Over the course of his employment, Justin has spent $40,000 of his salary in cash. Check into Cash, which cashes checks.
How long is a paycheck good to cash?Checks for personal, business, and payroll are valid for six months (180 days). On the checks issued by some companies, "invalid after 90 days" is preprinted. The pre-printed phrase is intended to urge individuals to deposit or cash a check as quickly as possible. Most banks will honour those checks for up to 180 days.
Without a bank account, you can still cash a check by taking it to the bank that issued it or a check cashing business. When someone receives a check, most people either deposit it into their bank account, cash it at their bank, or present their identification and cash the check at the bank that issued it. Pay to the Order of and the name of the third party should be written below your signature.
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You created a new strategy for lawncare services that involves assessing lawn health, applying the correct herbicides and pesticides and other necessary solutions to quickly bring a lawn back to health. What are three things you will need to consider regarding the mass delivery of your service? (Choose thee)
A) Developing the product website and social media campaign
B) Establishing quality control measures and accountability
C) Setting up your test marketing strategy
D) Training employees with the knowledge to consistently deliver the service
E) creating an effective demonstration of your service for potential customers.
F) finding a source of materials to support your service.
Explanation:
A ) Step 1: Define Your Social Media Campaign Goals
Step 2: Identify the Social Media Channels You’ll Use
Step 3: Plan Your Social Media Campaign Strategies
Step 4: Choose the Metrics You Want To Monitor
Step 5: Create a Social Media Content Calendar
Step 6: Design Your Marketing Assets Using Free Online Tools
Step 7: Schedule Your Content Using Social Media Management Tools
Step 8: Manage Your Campaign
Step 9: Analyze the Results
B) Set your quality standards. ...
Decide which quality standards to focus on. ...
Create operational processes to deliver quality. ...
Review your results. ...
Get feedback. ...
Make improvements.
C ) Create a Sample Product/Service Prototype. ...
Determine Your First Testing Audience. ...
Establish Your Testing Method. ...
Ask the Right Questions. ...
Listen with an Open Mind. ...
Analyze Feedback, Tweak Your Product/Service.
D ) Training gives everyone a great understanding of their responsibilities and the knowledge and skills they need to do that job. This will enhance their confidence which can also improve their overall performance.
E )Customize your demo. Every customer is unique, so every demo should be uniquely matched to that customer. ...
Tell the customer's story. ...
Rehearse, rehearse, rehearse. ...
Test everything beforehand. ...
After the demo, close the deal.
F )Check the domain name. ...
Take a closer look at the source. ...
Search for additional information to back up what you've found. ...
Use certain sources only to jump-start additional research.
Macy's, as described in the case, is what type of retailer? a. category specialist b. full-line discount store c. general merchandise retailer d. specialty store e. extreme value retailer
Macy's, as described in the case is general merchandise retailer type of retailer.so correct option is c.
What does retailer mean?A retailer offers goods and services to the general public directly, either in-person, online, or through a mix of the two. Retailers buy products from producers and wholesalers and resale them to clients for a profit. We can specifically name certain enormous retailers like Wal-Mart, Best Buy, and Target. These are well-known, well-known names. However, even the smallest kiosks at your neighborhood mall are used for retail. Online merchants like Amazon, Netflix, and eBay are prime examples.
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Answer:
Yo Angelo
Explanation:
Answer:
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Explanation:
How to find the monthly payment in math?
There are several approaches to determining your monthly payments because the payments for various loan types concentrate on various sums. Here are the formulas for the three categories that were previously described.
The formula for Amortized Loan Payment
Utilizing your principal balance or total loan amount (a), periodic interest rate (r), which is equal to your yearly rate divided by the number of payment periods, and the overall number of payment periods, you may get your monthly payment (P) (n).
P = a ÷ { [ ] - 1 } ÷ [ r ]
The formula for Interest-Only Loan Payments
An interest-only loan's payment calculation is simpler. Divide the annual interest rate (r) by the frequency of payments (n), then multiply that result by the total amount borrowed (a).
P = a ( r ÷ n)
Calculations for Credit Card Payments
Although the math for credit cards is also very straightforward, it is more difficult to calculate your balance because it changes frequently and different lenders have varying interest rates. Your minimum monthly payment is often determined by a calculation depending on your total balance.
P = Card Balance x r
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The manager of an 80 unit apartment complex is trying to decide what rent to charge. Experience has shown that at a rent of $600, all of the units will be full. On the average, one additional unit will remain vacant for each $20 increase in rent. Find the rent to charge so as to maximize revenue.
The rent to charge so as to maximize revenue is $1100.
Let x be the number of occupied apartments. Then the demand function (which represents the cost of rent) is given by:
p(x) = 600 + 20 (80−x) = 2200 − 20x
and the Revenue function is R(x) = x.p (x) = 2200x - 20x²
Thus, it follows R¹(x) = 2200 - 40x so, R¹(x) = 0 ⇒ 2200 - 40 = 0 ⇒ x = 55
Thus, the monthly rent should be set at p(55) = $ 1100.
Renting, also known as hiring, letting, or paying a charge for the temporary use of a good, service, or property owned by another, is a legal transaction. In a gross lease, the landlord pays for all typical maintenance costs while the tenant only has to make one payment each month. An example of renting is the rental of equipment. Renting can be done in a sharing economy environment. Revenue, which is determined by dividing the average sales price by the quantity of units sold, is the sum of regular company expenses. The top line, also known as gross income, is what is used to calculate net revenue after costs are deducted. Sales are another term for revenue in the income statement.
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Consumers who hesitate to purchase goods because they worry about the potentially low wages paid to workers in the fast fashion industry are expressing ______ concerns. Multiple choice question. regional culture sustainability technological generational
Greenwashing, sometimes known as "green shine," is a strategy used to take advantage of the rising consumer desire for environmentally friendly goods, whether it means products are more organic, healthier, chemical-free, recyclable, or less resource-intensive.
Which of the following best describes the initial market segmentation Mcq stage?Five steps make up the market segmentation process. Organize prospective buyers into segments. 2 categorize products into groups 3 calculate market sizes and create a grid of markets and products. 4 choose target markets, and 5 implement marketing strategies to reach those markets.
Give an example of what undifferentiated marketing is.Indistinct marketing is a type of advertising in which a corporation creates a single message for every single member of its audience. It is sometimes referred to as clever advertising, and it's a typical marketing tactic. Coca-Cola, for instance, speaks to its whole audience via a non-differentiated marketing strategy.
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Shannelle is transferring from her current broker, Monica, to a new broker, Robert. Shannelle has three active with Monica's brokerage. When she transfers, to which brokerage will these listings belong
When Shannelle will transfer from her current broker, the active listings of Shannelle with Monica will remain with Monica's brokerage only.
Brokerage is the condition in which the customer signs a legal document with the real estate agency. When a customer wishes to shift from one broker to another, all the pending assignments/ deals with the first broker is completed with them only and the deal cannot be shifted from person to person as it is linked with a legal document between the broker and the real estate owner. This legal document is called as listing agreement. It essentially guides the broker to find a new customer for the property through some agency which changes from broker to broker.
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During which type of interview would you be expected to create a sample business email? A. One-on-one interview B. Group interview C. Panel interview D. Virtual interview E. Action interview
Virtual interview is where you are expected to create a sample business email.
Hence, Option D is correct
Let's begin by discussing the various interview types. Interviews can be classified as unstructured, semistructured, or structured. You can conduct structured interviews in a variety of ways. You could use computer programs like Sky-pe or videoph-one to conduct them over the phone, in person, or online. Open-ended or closed-ended structured interview questions are both acceptable. Every candidate receives the same set of interview questions during this type of meticulously prepared and standardized interview. A structured interview may also be referred to as a formal interview, planned interview, patterned interview, or standardized interview. Interviews conducted one-on-one are ones that take place face-to-face and only involve the interviewee and one interviewer. These interviews usually follow a fairly straightforward format, and this type of format tends to be moreTo know more about interview here
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What are the 4 types of ownership?
1. Sole Proprietor: This type of business is owned and operated by one person and the owner is responsible for all liabilities and debts. This means that the owner is personally liable for any losses caused by the business.
2. Partnership: This type of business is jointly owned and operated by two or more people. Each partner is personally liable for the debts and obligations of the business, as well as his own share of the profits.
3. Corporation: This type of business is owned by shareholders who have limited liability for the debts and obligations of the business. The shareholders elect the board of directors, which oversees the operation of the company.
4. Limited Liability Company (LLC): This type of business allows for limited liability of the owners as well as deferred taxation. LLCs are often used for small businesses. LLC owners are called members and have the ability to manage the business or appoint a manager.
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Yesterday in class we discussed 4 Era’s of Marketing and how the situation of the world at that time impacted businesses, specifically, marketing. The assignment is to choose ONE of the following era’s and write a letter to a loved one as if you were just starting a job during the marketing era of your choice. In your letter you should mention what is happening in the world to cause this shift in marketing, and what your role is going to be. You can choose which company you are working for: maybe you are starting a job on the assembly line, or becoming a door to door salesperson! Be creative and have fun with it. If you want, try to imagine what the world was like during that time period and use language or current events to make your letter sound more believable.
The letter should be at least 2 paragraphs long and should display that you understand how businesses are using marketing in this new era.
4 Eras:
Production Era (1800’s - 1920)
Selling Era (1920s - 1950s)
Marketing Era (1950s - 1990s)
Value Era ( 1990s - Current )
End of Chapter Problem Suppose that the economy is currently at potential output. Also suppose that you are an economic policy maker, and that a college economics student asks you to rank, if possible, your most preferred to least preferred type of shock: positive demand shock, negative demand shock, positive supply shock, negative supply shock. How would you rank them
Currently, economic output is at its maximum level. A demand shock is a rapid, unanticipated incident that sharply alters the demand for a good or service, typically only momentarily.
What is a negative supply shock?It refers to a change in supply which resulted to a decreases output causing prices to increase. Among other supply shock, this is least preferred type of supply shock by an economic policy maker. Because consumers are prepared to pay less because they want to consume less as a result of the shock, transaction prices fall. Because providers are ready to create less when prices fall, the amount that is supplied and consumed declines. Negative shocks lead to lower productivity and more unemployment. Positive shocks boost output and lower the unemployment rate. Nevertheless, whether the shock was a supply shock or a demand shock will determine the impact on inflation. In the short term, a supply shock that is positive throughout the entire economy will move the aggregate supply curve to the right, raising output and bringing down prices.
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Fixed costs that continue to exist even after a product line is discontinued are called O A. relevant fixed costs. O B. variable fixed costs. O C. unavoidable fixed costs. O D. avoidable fixed costs.
Fixed costs that continue to exist even after a product line is discontinued are called Option C: Unavoidable fixed costs.
Fixed Cost:
Fixed costs are defined as costs that do not change as the quantity of goods produced by a firm increases or decreases. Fixed costs are costs that a company must bear regardless of production volume. Fixed costs are inherently less controllable than variable costs because they do not depend on production factors such as quantity.
Avoidable Fixed Costs
Avoidable fixed costs are costs you aren't needed to dodge. In other words, you'll stay in business if you don’t dodge the cost. However, 000 on flashing the pencils, this is a fixed cost, If the pencil maker spends$ 5. still, it's avoidable because the pencil maker can stop buying advertising and still stay in business (although deals volume may suffer).
Unavoidable Fixed Costs
Unnecessary fixed costs are costs you have to dodge if you want to stay in business. For illustration, the executive costs of running a processing installation are an necessary fixed cost. Interest on term debt on the installation is also an necessary fixed cost.
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Which of the following might be included as a disbursement on a cash budget?
Depreciation on factory equipment ~ Income taxes to be paid
a. Yes ~ Yes
b. Yes ~ No
c. No ~ Yes
d. No `~ No
Depreciation on factory equipment ~ Income taxes to be paid : No ~ Yes.
What is Depreciation?Depreciation on factory equipment is a non-cash expense, hence it will not be included in the distribution of cash budget,But income tax is a cash item that should be included in the cash budget. Depreciation is a term used in accounting to describe two related concepts: first, the actual decline in an asset's fair value over time, such as the value of factory equipment declining annually as it is used and wears out; and second, the allocation in accounting statements of the asset's initial cost to the periods during which the asset is used.Depreciation is essentially the decline in asset value and the process of reallocating, or "writing down," the cost of a tangible item over the budget of its useful life. For both accounting and tax reasons, businesses depreciate long-term investments. A company's or other entity's balance sheet is impacted by the asset's decline in value, and the depreciation method used has an impact as well.To learn more about Depreciation from the given link
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what is an example of a modern-day type of business or industry that has experienced rapid growth?
One example of a modern-day type of business or industry that has experienced rapid growth is the e-commerce industry.
What is business?Business is an economic activity that involves the exchange of goods, services, and/or money for the purpose of creating and maintaining wealth. It involves the creation, marketing, and distribution of goods and services to consumers and businesses. Businesses are typically organized as sole proprietorships, partnerships, corporations, limited liability companies, and other forms of legal entities. Businesses must adhere to regulations set by local, state, and federal governments. Businesses use resources such as capital, labor, and land to produce goods and services that customers desire. Businesses may also use technology, marketing, and research and development to create goods and services that meet customer needs.
With the rise of digital technology and the internet, businesses have been able to reach a much broader customer base through online stores, and this has led to a huge surge in revenue and growth.
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This is a strategy used by the incident commander to protect the general population from a hazardous material.
The strategy used by the incident commander to protect the general population from hazardous material Public Protection Actions (PPA)
Public Protective Action (PPA) is a type of strategy used by emergency responders to protect the public from hazardous materials. A PPA can include a wide range of measures, such as removing people and equipment that have come into contact with hazardous materials using the decontamination protocol. Provide treatment to exposed individuals.
Entry and Exit of Dangerous Goods Clear and Clear Communication Notify the public in a timely manner of incidents and the measures taken to protect them Coordinate with state emergency management officials. The PPA is critical to minimizing the public impact of incidents involving hazardous materials and is an integral part of the Incident Commander's response strategy.
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the reconciliation of the bank statement is a process of comparing date on a bank statement with records maintained in the medical office
Reconciliation seems to be a schedule that accounts and for differences between an entity's cash balance on its bank statement and its cash balance on its general ledger. So the given statement is true.
What is meant by reconciliation of the bank statement?A bank reconciliation statement is a summary of all transactions (deposits, withdrawals, fees, and interest) on a company's bank account and their relationship to its financial records.A bank reconciliation statement is used to reconcile the balance of a bank account in the cash book and the final balance on the bank statement.The reconciliation process ensures the accuracy and validity of financial data. A proper reconciliation process also ensures that no unauthorized changes to transactions have occurred during processing.As a result, bank statement reconciliation is the process of comparing dates on a bank statement to records kept in the medical office.The complete question :
" The reconciliation of the bank statement is a process of comparing date on a bank statement with records maintained in the medical office. State true or false."
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Tina is a member of the bargaining team for the local teachers union. The team is currently negotiating a contract with the school district, and the two sides have different opinions on how the new contract should look. However, Tina is approaching the negotiations with an open mind and feels positive about the possibility of finding common ground and negotiating a deal that will please both sides. Tina is displaying a ______ mind-set. Multiple choice question. advice-giving defending learner judger
Tina is displaying a Learner mindset.
Simply put, having a learner's attitude is when someone sees every new encounter as a chance to learn. People with this mentality can learn more quickly and better adapt to their environment. When someone has a learner's mindset, they see every new as a chance to gain new knowledge.
It's crucial to have a growth mindset since it can help you get through challenges you might encounter when learning a brand-new skill or mastering a new skill. Growth mindsets are aware of the value of tenacity and willpower. The way you learn is by altering the way you think.
Those that adopted a growth mindset succeeded by giving it their all while also learning. People that have a growth mentality find enjoyment in both the process and the results. Instead of getting all their satisfaction from mastery, they seek out obstacles to interact with the material.
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What principle did the Supreme Court use to overturn Fulton's monopoly on a New York steamboat operation
States are not permitted to impede Congress' ability to regulate commerce through legislative action.
What Does Business Monopoly Mean?A monopoly is a scenario when there is only one seller operating in the market. The monopolistic condition is viewed as the utter antithesis of perfect competition in conventional economic theory. The monopolist will encounter the downward-sloping demand curve of the sector.
When one corporation and its product dominate an entire industry, there is little to no competition, and consumers are forced to buy the specific products or service from the one company it is called as Monopoly of that company over the Market.
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Which volumes of DoDM 5200. 01 provide guidance and direction on classification management, marking, protection, and handling requirements for classified information
The volumes of DoDM 5200. 01 which provide guidance and direction on classification management, marking the protection, and handling requirements for classified information is the Volume 1, Volume 2, and Volume 3.
The DoDM 5200.01 volumes tend to include the instructions that on how to manage classification, then how to label the classified information, safeguard it, and then handle it properly.
However, in order to carry out policies, assign responsibilities, and provide uniform processes on the management of classification, handling requirements, and marking, protection for classified information, the USD(I) also published DoD Manual 5200.01, Volumes 1, 2, and 3 are used.
Hence, this tends to provide advice on how to dispose of, handle, transmit, and convey classified information.
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In which type of property management is a manager most likely to be involved in the enforcement of the building association's rules and regulations
Owners typically hire property managers to help them achieve their goals of earning a steady investment income while reducing the stress of day-to-day property management.
Property managers specialize in all operational aspects of a property, including managing security deposits and adhering to building safety standards.
A property manager is hired to manage the day-to-day operations of the property. This includes tasks such as collecting rent from tenants, setting market rents, finding and approving new tenants, reconciling leases, and tracking maintenance requests.
Each property has its own needs and the property manager's responsibilities are set out in the contract with the owner. Owners of multiple properties can look for a property management company to coordinate all operations and oversight.
Because property management involves complying with housing laws, some states require you to be licensed to manage properties as a real estate agent or licensed property manager. Property managers apply federal, state, and local requirements that address tenant screening, eviction, lease termination, and security deposit processing.
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reflects a companys awareness of how, when and where is should complete, against whom it should compete and for what purpose
A company's understanding of how, when, and where to compete, as well as with whom and for what reasons, is reflected in its strategy.
What does strategy serve as a tool for?The proper way to introduce the topic of strategy is by understanding its goal. In general, being aware of a topic's purpose helps you comprehend it clearly and make the best use of it.
The goal of having a strategy is referred to as the purpose of the strategy. And it resides in these three key responsibilities: establishing the organization's effective goals, making plans to accomplish these goals, as well as mobilizing and utilizing all of the organization's resources to do so.
I can personally attest to the significant impact that understanding a strategy's goal may have. I therefore urge you to read this post to learn more about the strategy's goal in detail.
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Which of the following is not an advantage for new companies entering the marketplace? a. They are more highly motivated. b. They can often hire younger workers. c. They are locked into an existing brand image. d. They can often hire less expensive workers.
very enthusiastic or determined because you really want to do something: Our staff members are hard-working and highly motivated.. The
In which of the following instances is being a first-mover NOT in particular advantageous?When markets are sluggish to receive the progressive product supplying of a first-mover, and quick followers possess enough sources and advertising muscle to overtake a first mover.
Why is it superb to rent from within?“When you promote from within, human beings see possibility and become less in all likelihood to go round in their careers,” Chansler explains, elaborating: It's amazing for morale when employees can see an possibility to develop inside their organization.
Which of the following is not one of the competitive forces in an industry environment in Porter's model?Political factor is not one of the Porter's five force factor. The Porter's five forces tool is a simple but powerful tool to evaluate the power of business.
Porter's Forces Analysis assumes that there are important forces that determine competitive power in a business situation.
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The accounting records of Nettle Distribution show the following assets and liabilities as of December 31, 2016 and 2017. December 31 2016 2017 Cash $ 64,300 $ 15,640 Accounts receivable 26,240 19,100 Office supplies 3,160 1,960 Office equipment 44,000 44,000 Trucks 148,000 157,000 Building 0 80,000 Land 0 60,000 Accounts payable 3,500 33,500 Note payable 0 40,000 Required: 1. Prepare balance sheets for the business as of December 31, 2016 and 2017. (Hint: Report only total equity on the balance sheet and remember that total equity equals the difference between assets and liabilities. )
The total assets are $377,600 and the total liabilities are $73,500, resulting in total equity of $304,100.
What is asset?An asset is an economic resource that has a measurable value and can be owned, managed and exchanged.
December 31, 2016
ASSETS
Cash $64,300
Accounts Receivable 26,240
Office Supplies 3,160
Office Equipment 44,000
Trucks 148,000
Building 0
Land 0
Total Assets $285,600
LIABILITIES
Accounts Payable $3,500
Note Payable 0
Total Liabilities $3,500
EQUITY
Total Equity $282,100
December 31, 2017
ASSETS
Cash $15,640
Accounts Receivable 19,100
Office Supplies 1,960
Office Equipment 44,000
Trucks 157,000
Building 80,000
Land 60,000
Total Assets $377,600
LIABILITIES
Accounts Payable $33,500
Note Payable 40,000
Total Liabilities $73,500
EQUITY
Total Equity $304,100
The balance sheets for Nettle Distribution as of December 31, 2016 and 2017 show the total assets and total liabilities of the company. The total equity is the difference between the total assets and total liabilities. In 2016, the total assets are $285,600 and the total liabilities are $3,500, resulting in total equity of $282,100. In 2017, the total assets are $377,600 and the total liabilities are $73,500, resulting in total equity of $304,100.
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A point on the production possibility frontier is called___
O Feasible O Unattainable O Wasteful O Uneconomical
A point on the production possibility frontier is said to be feasible. The output of two things whose production is dependent on a single finite resource is depicted on a graph by the production possibility frontier (PPF), which is a curve.
The marginal rate of transformation is the slope of the production-possibility frontier (PPF) at any given location (MRT). The slope describes the rate at which the production of one thing can be switched to the production of another (by reallocating productive resources). The PPF is a curve that is based on data from two variables that represent resources between two items, therefore the data may be changed to examine how issues like scarcity, growth, inefficiency and other things might affect production.
The model makes the following four common assumptions:
It is presumed that the economy only has two products that accurately reflect the market.Resources are fixed or consistent in the supplyTechniques and technology are constant.All available resources are used effectively.To learn more about the production possibility frontier, tap here:
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The percentage of value of shipments that come from materials for the average manufacturer is: (Points : 1) a. greater than or equal to 40 and less than or equal to 49 percent. b. greater than or equal to 50 and less than or equal to 59 percent. c. greater than or equal to 60 and less than or equal to 69 percent. d. greater than or equal to 70 percent. 10.
The percentage of the value of shipments that come from materials for the average manufacturer is: (B) greater than or equal to 50 and less than or equal to 59 percent.
Direct procurement is the acquisition of any material needed to create an end product. This covers components and raw materials for a manufacturer.
Recycling is the procedure of gathering and processing material (that would otherwise be tossed away as trash) and reprocessing them into new products in the United States.
The term "procurement" refers to the activity of making purchases of goods or services, usually for commercial purposes. Research, solicitation, and payment systems are necessary for business procurement, and these steps typically include multiple departments inside an organization.
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A broker can violate the antitrust laws relating to real estate, by participating in any of the following, except: A)dividing the market.
(B) group boycotting.
(C) price fixing.
(D) tithing.
A broker may violate real estate antitrust laws by engaging in any of the following: price fixing, dividing market, or group boycotts. Price fixing is when two or more parties agree to set a price for a good or service.
Market splitting is when two or more parties enter into an agreement to divide an area into territories. A group boycott is when two or more parties agree to refuse to buy or sell goods or services from a certain party. However, tithing does not violate real estate antitrust laws. Tithing is a religious practice in which a portion of income is donated to a religious organization or other cause. Tithing does not involve price fixing, market sharing, or group boycotts and therefore does not violate antitrust laws.
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What classification would BEST describe a millionaire who moved their bank accounts out of the country in order to evade paying taxes
Millionaire move their account out of country to evade taxes from upper world crime.
A compulsory contribution to state revenue, levied by the government on workers' income and business profits, or added to the cost of some goods, services, and transactions. Taxes are compulsory contributions that a government agency, whether local, regional, or federal, imposes on people or businesses. Public works and services like roads and schools, as well as programs like Social Security and Medicare, are funded by tax income.
Therefore, the option D is correct.
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Full Question ;
What classification would BEST describe a millionaire who moved their bank accounts out of the country in order to evade paying taxes?
A organizational crime
B deviant crime
C corporate crime
D upperworld crime
What is the monthly payment for a $24,000, four-year, 12 percent loan with the interest calculated using the add-on method
The monthly payment for a $24,000, four-year, 12 percent loan with the interest calculated using the add-on method is $742.78.
The add-on method of calculating interest means that interest is calculated on the total loan balance, which includes the principal and any interest that has accrued up to that point. The monthly payment does not change over the life of the loan, so the same payment of $742.78 is due each month for the entire four years.
The total amount paid over the life of the loan is $29,913.60. This includes the principal of $24,000 and $5,913.60 in interest.
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Violet has a FHA loan for $90,000. The lender is requiring a 1% discount point to the lower the interest rate. What amount is the lender charging for the discount point
A fee imposed either by lender to reduce the interest is known as a discounted point or point. Given that 1 point cost 1% of the loan balance and that the buyer is buying 3 points, the loan amount is $90,000 is multiplied by.01 to equal $900.00.
How Do Discounts Work?A discount is a reduction in the regular sale price of a good or service, either in terms of money or as a percentage. A product may, for instance, be discounted by $10 from its list price or by 10% from its list price.
What is a discount in the workplace?Discounts are reductions in a product or service's usual price made in an effort to generate or boost sales. These price cuts which are often usually called to that as sales or Both manufacturers and merchants use markdowns in a variety of businesses.
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As an industry partner in mortgage lending transactions, investors in the secondary mortgage market have an obligation to:
Ensure that the underlying transactions are stable and secure by conducting an adequate review of the loans they acquire.
In the mortgage lending process, what role does the secondary market play?Originators get paid back for the mortgages they make by selling their loans on the secondary market. As a result, more borrowers can receive home loans because this procedure frees up capital for new mortgage lending. The mortgage market has become more accessible to a wider range of investors as a result of securitization.
In the secondary mortgage market, who invests?Mortgages are heavily invested in by hedge funds, pension funds, insurance companies, banks, GSEs, and foreign governments. Investors can choose from a wide range of potential yields for MBSs, CMOs, ABSs, and CDOs based on varying credit quality and interest rate risks.
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