Which best describes a way people can use personal loans?
• to buy a house
• to buy a car
• to pay for college
• to pay for groceries

Answers

Answer 1
c) to pay for college.
personal loans are money borrowed that you pay back in fixed monthly payments or installments. college debt for example you pay back gradually. therefore the answer is c :)

Related Questions

what the reports did not say was that the company producing that juice drink was the company who sponsored the study. is this study unethical?

Answers

This study may be considered unethical due to the conflict of interest created by the company producing the juice drink also sponsoring the study.

About the study

This creates a potential bias in the study's findings, which can impact its accuracy and reliability. It is important for research studies to be conducted without any conflicts of interest, in order to ensure that their findings are objective and unbiased.

findings.In general, studies should be conducted in an impartial and unbiased manner, with the goal of producing accurate and reliable results. When a company sponsors a study, it is important that they do not interfere with the study design, data collection, or data analysis in any way that could potentially compromise the integrity of the study.

In conclusion, the fact that the company producing the juice drink sponsored the study raises ethical concerns, as it may lead to bias or manipulation of the findings. It is important for studies to be conducted in an impartial and unbiased manner, with the goal of producing accurate and reliable results.

Learn more about scientific study at

https://brainly.com/question/10889054

#SPJ11

an employee stays late after work in order to meet a deadline. the employee believes this will help her get a promotion. this belief reflects an example of

Answers

The employee believes this will help her get a promotion. this belief reflects an example of Expectancy.

Expectancy is the conviction that one's recompense may increase if one increases their effort. Expectancy is what drives a person to collect the necessary resources to complete the task, which could include raw materials and resources, job-specific skills, support from superiors, and information.

Your degree of expectancy is influenced by a number of common factors, including:

Self-efficacy: Your drive levels may be affected by your self-confidence in your capacity to perform well.

Goal difficulty: The degree of difficulty of your aim may affect the results you anticipate from your efforts.

Control: Your efforts may be influenced by how much control you believe you have over your success.

To learn more about expectancy, here:

https://brainly.com/question/29312866

#SPJ4

the owner of an office building should report rent collected in advance as a debit to cash and a credit to: multiple choice stockholders' equity. revenue. a liability. an asset other than cash.

Answers

The owner of an office building should report rent collected in advance as a debit to cash and a credit to a liability. Option C is the correct answer.

Rent collected in advance is a type of revenue or income that is recognized before it is earned. It is also known as unearned revenue or prepaid rent. Because the cash payment is made in advance of the services rendered, it is a liability on the company's balance sheet.

It is a liability because the company has to earn the payment by providing the service or goods.The liability account is credited with the payment received because it represents a debt that the company owes to the customer.

The cash account is debited because it represents the cash that the company has received as a result of the transaction. The accounting equation remains balanced because the liability created by the rent collected in advance offsets the increase in cash.The correct answer is a C- liability.

You can learn more about liability at

https://brainly.com/question/14921529

#SPJ11

the purpose of management by objectives is to group of answer choices enable top management to set goals for the entire organization. allow employees to set their own goals without consulting with management. help employees motivate themselves with a goal-setting model that involves discussion, review, and evaluation by management and employees. simplify the jobs of middle management by providing them with predetermined goals and objectives.

Answers

The purpose of Management by Objectives (MBO) is to help employees and managers work together to set clear, measurable goals that align with the overall objectives of the organization.

MBO involves a goal-setting model that involves discussion, review, and evaluation by both management and employees, which helps to ensure that everyone is working towards the same objectives. By involving employees in the goal-setting process, MBO can help to improve motivation and engagement, as employees are more likely to be committed to goals they have helped to create. MBO also provides a framework for performance evaluation and feedback, which can help managers to identify areas for improvement and provide employees with the support they need to succeed.

To know more about goals click here

brainly.com/question/21032773

#SPJ4

prior to international trade, if country a has a lower cost of production of good x (relative to the cost of production of other goods) than country b does, the ? a. country b has a comparative advantage in the production of good x and country b imports the good. b. country a has a comparative advantage in the production of good x and country a exports the good. c. country b has a comparative advantage in the production of good x and country b exports the good. d. country a has a comparative advantage in the production of good x and country a imports the good.

Answers

Than country b does, the country b has a comparative advantage in the production of good x and country b exports the good. The answer is OPTION C.

The ability of an economy to produce a specific product or service at a lower opportunity cost than its trading partners is known as comparative advantage. Comparative advantage is a theory that explains why businesses, nations, or people can gain from commerce.

A nation has a comparative advantage economically when it can produce with a reduced opportunity cost than its trading partners. A nation can have an absolute advantage in producing all goods, even though it cannot have a comparative advantage in all products and services. A lower opportunity cost results in a comparative production advantage. The answer is OPTION C.

To learn more about comparative, click here.

https://brainly.com/question/14908224

#SPJ4

for a monopolist, if price is above average total cost, the monopolist is group of answer choices earning an economic profit. taking an economic loss. minimizing total fixed costs. minimizing total variable costs.

Answers

When the price is above the average total cost, a) the monopolist is earning an economic profit.

In other words, the revenue generated from the price is greater than the cost of producing the good, leading to a positive profit for the monopolist.This occurs because the monopolist has the power to set the price of the good, and they will choose a price that maximizes their profit.

If the price is set too low, they will not earn enough revenue to cover their costs. However, if the price is set too high, they may lose customers to competitors. Therefore, the monopolist will choose a price that allows them to earn the highest possible profit, which occurs when the price is above the average total cost.

For more questions like Monopolist click the link below:

https://brainly.com/question/29763908

#SPJ11

for a june 30, 2021 audit, an auditor established a $75,000 tolerable misstatement for an accounts receivable balance of $1,000,000. the auditor selected a sample of every 25th item from the population of 1,000 items that represented the accounts receivable balance and discovered overstatements of $4,500 and understatements of $700. under these circumstances, can the auditor conclude the accounts receivable balance as of june 30, 2021 is fairly stated or not? show your analysis.

Answers

Based on audit analysis, the auditor can conclude that the accounts receivable balance as of June 30, 2021, is fairly stated.

Now, let's dive into the scenario presented. In this audit, the auditor established a $75,000 tolerable misstatement for an accounts receivable balance of $1,000,000. Tolerable misstatement refers to the maximum amount of error or misstatement in the financial statements that the auditor is willing to accept without altering their opinion.

To test the accounts receivable balance, the auditor selected a sample of every 25th item from the population of 1,000 items. This approach is known as systematic sampling, which involves selecting items at fixed intervals from a population. The auditor then discovered overstatements of $4,500 and understatements of $700.

To determine whether the accounts receivable balance is fairly stated, the auditor needs to compare the misstatements found in the sample to the tolerable misstatement amount. In this case, the total misstatement found in the sample is $3,800 ($4,500 - $700), which is less than the tolerable misstatement amount of $75,000.

To know more about audit here

https://brainly.com/question/29979411

#SPJ4

acquisition costs such as the fees of accountants and attorneys that were necessary to negotiate and consummate a business combination transaction are: group of answer choices recorded as a deferred asset and amortized over a period not to exceed 15 years expensed if immaterial but capitalized and amortized if over 2% of the acquisition price expensed in the period incurred included as part of the price paid in the business combination transaction

Answers

Acquisition costs such as the fees of accountants and lawyers that were necessary to negotiate and consummate the purchase are expensed in the period of the purchase. Option C is correct.

According to generally accepted accounting principles (GAAP) in the United States, these costs should be treated as expenses and included in the determination of net income for the period in which they are incurred. They should not be recorded as a deferred asset or capitalized, as they are not considered to have future economic benefits that meet the definition of an asset.

Option A is incorrect because acquisition costs are not recorded as a deferred asset and amortized over a period not to exceed 15 years.

Option B is incorrect because acquisition costs should not be capitalized and amortized, except for direct costs of issuing debt or equity securities, which may be capitalized and amortized over the term of the debt or the useful life of the equity security.

Option D is incorrect because acquisition costs should not be included as part of the price paid for the company purchased.

Hence, C. is the correct option.

To know more about Acquisition costs here

https://brainly.com/question/17269357

#SPJ4

--The given question is incomplete, the complete question is

" Acquisition costs such as the fees of accountants and lawyers that were necessary to negotiate and consummate the purchase are A. recorded as a deferred asset and amortized over a period not to exceed 15 years B. expensed if immaterial but capitalized and amortized if over 2% of the acquisition price C. expensed in the period of the purchase D. included as part of the price paid for the company purchase."--

a graphical representation of all organizational jobs along with the numbers of employees currently occupying those jobs and future employment requirements is called

Answers

A graphical representation of all organizational jobs along with the numbers of employees currently occupying those jobs and future employment requirements is called a workforce chart.

A graphical representation is a visual way of presenting information, data or ideas. It can be used to simplify complex information, convey messages effectively, and aid in decision-making processes. Graphical representations can take various forms, such as charts, diagrams, maps, infographics, and more.

They are often used to illustrate trends, patterns, relationships, and comparisons in data or information. Graphical representations are widely used in many fields, including business, finance, science, education, and journalism, among others, to present data in a visually appealing and easy-to-understand way.

Learn more about graphical representation

https://brainly.com/question/12658990

#SPJ4

the msb company provides its customers with critical or time-sensitive product information by sending them alerts or messages through their cellular phones. what form of technology is msb using as an element of customer relationship management?

Answers

MSB is using mobile technology as an element of customer relationship management.

The innovation that MSB organization is utilizing as a component of client relationship the board is portable promoting. By sending cautions or messages to clients' phones, MSB can convey time-delicate item data straightforwardly to its clients progressively, permitting them to remain informed and settle on ideal buying choices.

Portable promoting is a type of computerized showcasing that uses cell phones to speak with clients through SMS, MMS, pop-up messages, or in-application informing. It permits organizations to interface with clients on a more private level and furnish them with pertinent and opportune data, at last further developing consumer loyalty and devotion.

To learn more about customer relationship management, refer:

https://brainly.com/question/13341531

#SPJ4

a modern 3d printer has a cost today of $20,000. the future worth of an equivalent printer 10 years from now at an inflation rate of 4% and an interest rate of 9% per year is closest to:

Answers

An inflation rate of 4% and an interest rate of 9% per year is closest to $70080.

India's average inflation rate (Last Year) Similar to this, the wholesale price index (WPI), which determines the total cost of products before selling them at retail prices, showed a decrease in inflation to 3.85% from 4.73% over the same time period. The CPI last year peaked at 7.79% in April, and the WPI peaked at 15.88% in May 2022.  

The rate of inflation consequently rises. An ongoing increase in the general amount of prices is called inflation. While high inflation can indicate an overheated economy, moderate inflation is linked to economic development. When economic development picks up speed, demand increases even more quickly, driving up prices for consumers. 

To learn more about inflation, click here.

https://brainly.com/question/30112292

#SPJ4

over the first four years of a company's life, it earned the following net income (loss): $8,000; $4,000; $8,000, and ($3,000). if the company's ending retained earnings is $13,000 after year 4, what is the average amount of dividends paid per year?

Answers

The average amount of dividends paid per year over the first four years of the company's life is $1,000.

To calculate the average amount of dividends paid per year, we need to first determine the total amount of earnings retained by the company over the four-year period. We can do this by summing up the net income (loss) figures for the four years: $8,000 + $4,000 + $8,000 + (-$3,000) = $17,000

We know that the ending retained earnings after year 4 is $13,000, so we can calculate the total amount of dividends paid over the four years:

Total Dividends = Total Earnings - Ending Retained Earnings Total Dividends = $17,000 - $13,000 = $4,000 Finally, we can calculate the average amount of dividends paid per year:

Average Dividends = Total Dividends / Number of Years Average Dividends = $4,000 / 4 = $1,000 per year.

Therefore, On average, the company distributed $1,000 of its earnings to its shareholders each year, while retaining the remaining amount to reinvest in the business or to accumulate as retained earnings.

Learn more about dividends here:

https://brainly.com/question/16014276

#SPJ4

what attitude change approach did colgate marketers use to encourage consumers to purchase its product when it began to include the antibacterial agent triclosan in its product?

Answers

Colgate marketers decided to include the antibacterial agent Triclosan in their product, they took on an attitude change approach.

This meant that they had to show the benefits of using this new ingredient and how it could benefit the consumer's health. They ran various campaigns through television, radio and other forms of advertisement highlighting the advantages of using this antibacterial agent such as reduced plaque, fresher breath and stronger teeth.

Colgate also went out their way by giving away free samples so that consumers could try the product and be convinced of its advantages. Additionally, coupons were distributed to offer discounts and incentive to those who purchase the product with these new ingredients.

This new attitude towards purchasing the product along with positive word-of-mouth helped Colgate successfully increase its sales from consumers who understand the benefits of triclosan being present in their toothpaste.

To know more about antibacterial agent visit:

https://brainly.com/question/29309648

#SPJ4

mr. smith is a 45-year-old male patient. he has a medical history that is unremarkable. he has several restorations and crowns with generalized moderate periodontal disease. he smokes, drinks coffee, and feels like his teeth are yellow. he has generalized recession of 2 to 3 mm apical to the cej and generalized rolled margins with 4- to 5-mm pockets. after your first root planing appointment, mr. smith asks to have his teeth polished to brighten them up. what should you do?

Answers

After your first root planning appointment, Mr. smith asks to have his enamel polished to brighten them up. I Avoid polishing after root planning, so particles do not imbed in the tissue.

An appointment refers to a scheduled meeting or arrangement between two or more parties. It can be a formal or informal meeting, such as a business meeting, a medical appointment, or a personal meeting with friends or family. Appointments can be made in advance or can be scheduled on short notice, depending on the urgency and importance of the meeting.

Appointments are an important part of professional and personal life, as they allow individuals to manage their time and resources effectively and ensure that important tasks and meetings are not overlooked. They can also help to facilitate communication and collaboration between individuals or organizations and can contribute to building strong relationships and networks.

To learn more about Appointments visit here:

brainly.com/question/1339787

#SPJ4

emily purchased a building to store inventory for her business. the purchase price was $775,000. emily also paid legal fees of $350 to acquire the building. in march, emily incurred $2,000 to repair minor leaks in the roof (from storm damage earlier in the month) and $6,200 to make the interior suitable for her finished goods. what is emily's cost basis in the new building?

Answers

Emily's cost basis in the new building is $783,550.

In accounting and taxation, the cost basis is the initial cost of an asset, including purchase price, acquisition fees, and other charges. Emily's cost basis in the new building can be calculated by adding the purchase price and other related expenses.

Given;

Purchase price of the building = $775,000Legal fees = $350Repair costs = $2,000Interior finishing costs = $6,200

Calculate the total cost basis

Total cost basis = $775,000 + $350 + $2,000 + $6,200 = $783,550

Therefore, Emily's cost basis in the new building is $783,550.

Learn more about the cost basis at https://brainly.com/question/30876490

#SPJ11

bad company, incorporated, has a major outlay of $1.1 million that is needed to renovate the company's manufacturing facility. because the company's management is conservative, it won't undertake the renovation until it has the cash necessary to fund the renovation. the company plans to deposit $98,000 each quarter into an account that will earn 1.2 percent per quarter. how many years will it be until the company has the money saved for the renovation?

Answers

It will take approximately 9.15 years  for Bad Company to have the money saved for the renovation.

Using the formula for future value of an ordinary annuity:

FV = PMT x  [tex](((1+r)^{n-1}/r)[/tex]

where FV is the future value, PMT is the quarterly deposit, r is the quarterly interest rate, and n is the number of quarters.

Plugging in the values given:

1,100,000 = 98,000 x  [tex](((1+0.012)^{n-1)}/0.012)[/tex]

Solving for n:

n = log(1 + (1,100,000 / 98,000) x 0.012) / log(1.012)

n = 36.6 quarters

Since there are 4 quarters in a year, it will take approximately 9.15 years (36.6 / 4) for Bad Company to have the money saved for the renovation.

To learn more about annuity refer to:

brainly.com/question/23554766

#SPJ4

a project that will provde annual cash flows of $2,950 for nine years costs $9,800 today. at a required return of 9 percent, what is the npv of the project? note: do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16. at a required return of 27 percent, what is the npv of the project? note: a negative answer should be indicated by a minus sign. do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16. at what discount rate would you be indifferent between accepting the project and rejecting it? note: do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.

Answers

At a required return of 9 percent, the Net Present Value of the project is $3,604.04. At a required return of 27 percent, the NPV of the project is -$2,765.87. The discount rate at which we would be indifferent between accepting and rejecting the project is approximately 13.38%.

The Net Present Value (NPV) of a project is the present value of its expected cash flows minus the initial investment. To calculate the NPV of this project, we need to discount the annual cash flows of $2,950 for nine years at the required return and subtract the initial cost of $9,800.

At a required return of 9 percent, the NPV of the project is:

NPV = -$9,800 + ($2,950 / 0.09) * (1 - (1 / (1 + 0.09)^9))

= $3,604.04

Rounded to two decimal places, the NPV of the project at a required return of 9 percent is $3,604.04.

At a required return of 27 percent, the NPV of the project is:

NPV = -$9,800 + ($2,950 / 0.27) * (1 - (1 / (1 + 0.27)^9))

= -$2,765.87

Rounded to two decimal places, the NPV of the project at a required return of 27 percent is -$2,765.87.

To determine the discount rate at which we would be indifferent between accepting and rejecting the project, we need to find the Internal Rate of Return (IRR) of the project. The IRR is the discount rate that makes the NPV of a project equal to zero.

In this case, we can use a financial calculator or spreadsheet software to solve the IRR. The IRR of this project is approximately 13.38%.

To learn more about Net Present Value

https://brainly.com/question/29669538

#SPJ4

a firm has outstanding debt with a coupon rate of 8%, seven years maturity, and a price of $1,000. what is the after-tax cost of debt if the marginal tax rate of the firm is 35%?

Answers

If the marginal tax rate of the firm is 35% , Then the  after-tax cost of debt  is calculated to be  5.2%.

To calculate the after-tax cost of debt, we need to adjust the nominal (pre-tax) interest rate by the tax savings resulting from the tax-deductibility of interest payments.

The after-tax cost of debt can be calculated using the following formula:

After-tax cost of debt = Nominal interest rate x (1 - marginal tax rate)

In this case, the nominal interest rate is the coupon rate of 8%, and the marginal tax rate is 35%. Thus, we have:

After-tax cost of debt = 0.08 x (1 - 0.35)

After-tax cost of debt = 0.08 x 0.65

After-tax cost of debt = 0.052 or 5.2%

Therefore, the after-tax cost of debt for the firm is 5.2%.

Learn more about marginal tax rate :

https://brainly.com/question/30882076

#SPJ4

which statements are true about swaps? check all that apply: a can be valued as a series of forward contracts. there are swaps for currencies, interest rates and commodities. swaps have no credit (default) risk. a swap is marked to market on a daily basis.

Answers

The two true statements about swaps are:

A- A swap can be valued as a series of forward contracts.

B - There are swaps for currencies, interest rates and commodities.

Swaps are financial instruments used to exchange cash flows between two parties. They are commonly used for currencies, interest rates, and commodities. A swap can be thought of as a series of forward contracts because it involves an agreement to exchange cash flows at predetermined future dates.

By valuing a swap as a series of forward contracts, market participants can calculate the fair value of the swap and determine whether it is a good investment opportunity.

Options A and B are correct answers.

You can learn more about swaps at

https://brainly.com/question/29432588

#SPJ11

an organization that seeks in increase the cohesiveness of its teams can group of answer choices communicate a communal perspective to the team by stressing unity. institute a program of group-level rewards rather than individual bonuses. decrease the diversity of the teams. use all the methods listed here to increase cohesion.

Answers

An organization that seeks to increase the cohesiveness of its teams can communicate a communal perspective to the team by stressing unity and a shared vision or mission that everyone can identify with. Option A is correct.

This can help to align individual goals and behaviors with team goals and norms, and foster a sense of belonging and commitment.

Another approach is to institute a program of group-level rewards rather than individual bonuses, which can encourage team members to collaborate and support each other to achieve common objectives, instead of competing against each other for personal gains.

Decreasing the diversity of the teams may not be a desirable or effective solution, as it can limit the range of perspectives, skills, and experiences that the team can draw upon to solve problems and innovate.

Therefore, using all the methods listed here to increase cohesion may not be necessary or appropriate, depending on the context and goals of the organization. It is important to assess the specific needs and challenges of each team and tailor the strategies accordingly.

Hence, A. is the correct option.

To know more about individual goals here

https://brainly.com/question/30548701

#SPJ4

--The given question is incomplete, the complete question is

"An organization that seeks in increase the cohesiveness of its teams can group of answer choices A) communicate a communal perspective to the team by stressing unity. B) institute a program of group-level rewards rather than individual bonuses. C) decrease the diversity of the teams. D) use all the methods listed here to increase cohesion."--

the practice of organizing the cost-effective flow of raw materials, in-process inventory, finished goods, and related information from point of origin to point of consumption to satisfy customer requirements is referred to as

Answers

The practice of organizing the cost-effective flow of raw materials, in-process inventory, finished goods, and related information from point of origin to point of consumption to satisfy customer requirements is referred to as supply chain management.

Supply chain management (SCM) is the practice of organizing the cost-effective flow of raw materials, in-process inventory, finished goods, and related information from point of origin to point of consumption to satisfy customer requirements.

The goal of supply chain management is to improve and optimize the efficiency of the flow of goods and services, reduce costs, and increase the speed of delivery. Supply chain management involves coordinating and integrating these activities with suppliers, intermediaries, third-party service providers, and customers, with the goal of improving overall supply chain performance.

You can learn more about supply chain management at

https://brainly.com/question/25160870

#SPJ11

which of the following provide intrinsic motivation? multiple select question. a chance to work on an interesting project helping a coworker achieve a difficult task routine, habitual tasks a mechanistic approach to job design a challenging problem

Answers

Intrinsic motivation refers to conduct motivated by natural prices. These are options C, D, and E.

freedom in intriguing tasks, a delicate problem and the capability to produce commodity new give inner provocation.

Intrinsic motivation is defined as performing an exertion for its natural satisfaction, not for a clear consequence. When a person is naturally motivated, they're motivated to act out of the joy or challenge that comes with it, rather than external products, pressures, or prices.

Question

Which of the following statements provides intrinsic motivation

a) mechanistic approach to task design

b) Routine and habitual tasks

c) freedom in intriguing tasks

d) delicate problem

e) the occasion to produce commodity new

To know more about Intrinsic Motivation,

brainly.com/question/16854116

#SPJ4

a cubic specification for a short-run cost function is appropriate when the scatter diagram indicates group of answer choices total cost increases at an increasing rate throughout the range of output. an s-shaped short-run average total cost curve.

Answers

A cubic specification for a short-run cost function is appropriate when the scatter diagram indicates that the total cost increases at an increasing rate throughout the range of output.

This typically results in an S-shaped short-run average total cost curve.


Here's a step-by-step explanation:



1. Analyze the scatter diagram: Look for a pattern in the data points that indicates an increasing rate of total cost as output increases.

2. Identify the shape of the curve: If the pattern suggests an S-shaped curve, this indicates that the cubic specification is appropriate for the short-run cost function.


3. Apply the cubic specification: Utilize the appropriate mathematical model to fit the cubic cost function to the data points from the scatter diagram.


4. Interpret the results: Based on the fitted cubic cost function, you can analyze how total costs change as output increases in the short-run.

To know more about cubic specification here

https://brainly.com/question/30427010

#SPJ11

which of the following should ideally take place in the changing phase of organizational change? empowering action, making a public admission that the current state is not working, making a clear break with past actions, embedding new behaviors in culture

Answers

Empowering action can be important in order to give individuals and teams the tools and resources they need to make the desired changes. This can help to build momentum and a sense of ownership over the change process.

Making a public admission that the current state is not working can be a powerful way to build support for change and create a sense of urgency. This can help to generate buy-in from stakeholders and motivate people to take action.Making a clear break with past actions can be important in order to signal that the organization is committed to the change and is moving in a new direction. This can help to overcome resistance and create a sense of momentum.Embedding new behaviors in culture is critical in order to ensure that the changes are sustainable and become a part of the organization's DNA. This may involve creating new policies, processes, and systems that reinforce the new behaviors and make them a part of the organization's culture.

To know more about action

https://brainly.com/question/14717225

#SPJ4

according to the capm, the required return of an asset is the sum of risk-free rate of return and beta times the risk premium. true false

Answers

The statement " According to the CAPM, the required return of an asset is the sum of risk-free rate of return and beta times the risk premium" is True.

The CAPM uses the asset's beta (systematic risk), market risk premium, and risk-free rate to calculate its necessary return.

In this approach, beta measures systematic risk, or how much an asset's returns vary with market portfolio returns. CAPM calculates an asset's necessary return:

Risk-free rate + Beta × Needed return (Market risk premium)

The risk-free rate is the return on a risk-free asset like Treasury bills, beta is the systematic risk of the asset compared to the market, and the market risk premium is the extra return investors want to compensate for market risk.

Investors use the CAPM model to assess investment opportunities and whether they are sufficiently paid for portfolio risk.

The statement " According to the CAPM, the required return of an asset is the sum of risk-free rate of return and beta times the risk premium" is True.

Read more about rate of return.

https://brainly.com/question/14897263

#SPJ11

the lumber yard is considering adding a new product line that is expected to increase annual sales by $342,000 and expenses by $236,000. the project will require $145,000 in fixed assets that will be depreciated using the straight-line method to a zero book value over the 7-year life of the project. the company has a marginal tax rate of 35 percent. what is the depreciation tax shield?

Answers

Based on the given data, the depreciation tax shield is $7,250.

In this case, the depreciation tax shield is calculated by the formula:

Depreciation tax shield = Depreciation amount * Tax rate.

Depreciation tax shield can be defined as the tax savings resulting from the tax-deductible expense of depreciation, where the depreciation is added back to taxable income before taxes are calculated.

The given values in the question are:

Annual sales increased by = $342,000

Annual expenses increased by = $236,000

Fixed assets required = $145,000

Life of the project = 7 years

Marginal tax rate = 35%

To calculate the depreciation tax shield, we need to first find the depreciation amount. The fixed assets required will be depreciated using the straight-line method to a zero book value over the 7-year life of the project.

Depreciation amount = (Fixed assets required - Salvage value) / Life of the project

Since the fixed assets will be depreciated to a zero book value, the salvage value will be zero. Therefore,

Depreciation amount = (Fixed assets required - Salvage value) / Life of the project

Depreciation amount = (145,000 - 0) / 7

Depreciation amount = 20,714.29

Now we can calculate the depreciation tax shield using the formula,

Depreciation tax shield = Depreciation amount * Tax rate

Depreciation tax shield = 20,714.29 * 0.35

Depreciation tax shield = $7,250

Learn more about Depreciation tax shield:

https://brainly.com/question/24192125

#SPJ11

The government decides to impose a per-unit tax on the bottle industry to help cover revenue shortfalls in the annual budget.

Use the graph below to answer the questions.
------------------------------------------------------------------------------

The per-unit tax has generated total tax revenue of:

Multiple Choice

-$1 million

-$2 million

-$5 million

-$10 million

-$12 million


------------------------------------------------------------------------------------------

The deadweight loss created by the per-unit tax is equal to the area

Multiple Choice

-AKB

-KBC

-ACM

-ABL

-ABC

Answers

The per-unit tax has generated total tax revenue of D. $10 million.

The deadweight loss created by the per-unit tax is equal to the area D. ABL.

What is the tax generated ?

The tax generated is:

= 5 x 2 burden on producers and consumers

= $ 10 million

What is Deadweight loss?

Deadweight loss refers to the loss of economic efficiency that occurs when the equilibrium of a market is not Pareto optimal.

The deadweight loss is the area of ABL, This is because Deadweight loss can be calculated as the area between the supply and demand curves from the socially efficient level of production to the new equilibrium.

Find out more on deadweight loss at https://brainly.com/question/25484804

#SPJ1

westville clinic has the following information regarding its patient visits: what is the total cost variance for westville clinic? please show your calculations to receive credit. static budget actual results patient visits 1,500 1,400 variable cost per visit $50 $53 fixed costs $100,000 $100,000

Answers

The total cost variance for Westville Clinic is $6,800 U.

To find the total cost variance for Westville Clinic, the first step is to calculate the static budget variance and the flexible budget variance. The static budget variance is the difference between the static budget and the actual results, while the flexible budget variance is the difference between the flexible budget and the actual results.

Static budget:Patient visits: 1,500Variable cost per visit: $50Fixed costs: $100,000Total static budget: $175,000Actual results:Patient visits: 1,400Variable cost per visit: $53Fixed costs: $100,000Total actual results: $171,200Static budget variance:Static budget - Actual results = $175,000 - $171,200 = $3,800 UFlexible budget:The flexible budget is based on the actual number of patient visits.

Since the actual number of patient visits is 1,400, the flexible budget would be:Variable costs: 1,400 x $53 = $74,200Fixed costs: $100,000Total flexible budget: $174,200Flexible budget variance:Flexible budget - Actual results = $174,200 - $171,200 = $3,000 UTotal cost variance:The total cost variance is the sum of the static budget variance and the flexible budget variance:Static budget variance + Flexible budget variance = $3,800 U + $3,000 U = $6,800 U.

For more such questions on total cost

https://brainly.com/question/29509552

#SPJ11

ricoh americas corporation has significant international operations. faced with local reticence to adapt changes that come from other global regions, what does ricoh suggest is the most successful approach? group of answer choices bring in global market representatives to force change locally. obligate local offices to adopt the corporate decision. ensure stakeholder participation early in the change process. ignore the problem because it is only a temporary issue.

Answers

The most successful approach Ricoh's suggested to  local reticence is to ensure stakeholder participation early in the changing process.

According to Ricoh's suggested approach, the most successful way to address local reticence is,

To adapt changes that come from other global regions is to ensure stakeholder participation early in the change process.

This means involving key stakeholders from the local offices in the decision-making process, seeking their input and addressing their concerns.

This approach fosters buy-in and ownership from those who will be affected by the changes.

Leading to a smoother implementation process and increased likelihood of success.

It also allows for a more nuanced understanding of the local context and cultural factors that may impact the change process.

Bringing in global market representatives to force change locally or obligating local offices.

To adopt corporate decisions without proper consultation can lead to resistance, resentment, and ultimately, failure.

To implement the desired changes effectively.

Ignoring the problem is also not a viable solution.

As it can lead to a further breakdown of trust and communication between the global and local offices.

Learn more about stakeholder here

brainly.com/question/28900503

#SPJ4

if an investor believes a particular investment is priced lower than it will be in the future, this is considered which type of investment?

Answers

When an investor believes a particular investment is priced lower than it will be in the future, it is considered undervalued investment.

An undervalued investment is an asset that is worth more than its current price tag. This is frequently due to market overreactions to news or changes in the value of a company's underlying assets, as well as the failure of investors to recognize the potential of a specific product or service.

A person can find undervalued investments by analyzing the firm's fundamentals and assessing its financial statement. If a stock has a strong financial performance but has a low price-to-earnings ratio or book value, then it is undervalued.

There are a few steps to take advantage of undervalued investment that are mentioned below:

Research the stock's underlying company, Check the stock’s earnings ratio, Look for catalysts that can push the stock up, Check the stock’s book value, Look at the company’s historical trends, Determine if the market will eventually value the stock correctly by reviewing historical data and news sources. Undervalued investment is important to be analyzed because it provides good return in the future.

know more about investment here

https://brainly.com/question/15353704#

#SPJ11

Other Questions
a collection of structure, semi-structured, and unstructured data stored in a single location is called a . a. database b. data warehouse c. data lake d. metadata What is the equation of the trend line in the scatter plot?10987654201 2 3 4 5 6 7 8 9 10Use the two yellow points to write the equation in slope-intercept form. Write any coefficientsas integers, proper fractions, or improper fractions in simplest form.Video A triangle has side lengths 1 units, 1 units, and x units. Determine the range in which x must lie in order for a triangle to exist.ResponsesA -1 < x < 2-1 < x < 2B 1 < x < 21 < x < 2C 0 < x < 20 < x < 2D 0 < x < 1 joe is beginning to prepare his speech and has constructed a brief outline that sketches out his thesis and main points, but does not yet have a fully developed conclusion or transitions. which type of outline has joe constructed? consider the following project network and activity times (in weeks): activity a b c d e f g h time 5 3 7 6 7 3 10 8 a. identify the critical path. b. how much time will be needed to complete this project? c. can activity d be delayed without delaying the entire project? if so, by how many weeks? d. can activity c be delayed without delaying the entire project? if so, by how many weeks? e. what is the schedule for activity e? Use the V n of the function y=f(x) below to answer the questions.12BEN2011PyT5(a) Is f(1) negative?O Yes No(b) For which value(s) of x is f(x) > 0?Write your answer using interval notation.I(c) For which value(s) of x is f(x)=0?If there is more than one value, separate them with commas.0 Find the probability of neither showingmultiple of 3 nor multiple of 4 on the second die On January 1, 2015, Jose Company purchased a building for $200,000 and a delivery truck for $20,000. The following expenditures have been incurred during 2017: 4. What is the central idea of the letter?Question 4 options:A breakup of the Union has been something that has been a long time coming.A breakup of the Union is the worst thing that could happen.Secession is necessary to preserve the principals of the South.Secession would cause the North to reevaluate their ideals. How many face edges and verties in cube ) what type of materials in terms of specific heat that work best for building envelopes in hot arid regions? simplify: [2](3d'2e'4)'3_________9d'2e'5" ' " is used for square.. you can be an entrepreneur by using your creativity and resourcefulneds a system releases 1 kj of heat and has 650 j of work done on it by the syrroundings. what is the change in the internal energy of the system prove that cos x = cscx-1---------------------------cscx ap myers psychology how does culture affect diagnosis of psychological disorder? how does the biopsychosocial model help explain psychological disorders? Members of a basketball team are paintinga design on the floor of the basketballcourt. The special paint they are buyingcosts $15.80 a pint. One pint of this paintcovers ten square feet of surface. What is the value of x? Enter your answer in the box. Angle b has a measure between 0 and 360 and is coterminal with a ""865 angle. what is the measure of angle b? 110 115 210 215 what were the key differences between the reconstruction visions of andrew johnson and the radical republicans?