Several banks tried to trick bank commissioners into convincing them of their sufficient reserves in different ways. One way was that some banks had more than one account in the bank they were checking on, and they would transfer money from one account to another to create the impression of sufficient funds. Banks also sometimes borrowed money from other banks to temporarily show more reserves than they actually had.
The bankers were assisted by wealthy and influential individuals who concealed their assets and made it difficult for the commissioners to identify those who had purchased stock in the bank. The bankers would also have employees dress up in suits and pretend to be customers waiting to do business with the bank to give the impression that the bank was successful.
The Bank Commissioner system was introduced in the United States in the late 19th century as a result of various bank failures that caused substantial damage to depositors' money.
Bank commissioners were in charge of ensuring that the banks under their supervision held sufficient funds to pay back depositors' money when needed.
However, it quickly became clear that many bankers were trying to trick the commissioners into believing that they had sufficient reserves. Bankers discovered that it was significantly cheaper and simpler to trick commissioners than to genuinely accumulate sufficient funds. Consequently, numerous banks chose to engage in deceitful tactics to avoid complying with the Bank Commissioner system's rules. This eventually led to the Great Depression, as people began to lose faith in the banking system.
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if sarah's current salary is 25,000 per year and she is due to get a 3% raise this year in addition to a 2% cost of living increase, how much will her salary be after these increases take effect?
Sarah's salary after the increase will be $26,250
Sarah's current salary is $25,000 per year. She is due to get a 3% raise this year in addition to a 2% cost of living increase. So the question is how much will her salary be after these increases take effect?
The total increase that Sarah will receive this year is:
3% + 2% = 5%
Her new salary will be:
$25,000 + (5/100 × $25,000)=$25,000 + $1,250 =$26,250So, her salary after the increase will be $26,250.
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what approach to strategy begins with a strategic plan, and allows the introduction of ideas and initiatives to evolve over time?
The approach to strategy that begins with a strategic plan and allows the introduction of ideas and initiatives to evolve over time is known as the emergent strategy approach.
What is emergent strategy?Emergent strategy is a strategy that emerges from ongoing decisions, resource allocation, and management processes of the organization. It is also a strategy that involves decision-making processes that continuously adapt to changing circumstances and take advantage of new opportunities as they arise.
This strategy relies heavily on the organization's ability to learn and develop over time. By embracing this approach, organizations can continue to improve their operations and grow their business, even as they face new challenges and opportunities.
There are some common characteristics of an emergent strategy that we can highlight, and they are as follows:
It relies on decentralized decision-making processesIt involves constant adaptation and evolutionIt is based on a continual process of learning and experimentation.It is flexible and adaptable to changing circumstancesIt involves ongoing feedback and communication between all stakeholdersIt values experimentation, innovation, and creativity.To sum up, the emergent strategy approach begins with a strategic plan but allows the introduction of ideas and initiatives to evolve over time. By embracing this approach, organizations can continue to improve their operations and grow their business, even as they face new challenges and opportunities.
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for a fast food restaurant, which of the following is not an operations function? creating radio advertisements scheduling line cooks to work in the kitchen taking customer orders ordering frozen burger patties from a supplier
For a fast food restaurant, the creating radio advertisements is not an operations function.
Operations functions for a fast food restaurant include taking customer orders, ordering frozen burger patties from a supplier, and scheduling line cooks to work in the kitchen.
In conclution, creating radio advertisements is not an operations function for a fast food restaurant. Operations functions help ensure that the restaurant runs smoothly and efficiently, and can help improve overall customer satisfaction.
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3. suppose capacity at pressing is increased by adding one person and one pressing machine. what is the new daily capacity (number of customers served) of the dry-cleaning process as a whole? (10 pts)
The capacity of the dry-cleaning process as a whole over a 12-hour day is 4557.6 items. The new capacity of the dry-cleaning process as a whole over a 12-hour day is 4413.6 items.
1. Capacity of dry cleaning process over a 12-hour day = capacity of (ordertaking+ pretreatment+Dry cleaning+pressing+ packing+ customer pickup & payment)
The capacity of the dry cleaning process over a 12-hour day= 60+ 56.8*12+90*12+48*12+120*12+60*12
The capacity of dry cleaning process over a 12 the ur day= 60+681.6+1080+576+1440+720
The capacity of the dry cleaning process over a 12-hour day= of 4557.6 items
2. Addition of 1 Pressing Machine and 1 presser :
Run time:
A presser machine processes = 24 items per hour
2 presser machines will be processing = 24/2 = 12 items per hour
Capacity
60min/ 2.5min per item = 24 items per min (for a single presser)
As we have calculated 2 machines process = 12 items per hour
therefore when we have 3 pressers working they will process = 12*3 = 36 items per hour
New Capacity = 60+ 56.8*12+90*12+36*12+120*12+60*12
New Capacity= 60+ 681.6+1080+432+1440+720
New Capacity= 4413.6 items
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The full question is:
Numbers per task are as follows: Order Taking
Run Time:1 minute per item (or 3 minutes per order) Capacity: 1 item per minute*60=60 items per order
Pre-Treatment
Run Time: 60 minutes/56.8 items per hour=1.06 minutes per item Capacity: 90 items in 90 minutes with 5 minutes of setup, (90/95 minutes) x 60 minutes/hour = 56.8 items per hour
Dry Cleaning
Run Time: 5 minutes set up time and 55 minutes run-time per 90 item batch (60/60=1 batch) Capacity: 90 items per hour. Capacity can be increased if consecutive loads are of the same color
Pressing
Run Time: The pressure can process an item in 2.5 minutes: 60 minutes per hour/2.5 minutes per item=24 items per hour Capacity: 60minutes/2.5minutes per item = 24 x 2= 48 items per hour between the two pressers.
Packing
Run Time: 0.5 minutes per item or 2 items per minute Capacity: 2 items per minute x 60 minutes = 120 items per hour Customer Pickup & Payment Run Time: 1 minute per item Capacity: 1 minute per item x 60 minutes = 60 items per hour
1. What is the capacity of the dry-cleaning process as a whole (from order taking to customer pickup and payment) over a 12-hour day?
2. Suppose capacity at Pressing is increased by 1 person and 1 pressing machine. What is the new capacity of the dry-cleaning process as a whole over a 12-hour day?
the production possibilities curve bows out because question content area bottom part 1 a. production is inefficient. b. of the law of increasing additional cost. c. resources are not being fully utilized. d. production is efficient.
Production Possibilities Curve (PPC) bows out due to the law of increasing additional costs, making option (b) correct.
The Production Possibilities Curve, also known as the Production Possibility Frontier, is a graphical representation of a company's maximum capacity for producing two separate goods or services. It reveals the greatest quantity of one commodity that a country can produce at a particular time for a fixed amount of resources in a given economy.
Due to the scarcity of resources, the Production Possibilities Curve (PPC) shows how a company's limited resources can be best allocated to create different goods and services. The Production Possibilities Curve demonstrates the maximum number of goods that may be produced at a certain point in time, which is constrained by the country's resources, labour, and technology.
The PPC bows out because of the law of increasing additional costs. As a result, option (b) is correct. Increasing opportunity cost implies that producing more of one item necessitates a rising number of resources or sacrificing the production of another. Resources are not being fully utilized in option (c), which is incorrect.
The PPC would not be limited to its full capacity if production were ineffective.
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if a government experiences an increase in its budget surplus, which of the following possible outcomes will likely result? question 2 options: exports decrease while imports and all other variables are held constant investment falls while everything else holds constant imports increase while exports and all other variables are held constant private savings decrease while everything else holds constant
If a government experiences an increase in its budget surplus, the following possible outcome will likely result: investment falls while everything else holds constant.
What is budget surplus?A budget surplus occurs when income or receipts go beyond expenditure or outflows. A budget surplus, also known as a surplus, is an excess of revenues over expenses that accrues to the government during a fiscal year. The government may use the surplus to pay down debt or spend it on capital investments for the future.
What is investment?Investment is the purchase of goods that are not consumed today but instead are used in the future to create wealth. When an individual or organization uses its money to purchase stocks, bonds, or real estate for long-term gain rather than short-term income, it is considered an investment.
Exports and imports, as well as private savings, are not directly linked to budget surplus, whereas investment is. As a result, if a government experiences an increase in its budget surplus, investment may decrease while everything else stays constant.
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a company receives $450 in february for services that will be performed in march. in march, the adjusting entry is recorded as:
The adjusting entry that will be recorded in March for the services that were performed in March is: DR: Unearned Revenue $450 CR: Revenue $450
Unearned Revenue is an account in the balance sheet that represents advance payments made by customers for products and services that are yet to be delivered or performed. At the end of the accounting period, the unearned revenue is adjusted to reflect the revenue that has been earned and the balance that is yet to be earned. The adjusting entry recognizes the revenue that has been earned in the accounting period.The adjusting entry has two parts - debit to unearned revenue account and credit to revenue account. The unearned revenue account will be decreased and the revenue account will be increased.
During the February month, the company received $450 as an unearned revenue for services that will be provided in March. Thus, in February, the $450 would have been recorded in the liability account. As the company will perform the services in March, this unearned revenue will be converted into earned revenue in March. Thus, the $450 will be recognized as revenue and recorded as a credit to the revenue account.The adjusting entry that the company will record in March is as follows:Dr. Revenue $450Cr. Unearned Revenue $450
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assume the cpi was 55 in 1960 and 170 in 1990. if you had $60 in 1960, how much would you have needed in 1990 to purchase the same amount of goods and services? $
You would have needed $183.40 in 1990 to purchase the same amount of goods and services as $60 in 1960, with the CPI being 55 in 1960 and 170 in 1990.
The CPI is an index that measures the average changes in prices of goods and services purchased by households.
In 1960, the CPI was 55 and in 1990 it was 170. This means that the price of goods and services increased from 1960 to 1990.
To determine the value of $60 in 1990, divide the 1990 CPI of 170 by the 1960 CPI of 55. This gives you a multiplier of 3.09. To calculate the value of $60 in 1990, multiply $60 by 3.09.
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What is an individual health plan?
(1 point)
Responses
- Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.
- A selection of health plans offered to an employee by the employer.
- A selection of plans offered by the government.
- The largest market sector of the health care insurance industry.
An individual health plan is A Health insurance policies for those who do not have access to employer-provided health plans or who do not qualify for government-provided plans, offered through a marketplace, and purchased by individuals for themselves and their families.
What is the Health plan about?An individual health plan is a type of health insurance policy that is purchased by an individual or family directly from a health insurance company, rather than being provided by an employer or the government.
It is typically designed to provide coverage for medical expenses such as doctor visits, hospitalization, and prescription drugs. Individual health plans can be purchased through a marketplace, directly from an insurance company, or through a broker. They are a popular option for people who are self-employed, work part-time, or who do not have access to employer-provided health insurance.
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the answer would be: A
how much more output does the $2,800 billion economy in united kingdom produce when gdp increases by 1 percent
To calculate how much more output the $2,800 billion economy in the United Kingdom produces when GDP increases by 1%, we need to first understand how GDP and economic growth are related. GDP, or Gross Domestic Product, is the total value of all goods and services produced within a country's borders in a given period of time, typically a year.
Economic growth refers to the increase in the level of economic activity over time, which is measured as the percentage change in GDP from one period to the next.
In order to calculate how much more output the $2,800 billion economy in the United Kingdom produces when GDP increases by 1%, we need to know the current level of GDP for the United Kingdom. According to the World Bank, the United Kingdom's GDP in 2021 was $2,622 billion.
Using this information, we can calculate the amount of additional output that would be produced if the UK's GDP increased by 1% as follows:
1% of $2,622 billion = $26.22 billion
Therefore, if the United Kingdom's GDP were to increase by 1%, the economy would produce an additional $26.22 billion worth of goods and services.
This represents a relatively small increase in output given the size of the economy, but it is still a significant amount of economic activity that could have important implications for employment, investment, and other economic indicators.
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a short update on a current project requested during a meeting without advance notice is an example of a(n) .
A short update on a current project requested during a meeting without advance notice is an example of an impromptu speech.
An impromptu speech is a speech that is delivered without any preparation, planning, or rehearsal. It is a type of speech in which the speaker must think quickly on their feet and deliver a response to a question or topic with no prior knowledge of what they will be asked.
Impromptu speeches are often given at meetings or conferences, where speakers may be asked to share their thoughts on a particular subject.
They are designed to be quick, concise, and to the point, and are often used to inform, persuade, or motivate an audience. Impromptu speeches are a great way to improve public speaking skills, as they require speakers to think on their feet and respond to unexpected questions or comments.
By practicing impromptu speaking, speakers can become more comfortable with public speaking and develop the ability to communicate effectively under pressure.
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When starbucks sells the rights to other companies globally to open coffee shops with the starbucks name for a fee and a share of the profit, in return for using starbucks brand name and a package of materials and services, it is considered ____. group of answer choices - franchising - countertrading - importing - exporting - offshoring
When Starbucks sells the rights to other companies globally to open coffee shops with the Starbucks name for a fee and a share of the profit, in return for using Starbucks brand name and a package of materials and services, it is considered Franchising.
What is Franchising?
Franchising is a business strategy that allows business owners to license their business operations to a third-party company. A franchise is an arrangement in which the franchisor grants the franchisee the right to use its brand name, product or service, and operating methods in exchange for an initial fee and an ongoing royalty fee.
Franchising enables entrepreneurs to expand their businesses rapidly while minimizing risks.
What are the advantages of Franchising?
The advantages of Franchising are as follows: Expansion: Franchising allows entrepreneurs to expand their businesses quickly and profitably without having to invest in expensive infrastructure, management, and training.
Lower Costs: The franchisee is responsible for all of the costs of running the franchise, including site selection, construction, inventory, and payroll. The franchisor provides the franchisee with all of the materials, equipment, and support they need to run their business. Profit Sharing: The franchisee pays the franchisor an initial fee and ongoing royalties, which are based on a percentage of the franchisee's sales.
This provides the franchisor with a share of the profits generated by the franchisee's business.
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When conducting a survey about choosing vacation destinations, Hillary will need to __________ in order to get reluctant respondents to provide honest information.
When conducting a survey about choosing vacation destinations, Hillary will need to build rapport in order to get reluctant respondents to provide honest information.
What is rapport?Rapport is a feeling of mutual trust and understanding that develops when people communicate with each other effectively. In the case of surveys, building rapport with respondents entails establishing a relationship of trust and mutual respect, which is essential for obtaining truthful responses.
When conducting a survey, it is critical to be skilled in building rapport with respondents. The following are some strategies for building rapport when conducting a survey:
Begin by introducing yourself and thanking the respondent for participating in the survey. Ask open-ended questions that encourage respondents to share their experiences and thoughts. Avoid interrupting or cutting off the respondent in the middle of their answers.
Phrase your questions in a way that makes respondents feel comfortable. Avoid using jargon or technical terms that respondents may not understand. Actively listen to the respondents' responses. Respond with empathy when a respondent discusses sensitive topics.
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james's employer published a picture of him on the company website without james's permission. james could sue the company for:
James may have grounds to sue his employer for invasion of privacy and unauthorized use of his image.
What is the unauthorized use of an image?
Unauthorized use of an image is when someone makes a copy of a person's photograph, draws it, or uses it in an advertisement without the owner's permission, or consent. The unauthorized use of a picture or image without permission is a violation of copyright law.
James's employer published a picture of him on the company website without his permission, and therefore, James could sue the company for unauthorized use of his image. The company didn't have permission for James to use his picture for their website. Hence, it is unauthorized to use an image or photograph.
Under the law, individuals have a right to control the use of their own image and likeness. This is known as the right of publicity. If someone uses an individual's image or likeness for commercial purposes without their consent, it can be a violation of their right to publicity.
In this case, James's employer used his picture on the company website without his permission, which could be seen as a commercial purpose. If James did not consent to the use of his image, he could argue that his employer violated his right to publicity and invaded his privacy.
If James can prove that his employer used his image without his consent, he may be able to sue for damages, which could include compensation for any financial harm suffered as a result of the use of his image, as well as damages for emotional distress or reputational harm. The specific legal claims that James could pursue would depend on the applicable law in his jurisdiction and the circumstances of the case.
Therefore, James could sue the company for unauthorized use of his image.
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Which function of print media do textbooks primarily serve?a. Transmission of cultureb. Diffusion of ideas and knowledgec. Marketingd. Entertainment
Textbooks primarily serve the function of Diffusion of ideas and knowledge.
What is print media?
Print media is a type of media that uses ink and paper or other tangible materials to distribute information to the public. Printed media encompasses a wide range of media such as newspapers, magazines, books, brochures, and other tangible materials.
The printing process of print media can range from traditional letterpress printing to digital printing. The following are the functions of print media:
Diffusion of ideas and knowledge Transmission of culture Marketing Entertainment Function of print media Print media is a medium through which information is conveyed to a vast majority of people. It can be in the form of newspapers, books, magazines, brochures, etc.
The following are the functions of print media; Diffusion of ideas and knowledge Transmission of culture Marketing Entertainment Textbooks primarily serve the function of Diffusion of ideas and knowledge.
It is used to provide knowledge to the students. Textbooks are educational resources that serve as a guide for students in understanding various topics.
They help students to understand the fundamentals of the subject and also build a strong foundation for learning. Therefore, textbooks primarily serve the function of Diffusion of ideas and knowledge.
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true or false: the requesting company can solicit lower bids by requesting 100,000 units as opposed to 90,000.
True. By requesting 100,000 units as opposed to 90,000, the requesting company can solicit lower bids due to economies of scale.
Companies may offer lower prices when they produce large volumes of items because it decreases the cost per unit of production. This is known as economies of scale and is one of the primary advantages of mass production. When the requesting company requests a larger order, it can take advantage of this cost savings and can expect to receive lower bids from the suppliers.
To illustrate, if a company produces 10,000 units at a cost of $2 per unit, the total cost of production will be $20,000. But if the same company produces 20,000 units, the cost per unit drops to $1.50. This means that the total cost of production is reduced to $30,000, which is a savings of $10,000. Companies can leverage this cost savings to offer lower bids for the same product.
In conclusion, the requesting company can solicit lower bids by requesting 100,000 units as opposed to 90,000. This is because they can take advantage of economies of scale and can expect to receive lower bids from suppliers.
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though field service firms specialize in conducting interviews on subcontracted basis, they also provide focus group facilities. true false
The statement "Field service firms specialize in conducting interviews on subcontracted basis, they also provide focus group facilities" is true.
What are field service firms?Field service firms are businesses that are involved in offering services to consumers, such as installing, repairing, or maintaining equipment. Field service firms provide repair services to both residential and commercial clients, as well as the repair of equipment used by businesses and organizations.
Field service businesses are in charge of ensuring that the equipment they repair and maintain is operating correctly. Field service businesses may be contracted to do work for another company, or they may be in charge of their own equipment.
A field service company must have a knowledgeable team of professionals who are skilled in the proper use of diagnostic tools and repair equipment to ensure that work is done to high quality. Additionally, service businesses may provide focus group facilities for their clients.
Field service businesses are companies that offer services to consumers, such as installing, repairing, or maintaining equipment. Field service firms provide repair services to both residential and commercial clients, as well as the repair of equipment used by businesses and organizations.
Additionally, these businesses can offer focus group facilities to their customers.
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Monica is a travel agent. whenever she sells an expensive vacation package, she encourages the customer to buy travel insurance, which provides reimbursement in case of trip cancellation due to illness or another emergency. monica is trying to reduce her customers ___ risk.
multiple choice
financial physiological psychological performance social
Monica is trying to reduce her customer's financial risk. The correct answer is option A.
Travel insurance is an insurance policy that covers travel-related mishaps and financial losses incurred when travelling. Travel insurance can help safeguard individuals from expensive emergency medical expenses, flight cancellations, lost luggage, theft, and more. It also provides coverage for trip cancellations or interruptions, medical expenses, emergency travel services, and more.Monica is a travel agent. Whenever she sells an expensive vacation package, she encourages the customer to purchase travel insurance. Travel insurance provides reimbursement in case of trip cancellation due to illness or another emergency. Monica is trying to reduce her customers' financial risk.Travel insurance can help safeguard individuals from the financial consequences of cancellations caused by an unexpected illness or emergency. A customer is less likely to lose their entire vacation investment if they buy travel insurance. The customer's financial risk is reduced as a result of the travel insurance. Therefore, the correct answer is option A financial risk.Learn more about insurance policy: https://brainly.com/question/1198575
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shortly after graduating college, alec took his place in his family's company in miami. alec's father and uncle started a company that buys bauxite, copper, and other minerals from chile, and brings them into the united states. alec's job will be to broker trades with mines in chile. alecis a(n)
Shortly after graduating college, Alec took his place in his family's company in Miami. Alec is a commodity broker.
Based on the given information, Alec is a new employee in his family's company in Miami and his job is to broker trades with mines in Chile. He will be responsible for negotiating deals and making arrangements for the import of minerals such as bauxite and copper into the United States. Since Alec is working for his family's company, he is likely to have a vested interest in the success of the business and may have grown up with some knowledge or exposure to the industry.
Additionally, his family's network and connections may also be helpful in establishing relationships with mines in Chile. Overall, Alec's role can be considered as a mineral trader or broker.
Therefore, Alec is acting as a commodity broker, specifically for minerals sourced from Chile for his family's company in Miami.
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algoe expects to invest $1,000 annually for 40 years to yield an accumulated value of $154,762 on the date of the last investment. for this to occur, what rate of interest must algoe earn?
Algoe expects to invest $1,000 annually for 40 years to yield an accumulated value of $154,762 on the date of the last investment. For this to occur, Algoe must earn an interest rate of 5% per annum.
Explanation:
Let us calculate the future value of annuity using the formula:
FV An = A[(1 + r)n - 1] / r
Where, A = Payment/r = Interest rate n = Number of periods
For 40 years and $1,000 annually, n = 40 and A = $1,000.FVAn = $1,000[(1 + r)40 - 1] / r
The accumulated value should be $154,762 at the end of 40 years.
Therefore, FV An = $154,762$154,762 = $1,000[(1 + r)40 - 1] / r
Multiplying both sides by r,$154,762r = $1,000[(1 + r)40 - 1]
Expanding (1 + r)40 and
simplifying,$154,762r = $1,000[18.1022r]154,762r = $18,102.2r
Dividing both sides by r,$154,762 = $18,102.2
Therefore, the required interest rate r = 154,762/18,102.2 ≈ 0.05 or 5% per annum.
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berta, the manager of an automobile showroom, announces a new scheme wherein the company offers an all-expenses paid trip to the salesperson who sells the most number of cars in the next quarter. this inspires berta's subordinates to work harder and improve their performance. in this scenario, berta uses a(n) . group of answer choices countertransference technique intrinsic motivation technique counterconditioning technique positive reinforcement technique
In this scenario, Berta is using a Positive Reinforcement Technique to motivate her subordinates.
Positive Reinforcement is a type of behavior modification that rewards desirable behavior. By offering an all-expenses paid trip to the salesperson who sells the most cars, Berta is providing a positive reward that encourages her subordinates to work harder and improve their performance.
This reward serves as a motivation for them to strive for higher results and encourages them to maintain their performance. By implementing this technique, Berta is reinforcing the desired behavior, which in turn leads to better outcomes.
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session 05 featured a supply chain manager at unilever. she grew up in china and began working for unilever in australia. her greatest sense of achievement is when she:
Session 05 featured a supply chain manager at Unilever who grew up in China and began working for Unilever in Australia.
Her greatest sense of achievement is when she is able to deliver tangible results that positively impact Unilever's bottom line.
The feeling of accomplishmentThis could be a successful project launch, a cost reduction initiative, or improved customer service.
She also enjoys seeing the positive change her work has on her team and her colleagues. Finally, the feeling of accomplishment she gets when she is able to exceed customer expectations is one of her greatest motivations.
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13. give your own example of a business (or industry) that would likely be affected by the closure of the gm plants. explain your reasoning.
The closure of GM (General Motors) plants is likely to affect various businesses and industries, both directly and indirectly. One industry that is likely to be affected is the auto parts manufacturing industry.
Impact on auto part manufacturing industry -Auto part suppliers who supply their products to General Motors will be directly impacted by the closure of GM plants. These suppliers relied heavily on GM to purchase their products, and with GM decreasing their production, these suppliers will suffer a significant reduction in their revenue. As a result, this could have a ripple effect on the whole auto part manufacturing industry and could lead to closures or bankruptcies of these suppliers.
Impact on other industries -Additionally, the closure of GM plants is likely to affect businesses that support GM, such as logistics and transportation companies. These companies relied on transporting the finished cars and car parts that GM produced, and with the decrease in GM's production, this could severely impact their revenue. The closure of GM plants will also affect the workforce and economy of the areas where these plants are located. Many businesses in these areas rely on the income and spending power of GM employees, and with the closure of these plants, these employees could lose their jobs or move to other areas, resulting in reduced commerce and economic activity.
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are there any probability calculations that would be appropriate for rating an investing service? why or why not?
Yes, there are probability calculations that would be appropriate for rating an investing service.
What's probability calculationsThe probability calculations are used to quantify the degree of uncertainty or risk involved in an investment decision. They are an important tool for investors to help them make informed decisions when investing their money. Some of the probability calculations that are commonly used in the investment industry include standard deviation, beta, and value at risk.
Standard deviation is a measure of the variability of returns of an investment. It measures how much the returns of an investment deviate from its average return over a specific period. A higher standard deviation indicates that the investment is more volatile and has a greater degree of risk.
Beta is a measure of the systematic risk of an investment relative to the market. It measures how sensitive the returns of an investment are to changes in the market.
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sarah is a full-time student who is not looking for work. what kind of unemployment is sarah experiencing? group of answer choices structural sarah is not experiencing unemployment of any kind, because she is not currently part of the labor force. frictional cyclical
Sarah is a full-time student who is not looking for work as Sarah is not experiencing unemployment of any kind, because she is not currently part of the labor force.
As a full-time student not looking for work, Sarah is not considered part of the labor force. Unemployment is categorized into structural, frictional, and cyclical types.
However, these types only apply to individuals actively seeking employment or are part of the labor force.
Since Sarah is a full-time student and not searching for work, she doesn't fall under any of these unemployment categories. Instead, she is focusing on her education and not participating in the labor market at this time.
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other than the sixteen goods and services which must appear on the gpl, may a funeral home give other items away for free?
Yes, a funeral home can give other items away for free other than the sixteen goods and services which must appear on the GPL.
It is because the Funeral Rule does not prohibit a funeral provider from offering any services or merchandise other than the 16 items listed on the General Price List (GPL). Funeral service providers may offer goods and services not included in the GPL, but they must provide you with a written price list of all available goods and services.
In the case of funeral homes, they are allowed to offer other services or merchandise as a "package" or "pre-need" arrangement. These packages are typically not listed on the GPL but should be fully itemized on a written price list provided by the funeral home.
The Funeral Rule is a set of consumer protection regulations that apply to funeral providers, funeral homes, and funeral directors. The regulations require that funeral homes and other providers give consumers information about the cost of funeral services and merchandise. Funeral homes must provide consumers with a written price list of all available goods and services when they visit the home.
In conclusion, other than the sixteen goods and services which must appear on the GPL, a funeral home may give other items away for free. However, these services or merchandise must be fully itemized on a written price list provided by the funeral home.
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What is an opportunity cost?
A. Choices sacrificed.
B. The cost of what is lost.
C. The cost of what was gained.
An opportunity cost is Choices sacrificed.
What does opportunity cost mean?Opportunity cost is the amount of money or benefits that might have been gained had a decision been made differently. The explicit and implicit expenditures incurred by an organization make up opportunity cost. Opportunity cost aids in the understanding of how decisions may impact profitability for firms.
What are sacrifice and opportunity cost?The phrase "opportunity cost" describes the trade-off made in exchange for some commodity units over other commodity units. For e.g.: Individual X gives up 5 units of Good A to purchase 2 units of Good B. The opportunity cost in this case is represented by the loss of 5 units of commodity A.
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an increase in sales will increase net operating income by a multiple of that increase in sales. the multiple is known as the blank .
The multiple is known as the contribution margin. Contribution margin is the amount by which sales revenue exceeds variable costs and represents the amount available to cover fixed costs and contribute to profit.
The contribution margin can be expressed as a dollar amount or as a percentage of sales, and it is used to measure the profitability of a product or service. The contribution margin ratio, which is the contribution margin expressed as a percentage of sales, can also be used to assess the impact of changes in sales volume on net operating income.
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how much time would it take for managers to negotiate contracts in a society where stakeholders routinely cheat each other in comparison to negotiating contracts in an ethical society?
In a society where stakeholders routinely cheat each other, the time it takes for managers to negotiate contracts will be longer than in an ethical society. In such a society, managers will need to spend more time negotiating contracts as they must ensure that they do not become victims of stakeholders' unethical behavior.
In an ethical society, the time it takes for managers to negotiate contracts is usually shorter. This is because stakeholders are more honest and fair in their dealings. Therefore, the process of negotiating contracts is less complicated and less time-consuming.
Therefore, in a society where stakeholders routinely cheat each other, negotiating contracts takes more time. In contrast, in an ethical society, negotiating contracts is faster and less complicated.
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l has a major medical policy with a $500 deductible and 80/20 coinsurance. l is hospitalized and sustains a $2,500 loss. what is the maximum amount that l will have to pay?
In this case, the most "l" will be responsible for paying is $400. The insurance provider will pay the balance of the loss, or $2,100 ($2,500 - $400).
The insurance provider, which is a contract given to the insured, outlines the terms and conditions under which the insurer would pay the insured, or their chosen beneficiary or assignee, compensation.
The premium is the sum of money that the insurer bills the policyholder for the insurance coverage specified in the insurance policy. In the event that the insured suffers a loss that could be protected by the insurance policy, paying the insured makes a claim to the insurer for handling by a claims adjuster.
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