what should be the stock value four years from today for a stock that currently sells for $35, has a required return of 15%, an expected dividend of $2.80, and a constant dividend growth rate of 7%?

Answers

Answer 1

To find the stock value four years from today for a stock that currently sells for $35, has a required return of 15%, an expected dividend of $2.80, and a constant dividend growth rate of 7%, we can use the Gordon growth model.

Gordon Growth Model is used to calculate the intrinsic value of a stock based on a future series of dividends that grow at a constant rate. The formula for the Gordon Growth Model is: P0 = D1 / (r - g)Where,P0 = the current price of the stockD1 = the expected dividend in the next period = the required rate of return for the stock = the expected growth rate of the dividend Applying the formula, we have:P0 = D1 / (r - g)P0 = $2.80(1 + 7%) / (15% - 7%)P0 = $3.00 / 8%P0 = $37.50Therefore, the stock value four years from today for a stock that currently sells for $35, has a required return of 15%, an expected dividend of $2.80, and a constant dividend growth rate of 7% is $37.50.

Read more about growth rate here:https://brainly.com/question/11853608

#SPJ11


Related Questions

the initial money supply is $1,000, of which $500 is currency held by the public. the desired reserve-deposit ratio is 0.2. calculate the increase in the money supply associated with increases in bank reserves of $1, $5, and $10. what is the money multiplier in this economy? assume that individuals do not change their currency holdings.

Answers

The desired reserve-deposit ratio is 0.2, and the initial money supply is $1,000, of which $500 is currency held by the public. The increase in the money supply associated with increases in bank reserves of $1, $5, and $10 will be $5, $25, and $50, respectively. The money multiplier in this economy is 5.

Here is the calculation of each increase in the money supply: Increase in bank reserves = $1Reserve-deposit ratio = 0.2 (or 20%)Therefore, the required increase in deposits = $1/0.2 = $5Increase in money supply = increase in deposits + increase in currency held by the public increased in money supply = $5 + $0 = $5Increase in bank reserves = $5Reserve-deposit ratio = 0.2 (or 20%)Therefore, the required increase in deposits = $5/0.2 = $25Increase in money supply = increase in deposits + increase in currency held by the publicIncrease in money supply = $25 + $0 = $25Increase in bank reserves = $10Reserve-deposit ratio = 0.2 (or 20%)

Therefore, the required increase in deposits = $10/0.2 = $50Increase in money supply = increase in deposits + increase in currency held by the publicIncrease in money supply = $50 + $0 = $50The money multiplier is calculated by dividing the increase in the money supply by the increase in bank reserves:Money multiplier = Increase in the money supply / Increase in bank reservesFor the $1 increase in bank reserves: Money multiplier = $5 / $1 = 5For the $5 increase in bank reserves: Money multiplier = $25 / $5 = 5For the $10 increase in bank reserves: Money multiplier = $50 / $10 = 5Therefore, the money multiplier in this economy is 5.

Know more about money multiplier here:

https://brainly.com/question/14986591

#SPJ11

you observe the following yield curve for treasury securities: maturity yield 1 year 2.60% 2 years 3.80% 3 years 4.50% 4 years 4.70% 5 years 6.00% assume that the pure expectations hypothesis holds. what does the market expect will be the yield on 3-year securities, 2 year from today? group of answer choices 7.47% 7.97% 8.97% 8.47% 9.47%

Answers

According to the pure expectations hypothesis, the market expects the yield on 3-year securities, 2 years from today to be 8.47%. None of the mentioned options are correct.

According to the pure expectations hypothesis, the yield on a long-term security should be equal to the average of the short-term interest rates that investors expect to occur over the life of the long-term security. Using this hypothesis, we can calculate the expected yield on a 3-year security, 2 years from today, by finding the average of the expected short-term interest rates for the next 2 years and the expected yield on a 3-year security 2 years from today.

The expected short-term interest rates for the next 2 years are 3.80% for 2-year securities and 4.50% for 3-year securities, so the average of these is (3.80%+4.50%)/2 = 4.15%.

The expected yield on a 3-year security 2 years from today can be calculated using the 4-year and 5-year yields. Using linear interpolation, we can estimate that the expected yield on a 3-year security 2 years from today is 4.70% + ((4.50% - 4.70%)/(5-4))x2 = 4.55%.

Therefore, the market expects the yield on 3-year securities, 2 years from today, to be approximately 8.7% (4.15%+4.55%). However, none of the options provided match this calculation.

Learn more about pure expectations hypothesis :

https://brainly.com/question/30602930

#SPJ4

which of the following project scenarios would be least fitting for a reactive scheduling approach? a.a project that is risky and likely to require substantial rework and cycles in the precedence network b.a project with a substantial number of tasks and a great deal of uncertainty relating to work effort, task durations, and the impact of uncertain exogenous factors c.a typical process improvement project d.a project with initially poorly defined project goals

Answers

The project that would be least fitting for a reactive scheduling approach is a typical process improvement project. Here option C is the correct answer.

A reactive scheduling approach is a project management approach that involves making changes to the project schedule in response to changes and uncertainties that arise during the course of the project. This approach is most suitable for projects with a high degree of uncertainty and risk, where it is difficult to accurately predict task durations and work effort.

Process improvement projects are typically well-defined and structured, with clear goals and a relatively low level of uncertainty. In such projects, it is often possible to accurately predict task durations and work effort and to develop a detailed project schedule in advance. As a result, a reactive scheduling approach may not be necessary or effective for managing such projects.

To learn more about project management

https://brainly.com/question/15404120

#SPJ4

Complete question:

Which of the following project scenarios would be least fitting for a reactive scheduling approach?

a - a project that is risky and likely to require substantial rework and cycles in the precedence network

b - a project with a substantial number of tasks and a great deal of uncertainty relating to work effort, task durations, and the impact of uncertain exogenous factors

c - a typical process improvement project

d - a project with initially poorly defined project goals

b. if the amount of output demanded declines by $25 at the 100 price levels shown in b, what would be the new equilibrium real gdp?

Answers

The new equilibrium real GDP will be $225, which is the real GDP corresponding to a price level of 95 in schedule B.

To find the new equilibrium real GDP, we need to identify the corresponding price level in schedule B when the output demanded declines by $25 at the price level of 100.

Looking at schedule B, we see that at a price level of 100, the real GDP is $225. If the amount of output demanded declines by $25, the new level of output demanded will be $225 - $25 = $200.

Now, we need to find the corresponding price level in schedule B that corresponds to the new level of output demanded of $200. We see from schedule B that at a price level of 110, the real GDP is $275, and at a price level of 95, the real GDP is $225. Therefore, the new equilibrium price level must be between 95 and 110.

To interpolate the new equilibrium price level, we can use the formula

New price level = Lower price level + ((Output demanded - Lower real GDP) / (Higher real GDP - Lower real GDP)) * (Higher price level - Lower price level)

Plugging in the values, we get:

New price level = 100 + (($200 - $225) / ($250 - $225)) * ($110 - $100) = 95

Therefore, the new equilibrium real GDP will be the real GDP corresponding to a price level of 95 in schedule B, which is $225.

Learn more about new equilibrium here

brainly.com/question/29811586

#SPJ4

The given question is incomplete, the complete question is:

Refer to the data in the table given below. Suppose that the present equilibrium price level and level of real GDP are 100 and $225, and that data set B represents the relevant aggregate supply schedule for the economy.

If the amount of output demanded declines by $25 at the 100 price level shown in B, what will be the new equilibrium real GDP?

becky has worked 25 years and has now decided to permanently retire. what will be the effect on the unemployment rate and the labor force participation rate?

Answers

Becky's retirement will not have an immediate effect on the unemployment rate or the labor force participation rate.

The unemployment rate is the percentage of the labor force that is actively seeking employment but cannot find a job. Since Becky has decided to retire, she is no longer part of the labor force and is not actively seeking employment. Therefore, her retirement will not affect the unemployment rate.

The labor force participation rate is the percentage of the population that is in the labor force (either employed or actively seeking employment). Since Becky has retired, she is no longer part of the labor force, and this will decrease the labor force participation rate slightly. However, the impact of Becky's retirement on the labor force participation rate will be small and may not even be noticeable at the national level.

To know more about unemployment click here

brainly.com/question/14227610

#SPJ4

joe sells ergonomically designed office furniture. joe would have an easier time selling to a customer who:

Answers

A customer who is interested in ergonomics and understands the significance of comfort and productivity at work would be easier for Joe to sell to.

This client would be more likely to comprehend the advantages of ergonomic office furniture and how it might affect their general health, wellbeing, and work performance.

A consumer who is knowledgeable about ergonomics would also be more likely to speak with Joe in an informed manner and ask thoughtful questions, which might help develop a stronger rapport. In general, Joe's ideal client is someone who appreciates the advantages of ergonomics and is prepared to spend money on high-quality office furniture to improve their working environment.

Learn more about ergonomics

https://brainly.com/question/17408983

#SPJ4

most economists use the aggregate demand and aggregate supply model to analyze group of answer choices short-run fluctuations in the economy. the effects of macroeconomic policy on the prices of individual goods. the long-run effects of international trade policies. productivity and economic growth.

Answers

Most economists use the aggregate demand and aggregate supply model to analyze short-run fluctuations in the economy. Here option A is the correct answer.

The aggregate demand and aggregate supply model is a macroeconomic model that explains the relationship between the overall price level and output in an economy. It is used to analyze how changes in aggregate demand and aggregate supply can affect the economy in the short run.

The model is not typically used to analyze the effects of macroeconomic policy on the prices of individual goods (option B), the long-run effects of international trade policies (option C), or productivity and economic growth (option D). These topics are typically analyzed using other economic models and tools.

In the short run, changes in aggregate demand and aggregate supply can cause fluctuations in the economy. For example, an increase in aggregate demand can lead to higher output and inflation, while a decrease in aggregate supply can lead to lower output and higher unemployment.

Economists use the aggregate demand and aggregate supply model to analyze these short-run fluctuations and to understand how different factors can affect the economy.

To learn more about aggregate demand

https://brainly.com/question/31191847

#SPJ4

Complete question:

Most economists use the aggregate demand and aggregate supply model to analyze.

A - short-run fluctuations in the economy.

B - the effects of macroeconomic policy on the prices of individual goods.

C - the long-run effects of international trade policies.

D - productivity and economic growth.

on january 1, barton brothers, incorporated started the year with a $694,000 balance in retained earnings and a $596,000 balance in common stock. during the year, the company reported net income of $94,000, paid a dividend of $14,400, and issued more common stock for $23,000. what is total stockholders' equity at the end of the year?

Answers

When Balance of retained profits at the start of the year: $694,000 then,  $1,392,600 worth of stockholders' equity was present at year's end.

Balance of common stock at the start of the year: $596,000.

$94,000 in net income was recorded for the year.

Amount paid as a dividend for the year: $14,400

Annual issue of new common stock: $23,000

At the conclusion of the year, the retained profits balance was:

$694,000 + $94,000 - $14,400 = $773,600

Next, we must make adjustments for the issuing of new common stock:

End-of-year common stock balance: $596,000 + $23,000 = $619,000

Lastly, by combining the adjusted retained profits balance and the adjusted common stock balance, we can get the total stockholders' equity at the end of the year:

Total equity of stockholders: $773,600 + $619,000 = $1,392,600

Learn more about stockholders' equity Visit: brainly.com/question/30397975

#SPJ4

chris co. is currently producing 1,000 surfboards annually. a supplier has offered to produce the boards for $300 each. chris co. incurs unit-level costs of $280 per surfboard. chris also spends $25,000 on product design each year and incurs $50,000 of facility-level costs. what is the effect on profit if chris co. outsources the surfboards?

Answers

If Chris Co. outsources the surfboards, there will be an increase in profit. Chris Co. is a firm that currently produces 1,000 surfboards annually. Chris Co. is considering outsourcing the production of surfboards in order to save money.

Chris Co. must examine the cost of producing surfboards on its own to determine if outsourcing would result in a higher profit or loss. Let's see how much it will cost Chris Co. to produce 1,000 surfboards annually on its own, as well as how much it will cost to outsource them.If Chris Co. produces 1,000 surfboards itself, it will spend $280 per unit, or $280,000 in total. If it outsources, the supplier will provide 1,000 surfboards for $300 each, or $300,000 in total. Thus, outsourcing costs $20,000 more than producing the surfboards in-house.Chris Co. spends $25,000 on product design each year, as well as $50,000 on facility-level costs. These are considered fixed costs because they remain constant regardless of the number of surfboards produced. If Chris Co. produces 1,000 surfboards annually, it will spend $75,000 on fixed costs.If Chris Co. outsources the surfboards, the total cost would be $300,000 for the surfboards and $75,000 for fixed costs, or $375,000 in total. Chris Co. would spend $125,000 less if it manufactured the surfboards on its own than if it outsourced them.As a result, if Chris Co. outsources the surfboards, there will be an increase in profit.

Know more about profit here:

https://brainly.com/question/15036999

#SPJ11

1-a. calculate the degree of operating leverage (dol) for each company. 1-b. if sales increase from the present level, which company benefits more? 2. assume that sales rise 5% in the next year but that everything else remains constant. calculate the percentage increase in profit for each company.

Answers

Both companies will experience a 15% increase in profit if sales rise 5% in the next year.

To calculate the degree of operating leverage (DOL) for each company, we need to divide the percentage change in operating income by the percentage change in sales;

For Company A;

DOL = (% change in operating income) / (% change in sales)

DOL = (60%)/(20%)

DOL = 3

For Company B;

DOL = (% change in operating income) / (% change in sales)

DOL = (45%)/(15%)

DOL = 3

Therefore, the DOL for both companies is 3.

If sales increase from the present level, both companies will benefit equally since they have the same DOL.

If sales rise 5% in the next year, we can use the DOL to calculate the percentage increase in profit for each company;

For Company A;

% change in profit=% change in sales x DOL

% change in profit = 5% x 3

% change in profit = 15%

For Company B;

% change in profit = % change in sales x DOL

% change in profit = 5% x 3

% change in profit = 15%

To know more about degree of operating leverage here

https://brainly.com/question/17192151

#SPJ4

each account has a: multiple select question. credit side. financial statement link. title. debit side.

Answers

Each account has a: D .Title , E. Debit side and A. Credit side.

Correct option are  A, D and E  because These are the three essential components of an account in double-entry bookkeeping.

In general , The title identifies the account and its purpose, the debit side records increases in assets and decreases in liabilities and equity, and the credit side records increases in liabilities and equity and decreases in assets.

Additionally, accounts are used to record financial transactions that are later summarized into financial statements, but accounts themselves do not have a direct financial statement link. The financial statement link is established through the process of posting the account balances to the appropriate financial statements.

Hence,  A, D and E are the correct option

To learn more about financial statement , here

brainly.com/question/14951563

#SPJ4

the first goal of an entrepreneur should be: a. to maximize shareholder wealth. b. to meet financial goals. c. to create a product or service that improves the lives of others. d. to operate the business ethically.

Answers

The first goal of an entrepreneur should be to create a product or service that improves the lives of others. Therefore, the correct option is C.

Entrepreneurs are business owners who establish and run their own companies. Entrepreneurs are individuals who identify a market need and establish a business to meet it. It requires an innovative idea, risk-taking, and a desire to be successful.

Entrepreneurs should concentrate on creating a product or service that improves the lives of others. It is the most critical goal of an entrepreneur. An entrepreneur's ultimate aim should be to offer customers something that makes their lives simpler or better in some way. This approach can be used to create and run a successful business. The business owners will be able to make more money and achieve long-term success by concentrating on their primary objective.

An entrepreneur should not just focus on maximizing shareholder wealth or financial goals. An entrepreneur should prioritize delivering products and services that can solve a problem and make a difference. This approach may help the business grow and improve the lives of others, which should be the main objective of every entrepreneur.

Hence, the first goal of an entrepreneur should be option C: to create a product or service that improves the lives of others.

Learn more about Entrepreneur:

https://brainly.com/question/22477690

#SPJ11

all of the following statement is true except group of answer choices market values should be used in calculating wacc. preferred equity is a separate component of wacc. there is a tax shield on the equity dividends paid. the equity component of wacc reflects the return expected by the company's shareholders.

Answers

The correct answer is option A. Preferred equity is a separate component of WACC.

Weighted Average Cost of Capital, or WACC, is the typical rate of return that a business anticipates paying its shareholders and creditors to finance its assets.

The cost of each type of capital, such as debt, stock, and preferred equity, is included while calculating WACC.

Even though preferred equity is a form of capital, WACC does not include it separately. The other three possibilities are accurate.

The equity component of WACC shows the return anticipated by the company's shareholders, and equity dividends received are tax-sheltered. The WACC formula should also take into account market prices.

Complete Question:

All of the following statement is true EXCEPT:

A. Preferred equity is a separate component of WACC.

B. There is a tax shield on the equity dividends paid.

C. The equity component of WACC reflects the return expected by the company's shareholders.

D. Market values should be used in calculating WACC.

To learn more about shareholders visit:

https://brainly.com/question/28452798

#SPJ4

what is the difference between the quoted yield and the effective yield? multiple choice question. there is no difference between the quoted yield and the effective yield. the quoted yield adjusts for compounding, while the effective yield does not adjust for compounding. the quoted yield is set by the corporation, while the effective yield is set by the market. the quoted yield does not adjust for compounding, while the effective yield adjusts for compounding

Answers

The difference between the quoted yield and the effective yield is that the quoted yield does not adjust for compounding, while the effective yield adjusts for compounding.

In this case option d is correct

The annual percentage rate of return that the issuer of a bond or other fixed-income security quotes is known as the quoted yield. It represents the nominal rate of return and ignores how compounding will affect the investment.

The effective yield, on the other hand, represents the actual rate of return on an investment after taking compounding into account. It represents the actual yield that an investor will receive following the reinvestment of any interest or dividends.

The effective yield will therefore be higher if the investment generates interest or dividends that are reinvested over time, even though the quoted yield and effective yield may initially be equal.

In this case option d is correct

To know more about   yield  Here

https://brainly.com/question/25996347

#SPJ4

the yield to maturity on a bond is group of answer choices the interest paid divided by the price of the bond. the bond's coupon divided by the principal amount. the price appreciation earned by the bond. interest plus price appreciation (or loss) achieved by holding the bond to maturity.

Answers

The yield to maturity (YTM) is the total return anticipated on a bond if it is held until its maturity date.

It is an estimate of the average rate of return that will be earned by an investor who buys a bond at its current market price and holds it until it matures.

The YTM takes into account the bond's coupon rate, the price paid for the bond, and the time to maturity. It represents the interest rate at which the present value of all future cash flows from the bond (coupons and principal repayment) equals the price paid for the bond.

In other words, the YTM is the rate that equates the present value of all future cash flows from the bond to its current market price. The YTM includes both the interest paid by the bond (the coupon) and any price appreciation (or loss) that is achieved by holding the bond until maturity.

Thus, the YTM is a useful measure for investors to compare the potential returns from different bonds and to assess the risk associated with investing in a particular bond.

Learn more about YTM here:

https://brainly.com/question/15470557

#SPJ4

measuring economic inequality involves comparing those with . group of answer choices high incomes and those with low incomes high incomes and those near the poverty line high incomes middle incomes, and low incomes high incomes and those below the poverty line

Answers

Those with high earnings and those with low incomes are contrasted in order to measure economic disparity. Within an economy, there is a deviation from a totally equal distribution of those with high incomes and those who are close to the poverty line.

Economic disparity and poverty are two distinct issues that are brought up when high and low incomes are compared. The number of persons who earn less than what is known as the poverty line the amount of money required to maintain a minimal quality of living is used to determine the extent of poverty.

A population's income distribution is measured by the Gini index. More inequality is indicated by a higher Gini index, with high earners earning considerably bigger percentages of the total income of the population.

Read more about low incomes at

https://brainly.com/question/24106872

#SPJ4

a data analyst has to demonstrate a trend of how something has changed over time. what type of chart is best for this task?

Answers

A line chart is generally the best type of chart to demonstrate a trend of how something has changed over time.

A line chart is a type of chart that displays information as a series of data points connected by straight lines. It is particularly useful for showing trends over time because it makes it easy to see how the data has changed over a period of time.

For example, a line chart could be used to demonstrate how a company's revenue has changed over the past five years, or how the number of visitors to a website has changed over the course of a year. By plotting the data points on the chart and connecting them with a line, it is easy to see whether the trend is upward, downward, or flat, and to identify any patterns or the anomalies in data.

Line charts are also useful for displaying multiple trends on the same chart, allowing for easy comparison of different data sets over time. Overall, line charts are a powerful tool for data analysts to visually communicate trends and changes over time.

To know more about line chart here

https://brainly.com/question/29990229

#SPJ4

assuming the company has no alternative use for the facilities that are now being used to produce the carburetors, what would be the financial advantage (disadvantage) of buying 21,000 carburetors from the outside supplier?

Answers

Any offer, promise, or payment for any money, gift, service, status, right, interest, or other item with potential economic value, including hospitality and entertainment, constitutes a financial or other advantage.

Having trouble with money | [tex]64,480x\\[/tex]

Depreciation (Irrelevant Cost) | [tex]67% \\[/tex]| 2 Fixed Manufacturing Overheads, Traceable Supervisory Salaries (Relevant Cost) | 33% | 1  

We must weigh the overall cost of purchasing the carburetors against the expenses the business would incur if it stopped producing them.

Number of Units | Per Unit (Make/Buy) | [tex]21,000[/tex] Units

Cost of Purchasing | -/35 | -/ 560,000 Direct Materials | [tex]13/- | 208,000/[/tex]Direct Labor | [tex]13/- | 208,000/\\[/tex] Variable Manufacturing Overhead[tex]| 2/- | 32,000/[/tex]

Fixed Manufacturing Overhead, Traceable | [tex]2.97/- | 47520/ \\[/tex]Fixed Manufacturing Overhead, Allocated | -/- | -/-

Price in Total | [tex]\\30.97 / 35 | 495,520 / 560,000[/tex]

Having trouble with money |[tex]64,480x[/tex]

Learn more about financial here:
https://brainly.com/question/29641948

#SPJ4

a is a group of consumers with similar needs and a group of retailers that satisfy those needs using a similar retail channel and format. a. wholesale market segment b. target market segment c. trading area d. retail market segment

Answers

A retail market segment is a group of consumers with similar needs and a group of retailers that satisfy those needs using a similar retail channel and format. Hence, option D is correct.

Retail market segment describes a set of buyers with comparable wants and a group of sellers who meet those needs through comparable retail channels and business models. The primary distinction between the wholesale and retail market segments is the establishment of a relationship between the wholesaler and the client in the former case and the manufacturer and retailer in the latter.

A given commodity's wholesale and retail prices diverge significantly, so that the wholesale price is always lower than the retail price. In the wholesale industry, the art of product sales, which is crucial in the retail sector, is not required. A wholesale firm is bigger than a retail one in size.

To know more about retail market segment, refer:

https://brainly.com/question/30977615

#SPJ4

Correct question is:

A ______ is a group of consumers with similar needs and a group of retailers that satisfy those needs using a similar retail channel and format.

a. wholesale market segment

b. target market segment

c. trading area

d. retail market segment

the chief information officer (cio) of a large company has been informed by the board of directors that their corporation is anticipating rapid growth over the next two years. she calculates the contingency of building additional capacity into the current network infrastructure. based on the board's growth estimates, what percentage of additional capacity should she plan for?

Answers

The percentage of additional capacity that the Chief Information Officer (CIO) of a large company should plan for based on the board's growth estimates is 20%.

The Chief Information Officer (CIO) is responsible for making decisions concerning the development and deployment of information and technology solutions within an organization. As such, she is responsible for evaluating the current network infrastructure in light of the board's growth estimates.

In this scenario, the board has informed the CIO that the corporation is anticipating rapid growth over the next two years. The CIO, therefore, has to calculate the contingency of building additional capacity into the current network infrastructure. In other words, she has to estimate the additional capacity that will be required to accommodate the projected growth.

Based on the board's growth estimates, the CIO should plan for an additional capacity of 20%. This means that the current network infrastructure will have to be expanded to accommodate the projected growth of the organization. The CIO should take into account various factors when estimating the additional capacity that will be required to accommodate the projected growth.

These include the expected growth rate, the expected user base, the expected traffic volume, and the expected service requirements. By taking these factors into account, the CIO will be able to make an accurate estimate of the additional capacity that will be required.

You can learn more about Chief Information Officer (CIO) at

https://brainly.com/question/30030517

#SPJ11

in the banking industry, which of the following is not part of the same value network? group of answer choices vendors of information technology for retail banking atm manufacturers secure logistics companies all of these are part of the same value network. money transfer service providers

Answers

In the banking industry, the statement that is not part of the same value network is ATM manufacturers (option b).

In the case of ATM manufacturers, the value network includes companies that produce ATMs, secure logistics companies, and banks that provide ATM services to their customers.

However, vendors of information technology for retail banking do not fall under the same value network. These vendors provide technology solutions that enable banks to manage their operations and offer digital banking services to their customers.

In conclusion, understanding the value network in the banking industry is crucial for students interested in pursuing a career in finance or related fields. It enables them to comprehend how different players collaborate to deliver financial services and the impact of technology on the industry.

So, the option (b) is correct one.

To know more about banking industry here

https://brainly.com/question/31272154

#SPJ4

which of the following is a true statement? information technology directly influences organizational culture, but not business strategy. ais directly influences information technology, but not business strategy. organizational culture directly influences business strategy, but not ais. business strategy directly influences ais, but not information technology.

Answers

The true statement among the options provided is: Organizational culture directly influences business strategy, but not AIS (Accounting Information Systems).



Organizational culture refers to the shared values, beliefs, and norms within a company that shape employees' attitudes and behaviors. This culture has a significant impact on business strategy, as it determines the direction and priorities of the company. For example, a company with a strong culture of innovation will likely prioritize research and development, while a company that values customer service might focus on improving customer satisfaction.


In contrast, organizational culture does not directly influence AIS. AIS is a system that collects, stores, and processes financial and accounting data to support decision-making within a company. While the culture may affect the adoption or utilization of an AIS, it does not directly determine the structure or function of the system itself.
It is essential to understand that there is interplay among information technology, business strategy, organizational culture, and AIS.

To know more about organizational culture  click here

brainly.com/question/30050678

#SPJ11

handwrite the following as an essay, using graphs to help illustrate where appropriate. all material and questions need to be addressed within your essay. consider the six phase business cycle model taught in class. construct a complete business cycle graph. as an essay, discuss the following in some detail. itemize how each of the following data is or is not changing during each of the six phases by name--total spending, price levels measured by the cpi, total production in the economy measured by real gdp, unemployment measured as a percentage of the labor force and labor force participation measured as a percentage of the employment-eligible within the general population. which phases constitute the upturn? which phases constitute the downturn? what is the root cause of business cycles and why is that the case?

Answers

The root cause of business cycles is the inherent nature of capitalism, which is characterized by investment, production, and consumption.

The six phases of the business cycle are expansion, peak, contraction, trough, recovery, and recession.

Each of the following data is or is not changing during each of the six phases by name:Total spending: During the expansion phase, total spending increases, while during the contraction phase, it decreases. During the peak phase, it starts to decline, and during the trough phase, it reaches its lowest point. During the recovery phase, it starts to increase again.

Price levels measured by the CPI: During the expansion phase, price levels rise, and during the contraction phase, they fall. During the peak phase, they start to decline, and during the trough phase, they reach their lowest point. During the recovery phase, they begin to increase again.Total production in the economy measured by real GDP: During the expansion phase, total production in the economy increases, and during the contraction phase, it decreases.

During the peak phase, it starts to decline, and during the trough phase, it reaches its lowest point. During the recovery phase, it starts to increase again.Unemployment measured as a percentage of the labor force: During the expansion phase, unemployment falls, and during the contraction phase, it rises. During the peak phase, it starts to rise, and during the trough phase, it reaches its highest point.

During the recovery phase, it starts to fall again.Labor force participation measured as a percentage of the employment-eligible within the general population: During the expansion phase, labor force participation increases, and during the contraction phase, it decreases.

During the peak phase, it starts to decline, and during the trough phase, it reaches its lowest point. During the recovery phase, it starts to increase again.The upturn phase consists of the expansion and recovery phases, while the downturn phase consists of the contraction and recession phases.  Business cycles occur because of the free-market system's very nature. Capitalism's cyclical nature is due to the continuous rise and fall of the economy's growth rate due to the fluctuating market demand and supply levels, as well as numerous other factors.

For more such questions on business cycles

https://brainly.com/question/13505520

#SPJ11

identify on which side of the cash t-account would the following amounts be shown? select all that are correct. multiple select question. decreases would be on the left side the beginning balance would be on the right side decreases would be on the right side the ending balance would be on the right side increases would be on the right side increases would be on the left side the beginning balance would be on the left side the ending balance would be on the left side

Answers

In a cash T-account, decreases would be shown on the right side and the beginning balance would be shown on the left side. Here option A is the correct answer.

A T-account is a visual representation of a ledger account that is used to show the effects of transactions on an account. The left side of a T-account is called the debit side, and the right side is called the credit side.

For a cash account, increases in cash are recorded as debits and shown on the left side of the T-account. Decreases in cash, such as payments made by the company, are recorded as credits and shown on the right side of the T-account. The beginning balance of the cash account is also shown on the left side of the T-account as a debit.

Options B, C, and D do not accurately describe how amounts would be shown in a cash T-account. It is important to understand how to use T-accounts correctly to accurately record and analyze financial transactions.

To learn more about T-account

https://brainly.com/question/29830578

#SPJ4

Complete question:

Identify on which side of the cash t-account would the following amounts be shown.

A - decreases would be on the left side the beginning balance would be on the right side

B - decreases would be on the right side the ending balance would be on the right side

C - increases would be on the right side increases would be on the left side

D - the beginning balance would be on the left side the ending balance would be on the left side

geert's company conducted a wage survey and set its wages at just the industry average for the local area. this was done so it could attract and retain high-talent employees. which type of hrm decision was this?

Answers

This is a compensation strategy decision in human resource management (HRM).

In human resource management (HRM), compensation strategy refers to the approach taken by an organization to determine how much to pay employees for their work.

This can involve decisions about the types of compensation offered (e.g. salary, bonuses, stock options), the amount of compensation offered, and how the compensation is structured (e.g. pay for performance, seniority-based pay).

Compensation strategy decisions are important because they can impact an organization's ability to attract and retain talented employees, as well as its overall financial performance.

The compensation strategy must be aligned with the organization's goals and values, as well as its industry and competitive environment.

For example, a company that values innovation and creativity may choose to offer performance-based compensation to incentivize employees to generate new ideas and take risks.

On the other hand, a company that values stability and consistency may choose to offer seniority-based pay, where employees are paid based on the number of years they have been with the company.

In addition, compensation strategy decisions must take into account external factors such as the labor market, industry standards, and government regulations.

For example, a company in a highly competitive industry may need to offer higher salaries to attract and retain top talent, while a company in a less competitive industry may be able to offer lower salaries and rely on other types of compensation (e.g. benefits, work-life balance) to attract employees.

Compensation strategy decisions can also impact employee morale, motivation, and job satisfaction. If employees feel that they are not being fairly compensated for their work, they may become demotivated and less productive.

On the other hand, if employees feel that they are being fairly compensated and have opportunities to earn additional compensation through performance-based pay, they may be more motivated to work harder and contribute to the organization's success.

Overall, compensation strategy is an important decision in HRM that requires careful consideration of the organization's goals, values, and external factors, as well as the impact on employees and financial performance.

To learn more about compensation strategy, refer below:

https://brainly.com/question/30364497

#SPJ11

which of the following are issues with using options as compensation to managers and executives? check all that apply. executives with options may try to manipulate short-term stock prices to cash in on the options at the risk of making poor long-term decisions. many compensation packages have expiration dates that are not long enough for a manager to make lasting changes to the firm. many compensation packages are not worth enough to incentivize managers. many compensation packages have exercise prices that are too unrealistic for the company to achieve.

Answers

Two of the issues with using options as compensation to managers and executives are that executives with options may try to manipulate short-term stock prices to cash in on the options at the risk of making poor long-term decisions, and many compensation packages have expiration dates that are not long enough for a manager to make lasting changes to the firm.

Options can incentivize managers to focus on short-term goals that may not be in the best long-term interest of the company or its shareholders. For example, an executive may make decisions that artificially inflate the stock price in the short term, so that they can exercise their options and sell their shares for a profit. This can come at the expense of investing in the company's future growth and sustainability.

If the expiration dates on options are too short, managers may not have enough time to make significant changes to the company's strategy or performance. This can lead to a focus on quick fixes rather than long-term sustainable growth.

While options can be a valuable component of executive compensation, it is important to design compensation packages that align with the long-term interests of the company and its stakeholders. This may include longer expiration dates, performance-based metrics, and other factors that encourage sustainable growth and value creation.

Learn more about compensation here:

https://brainly.com/question/30155815

#SPJ4

legacy company uses the aging of accounts receivable method. the company performed an aging of accounts receivable on december 31 and gathered the following information: accounts receivable$ 540,000 unadjusted credit balance in allowance for doubtful accounts32,000 estimated uncollectible accounts receivable41,000 what is the amount of accounts receivable, net that will be reported on the balance sheet at december 31?

Answers

As a result, $467,000 will be shown as accounts receivable, net, on the balance sheet as of December 31.

We must modify the allowance for doubtful accounts to reflect the projected amount of accounts receivable that cannot be collected in order to determine the accounts receivable, net that will be shown on the balance sheet.

Then, we may get the overall allowance for doubtful accounts by multiplying the projected uncollectible accounts receivable by the unadjusted credit amount in the allowance account. The entire allowance for dubious accounts can then be subtracted from the accounts receivable to obtain the net accounts receivable:

Total allowance for doubtful accounts = Unadjusted credit balance in allowance + Estimated uncollectible accounts

= $32,000 + $41,000

= $73,000

Net accounts receivable = Accounts receivable - Total allowance for doubtful accounts

= $540,000 - $73,000

= $467,000

Learn more about balance sheet Visit: brainly.com/question/1113933

#SPJ4

an industrial market has developed where circumstances allowed a small number of large firms to dominate most or all of the sales in that industrial market. this market would be considered:

Answers

An industrial market has developed where circumstances allowed a small number of large firms to dominate most or all of the sales in that industrial market is referred to as an oligopoly.

An oligopoly is a form of market structure in which a few large companies dominate the market for a particular product or service. In an oligopoly, the market is dominated by a small number of companies who are able to collaborate to control prices and output, and who face relatively little competition from smaller firms.Oligopolies can arise due to various factors, including barriers to entry, such as high fixed costs, government regulations, and economies of scale.

As a result, oligopolies tend to be more common in industries that require significant capital investments, such as the telecommunications, automobile, and aerospace industries. Oligopolies are generally characterized by high levels of market concentration, low levels of competition, and relatively stable prices.In an oligopoly, firms may choose to engage in price collusion, which involves agreeing to set prices at a particular level or to limit output to maintain higher prices.

Price collusion is illegal in most countries, and firms that engage in it can be subject to significant penalties. In addition to price collusion, oligopolies may also engage in non-price competition, such as product differentiation, advertising, and innovation.In summary, an industrial market where a small number of large firms dominate most or all of the sales is referred to as an oligopoly, which is a market structure characterized by high levels of market concentration, low levels of competition, and relatively stable prices.

For more such question on market visit:

https://brainly.com/question/25369230

#SPJ11

which of the following, if acquired in a business combination transaction accounted for under the acquisition method would most likely require the use of post-combination accounting requirements? group of answer choices copyrights contingency-based assets trading securities property, plant and equipment

Answers

Contingency-based assets are assets that are dependent on occurrence or non-occurrence of future events, and their fair value cannot be reliably estimated at  acquisition date. The correct answer is : 2 .

In a business combination transaction accounted for under  acquisition method, the acquirer recognizes the fair value of  identifiable assets acquired and the liabilities assumed at the acquisition date. However, for contingency-based assets,  fair value cannot be reliably estimated, and therefore, acquirer will use post-combination accounting requirements, such as contingent consideration, to account for these assets. Contingent consideration is used to account for  fair value of  assets when it becomes reliably estimable, and any changes in fair value are recognized in  income statement in subsequent periods. Option 2 is correct.

To know more about Contingency-based assets , here

brainly.com/question/31312679

#SPJ4

--The complete question is, which of the following, if acquired in a business combination transaction accounted for under the acquisition method would most likely require the use of post-combination accounting requirements? group of answer choices

copyrights contingency-based assets trading securities property, plant and equipment.
---

instructions or directives to employees should requirea lot of persuasion . which of the following are elements of an effective persuasive message to a superior? check all that apply. sound pushy and argumentative. ignore risks. use a sensitive tone. provide evidence. describe benefits and risks involved. today, employees no longer expect manage

Answers

Persuasion calls for the use of proof, a sensitive tone, and descriptions of the advantages and drawbacks when giving directions or directives to workers. These are all crucial components of communication that persuade a supervisor.

An official command or order given by a person or group in a position of power to another individual or group is known as a directive. Persuasion is frequently required to ensure that directions or directives given to workers are followed.A successful persuasive message should contain the following components in order to convince a superior:Provide proof: A convincing argument should be supported by true data, data analysis, or other supporting evidence. The supervisor will see this as proof that the case is sound.

Know more about Persuasion here:

https://brainly.com/question/15157593

#SPJ11

Other Questions
Use the graph that shows the solution to f(x)=g(x). f(x)=x2 g(x)=(12)x1 What is the solution to f(x)=g(x)?x=1x = 0x = 1x = 2 Create trig ratios to solve for the variables. Round your answers to the thousandth place: x= and y= To have the biggest positive impact on water conservation, people should eat less:Question 11 options:breadcornbeefpalm oil Which factor directly contributed to the development of the sweatshopsystem?A)The formation of community associations that supported newimmigrantsB)The spread of mutual benefit societies that created social welfareprogramsC)The discrimination that limited the job options of immigrantsD)The rise of nativist sentiment that led to anger among native-borncitizens karen is a white, upper-middle-class lawyer. she is more likely to have contact with others who are also from the middle and upper-middle class. this phenomenon is known as true or false? a hospital has decided to add more services to its health and wellness program. in this case it has undertaken a market modification program. Please help with this Problem 1,: 500 mL of a 0.500 M solution of NaOH is titrated with a 2 M acid solution. How much acid is needed to reach its titration end-point?Problem 2: It takes 20.0mL of 4.00M NaOH to neutralize 5.00 mL of HCL solution. What is the concentration of the HCl solution? Problem 3: 60. mL of a 1.0 M solution of H2SO4 has titrated to it endpoint with 1 L of a basic solution. What is the molarity of the base? Problem 4: If I add acid to 100 mL of a 0.15 M NaOH solution until it is titrated with 150 mL of acid, what will the molarity of the acid solution be?(Last Question I swear-) Suppose you are the building rectangular puppy kennel for your new puppy with 25 feet of fence. The side of the kennel next to your house does not need a fence.this side is 9 feet long. Find the dimensions of the kennel. What the remainder when -3x^(4)-2x^(3)+5x^(2)-7x is divided by x-i Find the missing angles in these diagrams. All shapes a regular (ignore my pen marks)(Image attached) How do I solve this? Help with this question What is the solution to this equation: 9 - x = -47? brown cosigned royal's $50,000 note to state bank. if royal is later adjudicated mentally incompetent, what would be brown's liability on the note? 22 is what percent of 48?Rouns to the nearest hundredth if necessary. In the model the height of the climbing frame is 10 cm what is the actual height of the frame? HOW CAN I SOLVE THIS ASAP?? ( looking for the surface area ) Mrs. B sets up two beakers that contain the same amount of water. She has two blocks of different materials that she labels "A" and "B." She places one block in each beaker. Block A sinks and Block B floats. Why?