Explanation:
positive there you goo
Answer:
Positive
Explanation:
Body language is a mix of gestures, postures and expressions. Use it to improve your communication with others. This also helps seem more engaged
Five types of legal requirements in a business
Answer:
Apply for a Federal Tax ID NumberHiring and paying employees.Filing employer tax returns.Operating as a corporation.Using a tax-deferred pension plan.
12. Which of the following is NOT a liability?
O bank loans
O overhead costs
O capital
O employee salaries
Answer:
overhead costs
capital
Answer:
capital
Explanation:
it is not a liability
What is merchantability?
(Answer in your own words please!)
Answer:
Explanation: the state of being fit for market; ready to be bought or sold.
what are the pros and cons of going through economic transition from a centrally planned to a mixed economy
Answer:
There are benefits and drawbacks to command economy structures. Command economy advantages include low levels of inequality and unemployment, and the common good replacing profit as the primary incentive of production. Command economy disadvantages include lack of competition and lack of efficiency.
Explanation:
Mark me Brainliest
You will receive $500 tomorrow. You will receive an additional nine cash flows growing at the rate of inflation of 2 percent per year. The nominal interest rate is 10 percent. a. Find the value of the stream of cash flows. Make sure to show your work. b. What is the real value of each cash flow received? Make sure to show your work. c. Find the value of the stream of cash flows, based on real values. Make sure to show your work. d. What do you observe? Explain.
Answer:
please find the solution which is defined as follows:
Explanation:
please find the table in the attached file:
In point A, The Cashflow value = 5474.86 (premised on the description of cash flows). In point B, the above table the PV of cash flow represents the real cost of its earned cash flow. In point C, its actual value of the cash flow source is 3643.921. In point D, The observation would be that the value of money year after year is depleting and is worth far more as inflation is weak.Describe and evaluate what Charles Schwab is doing. 10-12. How might the company's culture of not buying into hype and not taking excessive risks affect its organizational structural design? 10-13. What structural implications—good and bad—might Schwab's intense focus on customer feedback have? 10-14. Do you think this arrangement would work for other types of organizations? Why or why not?
The question is incomplete.
I attached the passage from which the questions are derived from,please check the attachment so that you can under the question and answer better.
Question 1; Describe and evaluate what Charles Schwab is doing?
The firm talked about in the passage deals with financial services,they primarily trade in stock for investors that make decisions for themselves.
The offer other services like discount brokerage, retirement plans, financial research, mortgage, mutual funds etc.
The firm gets feedback on her team that is handling the financial transactions and then alert for managers on a dealy in the aspect of posting a transaction,this makes the firm a conservative one.
Question 2
How might the company's culture of not buying into hype and not taking excessive risks affect its organizational structural design?
There is a close supervision from the managers and this is done in a hierarchical structure.There is also regular customers feedback and this is given on the performance of the consultant. there is long term orientation in the organization as well as individualism and collectivism.
They avoid uncertainty,they employ certain measures to see to it like managers receiving feedback from the employees which connotes a high power distance, however,the feedback that is gotten from the consumers can be used against the employees.
Question 3
What structural implications—good and bad—might Schwab's intense focus on customer feedback have?
Just as consumers trust the organization so much when financial services are going very well,the organization take excessive risk and this risks taken had cost them some losses.
Question 3
Do you think this arrangement would work for other types of organizations? Why or why not?
This can be standardized by firms as an organizational model but it might not be possible because some firms take more risk to get a higher return.
A 5 customer retention increase can result in a profit increase of how much?
A) 25-100%
B) 5-15%
C)3-5%
D)10-20%
Answer:
A 25-100%
Hope this helps
Answer: A). 25-100 %
Explanation:
Got it right!
When people are injured in a car accident, they need an auto insurance representative to help them
A.file a claim
B.prepare a lawsuit
C.arrange for physical therapy
D.find a policy
Answer:
a file a claim
explanation:
because of the car accident and the injured people they have to file a claim to pay for the car repair and injuries
Any type of insurance exists to reduce or completely remove the policyholder's liability. Hence option A is correct .
What is a filing a claim?The medical expenses that the policy-holder might otherwise be responsible for as a result of an auto accident are covered by medical insurance in an auto policy.
When you make a claim, you ask an insurance provider to pay you a specific amount of money in accordance with the conditions of the insurance policy. The period of time after filing a claim during which a policyholder cannot receive insurance benefits is known as the elimination period.
A claims adjuster will get in touch with you after your claim is submitted. They can want you to fill out a Proof of Loss form. Your insurer's coverage amount will be determined by the adjuster, and assist you with the claims procedure.
There is no rule dictating how long you must wait before making a claim. You should get in touch with your insurance company as soon as an incident occurs. The longer you wait, the more damage may occur, depending on the sort of incident.
Learn more about file a claim here
https://brainly.com/question/19752221
#SPJ2
A large public corporation in the telecommunications industry has become so powerful that it uses its vast resources to prevent other companies from entering the market as a competitor. the federal courts determine the company to be an illegal monopoly and order it to be split into multiple separate corporations. why
is this government action considered appropriate in americas free market economy?
A. in a free market economy, it is important for wealth to be distributed evenly.
B. by acting to disband a monopoly, the government is actually protecting competition and the free market.
C. the government has extraordinary power to step in and intervene in cases dealing with public corporations.
D. despite popular belief, America is not meant to have a free market economy.
Answer:
by acting to disband a monopoly, the government is actually protecing competition and the free market
Explanation:
What effect do online library catalogues have on physical libraries? They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building. They damage libraries by competing with them and being more accessible for everyday people. They improve library stock by making it easier for library staff to confirm what books they have available quickly. They undermine libraries' ability to function properly by taking away many of the services they usually offer.
Answer:
They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building
Explanation:
A library catalogue can be defined as a register of all books and other reading materials housed in a library and arranged according to a predetermined bibliographic pattern. Library catalogues contain specific items of bibliographical information intended to help the library users identify and locate materials in the library.
The advantage using an online catalogue is that materials in the library can be searched rapidly and remotely.
write a short note on meditation
Answer:
Explanation:Meditation is a practice where an individual uses a technique – such as mindfulness, or focusing the mind on a particular object, thought, or activity – to train attention and awareness, and achieve a mentally clear and emotionally calm and stable state.
In a student survey, sixty part-time students were asked how many courses they were taking this term. The (incomplete) results are shown below: Please round your answers to 4 decimal places. # of Courses Frequency Relative Frequency Cumulative Frequency 1 22 2 19 0.3167 41 3 0.3167 60 What percent of students take exactly three courses? %
Answer:
The percent of students who take exactly three courses =
31.67%
Explanation:
a) Data and Computations:
# of Courses Frequency Relative Frequency Cumulative Frequency
1 22 0.3667 22
2 19 0.3167 41
3 19 0.3167 60
Number of part-time students surveyed = 60
Students who take 1 course = 22/60 * 100 = 36.67%
The cumulative frequency for 1 course is 22 students.
The frequency of student who take 2 courses = 19(41 - 22)
Therefore, the frequency of students taking 3 courses = 19 (60 - 41) and
the relative frequency of students who take 3 course = 19/60 * 100 = 31.67%.
Explain the differences between a partnership and a corporation
What is the difference between durable and nondurable goods?
Answer:durable goods are products that do not need to be purchased often, whereas non-durable goods are products that expire more quickly.
Explanation:
Answer:
Durable goods, to put it simply, are products that don’t need to be purchased often, whereas non-durable goods are products that expire more quickly.
Explanation:
It's helpful to write a company's mission statement in what way?
A. By comparing the company's products to its competitors
B. By listing the company's values
C. By describing what the company does for its customers
D. By providing a list of product prices
Answer: C
Explanation:
Put this doodoo on edge
It's helpful to write a company's mission statement in a way By describing what the company does for its customers. Thus the correct option is C.
What is the importance of a Mission statement?A mission statement establishes an optimal future for the business and guides its advancement. These statements have the capacity to clearly express your goals and inspire your team or organization to carry out a compelling future vision.
Employees are encouraged by mission statements to consider how their activities may affect the future performance of the firm and the culture of the workplace. It outlines the organization's goals and main objectives.
The company's mission statements serve as a roadmap for determining the goal of your job. You and your team can create a solid plan to accomplish those goals after they are set.
Therefore, option C is appropriate.
Learn more about the Mission statement, here:
https://brainly.com/question/14921995
#SPJ5
You have $65 in your savings account at the beginning of a month. The bank pays you
2.75% interest on this account each year; interest payments are made each month.
Assuming you make no deposits or withdrawals over the next month, how much
interest will you earn during the month?
Answer:
$0.15
Explanation:
Interest is calculated using the formula below.
I = P x i x t
where I = interest
P= principal amount.
i=interest rate
t=time
Interest is given as an annual percentage. A 2.75 % interest will translate to 2.75/100 divided by 12 monthly interest. Therefore, the applicable interest rate is 0.00229 %
interest for the month will be
i=$65 x 0.00229 x 1
=$0.14895
=$0.15
Please help???/
While dusting his camera, Nathan notices that fingerprints on the lens won’t go away with mere dusting. He decides to use a cleaning fluid to clear the marks. What is the correct way for him to use the fluid?
A.
Drench the camera with the fluid.
B.
Put the fluid on a piece of cloth first
C.
Put the fluid on the lens first.
D.
He should avoid using fluids because they harm the camera.
E.
He should get the marks cleared off at a service center.
Answer:
B. Put the fluid on a cloth first
Explanation:
If put on the lens first it can ruin it.
Select the examples of workers commonly found in Human Resources work environments. Check all that apply.
Jamal is self-employed and works from home creating graphics for newspaper and magazine advertisements.
Trent sits at the front desk of a hotel and welcomes guests, checks them in, and provides information about local
activities
Mazie works part-time for a small company, handling its employee documentation and benefits
Yoshiko has an office with a door so she can interview job candidates and discuss employee information
privately
Answer:
mazie and yoshiko are the answers.
Explanation:
edgunuity
Answer:
Mazie
Yoshiko
Explanation:
( ̄︶ ̄)↗
Chad is thinking about how to increase the amount of his purchase total in order to classify for a higher discount. He id probably taking advantage of what kind of sales promotion?
A. Premiums
B. BOGO
C. Two-tiered savings
D. Buy more, save more
Buy more, save more should be the advantage that he should take in order to get more discounts. Thus, option D is correct.
What is sales promotion?Transitory advertising or proposal is used by a company as part of a sales promotion to raise curiosity or want in its offering or service. Discounts, sampling, incentives, competitions, rebates, and other techniques are used in sales promotion.
As Chad wants more discounts or the highest amount of discount available on the increased purchase or on the total amount, then he should take the offer or the sales promotion offer of buying more and saving more.
In this offer, a person who buys more which means spending more amount of money will be automatically available for saving more than is getting an extra discount. Therefore, option D is the correct option.
Learn more about sales promotion, here:
https://brainly.com/question/11732945
#SPJ2
And employer has three employees who are each paid a salary of $1250 per month. He wants to give each of the three employees a $125 per month raise and he wants to hire an additional salaried employee. If the salary budget for these employees is $5325 per month, how much can he afford to offer the new employee?
Answer:
$1200
Explanation:
The three existing employees earn $1250 each. With an increase of $125, each will now earn $1,375.( $1250 + $125)
The new total for the three employees will be = $4,125
The employer has a budget of $5,325. After paying the three employees, the available balance will cater to the new employee.
The available balance will be $5,325 - $4,125
=$1200
Which career worker installs, maintains and repairs equipment used for communication?
Answer:
Telecommunications engineer.
Explanation:
Telecommunications can be defined as the scientific and technological process which involves the exchange of data (informations) from one user (sender) to another (receiver) at a distance, through a wired or wireless network connection. The transmission or exchange of these data (informations) are made possible through the use of electronic devices or equipments such as switches, routers, computers etc, which typically transmits electromagnetic waves, electric impulses, and packets.
Hence, these equipments or electronic devices require installation, configuration, repair and or maintenance, which are typically being done by a telecommunications engineer.
Therefore, the career worker who installs, maintains and repairs equipment used for communication is a Telecommunications engineer.
Please help me answer this!! Thanks!
If a company reported total sales of $59,919, cost of goods sold of $21,112, gross income of $38,807, operating expenses of $18,005 and a gross profit ratio of 65%, what was the company's operating income? (Round to the nearest dollar)
a) -$18,005
b) $20,802
c) $25,225
d) $38,807
Answer:
$20, 802
Explanation:
Operating income is the income after deducting the operating expenses. It is gross profit minus operating expenses.
Operating income is also known as operating income. It is also called earnings before interest and Taxes EBIT because it is operating income less operating expenses, excluding taxes and interest.
Operating income is calculated using the formula.
Gross profit -operating expenses = operating income
i.e,. Total sales- COGS -operating expenses = operating income
operating income =$59,919 - $21,112, -$18,005
Operating income = $20, 802
complete the template below to help you plan out your letter
my product it’s a custom can of Pringle’s and I made the flavor of Pringle’s popcorn
I. Paragraph one- Introduction
1. (introduce yourself and explain your experience related to the product) _____________________________________________________________________
2. (explain why you are writing) _____________________________________________________________________
3. (briefly describe your food product and name for your food) _____________________________________________________________________
II. Paragraph two- Describe your Food Product
1. ( describe the flavors, ingredients, texture) _____________________________________________________________________
2. (what does your food look like) _____________________________________________________________________
3. (how is your food unique – what makes it different than other products out there) _____________________________________________________________________
III. Paragraph three- Describe the Packaging
1. (describe the colors in your packaging )____________________________________________________________
2. (describe any images, art, or photos on the package) _____________________________________________________________________
3. (describe the size and materials used in the package) ______________________________________________
IV. Paragraph four- Convince The Company
1. (describe the target population who will buy the food (ex. Moms, diabetics, vegetarians, teens) _____________________________________________________________________
2. (why should they make and market your food?)________________________________________
_______________________
3. (how much will you sell your food for? Sold individually or in larger quantities?) _____________________________________________________________________
V. Paragraph five- Conclusion
1. (Tell what you want the company to do) ______________________________________________
_____________________________________________________________________
2. (Restate what makes your food delicious) ____________________________________________
_______________________
3. (Restate what makes your food unique) ______________________________________________
_______________________
Answer:
Paragraph 1-
Introducing myself-
1.)
Hey, my name is... and I absoultey *love* Pringles, my favorite flavor is...because...(explain here<why you love that flavor and what you like most about it)...*add things about you and pringles to make the paragraph complete*
2.)
I have made such an outstanding flavor of Pringles, it is made of the most loved food by every human on Earth, POPCORN!
I can assure you that you will want to try my product by the time my presentation has come to an end, and boy-oh-boy do I want to as well!
3.)
Pringles are amazing. Though how would you love Popcorn Pringles? Huh, you do? Yup, I bet your pupils dilated and I got your taste buds alert!
4.)
What does my product contain? It consists of the delicious flavor of popcorn and (include your ingredients and texture of food)
5.)
What do my simple yet intricate Pringles look like? They look like *add your answer,
Any questions that have to do with describing your product would be up to you since I don't have the slightest idea of what it looks like...**
Convincing the Company-
You are looking at consumers from various categories starting from Children ranging to Elders. Vegetarians to Carnivores. I guarantee this will also include popcorn dislikers.
Why should they make the market?
Simply because they are tasty and different...all you see now is Pizza flavored Pizza, BBQ flavored brisket, Soy sauce flavored noodles. My product will be an attraction to all stores! Popcorn flavored Pringles, I mean are you kidding me, its genius, and anyone who thinks otherwise is someone who has not tried them.
How much will I sell it for?
*add your answer* Why? The reasons being, I want my product to be available to everyone.
What I want the company to do is...add your answer
The simple thought of a taste of a popcorn flavored on a Pringle makes me want to jump on a pogo stick and complete a world record!!!
The uniqueness is simple noone has made Popcorn flavored pringles and.. *add another statement on why your product is unique*
I DID MOST OF THE QUESTIONS FOR YOUR SLIDES, I HOPE THIS HELPED YOU AND MADE YOUR ASSIGNMENT EASIER FOR YOU :)
I KNOW HOW IT FEELS TO HAVE A PROJECT DUE AND POSTING IT AND FOR NONE TO HELP YOU OUT, THATS WHY I ANSWERED, THIS IS MY TROLL ACCOUNT BUT THANK ME ON MY OTHER ACCOUNT SamHdzBxby.
Your Welcome :)
Which of the following is NOT an example of non-verbal communication?
Eye contact
O Facial expressions
O Listening
0 Gestures
Answer:
Listening.
Explanation:
eye contact, facial expressions, and gestures all help communicate mood to the other person
Answer:
Listening
Explanation:
Nonverbal communication is the transmission of messages or signals through a nonverbal platform such as eye contact, facial expressions, gestures, posture, and the distance between two individuals. It is often spread through body language and signals. There for listening is not communicating. You can listen but your not actually communicating.
URGENT!!!!
PLEASE HELP
1. Weigh Standard Deductions Against Itemizing
The Tax Cuts and Jobs Act introduced higher standard deduction limits for tax filers. At the same time, it eliminated personal exemptions and reduced or eliminated several key deductions. For some tax filers, the standard deduction may result in a lower tax bill this year but it's still worth it to consider itemizing. Review your tax filing to determine all the possible deductions you can legitimately claim. Then, compare your estimated tax liability with what you might owe (or get back as a refund) if you opt for the standard deduction instead.
. Provide Dependents’ Social Security Numbers
Whether you have children or file as ‘head of household’ with dependents, you’re going to need their Social Security numbers to claim any applicable tax credits, such as the Earned Income Credit or the Child and Dependent Care Credit. If you’re divorced and claiming a child, make sure that your ex-spouse isn’t also claiming the same dependent or your return could be delayed. If you're planning to claim the child care credit, remember to review the IRS guidelines to make sure those expenses and your dependents are eligible.
. Organize Your Records and Documents
Being disorganized could cause you to lose out on significant deductions if you’re scrambling to find receipts and proof of expenses while filing your taxes. One way to avoid that type of headache is by using an expense tracking app to store digital copies of all your receipts. It’s a simple strategy, but incredibly effective. And, if your return is selected for an audit by the IRS you'll have all the documentation you need to verify your deductible expenses.
. Contribute to Your Retirement Accounts
You may be filing for taxes incurred in 2019, but that doesn’t mean you’ve hit the deadline for contributing to your retirement accounts. You have until July 15 of this year to open and fund a traditional or Roth IRA account. Remember, with a traditional IRA your contributions may be 100% tax-deductible. An additional deduction can reduce your taxable income for the year. A Roth IRA wouldn't offer such a deduction but you get the benefit of tax-free withdrawals in retirement. Additionally, you may be able to qualify for the Retirement Saver's Credit when you contribute to an IRA.
Lower Your Taxable Income
Taking above-the-line tax deductions is another way to reduce your taxable income and save you money at tax time. The Tax Cuts and Jobs Act change some of the eligible deductions, however, so the ones you're able to claim may be fewer compared to previous years. The good news is you can still claim an above-the-line deduction for things like student loan interest you've paid and contributions to qualified accounts, including a Health Savings Account if you have an HSA through a high deductible health plan. Be sure to check if certain tax deductions have been extended, too. You may be able to qualify for more than you think.
Talk to Your Financial Advisor
Taxes can be overwhelming, especially if you’re juggling deductions and expenses or if you're self-employed and run a small business. Your financial advisor knows plenty of strategies to maximize your return and is informed about current IRS rules, to help you avoid any future audits or penalties. It’s always worth running your return by your advisor in case any red flags show up.
2.One benefit of paying taxes is funding the government. The government budget in the US heavily relies on taxation for boundaries of how much they have. Taxes also are used to maintain infrastructure, such as roads and utilities, and schools.
3.Taxes influence responsible financial planning can help with reducing tax liabilities. Keeping up with your taxes and making sure they are done correctly and in a timely manner can help individuals. If they do not pay their taxes, they can face fees and cause you more money in the long run.
4. Individual Income Taxes
An individual income tax (or personal income tax) is levied on the wages, salaries, investments, or other forms of income an individual or household earns.
Corporate Income Taxes
A corporate income tax (CIT) is levied by federal and state governments on business profits, which are revenues (what a business makes in sales) minus costs (the cost of doing business).
Payroll Taxes
Payroll taxes are taxes paid on the wages and salaries of employees to finance social insurance programs. Most taxpayers will be familiar with payroll taxes from looking at their paystub at the end of each pay period, where the amount of payroll tax withheld by their employer from their income is clearly listed.
Capital Gains Taxes
Capital assets generally include everything owned and used for personal purposes, pleasure, or investment, including stocks, bonds, homes, cars, jewelry, and art. Whenever one of those assets increases in value—e.g., when the price of a stock you own goes up—the result is what’s called a “capital gain.”
The second doctor watched for contagious and infectious diseases. He looked especially for infections of the scalp and at the eyelids for symptoms of trachoma, a blinding disease. Since trachoma caused more than half of all medical detentions, this doctor was greatly feared.
—Immigrant Kids,
Russell Freedman
What is the central idea of this passage?
The second doctor did more work than the first doctor.
Trachoma is a blinding disease that caused immigrants to be turned away.
Infections of the scalp and eyelids are dangerous to others.
The second doctor watched for contagious and infectious diseases.
Answer:
D.The second doctor watched for contagious and infectious diseases.
Explanation:
i got 100
The second doctor watched for contagious and infectious diseases is the central idea of this passage. Thus, option (d) is correct.
What is diseases?
The term “disease” refers to the state of the human body when there are physical and mental disturbances. The person in such any kind of outer and inner injury the body is not functioning properly is called disease. The disease are the infected to the body. The disease are the drawback of the body. The doctor are the treatment of the disease.
According to the central theme of the passage. The passage was the written to the Russell Freedman. The passage are the described to the diseases are infectious and contagious are the watched the doctor. The doctor was the looked infections of the scalp. The symptoms of trachoma, a blinding disease.
Therefore, option (d) is correct.
Learn more about on diseases, here:
https://brainly.com/question/8611708
#SPJ2
Which formatting group would commonly be used for monetary figures?
number
general
accounting
currency
Answer:
Currency
Explanation:
Edg. 2020!!!
Currency formatting group would commonly be used for monetary figures. Thus, the correct option is D.
What is Currency formatting?The following locale-sensitive components must be considered when formatting currency:
Currency symbol — This can be a pre-defined symbol, like the European Euro sign ($), or it can be a group of letters, like the use of the British Pound sign ($) or the letters "GBP."
Placement of the currency symbol — It may come either before or after the numerals.
Currency used for presentations to customers when they enter a merchant's establishment. It may differ from shop currency for stores that accept multiple currencies.
Payment currency: The kind of money that is used to reimburse retailers for their purchases. It may differ from shop currency for stores that accept multiple currencies.
Currency used to bill merchants for monthly subscriptions, software purchases, and theme purchases. Billing currency is exclusively in USD, but for tax purposes, it may also include local currencies.
Learn more about Currency formatting, here
https://brainly.com/question/8952872
#SPJ2
Which economic action would be most influenced by a change to the
discount rate?
O A. An individual is deciding whether to spend money or invest it.
O B. A business is deciding whether to hire additional employees.
C. A bank is deciding whether to borrow money from the
government
O D. An investor is deciding whether to purchase treasury securities.
Answer:
C. A bank is deciding whether to borrow money from the
government
Explanation:
The discount rate is the interest rate at which the Federal Reserve charges commercial banks and other financial institutions for loans it advances to them. Through the Federal Reserve, the government issues credit facilities to banks to cater to immediate cash flow requirements. For example, if a bank can not meet the reserve requirement for the day, it can borrow from banks with excess requirements. If it can't find another bank to borrow from, it approaches the Fed.
The interest rate that the Fed charge is the discount rate. It is usually higher than the inter-bank rates. If the discount rate is reduced, commercial banks may consider borrowing from the government through the Fed.
Answer:
c
Explanation:
The Federal Reserve decreases the discount rate in order to accomplish
which goal?
A. Lowering the prime rate on bank loans
B. Raising the number of treasury securities for sale
C. Increasing the interest rate on credit cards
D. Decreasing the total number of Federal Reserve banks
Answer:
A. Lowering the prime rate on bank loans
Explanation:
Prime rates are the interest rates that the commercial banks charge their most credit-worthy customers, mostly corporates. These customers are judged low-risk clients and get loans at lower interest rates compared to retail customers. If a commercial bank lowers the prime rate, the normal interest rates are also likely to decrease.
The discount rate is the interest rate at which commercial banks will means commercial banks are obtaining loans at an expensive rate. Consequently, they will charge customers a high-interest rate for loans advanced. If the Federal Reserve reduces the discount rate, banks will reduce interest rates on loans. The banks will be accessing credit from the Fed at lower interest rates.
Answer:
a
Explanation:
a p3x
How can a strong credit score help you to negotiate a better price on big purchases items, le cars?
a) People with strong credit scores present less risk to the lender
b) Astrong credit score guarantees the lender you will not make late payments
c) People with strong credit usually have friends with good credit that they can refer to the same business
c) All the above