The amount of $626,865.67 is the lump sum that you wil pay for the investment policy today.
What is an investment policy?This is an policy that is designed to periodically pay the insured a specific sum over a period of time
Given data
Payment per year = $42,000
Required return = 6.7%
Present value = Payment per year / Required return
Present value = $42,000 / 0.067
Present value = $626,865.67
Therefore, the amount of $626,865.67 is the lump sum that you wil pay for the investment policy today.
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kaizen is the process of
Answer:
Kaizen, or rapid improvement processes, often is considered to be the "building block" of all lean production methods. Kaizen focuses on eliminating waste, improving productivity, and achieving sustained continual improvement in targeted activities and processes of an organization.
Explanation:
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Answer:
A) cheque
B) Bank statement
C) Receipt
D) Invoice
Why do you think governments frequently attempt to control apartment rents but not house prices?
Although they may be subtle, when considering forces for change, job dissatisfaction, absenteeism, and low productivity represent:___________ a) human resources concerns. b) managers' behavior. c) technological advancements. d) demographic characteristics.
The factors of absenteeism, low productivity, and job dissatisfaction when considering forces of change are collectively known as A. Human resource concerns.
What are human resource concerns?These are all the related factors that affect the labor and workforce of an organization.
Some examples include job dissatisfaction, and low productivity. There are also issues of absenteeism amongst staff. These factors need to be considered when trying to instill change in the workforce.
In conclusion, option A is correct.
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Question 2
What is the definition of financial bootstrapping?
Answer:
Bootstrapping is the process of building a business from scratch without attracting investment or with minimal external capital. It is a way to finance small businesses.
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Anna-Marie senses that one of her employees feels excluded from the rest of the group. She is surprised by this, as she believes she treats all employees fairly and equally and that the rest of her staff does as well. What action should Anna-Marie take next
The best action that Anna-Marie should take next is A- She should talk to the employee to understand their perspective.
Talking to the employee will reveal if they are out-group members and enable Anna-Marie to understand their views.
Who is an out-group member?An out-group member is an individual in an organization who does not identify themselves as part of the group or unit.
An out-group member does not pursue the same goals as other group members and most times feels excluded from the group.
Answer Options:A- She should talk to the employee to understand their perspective.
B- She should redistribute the company policy describing inclusion expectations.
C- No action is required; she is already acting ethically.
D- She should start documenting her efforts at inclusion.
Thus, the best action that Anna-Marie should take next is A- She should talk to the employee to understand their perspective.
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Part 2. Write True or False on the space provided.
1. Entrepreneurship is the process of creating wealth by devoting necessary effort and time.
2.Innovation extends form modification (radical innovation) up to the totally new (Incremental improvement ) of existing products.
Answer:
I learnt this knowledge last month duribg my OBTE subject. And the answers are given below:-
TRUEFALSEThe given statement "entrepreneurship is indeed the process of creating wealth by devoting necessary effort and time" is True.
The entrepreneurship is to identify opportunities, take risks and initiate and manage a business venture. Entrepreneurs often develop innovative solutions, products, or services to meet market demands and their success is usually tied to their ability to create value and generate profits.
The statement "Innovation extends form modification (radical innovation) up to the totally new (Incremental improvement ) of existing products." is True.
Both types of innovation are crucial for sustaining growth and competitiveness in industries and successful businesses often employ a combination of both approaches to maintain a competitive edge in the market.
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Everfi understanding financial aid
Answer:
Their primary goal is To protect consumers by regulating financial products and services.
Without their regulations, many corporations that operate in financial services tend to do several things that would hurt the consumers such as doing inside tradings or not fully disclosing their financial situation by opening a fake corporation offshore.
hopefully im right
Explanation:
You receive a part time job in which you are paid $10 per hour on weekdays and you receive $12 per hour
on the weekends. Your first week you worked 6 hours on Monday, 7 hours on Friday, and 8 hours on
Saturday. The employer withholds 15% for taxes. What is your gross and net income?
Can someone teach me how to do this pleasee?
Answer:
192.1
Explanation:
From monday and friday you earned 130$ because 6(10)+7(10)=130
Saturday you earned 96$ (12x8)
so adding those values you have 226$
you have to subtract 15% for tax.
So the equation would be
[tex]226 \times .15 = 33.9 \\ 226 - 33.9 = 192.1[/tex]
Individuals join groups for two primary reasons: to enjoy the company of others and to accomplish goals unattainable by themselves. True False
The given statement about the reasons why individuals join groups is True.
What is a Group?This refers to the collection of individuals in unison to achieve a set goal or to expand their interests, leveraging on the network of other members.
Hence, we can see that the given statement that Individuals join groups for two primary reasons: to enjoy the company of others and to accomplish goals unattainable by themselves is true.
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Heath Company uses 10,000 units of a part in its production process. The costs to make a part are: direct material, $12; direct labor, $25; variable overhead, $13; and applied fixed overhead, $30. Heath has received a quote of $55 from a potential supplier for this part. If Heath buys the part, 70 percent of the applied fixed overhead would continue. Heath Company would be better off by Select one: a. $160,000 to manufacture the part b. $40,000 to buy the part c. $150,000 to buy the part d. $50,000 to manufacture the part.
Answer: 40,000 to buy the part
Explanation:
Cost to buy : $55/ 10,000= 550,000
Cost to manufacture: (12+25+13+9)=59
The difference: $4/10,000= 40,000
Which type of enterprise has ‘unlimited liability’?
A.
corporation
B.
public-limited company
C.
partnership
D.
private-limited company
Answer:
the answer is C partnership.
When a company cannot fully satisfy demand because of a constraint, which of the following describes an action that should NOT be taken?
A. Relaxing the constraint
B. Tightening the constraint
C. Investing to improve the capacity of the bottleneck
D. Reducing the number of defective units produced through the bottleneck
When a company cannot fully satisfy demand because of a constraint, the action that should not be taken is tightening the constraint. That is option B.
How does companies satisfy demands?A successful company is always capable of satisfying their customers demands through the following ways:
By keeping in touch with their customers,Listen to the complaints of their employees,Address the feedback issues from their customers, Evaluation of the identified issues and generation of a possible solution.in order to successfully satisfy the demands the f their customers, they are not to tighten the constraint which would otherwise worsen the situation for them.
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Gus was recently laid off, and he is struggling to pay his bills and make ends meet. Gus is meeting with a staffing agency later in the week. As he prepares for the meeting, what should Gus say about his former company
Answer:
“I was able to learn from this experience. I now know what not to do in my next job.”
Explanation:
“I was able to learn from this experience. I now know what not to do in my next job.”
In what classification of consumer products would you consider dominos pizza? Why?
Domino's pizza is classified as convinence products.
What are continence products?Convinence products are products or items consumer buys frequently or consistent and at instant without much effort applied into it or minimum effort.
Therefore, Domino's pizza is classified as convinence products because it does not require much effort to get them and it is frequently purchased by consumers.
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A company's ________________________ may play a role in pricing. Which answer completes the blank in the sentence?
Question 3 options:
revenue
stock value
target market
sales
The answer that would best complete the blank is "revenue" as it would play a key role in pricing.
What is Revenue?This refers to the total amount of income that is gotten from the sale of goods in a marketplace.
Hence, we can see that when pricing a company based on its value, the revenue of the company would be important as it may play an important role in pricing.
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How can attending a community college help create a positive return on investment for higher education?
Attending a community college can give positive returns on investments for Higher Education (HE) in the form of affordable expenditures like the first two years are less expensive, and then you transfer to a four-year university.
What is the positive return contributed by a community college in HE?Community colleges conclude that getting an associate degree enhances average wages when compared to just graduating from high school.
The annual wage difference between males and girls after obtaining an associate degree is 13 percent for males and 22 percent for females, a significant gain.
Two-year institutions are also more geographically accessible and have more flexible timetables, with certain courses available all year.
In addition, four-year students may be able to shorten their time to graduation by taking two-year courses during the summer or outside of regular class hours.
Therefore, The first two years are less expensive, and then you transfer to a four-year university.
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0r2
Question 3
You've been saving and currently have $20,000 in a savings account earning 1.5% APR. What is the value after 10
years?.
You've been saving and currently have $20,000 in a savings account earning 1.5% APR. What is the value after 10
years?
Answer:
I believe for this particular equation you just want to use the equation for simple interest: I = P * r * t
Explantion:
I = Interest
P = principal
r = rate
t = time
change the rate: 1.5% into a decimal: 1.5/100 = .015 and plug in the values
I = 20,000 * (.015*10)
I = 20,000 * .15
I = 3000
add the interest to the principal to get the value after 10 years
20,000 + 3000 = 23,000
giving you $23,000 after 10 years.
Control limits come from :__________
a) Review Later b) Customer expectations c) Engineering specifications d) Common cause process variation e) Supplier capability
Answer:
e
Explanation:
Which of the following is NOT a role of banks?
Question 1 options:
Pool savings of many to make large loans
Charge depositors interest on their savings
Spread the risk of loans among many lenders
Evaluate loan applicants
2. Banks banks do all of the following with the money you deposit except:
Question 2 options:
Keep it in the vault for safety
Loan is out to borrowers
Offer a safe place to store your money
Payless interest on deposits than they charge borrowers
The function that is not a role for bank is C. Spread the risk of loans among many lenders
What is a bank?A bank simply means a financial institution that keeps money for their customers. Banks pool savings of many to make large loans and harge depositors interest on their savings.
Also, banks do all of the following with the money you deposit except keep it in the vault for safety.
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All of the following are criterion for team success when using collaboration IS except ______.
a) Completing the work on time
b) Satisfying experience
c) Completing the work within budget
d) Non- meaningful experience
e) Growth in team capability
All of the following are criteria for team success when using collaboration IS except Completing the work on time.
The answer is option A.
What factors improve teamwork and success?Collaboration, cooperation, and opposition work collectively enhance teamwork, and as we improve in one place, it is able to result in blessings in any other, developing momentum so that it will lead us to optimal overall performance.
The six elements are role clarity, belief, activity pride, commitment to the company, motivation, and empowerment. If you observe any person in your group, you may describe your relationship with her or him by looking at: position readability: How clean it's far to this character what behaviors and tasks you assume.
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Faulk Corporation uses a process costing system for its two production departments: Mixing and Baking. The company provided the following manufacturing cost information for the month of June.
Beginning work in process $ 500 $ 1,000
Costs transferred in ? ?
Costs incurred in May 5,000 9,000
Ending work in process 1,500 3,000
a. Record the transfer of costs from the Mixing Department to the Baking Department in June.
b. Record the transfer of costs from the Baking Department to Finished Goods Inventory in June.
3. Pretend you make $300 worth of purchases on your credit card, your bill arrives saying your minimum payment due is $15 and you pay $100 before the due date. Describe how credit card interest works and what you can expect to happen next.
The credit card interest works upon the per-day interest rate. When the interest rate is charged on daily basis, the next thing that can happen over the credit card is the payment of a penalty over non-payment of interest till the due date.
What is a credit card?A credit card is a plastic card issued by financial institutions for lending a certain limit amount to the cardholder for a certain period of time. The amount of the credit card needs to be paid back to the bank along with the interest before the due date.
In the given case:
Assume an Annual Percentage Rate of 12% then the monthly rate is 1%, so the daily percentage rate is 0.0329% (12%/365).
The initial settlement of $100, the credit card balance reduces to $200. Daily the card company will add 0.0329% interest to the balance until you pay off the debt.
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Suppose Yamahonda, a Japanese-owned motorcycle manufacturer, builds a production plant in Alabama. This is an example of foreign investment in the United States. Which of the following policies are consistent with the goal of increasing productivity and growth in developing countries? Check all that apply. Providing tax breaks and patents for firms that pursue research and development in health and sciences Increasing taxes on income from savings Imposing restrictions on foreign ownership of domestic capital Protecting property rights and enforcing contracts In less developed countries, what does the term brain drain refer to? Rapid population growth that lowers the stock of capital per worker The emigration of highly skilled workers to rich countries Rapid population growth that increases the burden on the educational system Lower productivity due to a malnourished workforce
If Yamahonda does this, it is an example of foreign direct investment in the United States.
The goals that are consistent with increasing productivity and growth are:Protecting property rights and enforcing contracts In less developed countriesproviding tax breaks and patents for firms that pursue research and development in health and sciences.What is brain drain?The emigration of highly skilled workers to rich countries.Read more on brain drain here: https://brainly.com/question/957815
Mitchell, Inc., is expected to maintain a constant 4.6 percent growth rate in its dividends, indefinitely. If the company has a dividend yield of 5.8 percent, what is the required return on the company's stock
The required return on the company's stock given the growth rate and the dividend yield is 10.4%.
What is the required return?
The required return is the return that investors demand for investing in a stock. The more risky a stock is, the higher the return demanded by investors.
Required return = dividend yield + growth rate
4.6% + 5.8% = 10.40%
#14 Diagnosis reference numbers are entered on the CMS-1500 claim to:
a. report mortality data
b. justify medical necessity
c. analyze quality of services provided
d. report morbidity data
Answer:
analyse quality of service provided .
Explanation:
The Diagonsis reference number is useful thingIt is used to determine the importance of service provided and the relationship with providers. It starts from primary diagnosisOption C
Billboards are commonly seen on the sides of freeways, on ______________, and on the benches throughout cities. Which answer completes the blank in the sentence?
Question 15 options:
buses
emails
social media
monuments
Answer:
buses is the right answer.
Materials that are used in manufacturing that cannot be cost-effectively traced to finished goods are called:
Answer:
Indirect Materials. used in manufacturing that cannot be cost-effectively traced to finished goods. (//Often direct materials can be classified as indirect when their costs are very low. Indirect Labor.//)
Materials that are used in manufacturing that cannot be cost-effectively traced to finished goods are called Indirect Materials which has been used in manufacturing that cannot be cost-effectively traced to finished goods. Often direct materials can be classified as indirect when their costs are very low or indirect Labor.
What is direct labor cost?Prime cost of a product has been defined as the direct costs of producing a product including direct material costs and direct labor costs. Any other manufacturing overheads, indirect expenses and indirect materials/labor cost are not included in the calculation of prime costs.
Prime Cost = Direct Material Cost + Direct Labor CostThe factory overhead includes all indirect cost which is not directly related to the production. It includes indirect material, indirect labor, manufacturing overhead and the direct material, direct labor are the direct cost that is directly related to the level of production.
Therefore, Materials that are used in manufacturing that cannot be cost-effectively traced to finished goods are called Indirect Materials which has been used in manufacturing that cannot be cost-effectively traced to finished goods. Often direct materials can be classified as indirect when their costs are very low or indirect Labor.
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Calculate the simple interest and maturity vale. (do not round intermediate calculations. Round your answers to the nearest cent). principal $20,000 interest rate 6 3/4% time 9 months what is the simple interest? and what is the maturity value ?
The simple interest given the principal, time and interest rate is $1012.50.
The maturity value is $21,012.50.
What is the simple interest?An amount earns simple interest only if the principal increases in value when interest is paid and not both the principal and the interest already accrued.
Simple interest = principal x time x interest rate
$20,000 x 9/12 x 0.0675 = $1012.50
Maturity value = $1012.50 + $20,000 = $21,012.50
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Which is an example of an ethical decision?
Answer:
customer service representative taking responsibility for failing to follow through with a service action