False. The prime cause of the financial crisis was an expansion in subprime mortgage lending for the overheated housing market. Banks had taken large positions in the options and futures markets, but this was not the primary cause of the financial crisis.
What is financial crisis?A financial crisis is a situation in which the value of financial assets unexpectedly drops significantly, resulting in a liquidity crisis. This can occur due to a variety of factors, including economic downturns, changes in interest rates, poor regulation, currency shifts, or large-scale fraud. During a financial crisis, investors may panic and sell off their assets, leading to a rapid devaluation of those assets
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Fill in the missing information from the income statement. Hopewell Corporation Income Statement January 1 to December 31, 2020 (amounts in thousands) Revenue 7,700 Expenses Profit 1,900 What is the value for Expenses ?
Please specify your answer in the same units as the income statement.
Value for Expenses = Revenue – Profit
Expenses = 7700-1900
Expenses = 5800
When an asset is used to produce income, it loses value, and this is what is meant by an Expense. If the underlying asset will be used for an extended length of time, the expense will be deducted ratably over the asset's useful life. It is customary to charge an expense to expense as incurred if it is for something that will be consumed right away, like a salary.
If the cost of the asset purchase falls below the company's capitalization limit, it may be recorded as an Expense. The payment would have been recorded as an expense at a later time, when the asset was used, if the amount paid had exceeded the capitalization limit.
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A situation where an owner sells his or her improved property and at the same time, signs a long-term lease with the buyer is called a (an)
A bridge loan is what is used when an owner sells their upgraded property while concurrently agreeing to a long-term lease with the buyer.
What form of loan would be completely repaid during its whole life?The principal and interest portions of your payments will fluctuate over the course of fully amortized loans' schedules, ensuring that your balance is entirely repaid at the conclusion of the loan's duration.
What is a fully amortized loan's alternate name?A debt that has had all of its principal and interest paid off is said to have been fully amortized. The principal and interest installment payments are both fixed.
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A salesperson earns a weekly salary of $150 plus a 15% commission of her total sales. Her total sales for the week is $15,000. How much does she earn for the week
Since the sum of a salesperson's fixed wage and commissions, For the week, the salesperson made $2400.
How to calculate salesperson's commission?The salesperson's fixed compensation is $150 each week.
The salesperson's total commission is equal to 15% of his sales.
The salesperson has made $15,000 in total.
We need to ascertain the salesperson's weekly earnings in total. Since the sum of a salesperson's fixed wage and commissions, Her weekly compensation is $150, as far as we know. So, first find out what her sales commission was for that week.
The salesperson's compensation for the week is equal to 15% of the total sales.
Consequently, fifteen percent of all sales are,
y= 15000*15/100
y= 150*15
y= 2250
Therefore, the salesperson's commission was $2250.
s= x+y
s= 150+2250
s= 2400
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For many years, Southwest Airlines distinguished itself as the lowcost airline. Now, many other low-cost competitors have entered the market. Similarly, Southwest was one of the first airlines to offer online ticketing. Now, all airlines have online ticketing. These examples suggest that:
(a) No single strategy is likely to be sufficient to build a sustainable competitive advantage.
(b) Customers rarely remain loyal to companies.
(c) Product excellence is the only true source of a sustainable competitive advantage.
(d) Innovation is pointless because competitors will develop copycat offerings.
.The Correct answer is Option (a) No single strategy is likely to be sufficient to build a sustainable competitive advantage.The strategy of Southwest Airlines places a strong emphasis on attracting and keeping enthusiastic personnel.
The strategy of Southwest AirlinesSouthwest Airlines is a well-known American airline that was founded in 1967 and is renowned for its inexpensive flights and welcoming staff. Due to its low-cost business model and top-notch customer care, the firm has grown to become one of the biggest airlines in the world while maintaining substantial competitive advantages. Additionally, its well-known practise of letting passengers check two bags for free has distinguished it from rival airlines and made it a popular option for budget-conscious tourists.
What makes Southwest different from other airlines?The majority of other major airlines can't match Southwest Airlines' flexibility. The only significant American airline that simultaneously operates as a budget airline is Southwest. The strategy of Southwest Airlines places a strong emphasis on attracting and keeping enthusiastic personnel. Southwest keeps enhancing its business model and procedures.
Why has Southwest outperformed its rivals so significantly?Southwest Airlines' success can be attributed to a number of things, including its excellent customer service, adaptable customer rewards, and cheap operating expenses. Its affordable rates and surcharges, which draw clients looking for low-cost travel options, are probably one of the main contributing factors.
What methods of pricing does Southwest Airlines employ to meet demand?In order to maximise revenues from customers who will be willing to spend more during particular travel seasons, Southwest Airlines adapts to the price elasticity of demand. To prevent losing money when fuel and other costs rise, Southwest Airlines also raises the price in response to demand.
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Brad ha a jar containing 50 coin. He ha 5 cent, 10 cent and 25 cent in the ratio 5:3:2
a. How many coin of each value doe he have?
b. How much money doe he have in total?
A penny is equal to one cent. A nickel is 5 cents in value. 10 cents are equal to one dime. 25 cents are equal to one quarter.
How much money doe he have in total?A penny is equivalent to one hundredth of a dollar. In other terms, a dollar is equivalent to $100. Here are the most common American coins that you should be aware of when counting money.
Every one of these coins is valued in cents. With a 24-hour trading volume of not available, the current live 1Coin price is $0.000866 USD. We continuously update our ONE to USD exchange rate. One of the most expensive coins in circulation today is a 1975 No-S proof Roosevelt dime. Only two specimens are known to exist.
Nearly half a million dollars were made from the most recent sale, which brought around $456,000. $100 is equal to 10,000 cents. Pennies are equal to dollars, and 100 times 100 equals 10,000.
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What Cannot be solved by an algorithm?
An algorithm is unable to resolve undecidable problems. By any algorithm, these issues are theoretically intractable.
Do algorithms have the ability to address every issue? No, There are several known mathematically undecidable problems, and as a result, no method exists that can fully resolve them.Issues that are intractable, By any algorithm, these issues are theoretically intractable. With a yes-or-no response, the halting problem is an intractable decision problem. A computer is incapable of knowing whether it is stuck in an endless loop or will eventually come to an end.An algorithm is unable to resolve undecidable problems. By any algorithm, these issues are theoretically intractable.To learn more about algorithm refer to:
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Which of the following is included in the entry to record accrual of warranty expense? A. a credit to Warranty Expense B. a debit to Estimated Warranty Payable C. a credit to Merchandise Inventory D. a debit to Warranty Expense
As a result, a liability on the balance sheet, expected warranty payable, will receive a credit and warranty expense will receive a debit. The income statement would not change if a warranty expense was incurred because the corporation would debit the warranty payable account.
What does the accrued warranty expenditure journal entry look like?Credit the warranty liability account and debit the warranty expenditure account to accrue the warranty expense. Debit the warranty liability account for the cost of the replacement items and parts supplied to customers as actual warranty claims are received. Credit the inventory account with the cost of the replacement products.
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Experts are particularly concerned about four strategic metal resources that are important for the u. S. Economy and military strength, and that must be imported. What percentage does the u. S. Import? *
Experts are especially concerned about four strategic metal resources that are critical to the United States' economy and military strength and U.S imports 90%.
What are the four strategic metal resources?Because of their importance to the US economy, national security, and the emerging green economy, copper, nickel, cobalt, and platinum group metals are considered strategic.Strategic minerals are commodities critical to national defense whose supply during war is entirely or partially dependent on sources outside the United States. Because these resources would be difficult to obtain, strict conservation and distribution controls are required.Gold, silver, tin, copper, lead, zinc, iron, nickel, chromium, and aluminum are examples of metallic resources. Sand, gravel, gypsum, halite, Uranium, and dimension stone are examples of nonmetallic resources. A mineral resource is defined as a volume of rock that is rich in one or more useful materials.To learn more about four strategic metal resources refer to :
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What are the 3 basic economic questions that a country must answer about limited resources?
Every community must respond to three inquiries given that all economic resources are limited: What types of products and services are necessary? How exactly should these products and services be created? Who makes use of these products and services?
'What is an economic system?'
A country's or a region's economic system is how societies or governments manage and distribute the resources, services, and goods that are readily available. Land, capital, labor, and physical resources are all subject to economic system regulation. A community's economic structure is made up of a variety of institutions, organizations, entities, decision-making procedures, and consumption patterns, and these all make up an economic system.
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BUURCAR
Which of the following is NOT true of career fairs?
A careers fair's goal is to facilitate networking between businesses and job seekers. These programs are for those who are unsure about their next move, wish to change careers, or want to learn more about a specific field. It does not include gaining favors from another person.
What happens at a job or career fair?
Hundreds of employers and even more job seekers will attend live career fairs. Each employer will have a separate booth where visitors may talk to representatives and current workers to learn more about the who, what, where, why, and how of the company. This is your chance to network and meet potential employers. Along the way, you can also pick up information packets, attend seminars, pass out your resume, and possibly even depart with an interview scheduled. Everyone is welcome at recruitment events like career fairs, which is a wonderful feature. There are chances for people of all ages and levels of expertise due to a large number of diverse employers in attendance.
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Why is it easier to get a loan if you already have money?
Answer:
Because a bank will think that someone with money will have better chances at repaying them, then someone who doesn't have any money.
Over lunch, Daniel and Haley are discussing their managers. Daniel describes his boss as extremely motivating. Daniel feels much more psychologically empowered and more self-confident because of how his manager leads their team. Work goals are more demanding than ever, but even though the rewards of the hard work may not come soon, Daniel trusts his manager's emphasis on the future good that will come from their work. Daniel feels that working with his new manager has led to a much stronger emotional bond with the organization, much more engagement with the work, and an overall increase in his job satisfaction. Daniel's boss can be described as a(n) ______ leader.
Answer:
transformational
Explanation:
Transformational leadership is a leadership theory in which the leader would be worked with teams so that if there is any needed that could be made should be identified also it would the develop the vision in order to suggest the change via inspiration and execute the same.
Since in the question it is mentioned that Daniel feels that if he worked with his new manager so there would be the high chances of stronger emotional bond due to this he is more engage with the work
So this represent the transformational leader
Which of the following industry types have high expected benefits from the application of MRP?
A. Fabricate-to-stock
B. Fabricate-to-order
C. Assemble-to-stock
D. Continuous process
E. Service and repair parts
Advantages and Disadvantages of MRP · Materials and components are available when needed.
Which of the following is not one of the MRP system's primary goals?By defining inventory needs for parts and raw materials, MRP aids in the creation of a production plan for finished goods. MRP lowers inventory levels, shortens customer lead times, ensures materials and components will be available when needed, and boosts customer satisfaction.
Which of the following is a major advantage of MRP?Cost-efficient inventory management
The likelihood of items sitting around the warehouse unused will be reduced or eliminated by a good MRP system, and it will ensure that production-related inputs do not run out. Before stock runs out, inventory levels can easily be checked and reordered.
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Taryn is 16 years old in a state where the age of majority is 19. Taryn plans to begin working at a restaurant next week. Her parents are willing to let her use one of their cars, but she wants her own car. If Taryn buys a car for fair market value, would she be able to return the car and get a full refund
Since Taryn is a minor does have special contractual rights when he purchases necessaries. In this case Taryn does not really need the car since his parents have offered the use of car.
The car dealer could not legally refuse to take the car back and must return Taryn's money.
Fair market value:The fair market value of a piece of property is the price at which it would change hands between a willing and informed buyer and seller. The term can be found throughout the Internal Revenue Code, as well as in numerous state laws, bankruptcy laws, and regulatory bodies. In real estate, a property's determined fair market value (FMV) is the price it will sell for on the open market. A willing buyer and seller who are both reasonably knowledgeable about the property in question agree on the FMV.
How significant is fair market value?Parties can agree on a fair market value provided certain conditions are met. It usually takes place in legal settings and implies free and open market activity. Insurance companies and tax authorities use it extensively.
Question is incomplete . Missing part is:
Taryn is 16 years old in a state where the age of majority is 19. Taryn plans to begin working at a restaurant next week. Her parents are willing to let her use one of their cars, but she wants her own car. If Taryn buys a car for fair market value, would she be able to return the car and get a full refund. Explain the answer.
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How long-term is long-term?
When it comes to long-term investments, there is no set definition of what constitutes “long-term.”
Generally speaking, long-term investments typically involve a period of at least five years, but this can vary depending on the type of investment and the individual investor’s goals and risk tolerance.
For example, stocks, bonds, and mutual funds can all be held for different lengths of time, ranging from months to decades. So, when it comes to long-term investments, it is important to consider your individual goals and risk tolerance to determine what is best for you.
When it comes to making a long-term commitment, it can be hard to determine exactly what that means. For some, long-term could mean a few months or even a few years. For others, it could mean a decade or more.
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In November 2020, Ben and Betty (married, filing jointly) have a long-term capital gain of $54,000 on the sale of stock. They have no other capital gains and losses for the year. Their ordinary income for the year after the standard deduction is $72,500, making their total taxable income for the year $126,500 ($72,500 $54,000). What will be their 2020 total tax liability assuming a tax of $8,308 on the $72,500 of ordinary income
The value you receive when you sell or exchange a capital asset is typically equal to the asset's "basis" less your taxable capital gain.
What is the tax rate on capital gains?Assets kept for more than a year are subject to long-term capital gains tax. Depending on your income, you may be subject to long-term capital gains taxes at a rate of 0%, 15%, or 20%. Typically, these rates are significantly lower than the conventional income tax rate.Taxes on capital gains are only owed when an investment is sold. Only "capital assets"—stocks, bonds, digital assets like cryptocurrencies and NFTs, jewelry, coin collections, and real estate—are subject to capital gains taxes. Profits from investments held for longer than a year are subject to long-term gains tax.More In Support. If you sold your primary residence and realized a capital gain, you might be able to exclude up to $250,000 of that gain from your income.
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What are examples of discretionary expenses?
Discretionary expenses are those that are not necessary for everyday life and are not required by law. Examples of discretionary expenses include entertainment, travel, hobbies, dining, clothing, gifts, and home renovations.
Discretionary expenses can add up quickly and can be difficult to manage, especially if you don't have the funds to cover them. It's important to remember that while discretionary spending isn't necessary, it can increase the quality of your life and make it more enjoyable. It is important to find a balance between spending on essential expenses and spending on discretionary expenses. To help manage your discretionary spending, consider setting a budget and tracking your expenses.
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The website for your retail business is receiving a lot of visitors, but few of them are looking at more than one page. What's most likely to be the problem
Many people visit your retail company's website, but very few of them browse past the first page. The mobile-friendly website for your retail business loads far too slowly.
What entices users to a website?As a result, it's imperative to present yourself in a polished and businesslike manner. White space, simple layouts, and top-notch graphics can help your message shine out. Refer to examples. The website must perform quickly, precisely, and as intended. By now, it should be clear that the major goal of a website is to provide you the freedom to express yourself anyway you like. This is valued by both companies and people. Because of this, both companies and people use it to build their brands. A good website design is user-friendly, aesthetically pleasing, and appropriate for the website's target audience or brand.
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Other things held constant, which of the following would tend to reduce the cash conversion cycle?
Answers
Carry a constant amount of receivables as sales decline.
Place larger orders for raw materials to take advantage of price breaks.
Take all discounts that are offered.
Continue to take all discounts that are offered and pay on the net date.
Offer longer payment terms to customers.
Continue to take all discounts that are offered and pay on the net date. The cash conversion cycle measures how long it takes a business to turn money spent on production and sales into cash.
A statistic known as the cash conversion cycle may also be referred to as the cash cycle, cash-to-cash cycle, cash flow cycle, or cash realization model. It counts the number of days it takes for a business to turn its inventory into sales. Investors can get an idea of how long each dollar that goes toward cost of goods sold is invested in manufacturing and selling items before it is turned into cash. One of the criteria used to evaluate how well management manages working capital is the cash conversion cycle. Working capital refers to the funds utilized for daily activities. This indicator gauges how quickly a business turns money used for operations into cash.
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How many types of economic systems are there name them and explain the ways to solve economic problems under these systems?
Economic systems can be broadly categorized into four categories: traditional economies, command economies, market economies, and mixed economies.
Describe the economic system.An economy system is a mechanism used by communities or governments to coordinate and distribute resources, services, etc goods throughout a territory or nation. Economic systems control the production factors, including land, capital, and labor.
What exactly is a command economy?Economic command system: A command economy, sometimes referred to as a planned economy or indeed an effects are mainly, is one in which the main economic choices are made by a centralized authority, typically a government.
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True or false: It is more likely that your meeting objectives will be met if the meeting is well-planned. True false question. True False
Undoubtedly, if the meeting objectives is well-planned, your goals will be achieved.
What is the case with high-performing teams?The focus, purpose, and priorities of high-performing teams are congruent. In order for their work to be the catalyst for success, they establish team and personal goals that support this common vision. Everyone is aware of their responsibilities and the best way to get there because the goals are not just congruent but also clearly stated.
When trying to have a difficult conversation, which of the following issues do business people frequently encounter?Getting to know one another on the team is crucial. Which of the following is a challenge that commonly confronts business executives when they're trying to have a challenging conversation when frankness could backfire?
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when palpating a patient's pulse, you note that it is grossly irregular. you should:
When palpating a patient's pulse and noting that it is grossly irregular, it is important to report this finding to the patient's healthcare provider or physician as soon as possible.
The healthcare provider will likely want to further assess the patient, perform a physical examination and may order additional diagnostic tests such as an electrocardiogram (ECG) or echocardiogram to investigate the cause of the irregular pulse .Additionally, it is essential to monitor the patient's vital signs and symptoms closely and take actions to ensure the patient's safety and comfort. In case of severe symptoms such as chest pain, shortness of breath, or fainting, it is important to call emergency medical services immediately.
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how can you get back to your track/shedule once you break your consistently?
Answer:
To get back into the habit of something takes a little bit. First you must start to remember to do that thing at the correct time, so I reccomend setting an alarm or timer for it. Once you remember it, make sure not to break the habit unless absolutely necessary. If you break it again and need to get back to it, repeat the above steps.
I hope this helps.
Answer:here are seven strategies that you can use to get back on track and bounce back right now…
Explanation:
1. Schedule your habits into your life.
2. Stick to your schedule, even in small ways.
3. Have someone who expects something of you.
4. Focus on what you can work with.
5. Just because it’s not optimal, doesn’t mean it’s not beneficial.
6. Design your environment for success.
7. Care.
Oliver is busy planning the launch of his new company. he hired a business professional to act as the interim ceo and asked for a report on the possible controllable risks the company could face. which risk would be deemed as controllable?
a. fluctuations in the price of raw materials
b. breakdown of the firm’s it architecture
c. currency rate fluctuations in the market
d. changes in import duties in the short term
Breakdown of the firm's IT architecture. This is a controllable risk because the company can take steps to ensure the IT architecture is robust and secure, such as investing in IT infrastructure, regular maintenance, and training employees in IT security.
What is IT architecture?IT architecture is the design and structure of an organization's IT systems and services. It is composed of the hardware, software, networks, databases, and other components that make up an organization's IT environment. IT architecture provides the framework for the development, implementation, and operation of information systems. It is a roadmap that outlines the goals, requirements, and expectations of an organization's IT infrastructure. IT architecture is important to ensure that the organization's IT systems are secure, reliable, and cost-effective. It also helps the organization to plan for future growth and change and to ensure IT investments are made wisely. IT architecture is the foundation for the successful delivery of an organization's IT services and solutions.
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What reason Persia gave economic control to Russia and Britain?
Persia gave economic control to Russia and Britain in order to gain military protection from them.
What is economic?Economic refers to the production, distribution, and consumption of goods and services. It is the study of how individuals, businesses, governments, and nations make choices on allocating resources to produce goods and services and how these goods and services are distributed, consumed, and exchanged. Economic decisions are based on the analysis of cost, benefit, and risk. Economic analysis is used to examine markets, industries, and other economic agents in order to understand how the economy works and how to best use resources to meet economic objectives.
Britain and Russia both had a strong presence in Persia, which allowed them to influence political and economic decisions in the region. Persia also wanted to gain access to the resources and markets in both countries, as well as their technological advances.
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The economic cost to society each year from crashes and injuries on US highways is about _________ dollars.
The economic cost to society each year from crashes and injuries on US highways is about 242 billion dollars. Economic cost compares the benefits and drawbacks of various options.
Economic cost is the sum of all losses involving items that have been valued by a single person. Economic cost is primarily used by economists as a tool to assess the wisdom of one course of action vs another. The comparison takes into account both the profits and costs a course of action would have avoided, as well as those of the actual course of action. Due to the inclusion of opportunity cost, economic cost differs from accounting cost. Accounting costs are sometimes referred to as explicit costs and opportunity costs as implicit costs. Economics uses a wide variety of cost definitions. The explicit cost, also known as the accounting cost, is the price that someone pays when they purchase a candy bar at a store for $1. However.
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If Treasury bills are currently paying 5.75 percent and the inflation rate is 2.8 percent, what is the approximate and the exact real rate of interest
approximate real rate = nominal – inflation = 5.75% - 2.8%
= 2.95% using fisher equation real rate = (1+nominal rate)/(1+inflation rate) - 1 = 1.0575/1.028 – 1 = 2.87%
In the fields of finance and economics, interest is the additional sum that is paid by a borrower or deposit-taking financial institution to a lender or depositor at a certain rate (the amount borrowed). In contrast to any costs the borrower might have to pay the lender or another party, this is not a fee. It also differs from a dividend, which is money paid out to shareholders (owners) by a corporation from its profit or reserve, but not at a set rate or proportionately; rather, it is a fraction of the reward received by risk-takers in business who generate income that exceeds all outlays.
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Why do you think business provide bonus to its employees?
Answer: See explanation
Explanation:
Bonus is sum of money that is added to the wage or salary of an employee. The role of bonus to employees is vital. Firstly, bonus is given to the employees to improve their morale.
Secondly, bonus motivates employees. When, employees are given bonus, it tends to motivate and they tend to work harder.
Thirdly, bonus tends to build team collaboration. Lastly, bonus boosts productivity. As the employees are motivated, they work harder and this can help them reach their goals and boost their productivity and bring about growth of the organization.
Builds Team Collaboration. ...
Creates Friendly Competition Among Staff
The adult working-age population is 230.3 million, 103.2 million of which are not in the labor force. If there are 6.6 million unemployed individuals, what is the unemployment rate
There are 230.3 million adults of working age, 103.2 million of whom are not employed. If 6.6 million people are unemployed, the unemployment rate is 5.192%.
The proportion of unemployed people in the labor force is known as the unemployment rate. As a result, figuring out who is employed is necessary for calculating the unemployment rate. People who are either employed or jobless make up the labor force.
Working age population = 230.3 Million
Not in Labor Category = 103.2 Million
Unemployed = 6.6 Million
Calculation Labor Force:
Labor force = Working Age Population - Not in Labor Category
Labor Force = 230.3 - 103.2 = $127.1 Million
Now, the unemployment rate = (Unemployed / Labor force) * 100
Unemployment Rate = (6.6 / 127.1) * 100 = 0.05192 * 100
Therefore, the Unemployment Rate = 5.192%
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BDJ Co. wants to issue new 18-year bonds for some much-needed expansion projects. The company currently has 10.4 percent coupon bonds on the market that sell for $1,144, make semiannual payments, have a par value of $1,000, and mature in 18 years. What coupon rate should the company set on its new bonds if it wants them to sell at par
(10.4% coupon x $1000 par value) / $1,144, or 0.090%, is the bond's current yield (YTM).
The yield to maturity (YTM), book yield, or redemption yield of a bond or other fixed-interest security, such as gilts, is an estimate of the total rate of return that a buyer of a bond at a particular market price who holds it until maturity and receives all interest payments and the capital redemption on time is expected to earn. It is the internal rate of return, or discount rate, at which the present value of all foreseeable future cash flows and the bond's current price are equal. Although market convention is more usually utilized, the YTM is frequently represented as an annual percentage rate. In a number of significant markets,
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