10,000 and 100,000 followers, while nano-influencers have between 1,000 and 10,000 , some characterize them as having 100K or more followers, while others classify micro-influencers as having between 1K and 100K followers. A social media influencer known as a "micro-influencer" with 1,000–10,000 followers. These influencers are renowned for their authenticity and subject-matter knowledge. Micro-influencers are likewise highly favoured due to their dedicated fan base.

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what was justin's rationalization to commit fraud? he needed the money to continue living lavishly he felt pressured by his partner to commit fraud he felt entitled to more money other people in the company were getting away with it

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Justin's rationalization to commit fraud as he needed the money to continue living lavishly.

The process of rationalization entails creating a false moral justification for the fraud. Since many fraudsters don't see themselves as criminals but rather as honorable, regular people, they must find a way to justify their actions in order to uphold their own moral standards.

In general, there are many ways people can justify committing fraud. A perceived need for money to support a particular lifestyle, peer pressure, a sense of entitlement or dissatisfaction with one's pay, or the conviction that other employees of the company are also engaging in fraud are some examples of common justifications for fraud. Noting that fraud is illegal and unethical, none of these defenses can be used to excuse or defend fraudulent behavior.

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you are told that the aggregate level of taxes is equal to 100. what is the value of autonomous consumption?

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The value of autonomous consumption cannot be determined based solely on the information provided regarding the aggregate level of taxes. More information, such as income and MPC, is needed.

The information provided is not sufficient to determine the value of autonomous consumption. Autonomous consumption refers to the amount of consumption that does not depend on income, such as the consumption of basic necessities. It is not directly related to the level of taxes.

To determine the value of autonomous consumption, more information is needed, such as the individual or household's disposable income, the marginal propensity to consume (MPC), and any other relevant economic factors.

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Full Question : you are told that the aggregate level of taxes is equal to 100. what is the value of autonomous consumption? Image attached

shares in brothers grimm, inc., manufacturers of gingerbread houses, are expected to pay a dividend of $9.00 in one year and to sell for $92 per share at that time. how much should you be willing to pay today per share of grimm under the following circumstances? instructions: enter all responses rounded to two decimal places. a. consider a safe rate of interest of 5.8 percent and assume that investing in grimm carries no risk. grimm's share value would be $ . b. consider a safe rate of interest of 10.8 percent and assume that investing in grimm carries no risk. grimm's share value would be $ . c. consider a safe rate of interest of 5.8 percent, but your risk premium is 4 percent. the share value today would be $ . now assume that grimm is not expected to pay a dividend, but the expected price is unchanged. instructions: enter all responses rounded to two decimal places. d. consider a safe rate of interest of 5.8 percent and assume that investing in grimm carries no risk. grimm's share value would be $ . e. consider a safe rate of interest of 10.8 percent and assume that investing in grimm carries no risk. grimm's share value would be $ . f. consider a safe rate of interest of 5.8 percent and a risk premium of 4 percent. grimm's share value would be $ .

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The value of Grimm's shares today depends on the expected future dividend and share price, the risk-free interest rate, and the investor's risk premium.

a. Using the formula for the present value of a future cash flow: PV = CF / (1 + r), where PV is the present value, CF is the future cash flow, and r is the interest rate, we have PV = 9 / (1 + 0.058) = $8.51. Adding the expected share price of $92, the total value is $100.51 per share.

b. Using the same formula with a higher interest rate of 0.108, we have PV = 9 / (1 + 0.108) = $7.84. Adding the expected share price of $92, the total value is $99.84 per share.

c. With a risk premium of 4 percent, the required rate of return is 5.8% + 4% = 9.8%. Using the same formula, we have PV = 9 / (1 + 0.098) = $7.96. Adding the expected share price of $92, the total value is $99.96 per share.

d. Without a dividend, the share value would be the expected future price discounted by the interest rate. Using the formula PV = FV / (1 + r), where FV is the future value, we have PV = 92 / (1 + 0.058) = $87.01.

e. Using the same formula with a higher interest rate of 0.108, we have PV = 92 / (1 + 0.108) = $80.32.

f. With a risk premium of 4 percent, the required rate of return is 5.8% + 4% = 9.8%. Using the same formula, we have PV = 92 / (1 + 0.098) = $84.07.

In summary, the value of Grimm's shares today depends on the expected future dividend and share price, the risk-free interest rate, and the investor's risk premium.

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what is the effect of overlapping activities that are not on the critical path? multiple choice an earlier project completion time

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The effect of overlapping activities that are not on the critical path is earlier project completion time. Overlapping activities refer to the task that happens simultaneously or at the same time.

It is a process of doing two activities simultaneously in a project management technique. When two activities occur at the same time, it is referred to as the "overlapping activities. The critical path is the sequence of activities that must be completed on time to ensure the project is completed on time. Critical path activities are activities that have zero slack or float. If any of the activities on the critical path are delayed, the project completion date will be postponed, causing an increase in cost and other risks.

Effect of overlapping activities that are not on the critical path: When activities are overlapping, it increases the efficiency of the project and shortens the duration of the entire project, resulting in earlier project completion time. Overlapping activities that are not on the critical path shorten the duration of the project because they do not affect the critical path activities, which are the most critical activities that must be completed on time to avoid project delays.

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say you own an asset that had a total return last year of 17 percent. assume the inflation rate last year was 3.2 percent. required: what was your real return? (do not include the percent sign (%). enter rounded answer as directed, but do not use the rounded numbers in intermediate calculations. round your answer to 2 decimal places (e.g., 32.16).)

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If we own asset which has "total-return" last-year of 17 percent, then real return was 13.37 percent.

The "Real-Return-Rate" is defined as the rate of return on an investment after adjusting for the effect of inflation. It is the rate at which the purchasing power of an investment grows over time, after accounting for the impact of inflation on the value of money.

To calculate the real return, we need to adjust the total return for the effect of inflation.

The formula for finding "real-return" is written as:

⇒ Real return = ((1 + Total return)/(1 + Inflation rate)) - 1 ,

The inflation rate of asset is = 3.2 percent,

The total return last year is = 17 percent,

Substituting the values,

We get,

⇒ Real return = ((1 + 0.17)/(1 + 0.032)) - 1,

⇒ Real return = (1.17/1.032) - 1

⇒ Real return ≈ 0.1337 or 13.37 percent.

Therefore, the real return on the asset was 13.37 percent.

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losses arising from credit losses on available-for-sale debt securities are recognized in blank ; noncredit losses are recognized in

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The losses arising from credit losses on available-for-sale debt securities are recognized in Income statement; noncredit losses are recognized in other comprehensive income.

When losses arise from credit losses on available-for-sale debt securities, they are recognized in the income statement. Losses that are not due to credit are recognized in other comprehensive income.

Available-for-sale debt securities are securities that can be sold by the holder. Such securities are recorded at fair value on the balance sheet, and changes in the value of the securities are recognized in other comprehensive income.

When the securities are sold, any gain or loss is recognized in the income statement.

The key difference between credit losses and noncredit losses is that credit losses are losses that occur when a borrower fails to repay a debt, while noncredit losses are losses that occur for other reasons.

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mr. collins is strongly suspected of embezzling money from his employer. he has denied the allegation. to determine whether he is lying, investigators are most likely to ask mr. collins to take a(n) test.

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Mr. collins is strongly suspected of embezzling money from his employer, he has denied the allegation.To determine whether he is lying, investigators are most likely to ask Mr. Collins to take a polygraph test.

Polygraph test is also known as a lie detector test, it is a test that examines and records physical indicators such as blood pressure, pulse, respiration, and skin conductivity while a person is questioned. The polygraph test was originally created as a method of determining whether a person was telling the truth or lying, however, it's accuracy has been questioned and is not always accepted in legal settings.

A polygraph is a machine that detects deception by measuring a person's physiological responses, the results of the test are based on changes in the physiological responses of the person being tested when answering the questions. Polygraph tests are commonly used by law enforcement officials and security professionals in various settings to assess the honesty of people who are suspected of criminal activity.

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__________ referred to as meeting the needs of the present without jeopardizing the future

Question 4 options:

time value of money


volatility


sustainability


diversification

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The term that is referred to as meeting the needs of the present without jeopardizing the future is "sustainability."

Sustainability is the ability to maintain and support the needs of the present without compromising the ability of future generations to meet their own needs. This involves managing natural resources and the environment in a way that ensures their availability for future generations.

Option (A) "time value of money" is a financial concept that relates to the idea that money is worth more today than in the future due to its potential to earn interest or be invested. Option (B) "volatility" refers to the degree of variation of an asset's price over time. Option (D) "diversification" is an investment strategy that involves spreading investments across different assets to reduce risk.

is the set of processes and managerial behaviors that involve defining, monitoring, measuring, evaluating, and providing consequences for performance expectations. group of answer choices performance appraisal performance management learning and development socialization

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The correct answer is "performance management." Performance management refers to the set of processes and managerial behaviors that involve defining performance expectations.

monitoring and measuring performance, evaluating performance, and providing consequences, such as feedback, rewards, or consequences, based on performance outcomes. Performance management is an ongoing process that aims to align individual and team performance with organizational goals and objectives, and it involves various activities such as goal setting, performance feedback, performance appraisal, and performance improvement.

Learning and development, socialization, and performance appraisal are related concepts, but they are not the specific group of processes and behaviors that involve defining, monitoring, measuring, evaluating, and providing consequences for performance expectations, which is performance management. ​ ​ ​

​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

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an example of disney using parenting to create a sustainable competitive advantage would be which of the following? multiple choice creating new products and services opening its first theme park in california in 1955 using marvel characters across its corporate platform forming a partnership with abc television

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An example of Disney using partnering to create a sustainable competitive advantage would be forming a partnership with ABC Television.

A competitive advantage is an attribute or feature that allows a company to differentiate itself from its competitors and produce greater sales and profit margins. A sustainable competitive advantage is an advantage that can endure over time and is difficult for rivals to duplicate.A company can use different strategies to create a sustainable competitive advantage, such as developing innovative products, delivering high-quality services, establishing a strong brand identity, and forming strategic partnerships.Disney has used different strategies to create a sustainable competitive advantage, including partnering with other companies to enhance its products and services. For instance, Disney partnered with ABC Television to create new shows and media content that appeal to a broader audience and expand its customer base. This strategy has helped Disney to create a unique selling proposition that is difficult for rivals to copy.Conclusion:An example of Disney using partnering to create a sustainable competitive advantage would be forming a partnership with ABC Television.

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the stage of the product life cycle characterized by informative promotion but little customer awareness of a product is:

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Market introduction Markets are places where buyers and sellers join together to exchange information and goods.

A tangible good with worth that can be traded is referred to as a commodity. Every level of the market and every player involved in the distribution and transformation of the good are included in a market chain. The whole amount of consumers and sellers in a given area or territory is referred to as a marketplace. The region can be the entire planet, as well as certain states, provinces, or towns. Items traded are valued, costed, and priced in accordance with market factors of supply and demand. A market is any location where two or more people can come together to conduct an economic transaction, even one that does not involve cash.

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the management of mecca copy, a photocopying center located on university avenue, has compiled the following data to use in preparing its budgeted balance sheet for next year: ending balances cash ? accounts receivable $ 9,400 supplies inventory $ 3,200 equipment $ 40,500 accumulated depreciation $ 16,400 accounts payable $ 3,100 common stock $ 5,000 retained earnings ? the beginning balance of retained earnings was $30,000, net income is budgeted to be $20,200, and dividends are budgeted to be $3,300.

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The management of mecca copy, center located on university avenue, has compiled net income is budgeted to be $20,200, and dividends are budgeted to be $3,300.

Cash $12,200\s

(Balancing figure) (Balancing figure)

$8,100 in accounts receivable

$3,200

providing stock

aggregate current assets

Plant and machinery:

Hardware $34,000 Less: Depreciation over time: $16,000

Plant and equipment, $18,000 in profit

Assets totaling $41,500

Debits and Equity of Stockholders

current obligations:

Receipts to be made $1,800

Investors' equity

$5k in common stock

$34,700 in retained earnings

$39,700 is the total stockholders' equity.

$5k in common stock

$34,700 in retained earnings

$39,700 is the total stockholders' equity.

$41,500 in total debt and stockholders' equity

Nota: Final Beginning retained earnings + net income – cash dividends paid equals $28,000 + $11,500 – $4,800 = $34,700. Retained earnings balance is calculated similarly.

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a(n) is a payment by the government to a domestic producer to help lower production costs so they are better able to compete with foreign imports.

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A subsidy is a payment by the government to a domestic producer to help lower production costs so they are better able to compete with foreign imports.

What is subsidy?

A subsidy is a financial assistance provided by the government to domestic producers or industries, usually in the form of cash grants, tax breaks, or other incentives. The objective of a subsidy is to lower the production costs of domestic producers, making them more competitive against foreign imports.

Subsidies can be given to producers of specific goods or industries that are considered important for the country's economy or for strategic reasons. For example, a government may provide subsidies to its domestic farmers to increase food production and reduce dependence on imports. Alternatively, subsidies may be given to domestic manufacturers to support the development of new technologies, products, or services that can compete with foreign rivals.

Overall, subsidies are a tool that governments can use to promote domestic production and protect industries from foreign competition. However, they can also lead to market distortions and inefficiencies if not properly designed and targeted.

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Complete question is: A subsidy is a payment by the government to a domestic producer to help lower production costs so they are better able to compete with foreign imports.

natasha skims a few dollars each day from the cash deposit because she feels that she does not get paid enough for the work she does. which contributing factor to fraud does natasha display?

Answers

Natasha's behaviour of skimming cash from the deposit indicates she is displaying the contributing factor of rationalisation to fraud.

Rationalisation is a psychological principle related to fraud. Where individuals justify their fraudulent acts by thinking it as a fair compensation for inadequate payment or compensation they receive. Normally, when an individual is seeking self-justification in their mind for performing a fraudulent act, they may rationalize by thinking that stealing a nominal amount would not significantly hurt the employer or that it is "not a big deal."

However, rationalisation does not justify any fraudulent act and there are serious consequences if caught. Therefore, it is crucial to follow professional ethical and moral values while performing any work at a professional level.

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at the pre-qualify check, the colleague stationed at production must validate that the ndc on the label matches the ndc on the prescription bottle. which numbers are most critical to match?

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At the pre-qualify check, the colleague stationed at production must validate that the NDC on the label matches the NDC on the prescription bottle. The numbers that are most critical to match are the first ten digits of the NDC number.

The first ten digits of the NDC number consist of the labeler code, product code, and package code.The National Drug Code (NDC) is a unique identifier for prescription and over-the-counter drugs that is assigned by the Food and Drug Administration (FDA). The NDC number is a 10-digit code that includes three segments: the labeler code, product code, and package code.The labeler code is the first five digits of the NDC number and identifies the manufacturer, packager, or distributor of the drug product.

The product code is the next four digits and identifies the specific drug product, strength, and dosage form. The package code is the last one digit and identifies the package size and type.For example, the NDC number for Advil Liquid Gels 200mg is 0573-0207-30. In this example, the labeler code is 0573, the product code is 0207, and the package code is 30.

The labeler code is critical to match because it identifies the manufacturer, packager, or distributor of the drug product. The product code is critical to match because it identifies the specific drug product, strength, and dosage form. The package code is critical to match because it identifies the package size and type.

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if the prices of goods in europe increase while the nominal exchange rate between the euro and the u.s. dollar remains the same, we say that the u.s. dollar has experienced a:

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If the prices of goods in Europe increase while the nominal exchange rate between the euro and the U.S. dollar remains the same, we say that the U.S. dollar has experienced a depreciation.

When the prices of goods in Europe increase, it means that the euro has appreciated in value relative to the U.S. dollar. This can happen due to a variety of factors such as changes in supply and demand, inflation, and interest rates.

In this scenario, the nominal exchange rate remains the same, but the effective exchange rate has changed. The effective exchange rate takes into account the relative prices of goods and services in different countries and provides a more accurate measure of the exchange rate.

A depreciation of the U.S. dollar can have both positive and negative effects on the economy. On the one hand, it can make U.S. exports cheaper and more competitive in foreign markets, leading to an increase in exports and a boost to the economy.

On the other hand, it can make imports more expensive and lead to higher inflation, which can hurt consumers and businesses.

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in about 100 words explain who owns, controls and is responsible for any debt, in a sloe proprietorship and in a partnership​.

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Legally, sole proprietors bear unlimited responsibility for all business debts. Their assets, both personal and business, are at risk.

Who is the sole proprietor of a business?

A sole proprietor is a person who owns an unincorporated business on their own. However, if you treat a domestic limited liability company (LLC) as a corporation, you will not be treated as a sole proprietor even if you are the LLC's sole member.

The term "limitless obligation" refers to the full legal liability that business partners and entrepreneurs anticipate for all business obligations. This chance isn't covered, and responsibilities can be paid through the seizure and proposition of owners' own special assets, which isn't equivalent to the renowned confined liability business structure.

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question 51 pts which statement is correct? group of answer choices a portfolio that contains at least 30 diverse individual securities will have a beta of 1.0. any portfolio that is correctly valued will have a beta of 1.0. a portfolio that has a beta of 1.12 will lie to the left of the market portfolio on a security market line graph. a risk-free security plots at the origin on a security market line graph. an underpriced security will plot above the security market line.

Answers

The correct statement is "a risk-free security plots at the origin on a security market line graph." The Security Market Line (SML) graph is a representation of the relationship between risk and return for an individual security or a portfolio of securities.

The SML is a straight line that passes through the risk-free rate and the market return. The risk-free rate is the return an investor can expect to earn on a completely risk-free investment such as a government bond.

Therefore, a risk-free security will plot at the origin on the SML graph, indicating that it has zero systematic risk and an expected return equal to the risk-free rate.
The other options are incorrect. A portfolio that contains at least 30 diverse individual securities will not necessarily have a beta of 1.0. The beta of a portfolio depends on the betas of the individual securities as well as their weights in the portfolio. Any portfolio that is correctly valued will also not necessarily have a beta of 1.0.

The correct valuation of a portfolio does not affect its beta. A portfolio that has a beta of 1.12 will not lie to the left of the market portfolio on the SML graph.

The market portfolio has a beta of 1.0 by definition, so any portfolio with a beta greater than 1.0 will lie to the right of the market portfolio on the SML graph. An underpriced security will not plot above the SML.

The SML represents the expected return of a security based on its systematic risk, and an underpriced security would have a higher expected return for its level of risk, which would cause it to plot below the SML.

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a drug store decides to discontinue its health and beauty section of products because it has been unprofitable. this strategy could backfire because

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This strategy could backfire because the store's sales may suffer by not having this convenience category of products.

In marketing, convenience products are those that a business sells that, due to customer demand, require less advertising. Convenience products are things that improve a customer's life and need to be replaced on a frequent basis. Since consumers buy these things frequently, they frequently do so with little thinking or engagement.

They hardly ever compare products because the differences between selections are so minimal. Consumers skip the entire purchase cycle when they buy these things. Consumers frequently purchase convenience goods to fulfil their everyday demands.

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a third-grade teacher with a congenital hip dislocation wishes to purchase a disability income policy, but she fears she will not be insurable. what option does she have to get coverage? a)she may purchase a policy if she changes her occupation to something less hazardous. b)she may purchase a limited policy that will cover the disability resulting from accidents that happen at her school. c)she will not receive coverage under any circumstances. d)she may purchase a policy with an extra premium to cover any disability that would involve her hip.

Answers

Third-grade teacher with a congenital hip dislocation to get disability income coverage is to D)  purchase a policy with an extra premium that covers any disability involving her hip. This would allow her to maintain her current occupation and obtain comprehensive coverage for her needs.

A third-grade teacher with a congenital hip dislocation is concerned about her ability to purchase a disability income policy due to her condition. She is considering various options to get coverage. Here is a summary of the possible options and the most suitable one for her situation:

a) She may purchase a policy if she changes her occupation to something less hazardous. This option would involve the teacher changing her job to a different occupation that is considered less risky by the insurance company. However, this may not be the most practical or desirable solution for her, as it could require her to leave a profession she is passionate about.

b) She may purchase a limited policy that will cover the disability resulting from accidents that happen at her school. This option could provide her with some coverage, but it would be limited to specific incidents occurring at her workplace. This might not be the most comprehensive solution, as it would not cover any disability issues that could arise outside of her school environment.

c) She will not receive coverage under any circumstances. This option is incorrect, as there are alternatives available for individuals with pre-existing conditions, such as the teacher with a congenital hip dislocation.

d) She may purchase a policy with an extra premium to cover any disability that would involve her hip. This option is the most suitable for her situation. By paying an additional premium, the teacher could obtain a disability income policy that includes coverage for her pre-existing hip condition. This would provide her with the protection she needs without having to change her occupation or accept a limited policy that only covers specific accidents.

In conclusion, the best option for the third-grade teacher with a congenital hip dislocation to get disability income coverage is to purchase a policy with an extra premium that covers any disability involving her hip (option d). This would allow her to maintain her current occupation and obtain comprehensive coverage for her needs.

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sankey company has earnings per share of $4.00. the benchmark pe is 18.9 times. what stock price would you consider appropriate?

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Sankey Company has a $4.00 profit per share. Pe is 18.9 times the standard. The stock price of $75.6 is appropriately Considered.

A share price, also known as a stock price, is the price at which one share of a corporation would be purchased. A share's price is not constant; rather, it changes with the state of the market. The price at which a security was most recently sold on an exchange is known as the "current price."

Buyers and sellers use the current price as a starting point. The share price of a firm is decided by supply and demand in the market once it becomes public and its shares begin trading on a stock exchange. The price of its shares will rise if there is a significant demand for them.

stock price = share x benchmark time

stock price = $4.00 x  18.9

stock price =  $ 75.6

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which of the following entrepreneurs would not design a physical prototype? question 17 options: luis, who is planning to open a new restaurant thelma, who has created a new erasable pen brayden, who has created a new digital watch luke, who has created a new cleaner for vinyl records emma, who has created a new foot massager

Answers

Louis, who is planning to open a new restaurant the entrepreneur will not design a physical prototype. Here option A is the correct answer.

A physical prototype is a tangible representation of a product or concept that can be used for testing and evaluation. Entrepreneurs who are creating physical products such as Thelma (erasable pen), Brayden (digital watch), Luke (vinyl record cleaner), and Emma (foot massager) would likely design physical prototypes to test and refine their products before bringing them to market.

On the other hand, Luis is planning to open a new restaurant, which is a service-based business. While he may create mock-ups or visual representations of the restaurant’s layout or design, he would not need to design a physical prototype in the same way that the other entrepreneurs would for their physical products.

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Complete question:

Which of the following entrepreneurs would not design a physical prototype?

A - luis, who is planning to open a new restaurant

B - thelma, who has created a new erasable pen

C - brayden, who has created a new digital watch

D - luke, who has created a new cleaner for vinyl records

E - emma, who has created a new foot massager

tina secured a loan with a semiannually compounded interest rate. the annual interest rate is 10% compounded over five years. based on this information, what is the interest rate per compounding period?

Answers

To find the interest rate per compounding period, we first need to determine the number of compounding periods in a year for a semi-annual compound interest rate. Therefore, the interest rate per compounding period for the loan is 2.44%.

Since semi-annual means twice a year, there are 2 compounding periods in a year. Next, we can use the formula for compound interest to find the interest rate per compounding period:

A = P(1 + r/n)^(nt)

where:

A = the total amount

P = the principal

r = the annual interest rate

n = the number of times the interest is compounded per year

t = the number of years

We are given that the annual interest rate is 10% and the loan is compounded semi-annually over 5 years. Therefore, we have:

r =/ 10% = 0.10

n = /2 (compounded semi-annually)

t = /5

Substituting these values into the formula, we get:

A = P(1 + r/n)^(nt)

A = P(1 + 0.10/2)^(2*5)

A = P(1.05)^10

Now, we can see that the factor (1 + r/n) is equal to (1.05), which means that the interest rate per compounding period is:

r/n = (1.05)^(1/n) - 1

Since n = 2 for semi-annual compounding, we have:

r/n = /(1.05)^(1/2) - 1

r/n = /0.0244 or 2.44%

Therefore, the interest rate per compounding period for the loan is 2.44%.

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economic growth is determined by group of answer choices resources, technology, and institutions. cultural factors. government spending and taxes. geography and natural resources. population, birth rates, and death rates.

Answers

Economic growth is determined by a group of factors, such as resources, technology, and institutions. Therefore, the correct option is option 1.

To understand this, let's break down each component:

1. Resources: Economic growth depends on the availability of resources like land, labor, and capital. These resources are essential for the production of goods and services, and their efficient allocation can lead to higher economic growth.

2. Technology: Technological advancements can significantly impact economic growth by improving productivity and efficiency. New technologies can lead to the creation of new industries and markets, which can further drive economic growth.

3. Institutions: Institutions, such as legal systems, financial systems, and education systems, play a critical role in fostering economic growth. Effective institutions can create a stable and supportive environment for businesses and individuals to prosper, leading to higher economic growth.

Other factors, such as cultural factors, government spending and taxes, geography and natural resources, and population, birth rates, and death rates, can also influence economic growth. However, the primary determinants are resources, technology, and institutions. Hence, option 1 is the correct answer.

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because taxes distort incentives, they cause markets to allocate resources inefficiently. group of answer choices true false

Answers

The statement that "because taxes distort incentives, they cause markets to allocate resources inefficiently" is true.

Taxes distort incentives which cause markets to allocate resources inefficiently. This is because taxes raise the cost of production for taxed goods, lowering the quantity demanded, and raising the quantity supplied.

This makes the market less efficient at allocating resources than it would be if taxes were not imposed. In addition, taxes affect economic behavior by reducing the reward for producing and consuming taxable goods, which makes people look for other goods and services to produce and consume, which in turn results in an inefficient allocation of resources.

Therefore, the statement that "because taxes distort incentives, they cause markets to allocate resources inefficiently" is true.

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operation of a hair salon is an example of part 2 a. modularization. b. an assembly line. c. delayed customization. d. automation.

Answers

The operation of a hair salon is an example of delayed customization. The correct answer is option c.

Delayed customization refers to a production process where a standard product or service is first produced in a generic form, and then customized or personalized to meet the specific needs or preferences of individual customers.

In the context of a hair salon, the production process typically involves a standard set of services such as haircuts, coloring, styling, and treatments, which are offered to all customers. However, each customer has their own unique hair type, length, color, and style preferences, which require a certain degree of customization to achieve the desired outcome.

For example, a customer may request a specific type of haircut, a certain hair color, or a particular style, which requires the hair stylist to customize their approach to meet the customer's needs.

The delayed customization approach allows hair salons to provide a high level of customer service and customization, while still maintaining efficiency and reducing costs. By offering a standard set of services, hair salons can optimize their resources and streamline their production process. Then, by customizing each service to meet the individual needs of each customer, they can offer a personalized and unique experience that sets them apart from their competitors.

Hence, the correct answer is c. delayed customization.

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if the owner odf the drugstore hired a manager for $16 an hour to take his place, how much of a change would show up in

Answers

The change that would show up in the drugstore is dependent on several factors, such as how much the owner was being paid before he or she decided to hire a manager, and how much money the drugstore generates in sales.

The difference between the owner's wage and the manager's wage will be the key factor to be considered. When a change is made, the change in the drugstore can be calculated by comparing the earnings of the previous owner with the new manager's salary. If the owner was making more than $16 an hour, then hiring a manager for $16 an hour would result in a decrease in the drugstore's earnings. The difference between the owner's salary and the new manager's salary is the change that would appear.

For instance, if the owner was paid $20 an hour, then hiring a manager for $16 an hour would result in a $4 decrease per hour. So, the change that would show up in this situation is $4 per hour.

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economists generally support group of answer choices free international trade trade restrictions governmental management of trade export subsidies

Answers

Economists generally support free international trade. So, correct answer choice is A.

This is because free trade allows countries to specialize in producing goods and services that they have a comparative advantage in, leading to increased efficiency, productivity, and economic growth. Free trade also increases competition, which can lead to lower prices and more innovation.

In contrast, trade restrictions and governmental management of trade exports (answer choices B and C) can lead to reduced trade and economic inefficiencies, such as higher prices and reduced consumer choice. These policies can also lead to trade wars and political tensions between countries.

Subsidies (answer choice D) can have a mixed impact on the economy. While they can provide financial support to struggling industries or promote domestic production, they can also distort market forces and create economic inefficiencies by encouraging the production of goods that may not be competitive or profitable without the subsidy.

Overall, economists tend to support free international trade as a means of promoting economic growth and efficiency, but there may be some instances where government intervention is necessary to correct market failures or address social and environmental concerns.

Therefore, correct answer choice is A.

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