A fiduciary liability policy purchased for an employee benefits plan must include coverage for any legal liability of the employer and plan fiduciaries for any actions taken in the administration of the plan.
This coverage should extend to the reimbursement of defense costs and any judgments or settlements arising from alleged breach of fiduciary duty. The policy should also cover any losses resulting from errors and omissions in the management of plan assets or the selection of service providers.
Additionally, the policy should provide coverage for any losses that may arise from any claims made by plan participants related to the administration of the plan. Finally, the policy should provide coverage for any claims related to the fiduciary’s failure to monitor the plan’s investments and service providers.
In the PSSP hierarchy of needs model, which level is illustrated by a "Got Milk?" magazine campaign that encourages customers to drink more milk?
In the PSSP Hierarchy of needs model, the level which is illustrated by a got milk magazine campaign which tends to encourage the consumers to drink more milk is for the physiological needs.
The PSSP Hierarchy of Needs is considered to be a theory which is put into the shape of a pyramid which tends to represent a consumer's needs. Here, the needs which are most important to a consumer and their well-being are at the bottom of the pyramid and so as the needs get less important they then move up in the pyramid.
However, the physiological needs are considered to be the lowest level of Maslow's hierarchy of needs. They are considered to be the most essential things a person needs in order to survive. Thus, they include the need for water, shelter, water, rest, warmth, and health.
To learn more about the PSSP Hierarchy here:
https://brainly.com/question/16465518
#SPJ4
What are the 7 types of advertising?
The 7 Forms of Marketing & How They Benefit Businesses Advertising on social media. advertising for paid search. Print marketing. Public service announcements.
What are the main types of advertising?Different types of advertising, advertising for paid searches. marketing on social media. marketing that is native. Publicity on display. advertisements in print. public service announcements. advertising on the street. Product listing advertisements, display ads, demand-side platform ads, affiliate ads, native ads, social media ads, video ads, and email ads are the eight primary categories of online advertising. Consumer demands and requirements, cost to meet, ease of purchase, and communication make up the new 4Cs, which will replace the traditional 4Ps of marketing (Lauterborn, 1990).
You can choose between three different types of digital advertising: Advertisements on social media, display ads, and paid search ads. Advertising strategies can be divided into two categories: institutional advertising and product advertising. To promote a company's brand, institutions advertise. Evangelism, Experience, Everywhere, and Exchange are the "4Es" of marketing.
To learn more about advertising refer to :
https://brainly.com/question/14227079
#SPJ4
the fourth industrial revolution is where advances in _______ are radically shifting the way we work, live, learn, and interact with each other.
Advances in Industry 4.0 are radically changing how we operate, live, study, and interact with others throughout the fourth industrial revolution.
What exactly is meant by "radically"?totally or incredibly: Heavily altering the trajectory of his life was the accident. Compared to our rivals, our strategy is vastly different.
What does shifting entail in the corporate world?A focus shifted in business refers to a significant change or advancement in the manner in which a firm or business generates its products or services. They frequently improve the effectiveness and caliber of a business's output while fundamentally altering the way in which it functions.
To know more about radically visit:
https://brainly.com/question/14531187
#SPJ4
Sam Slezee was found to be providing mortgage loan origination services without a state license. A temporary order to cease and desist engaging in such activities was issued against Sam. While under the order, Sam completed three transactions. What is the maximum fine a state licensing agency may impose on him
$75,000 is the maximum fine a state licensing agency may impose on him.
Which of the following may be an indication of predatory lending?
Loans with high interest rates, excessively high hidden costs, loans with ambiguous terms, and other predatory lending practices are a few examples. Typically, predatory lenders prey on weaker customers, locking them into debt cycles that can result in foreclosure and even bankruptcy.
The individual or business that only engages in real estate brokerage activity is the correct response. A loan originator is not deemed to engage in real estate brokerage activities.
Which of the following best describes the cost of credit as a monetary sum?
Finance Charge: The cost of credit represented in dollars; this is the total interest and other fees you will pay over the course of a loan, assuming you make all payments on time.
Learn more about Finance Charge:
brainly.com/question/3436429
#SPJ4
Why are lines drawn in both the balance debit and balance credit columns when an account has a zero balance?
a. Because it's pretty
b. To show that you didn't post anything to that account
c. To assure a reader that a balance has not been omitted
d. To show that the balance of that account has been deleted
Why are lines drawn in both the balance debit and balance credit columns when an account has a zero balance. To assure a reader that a balance has not been omitted
What is balance debit ?
Balance debit is a type of accounting entry which indicates a decrease in the balance of an asset or expense account, or an increase in a liability or equity account.
It is denoted by a minus sign (-) on the left side of the account, and is the opposite of a credit balance. Balance debit entries are used to record the reduction of assets, increase of liabilities, or increase of expenses. Examples of balance debit entries include payments for goods and services, payroll expenses, and loan payments. In order for a company to maintain accurate financial records, it is important to ensure that balance debit entries are recorded accurately and in a timely manner.
To learn More about balance debit
https://brainly.com/question/20299462
#SPJ4
What is zone of tolerance in service expectations?
The zone of tolerance is a range of service performance that a customer considers satisfactory
What is zone of tolerance in service?Customers will become irritated and less loyal if a performance falls below the tolerance zone. Customers will be pleasantly surprised by performance levels exceeding the tolerance zone, which will increase their loyalty.The zone of tolerance is the range between what customers expect from the service they want and the bare minimum that is acceptable. The desired service is the higher level of their expectation compared to the acceptable service, which can be thought of as the lower level.The zone of tolerance is crucial because it allows customers to accept fluctuation within a range of performance, and any improvement within this range will only have a minor impact on perceptions.The zone of tolerance (ZOT) is a novel idea that has recently gained interest
To learn more about tolerance in service refers to:
brainly.com/question/25922327
#SPJ4
Melody is a full-time employee in Sioux City, South Dakota, who earns $4,600 per month and is paid semimonthly. She is married filing jointly and has indicated checkbox withholding allowance (use the wage-bracket tables). She has a qualified health insurance deduction of $50 per pay period and contributes 3% to her 401(k), both of which are pre-tax deductions. What is her net pay
Melody works full-time and makes $4,600 a month in Sioux City, South Dakota (paid semi-annually).
The deduction for health insurance is $50 every pay period.
Contribution = 3% to her 401(k).
Semi-monthly payment = Monthly Payment / 2
Semi-monthly payment = 4600 / 2 = $2300
Earnings before tax = Revenue from semi-monthly earnings – Deduction in health insurance
Earnings before tax = $2300 - $50 = $2250
6.2% for social security and 1.45% for Medicare is the FICA tax rate.
7.65% is the overall FICA tax rate.
Value of Tax rate:
Social Security = 6.2% * Earnings before tax
Social Security = 6.2% * $2250 = $139.50
Medicare tax = 1.45% x Earnings before tax
Medicare tax = 1.45% x $2250 = $32.63
Contribution = 3% of 401(k)
⇒ Semi-monthly earnings x 3% of the contribution
Contribution = $2300 x 3% = $69.
Taxable earnings = Semi-monthly earnings – Deductions in health insurance – contribution
Taxable earnings = $2300 - $50 - $69 = $2181
$164 is the amount of income tax withheld (the amount would be deducted in one withholding allowance, which would be between $2162 and $2182).
Net pay = Taxable earnings - Social security tax - Medicare tax – Withholding income tax
Net pay = 2181 - 139.50 - 32.63 - 164 = $1844.87
Therefore, the Net pay is computed at $1844.87
To know more about Pre-tax Deductions, refer to this link:
https://brainly.com/question/15217857
#SPJ4
Which of the follow is NOT a good place to gather and evaluate investment options?
a Social Media
b Newspapers and magazines
c Brokers and advisers
d Company financial reports
Refer to the data in the corresponding table to answer the following three questions.
Year Nominal Interest Rate Real Interest Rate Inflation Rate 2008 5% --- 9%
2009 5% 3% ----
2010 --- 3% 3%
What was the Real Interest Rate in 2008? Number ___ % What was the Inflation Rate in 2009? Number ___ % What was the Nominal Interest Rate in 2010? Number ___ %
The rates were the lowest they had ever been in the Bank's more than 300-year history by March 2009 due to the financial crisis and severe economic recession of 2008–2009.
How do you calculate the real interest rate?You deduct the inflation rate from the nominal interest rate to arrive at the real interest rate. In terms of mathematics, we would say that the real interest rate is equal to the nominal interest rate less the inflation rate.
The term "nominal interest rate" refers to the interest rate before accounting for inflation. The term "nominal" can also be used to describe the advertised or stated interest rate on a loan that is not adjusted for fees or interest that have already been compounded.
Learn more about the real interest rate here:
https://brainly.com/question/29481028
#SPJ1
According to the contingency model, a relationship-oriented leadership style works best in ________-control situations.
The contingency model states that relationships-focused leadership styles function best in circumstances with moderate control.
What is an contingency theory ?The core idea of contingency theory is that there is no single best way to run an organization. What is actually the ideal way to lead in a certain situation will vary if there are too many internal and external constraints. In other words, the best course of action will be determined solely by the situation. According to the theory ContIngency Model is made.
The Contingency Trait Theory served as the foundation for Fred Fiedler's Contingency Management Theory. Fiedler contends that a leader's effectiveness and their personality traits are mutually exclusive.
To know more about ContIngency Model, visit:
https://brainly.com/question/19259491
#SPJ4
Which of the following is NOT a recommended method to
protect you from identity theft?
A. Expensive Specialty locking or monitoring service
B. Regularly Monitoring your credit report
C. Contacting lenders and credit bureaus to report inaccurate information
D. Place a credit freeze with the credit bureaus
Answer: Expensive specialty locking or monitoring service.
Explanation: Trust me bro.
The method that is NOT recommended for protecting one from identity theft is A. Expensive Specialty locking or monitoring service.
There are methods that are recommended to protect one from identity theft. They include:
Shredding documents with identity information before disposalInstalling antivirus software in devicesRegularly monitoring credit reportsContacting lenders and credit bureaus with inaccurate reportsPlacing a credit freeze on accounts.Thus, having expensive specialty locking and monitoring service is not a recommended method to protect one from identity theft.
Learn more about identity theft at https://brainly.com/question/14108262
Which one of the following is a name for the range over which a company expects to operate? a. Fixed range b. Variable range c. Mixed range d. Relevant range
Option D is correct. A company expects to operate over a relevant range.
What is relevant range?The word "relevant range" in accounting typically refers to a normal range of volume or normal amount of activity, where the total amount of a company's fixed costs won't change as the volume or amount of activity changes. Since a corporation would take action to reduce its overall amount of fixed costs if its volume were to drastically collapse, the term "relevant range" is included in the definition of fixed costs. In a similar vein, if the company's volume were to sharply rise, it would probably have to raise the overall sum of its fixed costs.
It's crucial to select a relevant range because otherwise, you risk making inaccurate estimates if you assume that all of your costs—variable or fixed—will remain constant. Additionally, if you disregard relevant range, you risk running into production capacity problems, failing to recognize that you have reached your limit for the time period and cannot physically produce all the necessary goods.
To know more about relevant range visit:
https://brainly.com/question/13296648
#SPJ4
The following data is provided for Garcon Company and Pepper Company. Garcon Company Pepper Company Beginning finished goods inventory $12,600 $16,900 Beginning work in process inventory 17,600 21,600 Beginning raw materials inventory 7,700 10,650 Rental cost on factory equipment 28,500 23,050 Direct labor 23,000 39,800 Ending finished goods inventory 18,500 14,100 Ending work in process inventory 26,500 19,800 Ending raw materials inventory 6,800 7,600 Factory utilities 12,300 17,750 Factory supplies used 13,000 4,400 General and administrative expenses 31,000 59,500 Indirect labor 2,450 9,580 Repairsâ€"Factory equipment 6,860 3,700 Raw materials purchases 37,000 66,000 Selling expenses 51,200 48,700 Sales 238,530 337,510 Cash 29,000 17,200 Factory equipment, net 217,500 118,825 Accounts receivable, net 16,800 24,200 Compute the total prime costs for both Garcon Company and Pepper Company
We need to know how much raw material is consumed and how much is spent directly on paying employees in order to compute prime cost.
What is the formula for total prime cost?We need to know how much raw material is consumed and how much is spent directly on paying employees in order to compute prime cost.The formula is: Raw Materials + Direct Labor = 7500 + 3200 = 10700 Crore. In the example above, let's say the corporation pays 3200 toward direct labor costs out of the total direct expenditures.Returning to our prime cost formula, here are some more details:CoGS plus total labor costs equals prime cost.Direct materials consumed along with direct labor costs are utilized to compute prime costs.The direct labor expensed plus the manufacturing overhead expensed are used to compute conversion costs.As a result, both prime and conversion expenses include the direct labor that was used.According to the statement, prime cost sums are used for "the amounts of work whose size is recognized, but whose specification has not yet been established."
To learn more about prime cost refer
https://brainly.com/question/14393420
#SPJ4
the reconciliation of the bank statement is a process of comparing date on a bank statement with records maintained in the medical office
The reconciliation of the bank statement is a process of comparing date on a bank statement with records maintained in the medical office to identify any discrepancies.
What is Reconciliation?The reconciliation process can help to ensure accuracy in the financial records of the medical office.The reconciliation process typically involves comparing the bank statement to the medical office's record of deposits, checks, and other transactions to identify any discrepancies.The discrepancies may include incorrect amounts, missing transactions, or incorrect datesOnce all of the discrepancies have been reconciled, the medical office can then make any necessary adjustments to the financial records to ensure accuracy.To learn more about Reconciliation from the given link
https://brainly.com/question/29097188
#SPJ4
A large percentage of the revenue of most firms is spent on which function? O A. operations O B. research and development O C. finance O D. marketing
A large percentage of the revenue of most firms is spent on the function of operations.
What do you know about Operations?
Operational functions (capitalised) are those in an organisation that deal with its primary operating activities. Since businesses cannot function without employees, human resources is where we begin to address their requirements. We also need information technology, or IT, for data processing and analytics. We require a legal function since we operate in the actual world, which involves legal exposure. Customer service is necessary for us to satisfy our clients because they will have problems and complaints. We have marketing because we need to promote more things. Accounting produces the results we need to understand how we are performing, and finance finds the funding we require to keep expanding.
So, The correct option is A. Operations
To learn more about Operations:
https://brainly.com/question/28508039
#SPJ4
What are the three main types of organizational buyers?
(1) industrial firms, which in some way reprocess a product or service they buy before selling again to the next buyer; (2) resellers, which are wholesalers and retailers that buy physical products and resell them again without any reprocessing; and (3) government units, which are the federal, state, and local agencies that buy products and services for the constituents they serve
The three main types of organizational buyers are :(1) industrial firms, which in some way reprocess a product or service they buy before selling again to the next buyer;
(2) resellers, which are wholesalers and retailers that buy physical products and resell them again without any reprocessing; and
(3) government units, which are the federal, state, and local agencies that buy products and services for the constituents they serve.
What kinds of organizational buyers exist?Producers, resellers, institutions, and the government might be the primary organizational buyers. Where the company that acquires goods for subsequent production or reproduction is referred to as a producer. Wholesalers, retailers, and agents are examples of organizations that acquire products for the purpose of reselling them.
What exactly are corporate buyers?Individuals who represent a business are known as organizational buyers. These buyers typically take into account both their own preferences and the potential preferences of the customers to whom the organizational buyer's business will market itself when making purchases.
The decision-making process by which an organization identifies, evaluates, and selects among alternative brands and suppliers after determining the need for those products or services is referred to as organizational buying behavior.
Learn more about organisational buyers:
brainly.com/question/14913734
#SPJ4
Year-to-Date Turnover Avg. Head- < 90 Day This Year Last Year Total Shift count 95 A 8 16. 8% 16. 2% 16 17. 5% 11. 1% 14 55 14. 5% 9. 8% 45 4 8. 9% 10. 3% Total 14. 3% 275 42 15 15. 3% Assuming the cost of an associate leaving within 90 days is $3,000, what will be your facility's approximate cost of early turnover for this year? a. 45000 b. 90000 c. 126000 d. 252000
It is estimated that losing an employee can cost a business 1.5 to double the employee's income. This shows how expensive turnover is.
How do you calculate cost of turnover?The cost of employee turnover is calculated by multiplying your annual rate by the number of employees lost in that position in a given year, multiplied by 12, and then adding your cost to cover the vacant position, cost to fill the position, cost of onboarding and orientation, and cost of productivity ramp up.
An owner of a firm wants to maintain as little inventory on hand and sell as much of it as they can. The turnover rate, which indicates how frequently a company sells all of its goods, is five, for instance, if the cost of sales each month is Rs. 5,00,000 and you have Rs. 1,000,000 in inventory. You can figure out total turnover, voluntary turnover, and involuntary turnover.
To learn more about cost of turnover refer to:
https://brainly.com/question/29705008
#SPJ4
1.Limitations of the _______ budgeting method include not allowing firms to exploit the unique opportunities or problems they confront in a market. If all competitors use this method to set communication budgets, their market shares will stay approximately the same over time.
Companies are unable to take advantage of the unique opportunities or challenges they face in a market because of the competitive parity budgeting method's limitations.
In VRIO, what is competitive parity?If a lot of people in an industry have access to a certain valuable resource, they can all use it in the same way. Then, using that resource, none of the players gain a competitive advantage. Competitive parity or competitive equality refers to this circumstance.
In business, what does parity mean?The condition in which two things are equivalent to one another is referred to as parity. As a result, it can be used to refer to two securities of equal value, such as the value of a stock and a convertible bond (if the bondholder chooses to convert the bond into common stock).
To learn more about competitive parity here:
https://brainly.com/question/29285051
#SPJ4
which of the following would not be considered a conversion cost by a baking company? a. Flour b. Depreciation on oven c. Electric costs
d. Baker
Flour would not be considered as conversion cost by a baking company.
What is a conversion cost?The conversion cost is the expense made by any industrial company to turn its raw materials into finished products that can be sold on the market. It frequently includes actual costs like administrative and manufacturing overheads in addition to the total cost of labor. Manufacturing Costs known as "overheads" may be directly related to each unit of a product or step in a process. These cover costs for items like electricity, rent, depreciation, insurance for the plants, upkeep for the plants, etc. The price of direct labor, which includes salaries, wages, pensions, insurance for those working in production, supervision, etc., is directly connected to how much the product is produced.
To learn about conversion cost, visit:
https://brainly.com/question/14619798
#SPJ1
Which of the following protects intellectual property for a period of time,
usually the creator's lifetime plus 70 to 125 years?
A. Trademark
B. Copyright
C. Patent
D. Due process
Answer:
B
Explanation:
copyright
Copyright protects intellectual property for a period of time, usually the creator's lifetime plus 70 to 125 years. Hence, option B is appropriate.
What is the meaning of Copyright?Original works of authorship are protected by copyright, a type of intellectual property, as soon as the author fixes the work in a tangible form of expression.
According to the definition of copyright, someone may get the exclusive right to produce and market one or more copies of their original work. A copyright example might prevent you from passing off Michael Jackson's music as your own. What qualifies as a copyrighted work? The work must be original and physical.
A trademark safeguards a company name, logo, slogan, or other identifier used to market goods and services. Artistic, literary, and theatrical works are examples of original creative expressions that are protected by copyright. Coverage. To identify the brand of a good or product, a mark is utilized.
Hence, option B is correct.
Learn more about Copyright here:
https://brainly.com/question/22399852
#SPJ2
If a department store fails to make the entry to accrue the finance charges due from customers,
interest revenue will be understated.
interest expense will be overstated.
accounts receivable will be overstated.
interest expense will be understated.
Interest revenue will be overstated if a department store forgets to record the entry to collect the finance costs owed by consumers.
Consumers are people or groups who don't actively engage in commercial or entrepreneurial operations and who plan to order or use purchased goods, experiences, or services primarily for their own social, familial, domestic, or other needs. The most common user of the word is someone who purchases items for their own use. On March 15, 1962, President John F. Kennedy provided the US Congress with his definition of "consumers." We are all consumers by definition, he remarked. This presentation served as the impetus for the creation of World Consumer Rights Day, which is today observed on March 15. In his address, John Fitzgerald Kennedy underlined that helping citizens exercise their rights is one of the essential duties of the government.
Learn more about Consumers from
brainly.com/question/380037
#SPJ4
If there is a fall in the interest rate, _____. A. consumers will be less likely to buy more expensive items B. the unemployment rate will most likely rise C. businesses will be more likely to expand their facilities D. there will be a downturn in the economy
If there is a fall in the interest rate consumers will be less likely to buy more expensive items.
What is interest rate?Interest rate is the cost of borrowing money, or the rate at which a lender charges a borrower for the use of assets. Generally, interest rates are expressed as a percentage of the principal amount borrowed, and they can be either fixed or variable. A fixed interest rate is when the rate remains constant throughout the duration of the loan. Variable interest rates fluctuate based on market conditions and other factors. Interest rates are typically higher for higher-risk borrowers, and they are also based on the borrower’s credit score. Interest rates can also be affected by inflation and other external factors. Generally, higher interest rates lead to higher costs for borrowers, so it is important for borrowers to shop around for the best terms and rates.
To learn more about interest rate
https://brainly.com/question/25379255
#SPJ4
Answer:businesses will be more likely to expand their facilities
Explanation:gradpoint said it was right
Which of the following statements is TRUE if a bond is issued for an amount higher than face value? A) The bond's stated interest rate is less than the prevailing market interest rate at time of sale. B) The bond's stated interest rate is the same as the prevailing market interest rate at time of sale. C) The bond's stated interest rate is more than the prevailing market interest rate at time of sale. D) The bond is not secured by specific assets of the issuer. E) none of the above
(C) The bond's stated interest rate is more than the prevailing market interest rate at the time of sale is true.
The interest rate that appears on a bond coupon is known as the stated interest rate. This represents the real interest that the bond issuer has paid. The quoted interest rate is 6% if the issuer pays $60 for a bond with a $1,000 face value.
The estimated cost of the loan that even a bank charges, given as a percentage, is the stated interest rate. Other fees related to borrowing the money are not factored into this interest rate.
Most bonds have a fixed rate of return that increases in attractiveness when interest rates decline, increasing demand and bond price. In contrast, if interest rates increase, investors won't favor the lower fixed rate paid by a bond as much.
Learn more about the bond's stated interest rate here:
https://brainly.com/question/4626564
#SPJ4
The national savings rate decreases causing aggregate demand to increase and pushing real GDP from $55,000 to $70,000. What is the percent change in real GDP
When aggregate demand rises and causes real GDP to expand from $55,000 to $70,000, the change is 27.27%.
Explain the significance of GDP.Gross domestic product measures how well-off an economy is in a given nation. It indicates the total value of all commodities and services produced inside a nation's borders within a certain time period. GDP can be used by economists to assess whether an economy is expanding or going through a recession. This strategy, created by Prof., supported the notion of a self-sufficient closed economy. GDP is significant since it provides information on the size and health of an economy. Real GDP growth is frequently used as a gauge of the economy's overall health. In general, a growth in real GDP is seen as a positive indicator of the health of the economy.
[tex]Change in GDP=\frac{70000-55000}{55000}*100\\Change in GDP= 27.7%[/tex]
To know more about GDP visit
brainly.com/question/30111703
#SPJ4
Elasticity differs from the slope as a measure of responsiveness to changes in prices because:
a. elasticity changes depending on the currency prices are measured in, but this does not affect the slope.
b. percentage changes do not depend on the units of measurement, whereas the slope does.
c. elasticity is only useful for describing demand, but the slope is useful for describing demand and supply.
d. the slope is always negative, while elasticity is not.
Answer:
B. percentage changes do not depend on the units of measurement, whereas the slope does.
Explanation:
A postoperative client is being evaluated for discharge and currently has an Aldrete score of 8. Which of the following is the most likely outcome for this client
Body temperature should be measured on admission and four hourly with other vital signs unless clinically indicated for further frequent measures.
Maintaining rotation and assessing for cardiac complications in the immediate post-op period is precedence for nursing care. The Valsalva initiative produces pressure on abdominal injuries, which increases the threat of evisceration. The nanny minds a customer who develops an evisceration. The client can be discharged from the PACU.
The primary nursing thing in the immediate postoperative period is conserving pulmonary function and forestallment of Hypoxemia and hypercapnia. A post-op period reports severe abdominal pain. The nanny can not auscultate bowel sounds and notes the customer's tummy is rigid.
To learn more about post-op period, visit here
https://brainly.com/question/28234176
#SPJ4
How can I raise my credit score 100 points overnight?
Unfortunately, it is not possible to raise your credit score 100 points overnight. Credit scores are based on a variety of factors, including payment history, credit utilization, and length of credit history. It takes time to build a good credit score, and it is not possible to make such a large.
What is Credit scores?A credit score is a number that reflects a person's creditworthiness. It is based on a person's credit history and is used by lenders to assess the likelihood that a person will repay their debt. Credit scores range from 300 to 850, with higher scores indicating a more favorable credit history. Good credit scores can help people qualify for loans, mortgages, and credit cards with better interest rates. Improving a credit score can take time, but it is possible to do by making regular payments, reducing debt, and keeping credit utilization low.
To learn more about Credit scores
https://brainly.com/question/25495704
#SPJ4
The risks of a focused strategy based on either low-cost or differentiation do not include which of the following? O The risk that technological change will rapidly accelerate, resulting in the creation of so many new cost drivers and value drivers that firms employing focused strategies lack the resources and capabilities to compete effectively with firms employing the other three generic competitive strategies O The potential for segment growth to slow to such a small rate that a focuser's prospects for future sales and profit gains become unacceptably dim O The chance that competitors outside the niche will find effective ways to match the focused firm's capabilities in serving the target niche O The potential for the segment to become so attractive that it is soon inundated with competitors, intensifying rivalry and splintering segment profits O The potential for the preferences and needs of niche members to shift over time towards the same product attributes and capabilities desired by buyers in the mainstream portion of the market
The risk that technological development may accelerate quickly, leading to the production of so many new cost drivers and value drivers that enterprises using focused strategies lack the resources, is not included in the hazards of a focused strategy based on low cost or distinctiveness.
What is a focused strategy?
A focused strategy is a business strategy that involves concentrating resources on a narrow segment of the market in order to gain a competitive advantage. This strategy involves concentrating on one particular product or service, or a small number of products or services, to gain a greater understanding of customer needs and preferences in that area. A company using a focused strategy will focus on a specific set of customers, and will tailor their products or services to meet the needs of that particular market segment. This strategy can be useful when trying to differentiate yourself from competitors, as well as reduce costs by narrowing the scope of operations and targeting a particular market segment.
So, The correct option is a.
To learn more about focused strategy:
https://brainly.com/question/29317173
#SPJ4
Correct Question: The risks of a focused strategy based on either low-cost or differentiation do not include which of the following?
a. The risk that technological change will rapidly accelerate, resulting in the creation of so many new cost drivers and value drivers that firms employing focused strategies lack the resources and capabilities to compete effectively with firms employing the other three generic competitive strategies
b. The potential for segment growth to slow to such a small rate that a focuser's prospects for future sales and profit gains become unacceptably dim
c. The chance that competitors outside the niche will find effective ways to match the focused firm's capabilities in serving the target niche
d. The potential for the segment to become so attractive that it is soon inundated with competitors, intensifying rivalry and splintering segment profits
e. The potential for the preferences and needs of niche members to shift over time towards the same product attributes and capabilities desired by buyers in the mainstream portion of the market.
Which of the following are effective ways to try to boost a company's stock price?
a) Strive to increase earnings per share, boost the company's dividend payout ratio to more than 100%, and increase the company's retained earnings.
b) Pay off all long-term debt as rapidly as possible, strive to achieve a credit rating of at least an A, and try to boost the company's image rating above 75.
c) Strive to achieve a ROE above 20%, quickly pay off all long-term debt, and keep the company's dividend payout ratio below 50%.
d) Strive to increase earnings per share each years, raise the company's dividend each year (ideally by at least $0.05 per share), and repurchase shares of common stock.
e) Increase the company's retained earnings each year, boost spending for corporate citizenship and social responsibility, and offer a wider variety of models/styles of branded footwear.
Strive to increase earnings per share each years, raise the company's dividend each year (ideally by at least $0.05 per share), and repurchase shares of common stock are effective ways to try to boost a company's stock price.
Hence, Option D is correct
The price at which a security was most recently sold on an exchange is known as the "current price." Buyers and sellers use the current price as a starting point. Although current price is a good indicator of current value, supply and demand may cause the actual price of the next sale to vary.
The highest closing price of a stock over the previous 52 weeks after stock splits have been taken into account, or the highest intraday price of a stock during the most recent (or current) trading session.
The value of a company's stock reflects how investors believe it will be able to sustain and increase its profits in the future. If the company is doing well and its share price reflects this, then its executives do it accordingly.
To know more about Stock price here
https://brainly.com/question/28143339
#SPJ4
Which of the following occurs when a person reaches the age of majority and states, either orally or in writing, that he or she intends to be bound by the contact entered into as a minor?
Multiple Choice
Disaffirmance
Implied novation
Implied ratification
Express novation
Express ratification
Option E, Express ratification occurs when a person reaches the age of majority and states, either orally or in writing, that he or she intends to be bound by the contract entered into as a minor.
This means that the individual explicitly confirms and agrees to be bound by the terms of the contract they entered into as a minor, and they can no longer disaffirm the contract. This is in contrast to disaffirmance, which is the act of rejecting or voiding a contract entered into as a minor.
The other options, Implied novation, Implied ratification, and Express novation are not related to the scenario of a minor entering into a contract, but to other types of contracts.
To learn more about the Express ratification at
https://brainly.com/question/29817978?referrer=searchResults
#SPJ4