What organizational & technical failures led to the data breach
at Equifax? (Please put where you got your sources from, thank
you!)

Answers

Answer 1

The organizational and technical failures that led to the Equifax data breach in 2017 have been extensively discussed and investigated. Sources such as the U.S. House of Representatives Committee on Oversight and Government Reform Report highlight the key failures.

These include the company's failure to patch a known vulnerability in a timely manner, inadequate security practices such as weak passwords and lack of encryption, poor communication and response to the breach, insufficient monitoring and detection systems, and issues with executive leadership and governance.

These failures collectively allowed hackers to exploit vulnerabilities, gain unauthorized access to sensitive data, and compromised the personal information of millions of individuals.

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Qualtrax's value of operations is equal to $800 million before and after recapitalization. no debt before recapitalization. qualtrax raised $250 million in new debt to buy-back shares. after the buy-back debt is 1/3 of its capital structure. it had 4 million shares before the recap. what is the stock price after the buyback?

Answers

The stock price after the buyback if Qualtrax's value of operations is equal to $800 million before and after recapitalization, it has no debt before recapitalization, it raised $250 million in new debt to buy back shares, and after the buyback, debt is 1/3 of its capital structure, and it had 4 million shares before the recap.



To find the stock price after the buyback, we need to calculate the new number of shares and divide the value of operations by the new number of shares.


First, let's calculate the new number of shares.

The company had 4 million shares before the buyback. It bought back some shares, but we don't know how many. Let's say it bought back X number of shares.

So, after the buyback, the company will have (4 million - X) number of shares.

Now, let's calculate the new value of operations.

The value of operations is $800 million.


Next, let's calculate the new capital structure.

After the buyback, debt is 1/3 of the capital structure. Since the company raised $250 million in new debt, the total capital structure will be $250 million * 3 = $750 million.

Now, let's calculate the value of equity.

The value of equity is equal to the value of operations minus the value of debt.

Value of equity = $800 million - $250 million = $550 million.


Finally, let's calculate the stock price after the buyback.

Stock price = Value of equity / Number of shares.

Stock price = $550 million / (4 million - X) number of shares.


Please note that without knowing the exact number of shares bought back (X), it is not possible to calculate the exact stock price after the buyback.

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leaderhsip to me is leading by example
and yes i consider myself a leader.
make up some obstacles or use your own to answer these questions.
How I Define Leadership In this module's Getting Acquainted discussion, you wrote a one-sentence definition of leadership. In this journal entry, you will expand on that definition as you further explore your personal thoughts about leadership. For this journal, be sure to address the following critical elements in about two paragraphs: - What does leadership mean to you? - Do you consider yourself a leader? Why or why not? - What obstacles do you face in your own leadership development? - How do you think you can overcome these obstacles? To successfully complete this assignment, view the Rubric document.

Answers

Leadership is the quality of inspiring others and oneself to accomplish a specific objective or purpose. It is a quality that a person has who can direct, manage and encourage a group of people to achieve their objectives. I believe that leadership is a quality that can be developed over time, and it begins with leading oneself.

I believe that the most significant obstacles that I face in my leadership development are lack of confidence, communication skills, and time management. There are times when I do not feel confident in my abilities to lead, and I doubt my decisions. I also struggle with communication skills, which is crucial for effective leadership. Time management is another challenge that I face.

To overcome these obstacles, I need to focus on my personal growth and development. I need to work on building my confidence, developing my communication skills, and managing my time effectively. I can accomplish this by setting goals and creating a plan to achieve them. I can also seek feedback from my peers and mentors to help me identify my strengths and weaknesses. I can attend leadership training and workshops to learn new skills and strategies to become a better leader.

Ultimately, by developing myself as a leader, I can inspire others to do the same.

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Sammy buys 3 March 2023 corn contracts when the quote is 672'6. His broker requires a 12% margin. He is trading on the CME futures exchange. One the first day after his purchase, the price of corn drops to 669'4. Will Sammy receive a margin call and if so how much, if anything needs to be added to his account? A. NO, he does not receive a margin call, nothing need be added to his account B. YES, he receives a margin call, and $2,000 must be added to his account C. YES, he receives a margin call, and $2,500 must be added to his account D. YES, he receives a margin call, and $5,000 must be added to his account

Answers

Sammy will not receive a margin call and does not need to add any funds to his account as the price drop does not trigger the margin requirement. The correct answer is option A.

To determine whether Sammy will receive a margin call and how much he needs to add to his account, we need to calculate the change in the value of his corn contracts and compare it to the margin requirement.

The initial value of the corn contracts is calculated by multiplying the contract size (which varies depending on the exchange) by the quote. Let's assume the contract size is 5,000 bushels.

Initial value = 3 contracts * 5,000 bushels * $6.726 per bushel = $101,790

The margin requirement is calculated by multiplying the initial value by the margin rate (12%).

Margin requirement = $101,790 * 0.12 = $12,227

Now, let's calculate the new value of the corn contracts after the price drop.

New value = 3 contracts * 5,000 bushels * $6.694 per bushel = $100,410

The change in value is the difference between the initial value and the new value.

Change in value = $101,790 - $100,410 = $1,380

Since the change in value is less than the margin requirement, Sammy will not receive a margin call. Therefore, the correct answer is A. NO, he does not receive a margin call, and nothing needs to be added to his account.

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Consider the affects on the covid-19 shutdown on business. Here is a list of a few companies to think about. Pick at least ONE and do a little research to see what is happening to that company. Discuss how the shutdown has affected the company and its strategy, what the company is doing now to adjust, then what would YOU do if YOU were the CEO when the pandemic is over to recover and return your company to normal operations. Here is the list with their stock sticker symbol.
American Airlines (AAL)
Royal Caribbean Cruise Lines (RCL)
Amazon (AMZN)
Bloomin Brands (BLMN) (own Outback Steakhouse, Carrabba's, Bonefish Grill, etc)
Activison Blizzard (ADVI)

Answers

Amazon's strategy during the pandemic included hiring more staff, expanding delivery operations, and prioritizing essential items. To recover fully, the company should focus on expanding to new locations, diversifying its portfolio, and investing in sustainability initiatives.

The covid-19 pandemic has impacted almost every industry worldwide and has forced many companies to adjust their strategies to stay in business. Amazon is one of the companies that have thrived in this pandemic. It is a multinational technology company that focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence.

Amazon's strategy during the pandemic: Amazon has had to make some changes to its operations in order to keep up with the demand due to the pandemic. The company has had to hire additional staff, increase the number of warehouses, and expand delivery operations.

They have also changed their strategy by prioritizing essential items to be delivered first to customers. To adjust to the pandemic, Amazon has focused on the following; Hiring more staff, including 100,000 full-time and part-time positions.

Expanding delivery operations to new locations.Ensuring that customers have access to essential items such as groceries, cleaning supplies, and medical supplies. Increasing the number of warehouses to cater to the increased demand. Now that the pandemic is winding down, there are still a few things that Amazon needs to do to recover and return to normal operations.

They include; Expanding to new locations to reach more customers. Diversifying its portfolio to reduce over-dependence on e-commerce. Focusing on sustainability to align with customer values. If I were the CEO, I would consider investing more in the sustainability and environmental initiatives of the company to ensure that the company aligns with the values of the consumers.

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Equity method journal entries with intercompany sales of inventory inventory to the investee, realizing a gross profit of $46,000 on the sale. At the end of the year, 20% of the inventory remained unsold by the investee. Required a. How much equity income should the investor report for the year? b. What is the balance of the Equity Investrnent at the end of the year? ollowing year?

Answers

The  balance of the Equity Investment account at the end of the year would be $530,000. The equity method is used when one company (the investor) has significant influence over another company (the investee).

In this case, the investor sold inventory to the investee and realized a gross profit of $46,000. The equity income reported by the investor is based on its share of the investee's earnings. To determine this, we need to know the investee's net income for the year. Let's assume the investee's net income for the year is $200,000. Since the investor has a significant influence over the investee, it recognizes its share of the investee's earnings based on the ownership percentage. If the investor owns 20% of the investee's shares, the equity income would be calculated as follows: Equity Income = Investee's Net Income * Investor's Ownership Percentage; Equity Income = $200,000 * 0.20 = $40,000. Therefore, the investor should report an equity income of $40,000 for the year. b. The balance of the Equity Investment account represents the investor's initial investment plus or minus its share of the investee's earnings or losses.

Let's assume the initial investment was $500,000. We already calculated the equity income to be $40,000. To determine the ending balance of the Equity Investment account, we need to consider any dividends received from the investee. If the investor received $10,000 in dividends during the year, the ending balance of the Equity Investment account would be calculated as follows: Ending Balance = Initial Investment + Equity Income - Dividends ; Received; Ending Balance = $500,000 + $40,000 - $10,000 = $530,000. Therefore, the balance of the Equity Investment account at the end of the year would be $530,000. Please note that these calculations are based on the assumptions provided. If you have different values for net income, ownership percentage, or dividends received, you should adjust the calculations accordingly. As for the following year, to determine the equity income and ending balance, we would need information about the investee's net income, any dividends received, and the ownership percentage in that year.

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Which function of the organization answers the following question? What is the cost of materials for production? a. Finance b. Marketing c. Sourcing d. Management

Answers

The function of the organization that answers the question "What is the cost of materials for production?" is Sourcing.Sourcing is a function of the organization that is responsible for the procurement of goods and services that the organization needs to operate.

It involves activities like identifying suppliers, negotiating prices, and managing relationships with vendors. In the context of the question, sourcing would be responsible for determining the cost of materials for production.Sourcing is an essential function of the organization as it ensures that the organization has access to the resources it needs to operate.

This function helps to reduce the costs of goods and services and ensures that the organization receives high-quality products and services that meet its requirements.The sourcing function works in collaboration with other departments within the organization to ensure that the needs of the organization are met. For example, it works with the finance department to ensure that payments are made on time, and with the production department to ensure that materials are delivered on schedule.

Overall, sourcing plays a critical role in the success of an organization. It ensures that the organization has access to the resources it needs to operate efficiently and effectively.

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A computer firm has a team of 70 computer consultants. These individuals either visit firms in the area on pre-arranged visits, or are called in for emergency repairs. The average time spent on each client is 2 hours. The consultants are usually available to work 8 hours a day, 5 days a week. Taking time off and illness into account, their available time reduces by 25%. Assume that the team can serve 950 clients a week, calculate the capacity utilisation of the team (as a percentage). Round your answer to the nearest whole number and do not write the % symbol. For example if the answer is 10.7%, write your final answer as 11.

Answers

The capacity utilization of a team of computer consultants can be calculated as follows:

Given the information that a team of 70 computer consultants is available to work 8 hours a day, 5 days a week, and the average time spent on each client is 2 hours.

Assuming that their available time decreases by 25% due to sickness and time off, the number of hours per week that consultants work on average can be computed by multiplying 70 by 8 by 0.75 or 420 hours.

Next, we must determine how many hours are required to serve 950 clients. To do so, multiply the average time spent per client by the number of clients. This can be calculated as follows:2 × 950 = 1900

Therefore, 1900 hours of work are required to serve 950 clients. Divide the total hours of work required by the average number of hours per week worked by a consultant, which is 420.1900/420 = 4.52 = 4.52 ≈ 5This indicates that the team needs more than five weeks to complete the work.

Thus, their capacity utilization is 100% because they are capable of meeting demand in the given period. Therefore, the capacity utilization of the team is 100%.

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1, What are the differences between dependent demand and independent demand inventories? provide a few examples .
2. Describe Implications and New Strategies in Inventory Management, and provide a few examples.
3. What are the pros and cons of using vendor-managed inventories?

Answers

1. Differences between dependent demand and independent demand inventories Dependent demand inventory is dependent on other items. These items are finished products or products that are going to be assembled to create other products.

The need for dependent demand inventories is derived from the demand for the finished products. Independent demand inventory is not dependent on any other item. It refers to the finished products that are in demand by the end-users or customers. Examples of dependent demand inventory:  The need for bicycle frames is dependent on the demand for bicycles. The need for engine components is dependent on the demand for cars.

Examples of independent demand inventory: Cars, Laptops.

2. Implications and New Strategies in Inventory Management and a few examples Implications:

Since Inventory Management is an essential part of supply chain management, it affects many other areas. If an organization fails to manage inventory effectively, it will lead to stockouts, high costs, and poor customer service. 

Just in Time: 

This method involves manufacturing and delivering products at the exact time they are needed. It helps to reduce inventory carrying costs. 

Cross Docking: This is the process of unloading products from a truck and loading them directly onto another truck to another destination.

It can also lead to improved collaboration and coordination between the vendor and the customer.

Cons:

The customer loses control over the inventory, which can lead to stockouts or overstocking. It can also lead to reduced flexibility in managing inventory.

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An example of differentiation by location is: a. Firms selling the same product at different outlets. B. Giving free information about the product. C. Change in the size, shape, or color of the product. D. Change in the texture and taste of the product. E. Using home delivery to increase revenue

Answers

An example of differentiation by location is A. Firms selling the same product at different outlets.

Differentiation by location refers to the strategy of offering variations of a product or service based on the specific location or outlet where it is sold. Let's examine each option to identify the correct example:

A. Firms selling the same product at different outlets:

This option is an example of differentiation by location. It means that multiple firms offer the same product but sell it at different locations or outlets. This strategy allows businesses to cater to different customer segments, target specific markets, or reach a wider audience by having multiple points of sale.

B. Giving free information about the product:

This option does not relate to differentiation by location. Providing free information about a product is a marketing strategy aimed at educating consumers or building brand awareness, but it does not involve offering different variations based on location.

C. Change in the size, shape, or color of the product:

This option refers to differentiation by product characteristics rather than location. Changing the size, shape, or color of a product is a strategy known as product differentiation, where variations in physical attributes aim to attract different customer preferences.

D. Change in the texture and taste of the product:

Similar to option C, this example pertains to product differentiation rather than differentiation by location. Altering the texture and taste of a product involves modifying its sensory attributes to cater to different consumer tastes or preferences.

E. Using home delivery to increase revenue:

This option describes a distribution strategy, but it does not directly involve differentiation by location. Home delivery is a method of delivering products to customers' residences, offering convenience and potentially increasing revenue. However, it does not focus on variations specific to different locations.

In conclusion, option A, which refers to firms selling the same product at different outlets, is the correct example of differentiation by location. This strategy allows businesses to adapt to varying market conditions and customer preferences based on the specific locations where they operate.


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Classify each of the following accounts taken from TH Company's statement of financial position and income statement (10, each 1point). 1. Building - ( ) 2. Copyrights-( ) 3. Retained earnings- ( 4. Note payable (due in 5 years) - ( 5. Inventory - ( 6. Sales returns and allowances - ( 7. Interest revenue - ( 8. Depreciation expense - ( 9. Accumulated depreciation - ( 10. Property Tax payable - ( )

Answers

Building - (Asset); Copyrights - (Intangible Asset; Retained earnings - (Equity); Note payable (due in 5 years) - (Liability); Inventory - (Asset); Sales returns and allowances - (Contra Revenue); Interest revenue - (Revenue); Depreciation expense - (Expense); Accumulated depreciation - (Contra Asset); and Property Tax payable - (Liability).

Copyrights refer to a type of intellectual property protection that grants exclusive rights to the creators or owners of original works, such as literary, artistic, musical, or dramatic creations. It provides legal ownership and control over the use and distribution of creative works, allowing the creators to protect and profit from their original creations.

Under copyright law, the owner of a copyrighted work has the exclusive rights to reproduce, distribute, display, perform, and create derivative works based on the original work.

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businessoperations managementoperations management questions and answersconsider one of your favorite brands that you think has really embraced our digital world, and answer the following questions: which brand/product/service did you pick? how has this brand innovated its marketing mix (product, price, place, and promotion) to adapt to our digital world? has this brand also leveraged the "5th p" (participation)? if so,
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Question: Consider One Of Your Favorite Brands That You Think Has Really Embraced Our Digital World, And Answer The Following Questions: Which Brand/Product/Service Did You Pick? How Has This Brand Innovated Its Marketing Mix (Product, Price, Place, And Promotion) To Adapt To Our Digital World? Has This Brand Also Leveraged The "5th P" (Participation)? If So,
Consider one of your favorite brands that you think has really embraced our digital world, and answer the following questions:
Which brand/product/service did you pick?
How has this brand innovated its marketing mix (Product, Price, Place, and Promotion) to adapt to our digital world?
Has this brand also leveraged the "5th P" (Participation)? If so, how?

Answers

Brand selected: Apple Inc.Apple Inc. is a world-renowned electronics company that has created a significant impact on the digital world. Apple's marketing mix has experienced a significant shift in the digital world.

This company has modified its product, price, promotion, and distribution methods, effectively adapting to the digital world. Apple has successfully used social media as well as other online platforms to advertise its products. Additionally, the company's online store has made its product purchasing process more accessible. Here are the marketing mix changes that Apple Inc. has adopted to meet the needs of the digital world:Product: Apple has modified its products to cater to the needs of the digital world.

The brand has introduced products such as iPhone, iPad, and MacBook, among others, that have evolved significantly in terms of design, features, and technology.Price: Apple's pricing strategy has evolved with the introduction of digital devices. Initially, the company charged exorbitant prices for its products, which have reduced significantly over time. Additionally, Apple has introduced forums for customers to share their experiences and ideas for future product development.

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We can use macroeconomic analysis to Select one: a. study the choices made by households. b. understand marginal changes in the macroeconomy. c. learn how to balance a checkbook. d. understand why economies grow.

Answers

We can use macroeconomic analysis to understand why economies grow. What is macroeconomic analysis? Macroeconomic analysis refers to the examination of the macroeconomy as a whole. The macroeconomy is defined as the sum of all goods and services produced by all individuals, firms, and the government in a country during a specified period of time. It includes all of the economic indicators and trends that are used to determine the overall health of an economy, such as inflation, GDP, and unemployment.

Macroeconomic analysis is used to understand how the overall economy is functioning and to identify any potential areas of concern or improvement in the economy. Why do we use macroeconomic analysis? We use macroeconomic analysis to gain insight into how the economy works and how it affects people's lives. By examining the overall trends and indicators in the macroeconomy, we can gain a better understanding of how the economy is performing, where it is headed, and what policies might be necessary to promote economic growth and stability. In particular, macroeconomic analysis can help us to understand why economies grow and what factors contribute to economic growth.

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what sort of competitive pressures are confronting traditional
grocery store? what options do these stores have to ease these
pressure?

Answers

Traditional grocery stores must adapt to the changing landscape by embracing online platforms, enhancing customer experiences, and promoting locally sourced products to ease competitive pressures and remain relevant in today's market.

Traditional grocery stores are facing various competitive pressures in today's market. One of the main challenges is the rise of online grocery shopping, which offers convenience and a wide range of options to consumers. This has led to increased competition and a shift in consumer preferences.

Additionally, discount and warehouse stores have emerged as strong competitors, offering lower prices and bulk purchasing options. This has put pressure on traditional grocery stores to match these prices and offer competitive deals to retain customers.

To ease these pressures, traditional grocery stores have several options. Firstly, they can invest in online platforms and offer delivery services to compete with online grocery providers. This allows them to tap into the convenience factor and reach a larger customer base.

Secondly, they can focus on personalized customer experiences and quality products. By offering exceptional customer service, creating a pleasant shopping environment, and providing fresh and unique products, they can differentiate themselves from discount stores.

Lastly, traditional grocery stores can collaborate with local farmers and suppliers to promote locally sourced products. This supports the "buy local" trend and appeals to customers who value sustainability and supporting local businesses.

In conclusion, traditional grocery stores must adapt to the changing landscape by embracing online platforms, enhancing customer experiences, and promoting locally sourced products to ease competitive pressures and remain relevant in today's market.

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What are five ways to manage risk of conducting
business in your company or in Wal-Mart? Risk is defined as a
negative consequence of some action the company is taking to pursue
their business goals?

Answers

The strategies include Diversification of business activities, Implementing effective risk management strategies and Obtaining appropriate insurance coverage.

To manage the risk of conducting business, companies, including Wal-Mart, can employ several strategies:

Diversification of business activities: Expanding into different markets or product lines reduces reliance on a single revenue stream and mitigates the impact of risks in specific sectors.Implementing effective risk management strategies: Identifying potential risks, assessing their likelihood and impact, and developing comprehensive risk management plans to minimize or mitigate those risks.Obtaining appropriate insurance coverage: Adequate insurance coverage can protect against financial losses arising from various risks, such as property damage, liability claims, or business interruptions.Conducting thorough market research and analysis: By understanding the market dynamics, customer preferences, and competitor landscape, companies can make informed decisions and anticipate potential risks.Establishing contingency plans: Developing contingency plans for potential risks, such as natural disasters, supply chain disruptions, or economic downturns, enables businesses to respond swiftly and effectively, minimizing the negative consequences.

These risk management practices help companies maintain stability, protect assets, and enhance resilience in the face of uncertainties and adverse events.

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CoffeeCarts has a cost of equity of
14.5%​,
has an effective cost of debt of
3.7%​,
and is financed
74%
with equity and 26%
with debt. What is this​ firm's WACC?

Answers

The WACC (Weighted Average Cost of Capital) for CoffeeCarts, considering its cost of equity, cost of debt, and capital structure, is 11.69%.

To calculate the Weighted Average Cost of Capital (WACC), we need to consider the proportion of equity and debt in the company's capital structure and their respective costs.

Given:

Cost of equity (Re) = 14.5%

Cost of debt (Rd) = 3.7%

Equity weight (We) = 74%

Debt weight (Wd) = 26%

We can calculate the WACC using the formula:

WACC = (We * Re) + (Wd * Rd)

Plugging in the values:

WACC = (0.74 * 0.145) + (0.26 * 0.037)

= 0.1073 + 0.00962

= 0.1169

Therefore, the WACC for CoffeeCarts is 11.69%.

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Certain non-permanent tax benefits in the internal revenue code are called extenders. The extenders are subject to extension or discontinuation on a regular basis. Which of the following statements is false with regard to the extenders for 2022?
A None of the statements are false regarding extenders for 2022
B Itemized deduction for qualified mortgage insurance premiums was not extended for 2022
C Nonbusiness energy property credit was not extended for 2022
D Medical expense deduction 10% AGI limit was extended for 2022

Answers

The statement "None of the statements are false regarding extenders for 2022" is true. Hence, the correct answer is option A.

Extenders are tax benefits in the internal revenue code that are temporary and subject to extension or discontinuation. They are often included in tax legislation. Some examples of extenders for 2022 include the American Opportunity Tax Credit (AOTC) and the Child Tax Credit (CTC), which are tax credits that can be claimed. The itemized deduction for qualified mortgage insurance premiums was not extended for 2022, and the nonbusiness energy property credit was also not extended for 2022. However, the medical expense deduction 10% adjusted gross income (AGI) limit was extended for 2022.

Therefore, all the statements provided regarding the extenders for 2022 are true, and there is no false statement in the given options.

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\begin{tabular}{lr} \multicolumn{2}{c}{ Income Statement (in \$-millions) } \\ \hline Revenues & $200.00 \\ Cost of Goods Sold & ($140.00) \\ Gross Profit & $60.00 \\ & \\ Selling, General, and Administrative Expenses & ($15.00) \\ Research and Development & ($10.00) \\ Depreciation \& Amortization & ($15.00) \\ Operating Income & $20.00 \\ & \\ Other income & $3.00 \\ EBIT & $23.00 \\ & \\ Interest Expense & ($7.50) \\ Pretax Income & $15.50 \\ & \\ Income Tax & ($3.88) \\ \hline Net Income & $11.63 \\ \hline \end{tabular} Basic Share Price Data \begin{tabular}{lr} \hline No. shares outstanding (in millions) & 8.10 \\ Last share price (in \$) & 32.12 \\ \hline \end{tabular} Than bik = variat ret ditती Netincon-e \[ \frac{\$ 11.61}{\hline} \] anteeri) The troon valie of duct: 5 mison The ranket vake of detu: 1 mison The ranke vase of equky 1 mbin The entertrise vak 3 main

Answers

The enterprise value is $265.172 million as per the information provided.

Income Statement (in $-millions)

Revenues = $200.00, Cost of Goods Sold = ($140.00)

Gross Profit = $60.00,

Selling, General, and Administrative Expenses = ($15.00)

Research and Development = ($10.00)

Depreciation & Amortization = ($15.00)

Operating Income = $20.00

Other income = $3.00EBIT = $23.00

Interest Expense = ($7.50)

Pretax Income = $15.50

Income Tax = ($3.88)

Net Income = $11.63

Basic Share Price Data

No. shares outstanding (in millions) = 8.10

Last share price (in $) = 32.12

Total Income is the sum of all revenues and gains minus the cost of goods sold and all expenses.

It is calculated by the formula:

Total Income = Revenues and Gains − Cost of Goods Sold − Total Expenses

Here,Total Income = $200.00 − ($140.00) − [($15.00) + ($10.00) + ($15.00)]

Total Income = $200.00 − $140.00 − $40.00

Total Income = $20.00

Net Income is the company's total earnings or profit, which is calculated by deducting all of the company's expenses from its total income. In other words, it is the profit that the company earns after paying all of its expenses.

Net Income = Total Income − Total Expenses + Other Gains

Net Income = $20.00 − [($15.00) + ($10.00) + ($15.00)] + $3.00

Net Income = $20.00 − $40.00 + $3.00

Net Income = $11.00

Number of shares outstanding (in millions) = 8.10

Last share price (in $) = 32.12

Market value of equity is calculated by multiplying the number of shares outstanding by the current stock price.

Market value of equity = Number of shares outstanding × Last share price

Market value of equity = 8.10 × $32.12

Market value of equity = $260.172 million

Market value of debt is the total market value of all of a company's outstanding debt, which is calculated by multiplying the number of outstanding bonds by their market price. Given, the total value of debt = $5 million.

Enterprise value is the sum of the market value of equity and the market value of debt.

Enterprise value = Market value of equity + Total value of deb

Enterprise value = $260.172 million + $5 million

Enterprise value = $265.172 million

Therefore, the enterprise value is $265.172 million.

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Complete question:

Gabriela Marco, a former regional manager for the Chipotle restaurant chain. On January 2, 2008 (but it might be 2009 due to an error on the medical records from, understandably, forgetting to use the new year, right after December 31), Gabriela underwent surgery in Eyeowah with Dr. Wright to donate a kidney to her cousin Scott Connolly. The surgery was successful and there were no reported complications. The same day, in a separate surgery, Dr. Maccabee transplanted Gabriela's donated kidney into Scott. In the subsequent days, Scott experienced some complications with the donated kidney. Additional surgical procedures were required. On January 10, Dr. Maccabee performed an exploratory surgery on Scott and apparently mistakenly stitched the renal artery which supplied blood to the donated kidney. On January 12, Dr. Daly performed yet another surgery on Scott. Dr. Daly observed Dr. Maccabee's sutures transgressing the renal artery and determined that the donated kidney could not be saved. Dr. Daly ordered the kidney to be removed. The true cause of the issues with the kidney are never disclosed to Scott or Gabriela.
EMMC is a non-profit hospital and Scott qualifies for their Charity Care Policy, but the hospital has indicated that they will not allow him to avail himself of the Charity Care Policy because transplants are not included under the policy.
At the time, Gabriela was obviously disappointed that her organ donation was unable to help Scott. But it was only a few months ago, when she returned to EMMC for some tests, that she learned this was due to surgical error. She is now not just disappointed but really disgusted that she subjected herself to serious risks from surgery for Scott, and it was all for nothing. Gabriela has some physician friends.
You are a hospital administrator at EMMC and you have this case reviewed by the following experts. Dr. Lucy is a cardiologist at Johns Hopkins in Baltimore. She opined that it was negligent to stitch the renal artery during the exploratory surgery. Dr. Apple is a surgeon at the Mayo Clinic in Rochester, MN. Dr. Apple also opined that it was negligent to stitch the renal artery during the exploratory surgery. Dr. Apple further opined that both Dr. Maccabee and Dr. Daly were negligent for failing to monitor and supervise Scott properly and detect the decreased blood flow to his transplanted kidney after the exploratory surgery. Dr. Apple said that if the decreased flow had been detected, there would have been a "good chance" the kidney could have been saved.
As I mentioned, in September 2013, Gabriela went to EMMC for some tests. She had been experiencing fatigue and urination problems. Dr. Sean diagnosed Gabriela with kidney disease. While medicine cannot reverse chronic kidney disease, it is often used to help treat symptoms and complications and to slow further kidney damage. Since Gabriela only has only one remaining kidney, Dr. Sean prescribed Soobent, a drug that has proven effectiveness for her condition. But apparently because of the $4000 per month cost, Gabriela's health insurer, Medicare, denied coverage. Medicare, explained that Soobent is still a new drug and has only significant proven effectiveness with patients who have kidney disease more serious and more advanced than Gabriela. Therefore, using it with someone like Gabriela is "experimental" and falls within the insurance contract's coverage exclusion for "experimental therapies." Dr. Sean appealed the denial by adding some additional false information into her medical record that makes Gabriela's appear sicker than she is. Her insurance company approves the drug, along with some other additional treatments based on the falsified documents in her medical record.
The CEO at EEMC hears about everything that has happened with both Gabriela and Scott. The CEO asks you as the hospital administrator to evaluate the risks for the organization based on the facts that you currently have. The CEO also asks you to come up with a corrective action plan so something like this doesn't happen again in the future. The CEO would like the risks and associated corrective action plan laid out in a memo so that he can present it to the Board. He would also like your opinion on whether EEMC should self-disclose the fraud by Dr. Sean to Medicare.

Answers

The hospital administrator should evaluate the risks associated with Gabriela and Scott's cases and develop a corrective action plan to prevent similar incidents in the future.

Memo

To: CEO, EEMC

From: Hospital Administrator

Date: [Date]

Subject: Risk Evaluation and Corrective Action Plan

I have evaluated the risks associated with the cases of Gabriela Marco and Scott Connolly and prepared a corrective action plan to prevent similar incidents in the future. Additionally, I will provide my opinion on self-disclosing the fraud by Dr. Sean to Medicare.

1. Risk Evaluation:

a) Surgical Negligence: The negligence in stitching the renal artery during the exploratory surgery resulted in the loss of the transplanted kidney.

b) Failure to Monitor and Supervise: The failure to detect decreased blood flow to the transplanted kidney after the exploratory surgery indicates a lapse in monitoring and supervision.

c) Insurance Fraud: Dr. Sean's falsification of Gabriela's medical records to secure coverage for Soobent and other treatments poses legal and ethical risks to EEMC if discovered.

2. Corrective Action Plan:

a) Surgical Protocols: Review and enhance surgical protocols to ensure thorough monitoring and supervision during and after procedures, with specific attention to vascular surgeries.

b) Quality Assurance: Strengthen quality assurance processes to identify and address surgical errors promptly. This includes regular performance evaluations, peer reviews, and implementing a culture of reporting and learning from adverse events.

c) Compliance and Ethics: Strengthen compliance and ethics programs to prevent and detect insurance fraud. This includes regular training, monitoring of medical record documentation, and robust internal reporting mechanisms.

d) Patient Education and Advocacy: Enhance patient education programs to ensure they understand their rights, treatment options, and how to address any concerns or grievances.

3. Self-disclosure to Medicare:

It is strongly recommended that EEMC self-disclose the fraud committed by Dr. Sean to Medicare. Falsifying medical records violates ethical standards and legal requirements.

This comprehensive approach will mitigate risks, enhance patient safety and satisfaction, and safeguard the hospital's reputation. By implementing these measures, EEMC can ensure the delivery of high-quality care while maintaining compliance with regulatory and ethical standards.

Please let me know if you require any additional information or clarification.

Thank you.

Sincerely,

[Your Name]

Hospital Administrator

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Jully Ltd. is building a new bridge that takes 18 months to complete. On 1st January 2020, it got a bank loan of $5,000,000 for 5 years at an interest rate of 8%/year for financing the construction. On 1st February 2020, it began to pay construction costs. Due to the actual conditions at the construction site, the bridge was flooded in the period from July to September. Thus, the construction cannot be carried out during this period (the Company has anticipated this).The total cost of building the bridge to completion is $5,000,000. Since construction costs are gradually eliminated according to the construction progress, there is a temporary income from the above loan of $100,000 during the construction period.
Required:
1. Determine when to start capitalization, stop capitalization and the time period when borrowing costs are capitalized into the cost of the bridge?
2. Determine the original cost of the bridge and annual depreciation charges
3. Make necessary accounting entries

Answers

1. Capitalize borrowing costs during construction from February 2020 to June 2020 and from October 2020 until completion.

2. The original cost of the bridge is $5,000,000, with annual depreciation charges of $250,000 over a 20-year useful life.

1. Determining when to start capitalization, stop capitalization, and the time period when borrowing costs are capitalized into the cost of the bridge:

According to the given information, the construction of the bridge takes 18 months to complete. The borrowing costs should be capitalized when the following conditions are met:

a) Expenditures on the asset have been made.

b) Borrowing costs are being incurred.

c) Activities that are necessary to prepare the asset for its intended use or sale are in progress.

Since construction costs begin on 1st February 2020, this is when the capitalization of borrowing costs should start.

The borrowing costs should be capitalized until the construction is interrupted due to flooding from July to September. During this period, no construction activities are taking place, so borrowing costs should be expensed rather than capitalized.

Once the construction activities resume in October, the capitalization of borrowing costs should also resume until the construction is completed.

2. Determining the original cost of the bridge and annual depreciation charges:

The original cost of the bridge is the total cost of building the bridge, which is $5,000,000.

To calculate the annual depreciation charges, we need to determine the useful life of the bridge. Let's assume the useful life of the bridge is 20 years.

The annual depreciation charges can be calculated using the straight-line depreciation method, which evenly distributes the cost over the useful life.

Annual Depreciation = Original Cost / Useful Life

Annual Depreciation = $5,000,000 / 20 = $250,000

Therefore, the annual depreciation charges for the bridge are $250,000.

3. Making necessary accounting entries:

a) Start of Capitalization (1st February 2020):

Debit: Construction in Progress (asset account) - $5,000,000

Credit: Bank Loan (liability account) - $5,000,000

b) Stop of Capitalization (1st July 2020):

Debit: Construction Expense (expense account) - $100,000

Credit: Accrued Borrowing Costs (liability account) - $100,000

c) Resumption of Capitalization (1st October 2020):

Debit: Construction in Progress (asset account) - $100,000

Credit: Accrued Borrowing Costs (liability account) - $100,000

d) Completion of Construction (date of completion):

Debit: Construction in Progress (asset account) - Remaining balance

Credit: Bank Loan (liability account) - Remaining balance

e) Annual Depreciation (each year):

Debit: Depreciation Expense (expense account) - $250,000

Credit: Accumulated Depreciation (contra-asset account) - $250,000

Note: The specific dates and accounts used in the accounting entries may vary based on the company's accounting policies and practices. It's recommended to consult with an accountant or financial professional for accurate and tailored advice for your specific situation.

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9. What is meant by a company's book value? What is meant by market value? Explain why these values often differ for a particular company.

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Book value refers to the value of the company's assets as indicated in the balance sheet, less its liabilities. It is an accounting measure that calculates the net worth of a business using the data provided in the financial statements. It is also known as the net asset value.

Market value, on the other hand, is the current price that investors are willing to pay for a share of a company. It is determined by the forces of supply and demand, and it takes into account many factors, including the company's financial performance, brand image, growth potential, and competition. Market value changes frequently and can be highly volatile.

It reflects the investor sentiment about the company, and it is often used as an indicator of the company's future prospects. Book value and market value can differ significantly for a company. This is because the book value is based on accounting data, while the market value reflects the expectations of investors. The book value is more backward-looking and reflects historical information about the company's assets, liabilities, and equity.

Conversely, if a company is expected to perform poorly, investors may be unwilling to buy its shares, which would lower its market value below its book value. Therefore, book value and market value can differ due to many factors, including the company's financial performance, brand image, growth potential, and competition.

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. Adhere to the concepts of organizational behaviour and apply decision-making and problem-solving techniques in formulating business policy.
This Week’s Detailed Case Study Information
Managing employees and relationships at work, is a challenging task. A lot of theories/strategies were developed by psychologists, managers, and other professionals to effectively manage relationships at work. You know most of these theories, and that is why this time you will help the company apply these concepts to real life situations. You will adhere to the concepts of organizational behaviour and apply decision-making and problem-solving techniques in formulating business policy.
You operate a car dealership, and your sales team is working hard each day to sell the inventory. The competition is fierce in the auto sales industry, and many of your sales staff, exaggerate the car features, and do not disclose the car bad features, or problems.
Today, a dissatisfied client walked into your office, and complained that he was sold a car that broke even before he reached home. The client explained that the car sales representative assured him that the car does not have any issues, and that he should ignore the check engine sign. The client listened to the salesperson, but shortly afterwards he realized that the car has a serious engine issue. You listened carefully to the client, and you were forced to reimburse the client for the repairs.
You were thinking a lot about this problem and you wrote down the key points:
The salespersons are compensated via commissions, and they have an internal conflict of interest to maximize commissions, especially during economic downturns.
The turnover rate for the sales personnel is high, and nobody cares about the corporate image. Since they all plan to leave to bigger car dealership, once they master the art of selling.
Next day you sit down and decide to figure out a solution for this problem. You are aware that you should follow certain techniques that you learned in organizational behavior to formulate a successful business policy in this regard. Therefore, you decide doing the following:
Identify, and analyze the factors, which could influence perceptions in this case.
List the steps in the "Prospect Theory" and apply these to the problem on hand.
Formulate a business policy, based on your analysis.
Deliverables, Format and Marking Scheme for This Week’s Case Study
Evaluation:
Identifying, and analyzing the factors influencing perception (2%).
Listing the steps in the "Prospect Theory" and applying these to the problem on hand (2%).
Formulating a business policy based on the above-mentioned organizational behavior concepts (1%).
Note: assume any missing information. Clearly state your assumptions in your submissions. Summarize your findings in a two-page word document.

Answers

In formulating business policy in the given situation, one should adhere to the concepts of organizational behavior and apply decision-making and problem-solving techniques.

The case study involves managing employees and relationships at work, which can be challenging. The employees of the car dealership are compensated via commissions, which leads to an internal conflict of interest to maximize commissions, especially during economic downturns.  Fifth, set up a reward mechanism to appreciate the sales personnel's ethical behavior.

Sixth, set up an exit interview mechanism to understand the reasons for the sales personnel leaving and address their concerns. Seventh, set up a training and development program to retain the sales personnel. This business policy is based on the organizational behavior concepts of ethics, motivation, feedback, and training. It should lead to improved customer satisfaction, enhanced corporate image, reduced employee turnover, and increased sales and profits.

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Examining Cultural Variables in a Business Letter
These two versions of the same business letter were written by a sales manager for an American computer company. The first letter was addressed to a potential customer in the United States; the second version was addressed to a potential customer in Japan. The questions that follow ask you to think about how cultural variables affect the nature of the evidence, the structure of the letters, and their tone.

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Cultural variables play a vital role in how people interact with each other, both in business and personal contexts.

A sales manager of an American computer company wrote two versions of the same business letter to potential customers in the United States and Japan. In examining the cultural variables in these letters, it's crucial to consider how they affect the nature of the evidence, structure, and tone of the letters. Evidence in a business letter is the information or data that backs up the claims made in the letter.

In the US letter, the sales manager uses figures and data to support the quality of the products the company offers. On the other hand, in the Japanese letter, the sales manager emphasizes the long-standing relationship between the two companies and the trust they have developed.

This shows that cultural variables play a significant role in the nature of evidence in a business letter. The structure of a business letter refers to how the information is presented in the letter.

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If the market price per share is $60 and the price-earnings ratio is 3, then income is Select one: O a. $20 O b. $25 O c. $30 O d. Unable to tell from data given

Answers

The market price per share, price-earnings ratio and income are related. Let's find out how.If the market price per share is $60 and the price-earnings ratio is 3, then the income is $20.

What is the price-earnings ratio?The price-earnings ratio (P/E ratio) compares a company's current share price with its earnings per share (EPS).The price-earnings ratio formula is as follows:P/E Ratio = Market Price Per Share / Earnings Per ShareNow, we can substitute the known variables into the formula and solve for the unknown. Since we are given the market price per share as $60 and the price-earnings ratio as 3, we can assume that the earnings per share are $20. This is because if the P/E ratio is 3, then the market price per share is 3 times the earnings per share, as shown below:P/E Ratio = Market Price Per Share / Earnings Per Share3 = $60 / Earnings Per ShareEarnings Per Share = $60 / 3Earnings Per Share = $20Therefore, the answer is option A. $20.

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Quiz Company purchased inventory with a price of $100,000 on March 5, 2022. The seller offered a 10% trade discount and purchase discounts of 2/10,n30. Quiz Company uses a periodic inventory system and uses the gross method to account for purchase discounts. The entry to record payment in full for the inventory on March 12,2022 would include: A credit to cash for $88,200 A debit to accounts payable for $98,000 Wroug A credit to cash for $100,000 A credit to purchase discounts for $2,000

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The company purchased inventory at a price of $100,000 on March 5, 2022. The seller offered a 10% trade discount and purchase discounts of 2/10, n30. The company uses a periodic inventory system and uses the gross method to account for purchase discounts.

The entry to record the payment in full for the inventory on March 12, 2022, would include a credit to cash for $88,200, a debit to accounts payable for $98,000, and a credit to purchase discounts for $2,000.The trade discount offered by the seller on the purchased inventory is 10%. Hence, the cost of inventory is 90% of the listed price, which is 10% of $100,000 = $10,000$100,000 - $10,000 = $90,000The terms 2/10, n30 implies a 2% discount is offered if the amount is paid within 10 days. Otherwise, the full amount should be paid within 30 days. Using the gross method, the cost of inventory will be calculated first, and then the discount will be recorded if the payment is made within the discount period.The cost of inventory = $90,000; Purchase discount = 2% of $90,000 = $1,800. The payment will be made on March 12, 2022, which is 7 days after March 5, 2022, when the inventory was purchased. Hence, it is within the 10 days discount period. The entry to record the payment in full for the inventory on March 12, 2022, would include a credit to cash for $88,200, a debit to accounts payable for $98,000, and a credit to purchase discounts for $2,000.

Hence, the answer is: WrougA credit to cash for $88,200 A debit to accounts payable for $98,000; A credit to purchase discounts for $2,000.

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Do you see a parallel between the evolution of goals in economics and the move from Corporate Social Responsibility (CSR) to environmental, social, and governance (ESG),? If so, please explain
COURSE: Corporate Social Responsibility (CSR)

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Yes, there is a parallel between the evolution of goals in economics and the shift from Corporate Social Responsibility (CSR) to environmental, social, and governance (ESG).

In the field of economics, goals have evolved over time from a focus solely on profit maximization to a broader understanding that includes social and environmental considerations. This evolution reflects a recognition that businesses operate within a larger societal context and have a responsibility to address issues beyond financial performance.

Similarly, the concept of Corporate Social Responsibility (CSR) emerged as a way for businesses to actively contribute to society and address social and environmental concerns. However, over time, it became clear that CSR was not enough to fully capture the breadth and depth of these concerns. This led to the development of the environmental, social, and governance (ESG) framework.

ESG takes a more comprehensive approach by considering not only social and environmental factors but also governance practices within organizations. It recognizes that responsible business practices are essential for long-term sustainability and success.

The parallel between the evolution of goals in economics and the shift from CSR to ESG lies in the recognition that businesses need to consider a broader set of factors beyond financial performance. Both reflect a growing understanding that businesses have a role to play in addressing societal and environmental challenges.

In summary, the parallel between the evolution of goals in economics and the move from CSR to ESG demonstrates a shift towards a more comprehensive and sustainable approach to business that considers social, environmental, and governance factors. This evolution reflects a recognition of the interconnectedness between businesses and society, and the need for responsible and sustainable practices.

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a.) Limits for 4-sigma x charts
Upper Control Limit?
Lower Control Limit?
b.) What are the limits with 3 standard deviations from the target?
The 3-sigma x chart control limits:
Upper Control Limit?
Lower Control Limit?
Rosters Chicken advertises "ite" chicken wath 304 fower calories than standard chickon. When the procnss for "lite" chicken breast production is in control, the average chicken breast contains 430 calories. and the standard deviation in calocic content of the chicken breast population is 20 calories. Rosters wants to design an xˉ-chat to monito the caloric content of chicken breasts, where 25 chicken breasts would be chosen at random to form 6ach sample. a) What are the lower and unper control Ienits for this chart if those limits are chosen to be four standard deviasons fram the target? Upper Centrol Lima (uL−​- ) "

Answers

The Limits for the 4-sigma X chart control limit are Upper control limit (UCL) = 446 and Lower control limit (LCL) = 414. The limits for the 3-sigma chart control limit are UCL = 442 and LCL = 418.

A control limit is defined as the upper limit beyond which a specific cause of variation is considered a sample value. The upper limit of a common cause variation is also defined. Below the centerline is called the lower control limit. Below this limit, each individual data point is considered out of control because of a special cause variation.

a) UCL (x bar) = µ + (4× σ)/√n

Where µ is the population mean; σ is the population standard deviation, and n is the sample size.

Here, µ = 430; σ = 20; √n = √25 = 5.

So, UCL (x bar) = 430 + (4× 20)/5 = 446

Similarly, LCL (x bar) = 430 - (4×20)/5 = 414

b) Here, all we need to do is tweak the above formula a bit to arrive at:

UCL (x bar) = µ + (3×σ)/√n

= 430 + (3×20)/5 = 442

& LCL (x bar) = µ - (3×σ)/√n = 418

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In Myanmar (formerly Burma), five laborers, each making the equivalent of $7.00 per day, can produce 38 units per day. In China, ten laborers, each making the equivalent of $4.00 per day, can produce 45 units. In Billings, Montana, two laborers, each making $120.00 per day, can make 102 units. Based on labor cost per unit only, the most economical location to produce the item is with a labor cost per unit of $ (Enter your response rounded to two decimal places.)

Answers

Most economical location to produce the item based on labor cost per unit is China, with a labor cost per unit of approximately $0.89.

To determine the most economical location to produce the item based on labor cost per unit, we need to calculate the labor cost per unit for each location.

In Myanmar:

Labor cost per unit = Total labor cost / Total units produced

Labor cost per unit = (5 laborers * $7.00 per day) / 38 units per day

Labor cost per unit ≈ $0.92

In China:

Labor cost per unit = Total labor cost / Total units produced

Labor cost per unit = (10 laborers * $4.00 per day) / 45 units per day

Labor cost per unit ≈ $0.89

In Billings, Montana:

Labor cost per unit = Total labor cost / Total units produced

Labor cost per unit = (2 laborers * $120.00 per day) / 102 units per day

Labor cost per unit ≈ $2.35

Comparing the labor cost per unit for each location, we find that the most economical location to produce the item based on labor cost per unit is China, with a labor cost per unit of approximately $0.89.

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The current stock price of IBM is $100, and three-month call options with a strike price of $105 currently sell for $2.50. An investor who feels that the price of the stock will increase is trying to decide between buying 100 shares and buying 4,000 call options. Both strategies involve an investment of $10,000. a) Illustrate that the potential profit and potential loss are both higher with option trading, by showing what happens if the stock price rises to $110, or falls to $90. b) How would an investor choose among the two investment with different risk appetite?

Answers

a) With option trading, the potential profit and potential loss are both higher compared to buying shares. If the stock price rises to $110, the call options would result in a higher profit compared to the shares, but if the stock price falls to $90, the call options would result in a higher loss.

b) An investor with a higher risk appetite may choose option trading as it offers higher potential profits, but it also comes with higher potential losses. Conversely, an investor with a lower risk appetite may choose to buy shares as it provides more stability and lower potential losses.

In option trading, the potential profit and potential loss are amplified compared to buying shares. If the stock price rises to $110, the call options would yield a profit of $1,500 ($110 - $105 strike price) for each option, resulting in a total profit of $6,000 for the 4,000 options. On the other hand, if the stock price falls to $90, the call options would result in a loss of $10,000 (the initial investment) since the options would expire worthless. In contrast, if 100 shares were purchased, the profit would be $1,000 ($110 - $100) if the stock price rises to $110, or a loss of $1,000 ($100 - $90) if the stock price falls to $90.

The choice between the two investments depends on the investor's risk appetite. Option trading offers the potential for higher profits but also carries a higher risk of larger losses. Investors with a higher risk appetite may be willing to take on the potential losses in exchange for the possibility of higher profits. On the other hand, investors with a lower risk appetite may prefer buying shares as it provides more stability and lower potential losses. Ultimately, the decision should be based on the investor's risk tolerance, investment goals, and understanding of the associated risks and rewards.

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In preparation for being an ethical worker, you can practice being an ethical consumer. How can you become an ethical consumer?

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In preparation for being an ethical worker, you can practice being an ethical consumer. Becoming an ethical consumer involves being aware of the products you buy and the companies that produce them, as well as the effects of your purchases on the environment and society.

Among the ways to become an ethical consumer include:

1. Research products and companies: Ethical consumers should conduct thorough research on the products and companies they buy from. By doing so, one can learn about a company's track record of social and environmental responsibility.

2. Buy local: Buying local products promotes sustainability and helps reduce carbon emissions from transportation.

3. Look for eco-friendly products: Ethical consumers should look for products that are made using sustainable and eco-friendly materials. These products are manufactured in a way that does not harm the environment.

4. Support fair trade: Fair trade is a certification given to products that are made in conditions that are safe and just for workers.

5. Reduce, reuse, and recycle: Ethical consumers should try to reduce their overall consumption, reuse items, and recycle as much as possible.

In conclusion, becoming an ethical consumer involves being aware of the products and companies you buy from, and the effects of your purchases on the environment and society. By adopting ethical consumption practices, you can contribute to a more sustainable future for everyone.

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a. Someone in the 36 percent tax bracket can earn 7 percent annually on her investments in a tax-exempt IRA account. What will be the real value of a one-time $18,000 investment in 5 years? 10 years? 20 years? Assume tha the rate of inflation during all these periods was 5 percent a year. You may use Appendix C to answer the questions Do not round intermediate calculations. Round your answers to the nearest dollar. in 5 years: $ in 10 years: $ in 20 years: $ b. Someone in the 15 percent tax bracket can earn 12 percent annually on his investments in a tax-exempt IRA account. What will be the real value of a one-time $18,000 investment in 5 years? 10 years? 20 years? Assume tha the rate of inflation during all these periods was 5 percent a year. You may use Appendix C to answer the questions Do not round intermediate calculations. Round your answers to the nearest dollar. in 5 years: $ in 10 years: $ in 20 years: $

Answers

While for someone in the 15 percent tax bracket who can earn 12 percent annually on his investments in a tax-exempt IRA account, the real value of a one-time $18,000 investment in 5 years, 10 years, and 20 years is $33,514, $59,024, and $139,201 respectively.

Inflation rate = 5% annually

Rate of return on the investment (tax-exempt IRA account) = 7% annually

Real rate of return = (1 + rate of return on investment) / (1 + inflation rate) - 1a.

Someone in the 36 percent tax bracket can earn 7 percent annually on her investments in a tax-exempt IRA account.

1. Real rate of return = (1 + 0.07) / (1 + 0.05) - 1= 1.019 - 1= 0.019 = 1.9%

2. In 5 years, the value of $18,000 investment = $18,000 × (1 + 0.019) ^ 5= $18,000 × 1.104= $19,870.923.

In 10 years, the value of $18,000 investment = $18,000 × (1 + 0.019) ^ 10= $18,000 × 1.229= $22,119.984.

In 20 years, the value of $18,000 investment = $18,000 × (1 + 0.019) ^ 20= $18,000 × 1.506= $27,113.88

b. Someone in the 15 percent tax bracket can earn 12 percent annually on his investments in a tax-exempt IRA account.1. Real rate of return = (1 + 0.12) / (1 + 0.05) - 1= 1.132 - 1= 0.132 = 13.2%2.

In 5 years, the value of $18,000 investment = $18,000 × (1 + 0.132) ^ 5= $18,000 × 1.862= $33,514.003. In 10 years, the value of $18,000 investment = $18,000 × (1 + 0.132) ^ 10= $18,000 × 3.279= $59,023.994.

In 20 years, the value of $18,000 investment = $18,000 × (1 + 0.132) ^ 20= $18,000 × 7.734= $139,201.28Therefore, the real value of a one-time $18,000 investment in 5 years, 10 years, and 20 years for someone in the 36 percent tax bracket who can earn 7 percent annually on her investments in a tax-exempt IRA account is $19,871, $22,120, and $27,114 respectively.

While for someone in the 15 percent tax bracket who can earn 12 percent annually on his investments in a tax-exempt IRA account, the real value of a one-time $18,000 investment in 5 years, 10 years, and 20 years is $33,514, $59,024, and $139,201 respectively.

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Problem 2 A town is planning to purchase a truck for the collection of its solid waste. The town works 8 hours per day, 5 days a week, 52 weeks per year and there are a total of (select a random number of stops between 1,400 and 1,700) stops, each stop serves on average 10 people, the per capita solid waste generation rate is 0.5 kg/d, and each stop is picked up once a week. The average one-way distance to the transfer station is 8 km and the average travel speed is 25 km/h. The one-way delay time is 8 minutes, dump time at the transfer station is 5 minutes and the off-route time is 30 minutes per day. The time to collect waste from one stop and time to the next stop is 60 seconds and the average distance between two stops is 60 m. The truck should make no more than 3 trips per day to the transfer station, and the daily working hours should not exceed 10 hours. The available truck volumes are 10, 16, and 30 m and these different sizes share the same parameters (td. tp. tu. S, and O&M expenses) and can compact the waste from a loose density of 120 kg/m to 400 kg/m. The annual interest rate is 6%, the truck's service life is 6 years and its purchase price is estimated as $42,000(capacity/4)06 where the capacity is in m. The operating and maintenance expenses are estimated as $2.7 per km. Three crew members are required to run the collection truck and the hourly wage per person is $2.5 (overtime is $4.5 per hour) and the overhead cost is the same as the direct labor cost. Select a truck size based on the best economic value (lowest collection cost per tonne) and determine the average annual cost for each stop. Your job is to design a new small, and cost-efficient wearable device for hospital-bound patients. It should communicate wirelessly (using technologies such as Bluetooth), and is capable of thefollowing major tasks:Regularly monitor the patient's heart rate and report it to a centralized location.If the heart rate is detected to be too low or high for a given patient, sound an alarm.Detect changes in the patients' posture (e.g., sitting up, lying down).Detect that a patient has suddenly fallen and send an alarm to the hospital staff.Make a warning sound when the battery has less than 10% left.Sounding an alarm includes sending a notification to the patient's cell phone via Bluetoothand sending a message that notifies the hospital staff that the patient needs help.If the patient is out of range and the device cannot communicate with the hospital network,dial 911 on the patient's cell phone.Outline how you would perform the design process. Specifically answer the following questions:a. Draw a block diagram of the hardware components you would need to use; explain whyyou selected the given configuration and how communication between components should beimplemented.b. Discuss what software you would need to implement and what kind of OperatingSystem, if any, you would choose to use? Did you consider any parameters when choosing thespecific Operating System?c. Is there a need for computation/communication scheduling? If so, what schedulers areappropriate? Why does it matter to favor a specific scheduling algorithm over another one forthis design?d. Is Bluetooth a good wireless technology for this application? If not, provide analternative wireless technology that are more suitable for this application.e. Is there a need for open and/or closed loop control in the design? If there is a need fora control loop in the system, describe where (in hardware or software) and how the controlmechanism would be incorporated in the system design. graph the function f(x) = -(x-2)^2 + 4 Factor: 16x2 + 40x + 25. A small sphere holding - 6.0 pC is hanging from a string as shown in the figure, When the charge is placed in a uniform electric field E = 360 N/C pointing to the left as shown in the figure, the charge will swing and reach an equilibrium. Answer the following. a) What is the direction the charge will swing? Choose from left / right no swing b) What is the magnitude of force acting on the charge? Question 3. Two identical metallic spheres each is supported on an insulating stand. The first sphere was charged to +5Q and the second was charged to -4Q. The two spheres were placed in contact for few second then separated away from each other. What will be the new charge on the first sphere? Question 7. The figure shows an object with positive charge and some equipotential surfaces (the dashed lines) A, B, C and D generated by the charge. What are the possible potential values of those surfaces?Question 7. figure shows an object with positive charge and some equipotential surfaces (the dashed lines) A, B, C and D generated by the charge. What are the possible potential values of those surfaces?Question 3. Two identical metallic spheres each is supported on an insulating stand. The first sphere was charged to +5Q and the second was charged to -4Q. The two spheres were placed in contact for few second then separated away from each other. What will be the new charge on the first sphere? A reverse osmosis membrane system contains 5 spiral wound membrane modules, each with an area of 10 m. A feed NaCl solution enters with a flow rate of 1.2 L/s and the cut is 0.2. The concentration of the reject stream is c = 27.4 kg/m and the salt rejection is R = 0.992. If the applied transmembrane pressure is AP = 30.3 atm, what is the value of (concentration polarization)? You may assume the complete mixing model applies. Aw = 4.75 x 10- kg water s m atm As = 2.03 x 107 m/s II = 0.001c +0.7438c +0.0908 (in atm, where c is the mass concentration of NaCl in kg/m) p=-0.000286c + 0.7027c + 997.0 (in kg/m, where c is the mass concentration of NaCl in kg/m) Match the following material and thickness on the left with its relative radiation shielding ability on the right 5 cm of lead [Choose] Better shielding Best shielding Worst shielding Ok shielding 5 cm of concrete 5 cm of air [Choose 5 cm of human flesh [Choose Define FTOs and VFTOs and compare the transient indices of the two Sunlight is incident on a diffraction grating that has 3,750 lines/cm. The second-order spectrum over the visible range (400-700 nm) is to be limited to 1.50 cm along a screen that is a distance L from the grating. What is the required value of L? A hollow titanium [G=31GPa] shaft has an outside diameter of D=57 mm and a wall thickness of t=1.72 mm. The maximum shear stress in the shaft must be limited to 186MPa. Determine: (a) the maximum power P that can be transmitted by the shaft if the rotation speed must be limited to 20 Hz. (b) the magnitude of the angle of twist in a 660-mm length of the shaft when 44 kW is being transmitted at 6 Hz. Answers: (a) P= kW. (b) = Langwider is best reflected in which archetype?Devil FigureEvil Figure with Good HeartScapegoatOutcast You are tasked with designing the arithmetic unit of the following ALU. The ALU operations are: A-B A+B A +1 A-1 A) If you had access to a Full added, what is the most simplified expression for the B-logic (The block that changes B before connecting to the full adder)? This block should have 3 Inputs 51 SO B. and Y is the output that gets connected to the full adder. B) What is the simplified expression for the block connecting S1 SO B to Cin of the Full Adder. OA) Y S1' 50' B' + SO B+ S1 SO B) Cin = 50 OA) Y = S1' SO B' + SO B + S1 SO B) Cin= SO' OA) Y S1 S0' B+ SO B + S1 SO B) Cin = SO OA) Y = 51' 50' B' + 50 B +51 SO B) Cin = 50' Considering the big picture in a layout design, differentiate between a good line design and a bad line design? 2. What is a good layout strategy where the inbound and outbound warehouse is combined? 3. What is a good layout strategy if the assembly line supplies or receives material from another production location? 4. What are the five questions that line managers need to consider in answering "How Much Material Has to Go to (or from) the Line"? 5. What are the line arrangements for an automated line, or when the operators are working? Find the coordinates of the midpoint of MN with endpoints M(-2,6) and N(8,0). (3,2) (1,0) (8,0) (3,3) In our course activity, we discuss the terms and concepts used to diagnose, explain, predict and modify group behavior. During that activity we studied REB. REB stands for..A.Reaction-Emotion-BehaviorB.Real, effective beingsC.Rational-Emotive-BehaviorD.The Rebel Model If an individual has a balance on her credit card, but would like to pay less money in the long run, she shouldO close her account and transfer her balance to a different credit cardO talk with her credit card company about removing her annual feeO pay as much as possible each monthO make the minimum payment every month The Year 2 fiscal year-end financial statements for Walter Co. report revenues of $54,519 million, net operating profit after tax of $9,954 million, net operating assets of $57,431 million. The Year 1 fiscal year-end balance sheet reports net operating assets of $57,897 million. Walter's Year 2 net operating profit margin is: Select one: a. 11.5% b. There is not enough information to calculate the ratio. c. 17.2% d. 18.3% e. 17.3% ConsiderConsider a world with two goods and two countries with the productivity (output per month) as indicated in the table below. - 1. Calculate opportunity costs of each good for both countries - 2. According to absolute advantage, which country should product computers? - 3. According to comparative advantage, which country should produce Tshirts? - 4. If the world price of a computer is equal to0.6t-shirt and the world price of a t-shirt is equal to 1 computer, calculate the real wage that workers in the Home country earn after trade. Calculate the real wage that workers in the Foreign country earn after trade. - 5. Which countries workers earn more real wage after trade? Explain why. Review the "100:10:3:1 Rule," which is described in Chapter 10 of your text, and discuss its relevance today. Given the technology and current search methods, discuss whether you think this rule is as relevant today as it has been in the past. Your initial post should be 200 to 250 words. Be sure to respond to at least two of your classmates posts. Define and describe an example of the unequal distribution of the risks and benefits of technological change. Find resources that provide evidence of the differential outcomes. Based on what you understand about the causes of technological change, how are they connected, or not to the consequences of technologies?How do monopolies affect this. Who benefits from more the consumer or the seller. Patents befits more or do trade secrets.